ANALYTIC SYSTEM 


EDITION 1921 
(Revision—Feb., 1926 


To Subscribers: 


It is essential that you ascertain from 
the Bureau having jurisdiction whether 
these revisions have been adopted before 
attempting to analyze the rate on any in- 


dividual risk. 


Separate pages for this set of revisions 
or separate pages for the Analytic System 
are not available and missing pages can- 
not be replaced. 


J. V. PARKER. 


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® |. CLASSIFICATION OF BUILDINGS 


610967 


I. CLASSIFICATION OF BUILDINGS 


DEFINITIONS ® 


In the following rules, certain terms are used with respect to walls, 
fioors and roofs to indicate the type of construction. When these terms 
appear, their meaning is to be taken as follows: 


1. Masonry Wallis: Walls of brick (including hollow, sand-lime and con- 
crete brick), stone, concrete, adobe, hollow concrete block or tile, and 
hollow walis of block construction. Such walls are designated by the 
symbol B. > 


2. Incombustible Walls: Walls of metal, metal lath and plaster and (or) 
glass on incombustible supports. 


Le 


Combustible Walls: Walls of wood, wood iron-clad, brick veneered, 
brick nogged or skeleton iron-clad construction, or of incombustible 
materials on combustible supports. Such walls are designated by the 
symbol D. 


a 


Fireproof Flocrs or Roofs: Floors (or roofs) constructed of brick or 
tile arches, reinforced concrete slabs, reinforced concrete slabs with re- 
inforced concrete joists or reinforced concrete joists and tile, on incom- 
bustible supports; or earth. 


Note: Combustible floor surfacing should not affect the grading of a 
floor, except that when earth or other fireproof floors laid directly on 
earth have combustible floor surfacing with air-space beneath, they 
should be classed as Combustible Floors. 


5. Incombustible Floors or roofs: Floors (or roofs) constructed of asbestos 
board, glass, metal, metal lath and plaster, concrete on expanded metal; 
or clay, concrete or gypsum tile on metal tees or purlins; on incom- 
bustible supports. 


Note 1: Floors (or roofs) constructed of concrete on expanded metal 
with all supporting columns, beams and girders protected by fire- 
proofing materials equivalent to not less than one-half of the require- 
ments specified under item 12., Fireproofing, Rules for A Construction, 
p. 25, and with all metal joists in floor slabs protected by a ceiling 
of cement or gypsum plaster on metal lath, may be classed as Fireproof | 
Floors (or Roofs). 


Note 2: Combustible floor surfacing should not affect the grading of 
an incombustible floor. 


6. Combustible Floors or Roofs: Floors (or roofs) of wood; or incom- 
bustible materials on combustible supports. 


CLASSIFICATION OF BUILDINGS 


Buildings are classified according to the type of construction, the 
various types being designated by the symbols A, B and D. 


A Buildings 
1. Buildings with masonry exterior walls or with incombustible exterior = 
walls between masonry or protected metal supports, exceeding in 
length 50% of the total perimeter of the building as defined under 
item 2.d., p. 17: 
a. With all floors and roof fireproof, 


b. With all floors fireproof but with combustible roof separated from 


top story by a fireproof ceiling conforming to requirements for fire- 
proof floors. 


ec. With all floors fireproof but with combustible roof without ceiling 
as described above, but separated from basement or lowest story by 
not less than three fireproof floors. 


(Feb., 1926. Replaces former page 6) 
' (Analytic System—Copyright, 1921, by J. V. Parker) 


v 


6 


d. With all floors fireproof but with incombustible roof separated from 


top story by a fireproof ceiling conforming to requirements for fire- 
proof floors. 


e. With all floors fireproof but with incombustible roof without ceil- 
ing as described above, but separated from basement or lowest story 
by not less than three fireproof floors. 


f. With floors and roof incombustible only when such buildings con- 
tain exclusively incombustible contents as defined in the Occupancy 
List. When such buildings contain other than incombustible con- 
tents they should be classed as B unless otherwise directed. 


Note: When buildings described under item f. contain both com- 
bustible and incombustible contents and all sections containing com- 
bustible contents are protected by an approved system of automatic 
sprinklers having one or more sources of supply, they should be 
classed as A. 


2. Buildings with incombustible exterior walls not between masonry or 
protected metal supports exceeding in length 50% of the total peri- 
meter of the bulding as defined under item 2d., p. 17: 


a. With floors and roof incombustible, only when such buildings con- 
tain exclusively incombustible contents as defined in the Occupancy 
List. When such buildings contain other than incombustible con- 
tents they should be classed as B unless otherwise directed. 


Note 1: When buildings described under item a. contain both 
combustible and incombustible contents and all sections containing 
combustible contents are protected by an approved system of auto- 
matic sprinklers having one or more sources of supply, they should 
be classed as A. 


Note 2: When buildings described under 1. and 2. have additions 
of construction inferior to A exceeding in area 50% of the total floor 
area (excluding area of basements) of the building and its addi- 
tions, they should be classed as B or D according to the material 
of the exterior walls. 


Note 3: When buildings described under 1. and 2. have D exterior 
walls (either in additions or in main building) exceeding in length 
50% of the total perimeter of the building as defined under item 
2.d., p. 17, they should be classed as D, except as provided under 
item 2.d.3., p. 18. 


B Buildings 


3. Buildings with masonry exterior walls or with incombustible exterior 
walls between masonry or protected metal supports, exceeding in 
length 50% of the total perimeter of the building as defined under 
item 2.d., p. 38: 


a. With combustible floors and roof. 


b. With fireproof floors but with combustible roof not separated from 
top story by a fireproof ceiling conforming to requirements for fire- 
proof floors, unless combustible roof is separated from basement or 
lowest Story by at least three fireproof floors. 


c. With fireproof floors but with incombustible roof not separated from 
top story by a fireproof ceiling conforming to requirements for fire- 
proof floors, unless incombustible roof is separated from basement 
or lowest story by at least three fireproof floors. 


d. With incombustible floors and roof when building contains other 
than incombustible contents as defined in the Occupancy List. When 
such buildings contain exclusively incombustible contents they 
should be classed as A. 


Note: When buildings described under item d. contain both com- 
bustible and incombustible contents and all sections containing 
combustible contents are protected by an approved system of auto- 
matic sprinklers having one or more sources of supply, they should 
be classed as A. 


(See following page) 


(Feb., 1926. Replaces former page 7) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


eres 


4. Buildings with incombustible exterior walls not between masonry or 
protected metal supports, exceeding in length 50% of the total peri- 
meter of the building as defined under item 2.d., p. 38: 


a. With combustible floors and roof. 


b. With floors and roof incombustible when building contains other 
than incombustible contents as defined in the Occupancy List. When 
such buildings contain exclusively incombustible contents they 
should be classed as A. 


Note 1: When buildings described under item b. contain both 
combustible and incombustible contents and all sections containing 
combustible contents are protected by an approved system of auto- 
matic sprinklers having one or more sources of supply, they should 

- be classed as A. 


Note 2: When buildings described under 8. and 4. have D exterior ¥ 
walls (either in additions or in main building) exceeding in length 
50% of the total perimeter of the building, as defined under item 
2.d., p. 38, they should be classed as D except as provided under 
item 2.d.3., p. 39. 


D Buildings 


Buildings with combustible exterior walls exceeding in length 50% of 
the total perimeter of the building as defined under 2.d., p. 17 
and item 2.d., p. 38, should be classed as D except as provided under 
item 2.d.3., p. 18 and item 2.4d.3., p. 39. 


5 


(Feb., 1926. Replaces former page 8) 
Analytic System— Copyright, 1921, by J. V._Parker) 


a | 
BASIS-RATES 


The master table given below has for its starting point the basic 
figure of $1.00 for a one story building in an unprotected (Tenth Class) 
town and is accordingly numbered 100. The system is designed to 
produce any desired level of rates necessary to conform to the needs of 
any territory in which it is or may be used. The standard basis tables 
are those which, upon test, produce the required level of rates. 


Higher or lower basis tables are obtained by taking ratios of the 
master table, carrying figures to three decimal places. 


Where conditions warrant, ratios of the master table may vary in 
different classes of protection, but no ratio for an inferior class should 
be less than the ratio used for a better class. 

BASIS TABLE 100 


Prt Oven Crk ON 


Classes (Nat'l Bd.)... 1 2 3 | 4 5 6 € | 8 9 10 
COPA) 52s. | (1) 1(134)) @) (@44)| G) 1G 44)| (4) " (4%)} (5) | (6) 
HEIGHT / | / 
I Story..............} 4972 | .5345 | .5718 | .6146 | .6575 | .7068 | .7561 | .8455 | 9348 | 1.00 
2 Stories............| .5021 | 5398 | .5775 | .6208 | .6641 | .7139 | .7637 | .8539 | .9441 | 1.01 
3 seseeceeeeee-| 5071 | 5452 | 5832 | 6269 | 6707 | .721 | .7718 8624 | 9535 | 1.02 
4 hececeeeeeees | 5121 | .5505 | 5889 | 63831 | .6772 | .728 | .7788 | .8708 | .9628 | 1.03 
af) | ie ee | .5171 | .5558 | 5946 | .6392 | .6838 | .7351 | 
Ge eee eegae ress. | 522” | 5612 |, .6003 | 6454 | .6904 | .7422 | 
1 A Pte, a es a | 527 | .5665 | .6061 | .6515 | .697 | .7492 | 
Soe ee tere Doe a LO, 0118 GOTT 
OPP rae. ere 5369 | .5772 | 
Add for each additional | | 
StOF YS or iets .0075 | .008 | .0086 | .0092 | .0099 | 0106 | 0113 | .0127 | .014 015 
Subtract if no base- 
ment..............| .005 | .0953 | .0057 | .0061 | 0066 | .0071 | .0076 | 0085 | 0093; .01 
Add for each sub-base- 
MONG ee A. cco eee 005 | .0053 | .0057 | .0061 .0066 | .0071 | .0076 | .0085 | .0093 | .01 


SELECTION OF BASIS-RATES 


Basis should be selected according to the class of fire protection and 
the height of the building. 

1. When parts of a building have not the same number of stories, the 
basis for the highest portion should apply. 

2. Sub-Basements: When building has sub-basements, basis should be 
increased for each basement below the first by same amount that is 
deducted for no basement. 

3. Height: Unless otherwise specifically directed, the number of stories 
in a building should be determined by the number of floors above 
basement and not by the height of the building; except that when 
a story in a section of D construction exceeds 15 feet in height, each 
15 feet (or greater part thereof) of excess should be considered an 
additional story. When a story in a section of D construction ex- 
tends to the roof, the height should be measured to the eaves. 


Note: When rooms in sections of D construction exceed 2214 feet 
in height and contain furnaces grading High (or furnaces grading 
Medium when room is used for no other purpose), they should be 
considered as only one story in height. 

. Attics: An attic should be considered an additional story when usec 
for mercantile or industrial purposes; the number of stories to eaves 
should otherwise be the determining factor. 


(See following page) 


p> 


(Feb., 1926. Replaces former page 11) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


ae PP, 

5. Basis for industrial risks with more than 5 hands (including all | 
auxiliary buildings with or without industrial processes) should be 
selected according to the class of public fire protection, except that 
when the value of the exterior fire protection at the risk is greater 
or less than that of the public fire protection, basis should be selected 


according to the class of protection as determined by the rules for 
Classification of Exterior Fire Protection. 


CHARGES AND CREDITS 


All charges and credits are percentages of the basis and are cumu- 
lative to each building or division unless otherwise stated. 


The standard for structural features of a building is determined as | 


to area, and walls and the protection of floor openings by the character 
of the occupancy which is divided into Light and Ordinary. All occu- 
pancies not mentioned in the following list of Light Occupancies should 
be considered Ordinary Occupancies. 


List of Light Occupancies 


1. Agents’ Sample Rooms. 

2. Almshouses, asylums, hospitals, infirmaries, poorhouses and sani- 

tariums, except floors occupied for cooking (except small diet or 

serving kitchens), laundering or industrial processes, 

Banks. 

. Barber Shops. 

Baths. 

Billiard Saloons. 

Bowling Alleys. 

. Chemical, Biological or Physical Laboratories (private, including 

laboratories operated in connection with Educational Institutions). 

. Churches. 

. Clubs (city, country, ete.), except floors occupied for cooking (except 

Small serving kitchens), laundering or industrial processes. 

11. Dental Laboratories. 

12. Dormitories, except floors occupied for cooking (except small serving 
kitchens), laundering or industrial processes. 

13. Dwellings, Flats and Apartments. 

14, Educational Institutions, except floors occupied for cooking (except 
as provided under Item §8.e., Miscellaneous Hazards), stages with 
scenery (other than a small amount of fixed scenery), laundering, 
manual training (with automobile shops, metalworking, woodwork- 
ing, etc.) or industrial processes. 

15. Gambling Houses, except floors occupied for cooking. 

16. Halls, private or public (including armories, dance halls, drill halls, 
gymnasiums, labor union halls and society, lodge or club rooms); 
except floors occupied for cooking (except as provided under Item 
8.c., Miscellaneous Hazards) or stages with scenery (other than a 
small amount of fixed scenery). 

17. Hotels, boarding houses and lodging houses (other than low-grade 
bunk houses), except floors occupied for cooking (except small serv- 
ing kitchens), laundering or industrial processes. 

18. Libraries, public or private. 

19. Municipal and County Buildings, except floors occupied by fire de- 
partment apparatus, stables, storage of tools, machinery, etc., cook- 
ing (for inmates of jails) or industrial processes. 

20. Natatoriums. 

21. Offices, business or professional; detective agencies, employment 
agencies, stock exchanges, telegraph offices, etc., including small 


POUR oe 


on 


pot 
3 ~) 


private laboratories, printing offices and restaurants connected there- 3 
with. 

22. Parlors; dressmaking, hairdressing, massage, millinery, shoe shin- 
ing, ete. 


23. Restaurants, except floors occupied for cooking (except small serv- 
ing kitchens), laundering or industrial processes. 

24. Shooting Galleries. 

25. Sign writers and designers. 

26. Sleeping rooms of proprietors or employees. 

27. Stands; fruit, news, tobacco, etc. 

28. Studios; artists’, teachers’, class rooms, photograph galleries, etc. 

29. Telephone exchanges, including small restaurants operated in con- 
nection therewith. 


(See following page) 


(Feb., 1926. Replaces former page 12) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


Ss, 


244. 


= 
CHARGES AND CREDITS—Continued 


80. Young Men’s and Young Women’s Christian Associations and similar 
institutions, except floors oceupied for cooking (except small serving 
kitchens and domestic science laboratories), stages with scenery 
(other than a small amount of fixed scenery), laundering, manual 
training (with automobile shops, metalworking, woodworking, etc.) 
or industrial ‘processes. 

81. Small stocks and industrial occupancies when the combustibility 
classification does not exceed C.3 and when the total area of each 
occupancy does not exceed 2400 square feet or 1200 square feet on 
any one floor. 

Note 1: When the total area of all occupancies described under 
Item 31. exceeds one-half of the area of the floor upon which they are 
located, the floor should be considered as containing ordinary occu- 
pancies with respect to charges for Area, Walis and Floor Openings. 

Note 2: When the total area of Ordinary Occupancies on any one 
floor does not exceed 5% of the total area of the floor, that floor 
should be considered as containing exclusively Light Occupancieg in 
applying charges for Area, Walls or Floor Openings. 

Note 3: When occupancies which normally class as Light are 
classed as Ordinary on account of cooking, stages with scenery, 
manual training, industrial processes, etc., the area occupied by 
kitchens or stages with Scenery or for manual training, industrial 
processes, etc., may be taken in Heu of the area of the entire occu- 
pancy in determining the limit provided under Note 2. 


1. AREA 


la. Area charge should be applied to all buildings according to the 
following table. 

1.b. When -the ground floor area exceeds the limits of the following 
table, the proper charge may be found by adding the charges for 
two or more areas. 

l.c. When parts of a building differ in the number of floors, the sum of 
the charges for each section should be taken according to its area 
and number of floors, including basement and sub-basement. The 
total charge thus obtained should not be less than the charge for 
area if all sections were of the same height as the lowest section 
of the building. 

1.d. When a building is of different classes of construction, area charge 
should be applied according to the class of construction of each 
section, but in no event should the total area charge be less than 
that which would result if the entire building were of the better 
elass of construction. 

le. Attics: Area charge should apply to attics and portions of buildings 
included within gable roofs, when used for mercantile or industrial 
purposes; when such portions are not occupled or are not designed 
for permanent occupancy, area charge should be walved. 

1.2. Floors in sections of A construction occupied exclusively by Light 
Occupancies or by occupancies with Incombustible Contents should 
not be counted as floors. When less than one-third of the area of 
- floor has Ordinary Occupancies, it should be considered as a half 

oor. 

Note: When portions of a floor contain only incombustible con- 
tents, such portions should be considered as containing incombus- 
tible contents only when separated by walls or partitions frem 
other contents, except that when a portion of a floor not separated 
from the rest of the floor by walls or ‘partitions is designed and used 
exclusively for industrial processes on incombustible materials, such 
portion may be considered as separated by walls or partitions from 
other contents. 

l.g. Floors in sections of A construction having all openings to stories 
above and below protected by a. closures (see item 9.), and haying all 
contents (other than Light Occupancies or occupancies with incom- 
bustible contents) located in sections not exceeding 1200 square feet 
in area nor more than one-fifth of the area of the floor on which lo- 
cated, cut off by partitions equivalent to those required for a. clos- 
ures (see item 9.) with all openings in partitions protected by wire 
glass in metal frames or by doors approved for the protection of 
openings in Corridors or Partitions, should not be counted as floors. 

1.h. If floors, basements or sections of a building are equipped with an 
approved system of automatic sprinklers having one or more sources 
of supply, area charge for sprinklered portions should be waived. 


(See following page) 


(Feb., 1926. Replaces former page 13) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


aay bl 
AREA TABLE 


Square Feet 9 3 4 5 6 7 8 | 
of Ground Floor | Floors} Floors! Floors! Floors| Floors} Floors} Floors} Floors} Floors 
Floor Area 
BM Oy OR eka eee 2%) 2% 2% 3% 3% 3% 4% 4% 4% 
AMY TE aie ee 2% 3% 4% 4%) 5% CU 7% 8% 8% 9% 
BM Wiakiossahee 3% 4%| 6% 7% 8% 9% 10%] 11% 13%] 13% 
BAN ce ae 4% 6% 7% 9% 11%] 12%] 14%] 15% 17%] 18% 
LOVES Behn ne tears 5% 7%! 9% 12%] 14%) 16%| 17%} 19%} 21%) 22% 
DIVE sia. see tailed stare 6% 9% 11%) 14%) 16% 19%] 21%] 23%) 25%| 27% 
WY Pee eg ea 7%| 10%| 13%) 16%} 19%| 22%) 25%) 27%} 30%) 31% 
LOM eee ee are e 8%| 12%) 15%] 19%, 22%| 25%} 28%] 31%] 34%] 36% 
LSM os, Poe eee 9%) 13%| 17%) 21%] 25%| 28%| 32%) 35%| 38%] 40% 
2OM eee ek cee 10%| 14%| 19%| 23%) 27%! 31%} 35%} 39%] 42%] 45% 
22M fees. eee 11%} 16%| 21%) 26%} 30%} 35%| 89%! 43%) 47% 49 % 
2AM NSE IER Coe 12%] 17%] 23%) 28%| 33%} 38%] 42%) 47%] 51%) 54% 
SANE ie genet Baers 13%| 19%| 25%| 30%] 36%] 41%! 46%| 51%| 55%| 59% 
aS LSE, Gen, cual cae ee 14%) 20%] 27%| 33%) 39%] 44%| 49%! 55%) 59%| 68% 
BOM sre rier einets 15%| 22%! 29%! 35%| 41%! 47%] 58%] 58% 64%) 68% 
BAM ar ea sci ate 16%| 23%| 31%) 37%) 44%] 50%) 57%} 62%| 68%| 72% 
SAMA ene 17 %| 25%} 32%! 40%| 47%] 54%] 60%] 66%| 72%| 77% 
SOM Meee. tice 18%} 26%) 34%| 42%] 50%| 57%) 64%] 70%] 76%| 81% 
SBM cement aeee 19%| 28%] 36%] 45%! 52%] 60%| 67%| 74%) 81%] 86% 
TT aca! ea 20%| 29%! 38%| 47%| 55%) 63 %| 71%| 78%) 85%| 90% 
Square Feet 11) | 212"'| (13 4-44) S15) 16) 17 Abe doer eo 
of Ground Floors} Floors| Floors} Floors} Floors} Floors| Floors} Floors| Floors] Floors 
Floor Area 
2 Vic sepeiare ee eS .-|. 5%) 5%| 5% 5%) 5%) 6%) 6%] 6%) 6%) 6% 
AV aS acorn cies at 9%| 10%| 10%| 11%] 11%] 11%] 12%| 12%| 12%| 12% 
OM Gerve cen 14%) 15%) 15%) 16%] 17%) 17%) 18%} 18%] 18%) 19% 
SIMS. cotta 19%| 20%) 21%) 21%| 22%) 23%| 23%| 24%] 25%) 25% 
10M Fe eee 24%) 25%! 26%! 27%) 28%) 29%| 29%] 30%} 31%] 32% 
12M SA er 28%| 30%) 31%] 832%) 838%) 84%] 85%) 86%] 37%| 38% 
AA IVER orca ue creme cee 83%| 85%] 36%] 88%] 39%| 40%] 41%) 42%] 48%) 44% 
GY ee Sa es ~-| 38% 40%| 41%] 48%] 44%] 46%] 47%] 48%] 50%) 51% 
IBM eas Ee 43%| 45%| 47%] 48% 50%| 52%| 538%] 54%| 56%] 57% 
OM. Oerrrete ania tess 47%| 50%| 52%) 54%) 56%) 57%] 59%| 61%) 62%} 68% 
PPA rg Se a8 52%| 55%| 57%) 59%| 61%) 63%] 65%] 67%) 68%) 70G 
Sa Mes teenie 57%} 60%| 62%] 65%! 67%| 69%] 71%) 73%| 74%| 76% 
DEM ani culcste es 62%| 65%) 67%| 70%] 72%] 75%| 77%] 79%) 81%! 88% 
PASHAN CON te Ms A 66%) 70%| 73%| 75%) 78%) 80%| 83%) 85%! 87% 89% 
OOM iss streets 71%] 75%| 78%) 81%| 84%) 86%} 89%] 91%) 93%! 95% 
SoINE tatlacns Gere see | 76%| 80%| 83%! 86%| 89%] 92%] 95%| 97%) 99%|102% 
BAM oa tie siielckeene 81%| 85%| 88%| 92%| 95%| 98%|100%1103%1106%}108% 
BEM a. eA ee 85%| 90%| 93%] 97%|100%| 103 %| 106%] 109 %| 112% 114% 
BOW ow loan wit cake 90%| 95%] 99%|102%|106%]109%]112%]115GZl118%|121% 
BOM = scisukeie cee 95%|100%|104%|108%]111%}115Zl118%}121Gj124%1127% 


When area is between any two figures in the area column select the 
nearer of the two. When exactly halfway between take the average of 
the charges. ; 


(Feb., 1926. Replaces former page 14) 
( Analytic System—Copyright, 1921, by J. V. Parker) 


acy sa 


2. EXTERIOR WALLS 
Definitions 


Bearing Wall: A wall which supports any load in addition to its own 
weight. 


Nonbearing Wali: A wall which supports no load other than its own 
weight. 


Curtain Wall: A nonbearing wall between columns or supports which 
igs not Supported at each story by beams or girders, 


Panel Wall: A nonbearing wall in a skeleton structure supported at 
each story by beams or girders. 


Material of Walls 


References to walls in the following rules apply to walls of burned 
clay brick, unless otherwise stated. For masonry walls of other con- 
struction the requirements for brick walls should be modified as follows: 


Reinforced Ooncrete Walls: Thickness should be not less than two- 
thirds of that specified for brick walls; minimum 8 inches. 


Stone or Concrete (not reinforced) Wallis: Thickness should be 4 
inches greater than that specified for brick walls. 


Hollow Concrete Block or Tile Walls or Hollow Walls of Block Con- 
struction: Thickness should be 4 inches greater than that specified for 
brick walls. If faced on both sides with 4 inches or on one side with 
8 inches of brick, such walls should be considered the equivalent of 
brick walls. 


Hollow Brick and Sand-Lime Brick Walls (approximate size of brick 
2142x4x8 inches): Thickness should be the same as that specified for 
brick walls. 


Concrete Brick Walls (approximate size of brick 2%x4x8 inches): 
Thickness should be the same as that specified for Stone or Concrete 
(not reinforced) Walls. 


Adobe Wallis: Thickness should be 4 inches greater than that specified 
’ for brick walls; in all other respects they should be considered as the 
equivalent of hollow- concrete block or tile walls. 


Requirements for Brick Walls 


Boldface figures apply to all bearing walls of Ordinary Occupancy 
buildings and to all party walls except panel walis. Lightface figures 
apply to all independent walls of Light Occupancy buildings and to 
all independent nonbearing walls of Ordinary Occupancy buildings, 
except panel walls. 


Panel walls of any construction, except reinforced concrete, should 
be not less than 12 inches thick on any story of both Light and 
Ordinary Occupancy buildings. 


Note: A building containing only Light Occupancies above ground 
floor should be considered a Light Occupancy building with respect to 
walls, 


(Feb., 1926. Replaces former page 15) 
(Analytic System—Copuright, 1921, by J. V. Parker) 


e162 
Minimum Thickness 


STORIES 
Stories A 2 3 4 5 6 7 8 9 10 
One story...... ; i & 
Two stories..... aa a 


Three stories.... 16 12 a 


Four stories 


20 16 16 12 


Fivelstories..... { ri: ae = om ve 


201 20°" 56" 102 a2 Serre 
{24 ee ee © aes Ca 


a4 + 20. $0 4118) 36 Sah. 20 
Seven stories.... {a 24 20 2 16 «16~« 12 


16 16 12 12 


Six stories 


Biche uedries "62k ee kes ee eee ee 
BET BRRNeRS {28 24 24 2 2 #16 «16~« 12 A) 
Nine stories..... 98. 1 S40" "94 9980") Son 16 ig alts se 
{ 28 28 24 2 2 #20 16 «16~=« 12 


Ten stories 


eeeeee 


{ 28 28 24 24 20 20 16 16 12 12 
32 28 28 24 24 20 20 16 16 12 


Ss 


Charges for Wall Deficiency 7 | | 


Note: When walls are constructed of materials other than brick or its 
equivalent, thickness specified in items 2.a. and 2.b. should be modified 
according to directions under Material of Walls. 


2.a. Thickness: If bearing or party wall of brick, stone, concrete or 
equivalent materials, is deficient in thickness on one or more 
stories, ad fot cach Walbin cs <ccenccuacaccccsestmulens obeee edeaeen woe 


Note: 1: No charge should be made for deficient thickness of 
independent non-bearing or panel walls; hollow walls of block 
construction, or walls of hollow concrete block, adobe or tile. 


Note 2: When the building contains exclusively Incombustible 
Contents (as defined in the Occupancy List), net charge under 
item 2.a. should be reduced one-half. 


Note 3: Charge under item 2.a. is cumulative with charges for 
inferior walls under the Table of Charges for Inferior Walls, but 
in no case should the charge under item 2.a. plus charges under 
items a., e.1., or c.2. in the Table, exceed the charge that would 
result if the length of walls described under item 2.a. were in- 
cluded in the length of inferior walls. 


1. If wall is less than 12 inches thick on any except top story 
of buildings more than one story in height, charge should 
be doubled. , 


2. When a bearing or party wall includes piers, pilasters or but- 
tresses, charge according to thickness of wall between piers, 
pilasters or buttresses, and reduce net charge one-half. 


8. When an A building (1) is built against the wall of a B build- 
ing (2) and has no wall of its own but has floors or roof 
supported independently of the B building (2), charge the 
A building (1) with wall deficiency according to the character 
of the floor or roof supports as provided in the Table of 
Charges for Inferior Walls and apply charge for party wall 
(2.b.) to (2). 


ATs 


(Feb., 1926. Replaces former page 16) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


249=: 


2.b. Party Wallis: For each party or division wall of masonry be- 
tween other than A buildings (cumulative with 2.a.) add...... 4% 


2.C. 


i. 


If party bearing, non-bearing or curtain wall is less than 16 
inches thick on top story common to both buildings or is less 
than 20 inches thick on any story below common to both build- 
ings, or if party panel wall is less than 16 inches thick on any 
story common to both buildings, charge should be doubled; if 
any party wall is less than 12 inches thick on any story com- 
mon to both buildings, charge should be trebled. 

Note: Charge under 2.b. is cumulative with charges for in- 


ferior masonry walls given under items a. and c.1., Table of 
Charges for Inferior Walls. 


Parapets and Fender Walls: If parapets on masonry walls are 
less than 18 inches in height or if fender wall does not extend 
at least 18 inches above and 36 inches beyond exposed com- 
bustible roof structures or extensions, add for each wall........ 5% 


Note: Charge under 2.c. is cumulative with charges for inferior 


masonry walls given under items a. and e.1., Table of Charges for 
Inferior Walls. 


Bi 


Md 


Me 


a 


When wall is exposed within 20 feet by a building grading 
Large, requirements given above with respect to height of 
parapet or fender wall should be increased to 36 inches. 


When wall is not exposed within vanishing distance of ex- 
posure or when not exposed within 40 feet, charge for deficient 
parapet or fender wall should be waived. 


When two buildings of unequal height adjoin, the facing 
wall of the higher building should be considered the equiva-. 
lent of a parapet for the lower building. The height of the 
parapet for the lower building should be determined according 
to the height of openings in the facing wall of the higher 
building above the roof of the lower, or, if no openings, by 
the height of the facing wall of the higher building. 


. When roof of either the exposed or exposing building is 


Fireproof or Incombustible or when exposure is not less than 
two stories lower, unless combustible cornices, eaves or roof 
boards project, charge for deficient parapet should be waived. 


2.d. Walls Constructed of Materials Inferior to Brick (including Hollow, 
Sand-Lime and Concrete Brick), Stone or Concrete should be charged 


for according to the ratio of their length to the total perimeter of 
all stories of the building, as provided in the following table. 


i 


All portions of a wall facing in the same direction, whether in one 
or more planes, should be considered one wall. When a wall lies in 
more than one plane, its length should be determined by projecting 
the various planes upon a line parallel to the wall. 


When more than one portion of a wall projects upon the same 
part of the projected perimeter, outer portion only should be 
counted. 

The total perimeter of a building is the sum of the perimeters of 
all stories of the building except basements. 

Note 1: When a wall on any one story of a building, exceeds 
221% feet in height, each 15 feet (or greater part thereof) of excess 
should be considered as equivalent to an additional story in 
determining the total perimeter of the building. 

Note 2: For conditions under which roof structures should be 
included in the perimeter, see Exterior Attachments; other exterior 
attachments should not be considered in determining the perimeter 
of a building. 

To illustrate the method of determining the length of a wall, an 
example is given on the following page. 


(Feb., 1926. Replaces former page 17) 
(Analytic System—Copyuright, 1921, by J. V. Parker) 


hap) SS 


Example 


Brick, Stone or Concrete Construction is indicated by heavy lines, 
Inferior Construction is indicated by light lines. 


¢-- — -- Greatest Width __ __ , 


Note: In buildings all of whose walls present right angles only, 
the perimeter of a story is equal to twice the sum of the greatest 
length plus the greatest width. In the example, the greatest 
length is 130 feet and the greatest width 80 feet. The perimeter 
equals 180+80X2, or 420 feet. 


2. When inferior wall is found in gable only, the width of the gable 
should be reduced one-half in determining the length of inferior 
walls and the total perimeter of the building. 


3. When an A building with wall supports of masonry or metal 
properly protected grades as D on account of D panel walls, it 
may be treated as A and a charge of 120% applied in lieu of the 
charges for walls provided under item c¢.3., Table of Charges for 
Inferior Walls. 


4. Material of sash, mullions and doors of ordinary dimensions or of 
horizontal supporting members should not affect the grading of 
the wall, 


5. Portions of D walls which are not projected as directed above 
should be charged for as combustible partitions under item 10.a. 


6. In the following table, each kind of construction should be con- 
sidered separately; charges under items a., b., ec. and d. are (e 
cumulative. | 


7. When the ratio of inferior walls lies between any of the figures 
shown at the top of the table, the nearer of the two should be 
selected; when exactly halfway between, the average of the two 
charges should be taken; when the ratio is less than 5%, charge 
should be waived. The preceding directions should not apply 
when the ratio of walls described under items b., ¢.3. and d. 
exceeds 50%; when ratio of these walls exceeds 50%, see Rules 
for D Construction, except as provided under item 2.4.3. 


Note: When more than one kind of inferior wall is found in a 
building and the ratio of each kind is less than 5% of the total 
perimeter, the charge should not be less than that which would 
result if the total length of all inferior walls were of the better 
kind of construction. a 


(Feb., 1926. Replaces former page 18) 
(Analytic System—Copuright, 1921, by J. V. Parker) 


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(Feb., 1926. Replaces former page 19) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


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2.e. Additions 


1. Additions of construction inferior to A should be charged for 
according to the ratio of their floor area (counting area of all floors 
in the additions) to the total floor area of the building and its 
additions, as provided in the following table. 

Note: Area of basement or sub-basement should not be considered 
in determining the floor area of the building or its additions, 


Table of Charges for Additions 


Percentage 
of Total — Charge Note 1: If area 
Floor Area | exceeds 50%, rate 
or a oe eee | building as B or D 
5 less 10 | according to mate- 
Table gives charges ie oa aces rial of walls. 
for additions of any 15% 21% 
construction  infe- 20 % 28% Note 2: When 
rior to A. 25 % 35% percentage of total 
30% 12% | floor area is be- 
35% 49 % | tween any two fig- 
40% 56% | ures, select the 
45% 63% | nearer. 
50% 10% | 


. Charge for area of additions should be applied ag directed under 
item 1.d., p. 13. Charges for deficient or inferior walls in additions 
should be applied as if such walls constituted a part of the main 
building; the length of inferior walls should be included with the 
walls of the main building in determining the total perimeter of the 
building. Charges for other structural features, occupancy, etc., in 


additions, except charges for roof (items 4.a., 4.b. and 4.c.), ceilings, . 


partitions, combustible decks, stairs and deficient fireproofing, should 
be made as if additions were of the same class of construction as 
the main building. Charges excepted above and charges for exterlor 
attachments to D additions or on D walls should be waived. 

. When an addition is of separate ownership, main building and its 
contents should be treated as provided in the preceding rules, but 
the addition should be treated as a separate building of similar con- 
struction and charged with the full standard of exposure from main 
building (less charges for and in connection with the addition). 

. Contents of separate ownership located only in the addition should 
be treated in the same manner, but in neither case should the final 
rate of addition or its contents be less than if all were of same 
ownership. 

. When an addition is equipped with an approved system of auto- 
matic sprinklers having one or more sources of supply, charges given 
above should be reduced one-half. 


3. FOUNDATIONS 

3.a. If masonry walls rest on combustible foundations........... 30% 

3.b. If building is built on ground filled with wood refuse, sawdust 

or ‘snavines (eumulative with /G.0,).%. 2c. 212s uee ete oe eee eee 062 2O0% 
Note: No charge should be made for lack of standard founda- 

tiong under D walls or additions. 


4. ROOF 

4.a. If roof, including its supports, classes as combustible, and is 
without a fireproof ceiling conforming to requirements for fire- 
proof floors ee Definitions, p. 6) separating roof from top 


Story. ob asp Rees eo om 0k tae ee ear eo ade <5 Gee ne cet. eee oo eee 860% 
Note: When. item 4.a. applies: and less than three. fireproof 
floors separate roof from basement or lowest story, building 


should class as B and should be rated under Rules for B con- 
struction (see definition of A and B buildings, pp. 6-7). 
4.b. If roof, including its supports, classes as combustible, but has 
a fireproof ceiling conforming to requirements for fireproof floors 
(see Definitions, p. 6) separating roof from top story (not cumu- 
lative with item 2G.) os as cera ae ene ae cets MIELE ean eter eee 40% 

Note 1: If roof space or cockloft is used for the storage of 
any combustible material, charge should be increased one-half. 

Note 2: If fireproof ceiling separating combustible roof from 
top story is without openings or if all openings into roof space 
or cockloft are protected by b. cloSures, charges under 4.b. (in- 
ane increase, if any, under Note 1) should be reduced one- 

alf. 

(Feb., 1926. Replaces former page 20) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


yf 


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| 


4.c. If building contains other than incombustible contents (as de- 
fined in the Occupancy List) and roof classes as Incombustible, 
but is separated from basement or lowest story by not less than 


three Fireproof Floors (not cumulative with 4.a. or 4.b.).......10% 


Note 1: No charge should be made for Incombustible Roof 
when building contains exclusively incombustible contents (as 
defined in the Occupancy List) or when Incombustible Roof is 
separated from top story by a fireproof ceiling conforming to 
requirements for Fireproof Floors, except as provided under 
Note 2. 

Note 2: The charge under Item 4.c. should not be waived 
when Incombustible Roofs are surfaced with combustible in- 
sulating material other than approved composition roofing. 

Note 3: When building contains other than incombustible con- 
tents and incombustible roof is not separated from top story by 
a fireproof ceiling conforming to requirements for fireproof 
floors (see Definitions, p. 6), or if without fireproof ceiling and 
incombustible roof is separated from basement or lowest story 
by less than three fireproof floors, building should class as B 
and should be rated under Rules for B Construction (see defi- 
nition of A and B buildings, pp. 6-7). 

4.d. If any portion of roofs described under items 4.a. or 4.b. is not 
surfaced with gravel, slag, metal, tile, slate, asbestos or ap- 
proved composition eat materials (cumulative with 4.a. and 


4.b.) e@eereeer eet eoeooeeeereeeeseaeser eee e080 eeereeeee8 08 eoeven Seeeeseee28 20% 


Note 1: A mansard_ should be considered as a wall of similar 
construction and not as a portion of the roof. 
Note 2: If combustible platforms, etc., on roof, see Exterior 


Attachments. 
5. CEILINGS 


5.a. If ceilings or wallS are sheathed with wood, wood fibre or 
similar materials, for each story (not cumulative with 6.b. on 


BAINCEISLOLY) css cise «6 victelces sittRe bee Me © oe Bieisie 6 occleas ciel eVelaielele sie. 6) eisteress ote Ot 


5.b. If ceilings or walls are sheathed with strawboard, paper or 


SOT se ONC | MLOLY oo cabs tei nes cower es arn aive tks ds whee amass 10% 


Note: If both ceilings and “walls are sheathed “as above, 
charges under 5.a. or 5.b. should be increased one-half. 


6. SKYLIGHTS AND VENTILATORS 


6.a. If skylights are not constructed of wire-glass set in metal frames 
or of heavy glass set in metal frames and protected by screens 
of No. 12 wire with not more than one inch mesh supported 
on iron frames and set not less than 6 inches above glass; 


% 


0 


TOE LONG Fone te a hc en areas agin: Se ae eee site Gir Cubic sae ate Ie 


1. For each additional “skylight not conforming ‘to requirements 
given above, up to and including the charge for five addi- 


OTR = COUCION. ae Vil POLS sewn s s-clonehscastind> ch ses ep eee + in bees 


Note 1: Windows or vertical skylights in sides of roof houses, 
etc., should be considered windows and charge waived. 

Note 2: Skylights over masonry elevator or stair shafts may 
tse of thin glass set in metal frames and protected as described 
above. 


6.b. If slatted or other ventilators in wall, roof houses, etc., are 
not protected by heavy screens of not more than one-fourth 
inch mesh or are not provided with windows or other effective 


means of preventing access of sparks............. BER Ace +22 210% 


Nete: When portions of a building in which skylights or 
ventilators are found class as incombustible and contain ex- 
clusively incombustible contents, both of above charges may be 


waived. 
7. COURTS 


An Interior Court is any uncovered area within a building, enclosed 
on all sides by walls, none of which are projected to form a portion 
of the perimeter of the building of which the court is a part (see 


item 2.d.). 


An Exterior Court is any uncovered area within a building, enclosed 
on all but one side by walls any of which are projected to form a 
portion of the perimeter of the building of which the court is a part 


(see item 2.d.). 


Note: The junction of two walls forming a re-entrant angle in the 
perimeter of a building should not be considered as forming a court, 
except in the case of small V-shaped courts which are included in 


the above definition. 
(See following page) 


(Feb., 1926. Replaces former page 21) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


aes 

7 COURTS—Continued: 

7.a. Interior Courts: Interior courts should be charged for as floor 
openings according to the number of floors pierced and the pro- 
tection, if any, afforded by the court walls. 

Note 1: Charge should be waived if court pierces only one floor 
(and roof) and is 20 feet or more in both dimensions, or if court 
pierces more than one floor (and roof) and is 40 feet or more in 
both dimensions. 

Note 2: Skylights piercing roof forming bottom of court should 
be classed as floor openings and protection graded as provided 
under Item 9. 

Note 3. Combustible walls of interior courts should be charged 
for as combustible partitions under Item 10.a. 


7.b. Exterior Courts: Walls of exterior courts should be charged for 
as other walls of similar construction, their length being deter- 
mined by projection as directed under item 2.d. 

Note 1: Portions of party walls not common to both buildings 
ster not be considered as walls of the building containing the 
court. 


Note 2: Portions of D walls of an exterior court which are not 
projected to form the perimeter of the building should be charged 
for as combustible partitions under item 10.a. 

Note 3: When an exterior court is enclosed on all sides by walls, 
either of the building of which the court is a part or by walls of 
adjoining buildings, charge should also be made for floor openings 
as directed under item %.a. Skylights piercing roof forming bot- 
tom of court should be classed as floor openings and protection 
graded aS provided under item 9, 

Note 4: If skylights in roof forming bottom of interior or exterlor 
courts do not conform to requirements, charge shouid be made 


under item 6. 
8. FLOORS 


If floors class as incombustible or if brick or concrete floors 
are less than 4 inches thick, or if tile floors are less than 6 
inches thick eee es coca eeeeeee eeeete@eeeoeveeeveeoeoseeeveee#eeeee ee Powis heme cal Coe 


8.b. If floor (or roof) supports are of stone, concrete (not rein- 
forced), hollow concrete block or tile........ mike ag uhels eaten e oe 


Note: When deficiency is found in roof supports only, charge 
should be reduced one-half, 


8.c. If wood surfacing is laid on wood nailing strips not imbedded 
in incombustible materials, or if with air-space beneath......10% 


9. FLOOR OPENINGS 


Floor openings are graded according to the protection afforded by 
enclosing partitions, shafts, traps,, etc., the different grades of pro- 
tection or closures being designated by the letters a. and b. 


“When the protection of a floor opening is inferior to that specified 
for a., it is graded as Below a. 


ENCLOSED OPENINGS, including elevators, stairways, chutes, dumb- 
waiters, light shafts and all other openings enclosed in shafts or 
partitions, except openings protected by hall partitions. 


a. CLOSURE 


Enclosure of cement or gypsum plaster on both sides of metal lath, 
not less than 2 inches thick, supported on iron frame; brick, not less 
than 4 inches thick; reinforced concrete, tile, or gypsum block, not 
less than 3 inches thick; boiler iron, properly riveted and framed; or 
other materials which, upon test, show equal value; with all openings 
into enclosure protected by wire-glass in stationary, automatic, or 
self-closing metal frames or by automatic or self-closing doors ap- 
proved for the protection of openings in vertical shafts. 

Note: Elevator doors as above, closed by elevator operator, may be 
accepted in lieu of automatic or self-closing doors. 


8.8 


é 


b. CLOSURE 


Enclosure of solid gypsum blocks, properly bonded and reinforced, 
10t less than 5 inches thick; brick, not less than 8 inches thick; rein- 
forced concrete, not less than 4 inches thick; tile, not less than 6 inches 
thick; or other materials which, upon test, show equal value; with all 
openings into enclosure protected by automatic or self-closing doors 
approved for the protection of openings in vertical shafts. No glass 
in doors or enclosure. 


(Feb., 1926. Replaces former page 22) 
(Analytic System—Copuright, 1921, by J. V. Parker) 


ce 


a 


( Ne 


pice an fy Ms 

OPENINGS NOT ENCLOSED, including elevators, stairways, chutes, 
dumb-waiters, light shafts and all other floor openings not enclosed 
in shafts or partitions. 


a. CLOSURE 


Protected by approved automatic or self-closing trap of matched 
flooring, not less than 2 inches thick (1% inches dressed), entirely 
covered with tin as required for approved fire doors, or by wire glass 
in metal frames. 


Note: Trap should be of sufficient size to completely cover opening 
in the floor. Openings in trap for cables, counterweights, etc., should 
be provided with automatic flaps of same construction as the trap. All 
lunges should be bolted to the trap. 


OPENINGS IN HALLS OR CORRIDORS: When floor openings are in 
halls or corridors, they may be protected by the partitions separating 
the halls or corridors from the rest of the floors. Such protection 
should be graded as follows: 


a. CLOSURE 


Partition of cement or gypsum plaster on both sides of metal lath, 
not less than 2 inches thick, supported on iron frame; brick, not 
less than 4 inches thick; reinforced concrete, tile or gypsum blocks, not 
less than 8 inches thick; or other materials which, upon test, show 
equal value; with all openings in partition protected by ~wire-giass 
in stationary, automatic, or self-closing metal frames, or by automatic 
or self-closing doors approved for the protection of openings in 
corridors or partitions. 


b. CLOSURE 


Partition of solid gypsum blocks, properly bonded and reinforced, 
not less than 5 inches thick; brick, not less than 8 inches thick; rein- 
forced concrete, not less than 4 inches thick; tile, not less than 6 
inches thick; or other materials which, upon test, show equal value; 
with all openings in partition protected by automatic or self-closing 
doors approved for the protection of openings in corridors or partitions. 
No glass in doors or partitions. 


Note: Partitions should always be considered as protecting openings 
in the floor above the partitions and not as protecting openings in the 
floor upon which the partitions rest. 


CHARGES AND CREDITS FOR PROTECTION OF FLOOR OPENINGS 


9.a.The charge for deficient protection or the credit for superior pro- 
tection of floor openings is determined by the grade of protection 
of openings thru the floor (or ceiling, if top story). When openings 
are protected by enclosures, the charge should be determined by the 
grade of protection afforded by the enclosure. When openings are 
protected by hall partitions, the charge should be determined by the 
grade of protection afforded by the hall partitions in the story below 
the floor in which openings are located. 


9.b. Openings in floors above stories containing exclusively Light Oc- 
cupaneies and (or) Incombustible Contents, whether protected by 
enclosures or partitions or not, should be counted as one grade 
better with respect to charges and credits in the following table, 
i. e., if closure grades Below a., it should be considered as pm, or 
if closure grades a. it should be considered as b. 


9.c,. Openings into roof space or cockloft should be considered as floor 
openings of similar grade. 


9.d. Belt holes, pipe holes, etc., should be charged for as other openings 
of similar grade; belt holes in pairs may be considered as one 
opening. 


9.e. No charge should be made for openings thru galleries, decks, plat- 
forms, etc., except as provided under item 10.b., Notes 1 and 2. 


9.f.When buildings have slatted or partial floors, maximum floor 
opening charge should apply for each such floor. 


%g. Floor openings in additions of inferior construction should be 
charged as if in main building but the closure of no opening thru 
a combustible floor should grade better than a., nor should eredit 
be allowed under the following table, to floors, any part of which 
(including portions in additions of inferior construction) is classed 
as combustible. 
(See following page) 


(Feb., 1926. Replaces former page 23) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—24— 
9 FLOOR OPENINGS—Continued: 


Table of Charges and Credits 
In the following table, the symbol “+” indicates a‘ charge did the 


symbol ‘—’” indicates a credit; charge applies separately to each floor. 
; ( me aback cues .. 0% 
Grade of protection (established by the opening | b. ......... «1% 

with pthe <poorest. closure) .n.vsibe a sonu ales Sera No openings —1% 


Below a. ....+5% 
For each additional opening with Below a. closure , 
up to and including 5 additional openings..................... +1% 


10. PARTITIONS, DECKS AND STAIRS 


10.2. Partitions (including corridor and room partitions and 
enclosures for vertical openings. walls of interior courts 
and portions of exterior walls not. projected to form a 
part of the perimeter of the building) should be con- 
structed of brick, concrete, tile, gypsum blocks, plaster 
on both sides of metal lath supported on iron frame or 
other materials which, upon test, show equal value. 
Partitions should be without combustible framing or 
studding and should rest directly on fireproof or in- 
combustible floors without wood wearing floor between. 
Combustible frames, sash, doors, baseboards, chair rails 
or moulding may be permitted. 

1. If partitions do not conform to requirements........ 3% to 20% 


10.b. Decks: A deck is defined as any gallery, platform or 
shelf exceeding 5 feet in width. Superimposed galleries, 
shelves, bins, etc., and racks without floors, should 
not be considered in determining the area of a deck. 
1. If decks are of combustible material................. 3% to 30% 


Note 1: When incombustbile decks constitute more 
than one-half of the area of the story in which they are 
located, they should be considered as an additional 
floor in determining the basis, structural charges, etc., 
unless otherwise directed. 


Note 2: When combustible decks constitute more 
than one-half the area of the story in which they are 
located, they should be treated as an additional floor 
as provided above, plus a charge of 30% unless other- 
wise directed. 


10.c. Stairs: If stairs are of combustible material, or if of 
incombustible material with stone or slate treads not 
supported ..on.meétal stb=-treads ..ciweeccsseces codses= 2% to 5% 


11. CHIMNEYS, STACKS, BREECHING AND STOVEPIPES 


(No charge should be made under items 1l.a to lle., inclusive, for 
chimneys, stacks, breeching or stovepipes passing only thru fireproof or 
incombustible floors, partitions, walls or roof.) 


Note 1: When more than one device described under items 1iLa. to 
1l.e., inclusive, is found in the same building, charge for the most 
hazardous plus one-fifth of the charge for each of the others, up to and 
including the six most hazardous. When a metal stack or stovepipe 
passes thru more than one floor or partition, it should be treated as an 
additional metal stack or stovepipe for each additional floor or partition 
thru which it passes; if passing thru ceiling of top story it should be 
treated as passing thru a floor. 


Note 2: If passing thru ceiling into cockloft, closet or other con- 
ecealed space, double charges 11.b., ll.c., 11d. and Ile. If stovepipe 
enters chimneys described under 1l.a. in cockloft or other concealed 
space, charge under Ila. should also be doubled. 


Note 3: When found in rooms exclusively occupied for private 
dwelling purposes, charges for chimneys or stovepipes described under 
lla. and 11.d. should be waived. 


(Feb., 1926. Replaces former page 24) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


C™ 


A 


pally Jae 

Note 4: If metal stack is in an enclosure of 8 inches of brick, or 6 
inches of tile with 4-inch space between stack and enclosure thruout, 
or if lined thruout with not less than 4 inches of fire brick, it should 
be treated as a brick. stack. 


“Note 5: No charge should be made for stacks from open forges 
passing thru combustible floors, partitions, walls or roof. 


1l.a. If brick, stone or reinforced concrete chimneys are not built on. 
é solid masonry foundations resting on ground or on fireproof or . 


incombustible floors or are not ledged in masonry walls....... 5% 
i1.b. If chimneys are built of concrete less than 4 inches thick, 
hollow concrete block or tile ..... AO A ee alateie ere.dioieincous’ 6. 20% 


Note: If not built on solid masonry foundations resting on 
ground or on fireproof or incombustible floors, or not ledged 
in maSonry walls, increase above charge five points. 
116. Ifo chimneyss are built .ofmbricks! one-CG2C. Societe «s « ciccsele wletere ies 0 30% 
_ Note: If not built on solid masonry foundations resting on 
ground or on fireproof or incombustible floors, or not ledged 
in masonry walls, increase above charge five points. 


1i.d.If metal stack or stovepipe passes thru floor, ceiling of. top 


Rinres Gre DOPE LODGES «dele cs ae ete hess ot wacnusauesecsy Gaines 5% 
a 1l.e. If metal stack, metal chimney or stovepipe passes thru roof, 
window or combustible exterior wall..................2.0000-. 15% 


11.f. If metal stack or stovepipe enters chimneys described under 
11.a., 11.b. and Il.c. vertically at bottom of chimney (cumulative 
Withee l le. l 2. Dee AD ee LAG) sete ccc cawiee ces tierce cet cul ccte ene tees 10% 


12. FIREPROOFING 


The following requirements (except those with respect to protection 
of reinforcing members in floor or roof slabs) apply to columns, girders, 
trusses, beams and other members which support masonry or incom- 
bustible walls, or fireproof or incombustible floors, decks or roof; no 
charge should be made for non-supporting members nor for members 
which support combustible walls, floors, decks or roof. 


12.a. Materials: Only brick, concrete, burned tile, solid gypsum blocks 
or other materials which, upon test, show equal value, should be 
fess considered as fireproofing; thickness of plaster should not be con- 

sidered in determining the thickness of fireproofing. 


Note: Hollow gypsum blocks not less than 3 inches thick and 
protection consisting of two layers of cement or gypsum plaster 
on metal lath with a %-inch air-space between should be con- 
sidered as equivalent to one-half of standard requirements. 


12.b. Thickness of Fireproofing should not be less than the require- 
ments given below. 


1, Metal Supporting Members: 
a, Columns: 
1. Columns built in or supporting exterior walls, 4 inches. 


Note: When fireproofing consists of reinforced concrete, 
required thickness may be reduced to 3 inches. 
® 2. Interior columns, 3 inches. 
= 


Note: Interior columns constructed of steel or wrought 
iron pipe filled solidly with concrete may be protected by 
a minimum of 1% inches of fireproofing. 


b. Horizontal Supporting Members: 
1. Girders and all members of trusses, built in or supporting 
, exterior walls: on sides, 4 inches; over top and bottom 
% plates and flanges, 2 inches. . 


Note: When fireproofing consists of reinforced concrete, re- 
quired thickness of fireproofing on sides may be reduced to 
3 inches. 
2. Interior girders, trusses, beams and other supporting mem- 
bers not built in or supporting exterior walls: on sides and 
over top and bottom plates and flanges, 2 inches. 


2. Reinforced Concrete Supporting Members and Floor or Roof 
Slabs: 
& @, All metal reinforcing in reinforced concrete columns, girders, 


beams or other supporting members should be protected by 
not less than one inch of concrete or its equivalent. 

b. All metal reinforcing in floor or roof slabs should be pro- 
tected by not less than %-inch of concrete or its equivalent. 


(See following page) 


(Feb., 1926. Replaces former page 25) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


et as 
12. FIREPROOFING—Continued: 


Charges for Deficient Fireproofing 
Not More Than More Than 


One-half One-half 
Deficient Deficient 
12.c. Columns: If fireproofing is deficient.... 12% 24% 


12.d. Girders, Trusses, Beams, etc., and 
Floor or Roof Siabs: If fireproofing is 
Geittent 266.0. 0°55 ea ET SR ee ee 8% 16%' 


1. Charges under 12.c. and 12.d. should be doubled if combustibility 
oe contents on any floor where deficiency occurs grades C.314 or 
higher. 


. Charges under 12.c. and 12.d. should be reduced one-half if oc- 
ecupancy of all floors where deficiencies occur classes as Light or 
if all contents (except coal) class as Incombustible. 


3. Net charges under items 12.c. and 12.d. and subitems 1. and 2. 
should be reduced one-half when deficiency is found only in roof 
Apia: of buildings with basements or more than one story 
high. 


iw) 


13. EXTERIOR ATTACHMENTS 


Charges for Exterior Attachments are cumulative with charges, if any, 
for exposure. When attachment is not enclosed and is not unusually 
large, distance of exposure may be figured as to the main building; when 
attachment is enclosed or unusually large, distance should be measured 
to the attachment. Where character of exposure warrants, open at- 
tachments may be considered centers of combustion in determining dis- 
tance of exposure. 


13.8. Cornice, Eaves, etc.: 
1. If wood, not metal clad; not continuous with adjoin- 


ing sbUllayies oe canes sees waelen ae KE ARE SEL Oe 5% 
2. If wood, wood metal clad or hollow metal; continu- 
ous with adjoining Dbuilding................e.ceeeees 10% 


Note: When charge for unapproved roof (Item 4.d) 
applies, charges under 1. and 2, should be waived. No 
charge should be made for cornices on D walls. 


13.b. Awnings, porches, small sheds, steeples, towers, plat- 
forms and stairs; display signs, platforms, etc., on roof; 


bl=D onsStritctton: ©. 5). Serb AG aee. eet eee chee te 5% to 20% 
13.0. Bridges: 
1. Wood or wood metal clad; enclosed................ 5% to 10% 
2. Skeleton iron-clad (enclosed) or wood, with roof and 
open |-sideg, oT), withont TOOL sss snip miks cng nitle ssn nel cai, 5% 


13.d. Bay Windows: If wood or wood metal clad, and con- 
tinuous from story to story, for each wall (except on 
BD ev als io E.s,s Sat ereee i ieheis « Bolopiateleiete BURL wea lo eee We a. 5% 


13.e. Roof Houses (monitors, texas, elevator heads, pent 
houses, ete.) with D walls, according to size and num- 
DG Tir iieraierets. sxega es tel raheic: vine wing eters Minto eles Mite rear rrane cemeteries 5% to 80% 


Note: If roof house has a floor, and constitutes more 
than 25% of roof area or is more than 800 square feet in 
area, or (with or without floors) is more than one story 
in height (not to apply to steeples), it should be treated 
as additional height in determining the basis and 
charges made for walls according to proportion as. di- 
rected in item 2.d., in lieu of the above charge. If more 
than one roof house, the various areas should be added 
and the charge computed as for one. 


14. OCCUPANCY 


14. For Occupancy Hazards see Occupancy List, Causes and Miscel- 
laneous Hazards. 


(Feb., 1926. Replaces former page 26) 
(Analytic System—Copuright, 1921, by J. V. Parker) 


ate ae 


15. CREDITS 


STRUCTURAL 


The following credits are percentages of the Building Rate and should 
be deducted before giving credit for protective features and before 
adding expoSure and contents charges, 


; 6 15.28. Interlor Finish: 


1. If building is entirely free from stone or marble 
veneering, plaster, or decorations............ ‘seeees Deduct 8% 


2. If building is entirely free from stone or marble 
veneering or decorations other than plaster on walls 
ior ceilings without furring (not cumulative with 1.). Deduct 4% 


15.b. Floor Surfacing: If building is entirely free from 

wood floor surfacing except creosoted wooden blocks 

; laid directly on incombustible material without air 
space bemeath. ......-.sece-. SR ICI GOOF IOS CTO oie IED Deduct 7% 


15.c. Incombustible Frames, Sash, Doors, etc: If building 
is entirely free from combustible frames, sash, doors, 
baseboards, chair rails or mouldings............... --- Deduct 5% 


Note: When the total area of all rooms not eligible to 
eredit under items 15.a., 15.b. or 15.e. does not exceed 
10% of the total floor area of the building, one-half 
of the above credits should be allowed; when the total 
area of ali such rooms does not exceed 5% of the total 
floor area of the building, full credit should be allowed. 


15.d. Incombustible Furniture and Fixtures: If building con- 
tains exelusively Light Occupancies or Incombustibie 
Contents and is entirely free from combustible furniture 
and xtures .....005 Perieeeere tsar. tates tose veseccevese Deduct 3% 


15.e. Water-tight Floors: If all floors are made water-tight 
by a special surfacing impervious to water, flashed 3 
inches at walls and around all columns and pipes, and 
with a 3-inch water-tight curb around all floor open- 
ings, and are properly scuppered (to apply only to 
buildings with basement or more than one story high) Deduct 2% 


15.f. Parts of Buildings Separated by Floors or Partitions: 
For each part of a building, not greater than one-half 
the total floor area, separated from all other parts 
of the building by Fireproof Floors without openings 
or with all openings protected by b. closures (see item 
9.) or by partitions equivalent to those required for b. 
elosures (see item 9.) with all openings protected by 
automatic or self-closing doors approved for the pro- 
tection of openings in Corridors or Partitions (maxi- 
Rh CEM DOGG NES 6 4 cs Kiel» sBiblewch «wi hewneee Paretues .- Deduct 2% 


Note I: When all such parts are not greater than 
one-half the total floor area, the above deduction should 
a) not be made for the most hazardous part. 


Note 2: The amount of deduction for any one such 
part should in no ease exceed the total amount of 
eharges for such part if not cut off. 


Note 3: No deduction should be made for parts not 
~ exceeding 1200 square feet in area, except where the 
total area of all such parts on any one floor equals one- 
half the area of that floor, all of such parts may be 
considered as one part. Where entire floor is so 
geen all such parts may be considered as two 
parts, 


16. MAXIMUM AND MINIMUM RATES 


16.2. Maximum Rate: The unexposed gross rate produced by applica- 
i tion of the foregoing rules should in no event exceed the rate that 
would result if the building were rated under Rules for B Con- 

struction, 


16.b. Minimum Rate: The final gross rate for A buildings or their 
contents (including exposures and aftercharges, if any) should 
_in no event be less than $0.15. 


(Feb., 1926. Replaces former page 27) 
(Analytic System—Copuyright, 1921, by J. V. Parker) 


CONTENTS TABLE 


The following Contents Table is intended to be used with Basis Table 


100 and is accordingly numbered 100. The table shows the amount 
in cents to be added to net building rate in order to obtain the rate 
on contents according to damageability and location of contents in the 
building, under each class of municipal protection. 


Higher or lower contents tables are obtained when required by taking 


ratios of Contents Table 100. 


1. 


Contents of first sub-basement, if any, should take the contents 
charge of fourth floor stocks and contents of each lower sub- 
basement should take the contents charge of a stock two floors 
higher, as 6th, 8th, etc. 


When contents of same ownership are located on more than one floor 
of a building, the contents charge should be the average of the 
charges for the floors on which located, i. e., the sum of the charges 
divided by the number of floors. The charge should be figured 
for the actual number of floors, including floors of attics (whether 
considered additional stories or not) upon which contents are 
located. 


- When one or more occupancies are entirely separated from one or 


more other occupancies in a building by floors without openings or 
with all openings protected by b. closures (see item 9.) or by 
partitions equivalent to those required for b. closures (see item 
9.); with all openings in partitions protected by automatic or self- 
closing doors approved for the protection of openings in corridors 
or partitions, the contents charge for such occupancies should be 
reduced by one-third the net total occupancy charge (in cents) of 
such one or more other occupancies in the building. Such reduction 
should not exceed the contents charge. 


Starred (*) Occupancies: In the Occupancy List certain occupancies 
are designated by a star (*). As the value of municipal protection 
is less to buildings containing such occupancies than to other 
buildings there should be less difference in rate between building and 
contents in such cases, therefore a reduction of contents charge is 
made in all classes except Ninth (5th) and Tenth (6th) if building 
contains a starred occupancy. The amounts to be deducted from the 
final contents charge are noted in contents table. 


. Inferior Walls: When a charge is made for inferior walls (as pro- 


vided under the Table of Charges for Inferior Walls, p. 19), the net 
contents charge (after deduction, if any, for starred occupancies and 
for the conditions specified under item 3.) should be reduced by an 
amount equal to one-half the charge (in cents) which is made for 
Inferior Walls, but such reduction should in no event exceed one- 
fourth of the net contents charge. 


Note: When a charge is made for inferior walls of skeleton con- 
struction with panel walls of hollow concrete block, tile, adobe, metal, 
metal lath and plaster, glass, etc., or with hollow panel walls of 
block construction, between supports of brick, stone, concrete or 
metal protected by approved fireproofing materials as required under 
Item 12., p. 25, the net contents charge (after deduction, if any, for 
starred occupancies and for the conditions specified under item 3.) 
should be reduced by an amount equal to the charge (in cents) 
which is made for such walls. In no event should such reduction 
exceed the net contents charge. 


. Incombustible Contents: When a building contains exclusively In- 


combustible Contents (as defined in the Occupancy List) and the 
basis is subject to the reduction specified under Item 2., p. 106a, the 
net contents charge (after deductions, if any, under Items 4. and 5.) 
should be reduced three-fourths. 
Merchandise or Patterns Stored in Standard Fireproof Safes and 
Vaults: Specific insurance with 70% or higher coinsurance or re- 
duced rate contribution clause on merchandise or patterns in stand- 
ard: fireproof safes or vaults may be written at 40% of the 70% or 
higher coinsurance rate for the same property in the open. 

Note: Specifications for Standard Fireproof Safes and Vaults are 
given in the Appendix. 


(Feb., 1926. Replaces former page 28) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


(s 


23%. 


BASIS-RATES 


The master table given below has for its starting point the basic 
figure of $1.00 for a one story building in an unprotected (Tenth Class) 
town and is accordingly numbered 100. The system is designed. to. 
produce any desired level of rates necessary to conform to the needs of 
any territory in which it is or may be uSed. The standard basis tables 
are those which, upon test, produce the required level of rates. 

. Higher or lower basis tables are obtained by taking ratios of the 
en table, carrying figures to either two or three decimal places as 
esired. 

Where conditions warrant, ratios of the master table may vary in 
different classes of protection, but no ratio for an inferior class should 
be less than the ratio used for a better class. 


BASIS TABLE 100 


PROTECTION 

Clase Natthd. ety ee eB ee Cw. | 8 bok eee tg 10 

(Old). 44 | (1) | (134)} (2)_ | 244)| (3) | G%)|_ G) | 4%) 1G) | © 

HEIGHT ; Lis 
I story............ | 5428 | .578 | .6138 | .6532 | .6931 | .7381 | .7831| .8628 | .9425 | 1.00 
2 stories........... .5699 | .6069 | 644 | 6858) .7277| .775 | 8223) .906 | .9896 |) 1.05 
3“ o........ | 597 | 6358 | 6747 | .7185 | .7624 | .8119 | .8615 | .9491 | 1.0367 | 1.10 
4 “ ........... | 685 | 6763 | .7176 | .7642 | .8109 | .8636 | .9168 | 1 0095 | 1.1027 | 1.17 
5“  ........... | .6898 | .7346 | .7795 | .8302 | 8809 | 9586 | ae 
Ge ak. vengs dea}, THO8 | £8296, | | | 
Add. for each addi- 
tional story... ... Jigs el Brag ash gee spent OR ae aes ee Co 
Subtract if no base- aoe 
ment ....... .0271 | .0289 | .0307 | 0326 .0346 | 0369 | 0391 0431 .0471 | .05 
Add for teach oaks N48 
basement........ | .0271 | 0289 | .0307 | .0326 | 0346 | .0369 | .0391| .0431| .0471| 05 

| | | | 


SELECTION OF BASIS-RATES 


Basis should be selected according to the class of fire protection and 
the height of the building. 


1. When parts of a building have not the same number of stories, ‘the 
. basis for the highest portion (except as provided under item 2.f.) 
should apply. 


. Sub-Basements: When building has sub-basements, basis should be 
increased for each basement below the first by same amount that is 
deducted for no basement. _ 


3. Height: Unless otherwise specifically directed, the number of stories 
in a building should be determined by the number of floors above 
basement and not by the height of the building; except that when 
a story in a section of D construction exceeds 15 feet in height, each 
15 feet (or greater part thereof) of excess, should be considered an 
additional story. When a story in a section of D construction ex- 
tends to roof, the height should be measured to the eaves. 


Note: When rooms in sections of D construction exceed 221% feet. 
in height and contain furnaces grading High (or furnaces grading. 
Medium when room is used for no other purpose), they should be 
considered as only one story in height. 


4. Attics: An attic should be considered an additional story when used 
for mercantile or industrial purposes; the number of stories to eaves 
should otherwise be the determining factor. 


5. Basis for industrial risks -with more than 5 hands” (including all 
auxiliary buildings with or without industrial processes) should be 
selected according to the class of public fire protection, except that 
when the value of the exterior fire protection at the risk is greater 
or less than that of the public fire protection, basis should be s8e- 
lected according to the class of protection as determined by the 
rules for Classification of Exterior Fire Protection. 


bo 


(Feb., 1926. Replaces former page 33) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


CHARGES AND CREDITS 


All charges and credits are percentages of the basis and are cumu- 
lative to each building or division unless otherwise stated. (®@ 
| { 


The standard for structural features of a building is determined as 

to area, and walls and the protection of floor openings by the char- 
acter of the occupancy which is divided into Light and Ordinary. All 
occupancies not mentioned in the following list of Light Occupancies 
should be considered Ordinary Occupancies. 


List of Light Occupancies 

. Agents’ Sample Rooms. 

. Almshouses, asylums, hospitals, infirmaries, poorhouses and sanl- 
tariums, except floors occupied for cooking (except small diet or 
serving kitchens), laundering or industrial processes. 

3. Banks. 

4. Barber Shops. 

5. Baths. 

6. Billiard Saloons. 

rf 

8 


hoe 


- Bowling Alleys. 
. Chemical, Biological or Physical Laboratories (private, including 
laboratories operated in connection with Educational Institutions). 

9. Churches. 

10. Clubs (city, country, etc.), except floors occupied for cooking (except 
small serving kitchens), laundering or industrial processes. 

11. Dental Laboratories. 

12. Dormitories, except floors occupied for cooking (except small sery- 
ing kitchens), laundering or industrial processes. 

13. Dwellings, Flats and Apartments. 

14. Educational Institutions, except floors occupied for cooking (exeept 
as provided under Item 8.c., Miscellaneous Hazards), stages with 
scenery (other than a small amount of fixed scenery), laundering, 
manuai training (with automobile shops, metalworking, woodwork- 
ing, etc.) or industrial processes. 

15. Gambling Houses, except floors occupied for cooking. 

16. Halls, private or public (including armories, dance halls, drill halls, 
gymnasiums, labor union halls and society, lodge or club rooms); 
except floors occupied for cooking (except as provided under Item 
8.c., Miscellaneous Hazards) or stages with scenery (other than a 
Small amount of fixed scenery). 

17. Hotels, boarding houses and lodging houses (other than low-grade 
bunk houses), except floors occupied for cooking (except small serv- 
ing kitchens), laundering or industrial processes. 

18. Libraries, public or private. 

19. Municipal and County Buildings, except floors occupied by fire de- 
partment apparatus, stables, storage of tools, machinery, etc., eook- 
ing (for inmates of jails) or industrial processes. 

20. Natatoriums. 

21. Offices, business or professional; detective agencies, employment 
agencies, stock exchanges, telegraph offices, etc., including small e@ J 

peiyaie laboratories, printing offices and restaurants connected there- 
with. 

a peer: dressmaking, hairdressing, massage, millinery, shoe shin- 
ng, ete. 

- Restaurants, except floors occupied for cooking (except small serv- 
ing kitchens), laundering or industrial processes. 

- Shooting Galleries. 

. Sign writers and designers. 

Sleeping rooms of proprietors or employees. 

. Stands; fruit, news, tobacco, etc. 

. Studios; artists’, teachers’, class rooms, photograph galleries, etc. 

. Telephone exchanges, including small restaurants operated in con- 
nection therewith. 

. Young Men’s and Young Women’s Christian Associations and similar 
institutions, except floors occupied for cooking (except small serving 
kitchens and domestic science laboratories), stages with scenery 
(other than a small amount of fixed scenery), laundering, manual 
training (with automobile shops, metalworking, woodworking, etc.) 
or industrial processes. 


8 


bo 
uC) 


SBN 


¢e 
i] 


(Feb., 1926. Replaces former page 34) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


$1. 


La. 


1.b. 


i.e. 


1.d. 


1.f£. 


Lge 


—jo— 


Small stocks and industrial occupancies when the combustibllity 
classification does not exceed C3 and when the total area of each 
td pet does not exceed 1200 square feet or 600 square feet on any 
one floor. 


Note 1: When the total area of all occupancies described under 
Item 31, exceeds one-fifth of the area of the floor upon which they 
are located, the floor should be considered as containing ordinary 
occupancies with respect to charges for Area, Walls and Floor 
Openings. 


Note 2: When the total area of Ordinary Occupancies on any one 
floor does not exceed 5% of the total area of the floor, that floor 
should be considered as containing exclusively Light Occupancies 
in applying charges for Area, Walls and Floor Openings. 


Note 3: When occupancies which normally class as Light are 
classed as Ordinary on account of cooking, stages with scenery, 
manual training, industrial processes, ete., the area occupied by 
kitchens or stages with scenery or for manual training, industrial 
processes, etc., should be taken in lieu of the area of the entire 
occupancy in determining the limit provided under Note 2. 


1. AREA 


Area charge should be applied to all buildings according to the 
following table. 


When the ground floor area exceeds the limits of the following table, 
the proper charge may be found by adding the charges for two or 
more areas. 


When parts of a building differ in the number of floors the sum of 
the charges for each section should be taken according to its area 
and the number of floors, including basement and sub-basement, The 
total charge thus obtained should be not less than the charge for 
area if all sections were of the same height as the lowest section of 
the bulding. 


When a building is of different classes of construction, area charge 
should be applied according to the class of construction of each 
section, but in no event should the total area charge be less than 
that which would result if the entire building were of the better 
class of construction. 


Attics: Area charge should apply to attics and portions of build- 
ings included within gable roofs, when used for mercantile or in- 
dustrial purposes. When such portions are not occupied or are not 
designed for permanent occupancy, area charge should be waived. 


Floors oceupied exclusively by Light Occupancies or by occupancies 
with incombustible contents should be counted as half floors. 


Note 1: When portions of a floor contain only incombustible con- 
tents, such portions should be considered as containing incombustible 
contents only when separated by walls or partitions from other 
contents, except that when a portion of a floor not separated from 
the rest of the floor by walls or partitions is designed and used 
exclusively for industrial processes on incombustible materials, such 
portion may be considered as separated by walls or partitions from 
other contents, 


Note 2: When buildings or sections with masonry or incombustible 
exterior walls and fireproof or incombustible floors, without attics, 
cocklofts or other concealed spaces in roof, contain exclusively in- 
combustible contents, area charge, as determined under item L-f., 
Should be reduced one-half. 


If floors, basements or sections of a building are equipped with an 
approved system of automatic sprinklers having one or more sources 
of supply, area charge for sprinklered portions should be waived. 


(Feb., 1926. Replaces former page 35) 
(Analytic _System—Copyright, 1921, by J. V. Parker) 


ay eo 
1. AREA- (Continued): wi 
TABLE OF AREA CHARGES 


Square-feet el 2 3 3: 5 | 1 | 8 9 
one Floor Floors! Floors Floors Floors! Floors| Floors Floors’ Floors 
| 

2 Pv | | | | oS em | | 

EE TANG Bare. 2% | 8% | 3% | 4% | 4% 15% | Bi 5% 
S58 2M| 2%| 4%| 5%] 7%| 8%} 9%| 9% | 9% | 10% 
ea, 3M| 3%]. 6%] 8% | 10% |. 12% | 18% | 14% | 14% | 15% 
HHS 4M) 4%! 8% | 11% | 14% | 16% | 17% | 18% | 19% | 20% 
a> 5M] 5% | 10% | 14% | 17% | 20% | 22% | 23% | 24% | 25% 
ogo 6M] 6% | 11% | 16% | 20% | 23% | 26% | 27% | 28% | 29% 
228 7M| 7% | 13% | 19% | 24% | 27% | 30% | 32% | 38% | 34% 
mes 8M] 8% | 15% | 22% | 27% | 31% | 34% | 36% | 38% | 39% 
a=8 9M| 9% | 17% | 24% | 31% | 35% | 39% | 41% | 42% | 44% 
sS210M | 10% | 19% | 27% | 34% | 39% | 48% | 45% | 47% | 49% 
25. 11M| 11% | 21% | 30% | 37% | 48% | 47% | 50% | 52% | 54% 
234% 12M | 12% | 23% | 32% |. 41% | 47% | 52% | 54% | 56% | 59% 
fe" 13M | 13% | 25% | 35% | 44% | 51% | 56% | 59% | 61% | 64% 
225 14M| 14% | 27% | 38% | 48% | 55% | 60% | 63% | 66% | 69% 
¢.215M| 15% | 29% | 41% | 51% | 59% | 65% | 68% | 71% | 74% 
322 16M| 16% | 30% |.48% | 54% | 62% | 69% | 72% | 75% | 78% 
2%.,17M| 17% | 32% | 46% | 58% | 66% | 73% | 77% | 80% |. 88% 
£e$18M| 18% | 34% | 49% | 61% | 70% | 77% | 81% | 85% | 88% 
=. 19M | 19% | 36% | 51% | 65% | 74% | 82% | 86% | 89% | 93% 
$3 20M | 20% | 38% | 54% | 68% | 78% | 86% | 90% |. 94% |. 98% 


im 
st 


. Division Walls: 

1. Area charge should be reduced one-tenth for each masonry di- 
vision wall to or thru roof with unprotected openings, not exceed- 
ing in all 30% of area charge. 

2. Area charge should be reduced one-fifth for each masonry division 
wall to roof only without openings or with all openings protected 
by fire doors approved for the protection of openings in fire eee 
not exceeding in all 40% of area charge. 


- Note 1: When both subitems 1. and 2. apply, ‘total Faction 
should not exceed 40% of area charge. 


Note 2: The area charge as reduced by subitems 1. and 2. should 
in no case be less than the charge for the division of eens 
area. 


2. EXTERIOR WALLS 


: : Definitions 
ca od Wall: A wall which supports any load in addition to its own 
weight. 


Nonbearing Wall: A wall which supports no load other than its own 
weight 


Curtain Wall: A nonbearing wall between columns or supports which 
is not supported at each story by beams or girders. 


Panel Wall: A nonbearing wall in a skeleton structure supported at 
each story by beams or girders. 


Material of Walls 


Raferenées to walls in the following rules apply ‘to. walls of burned 
clay brick, unless otherwise stated. For masonry walls of other con- 
struction the requirements for brick walls should be modified as follows: 


Reinforced Concrete Walls: Thickness should be not less than two-thirds. 
of that specified for brick walls; minimum 8 inches. 


Stone or Concrete (not reinforced) Walls: Thickness should be 4 inches 
greater than that specified for brick walls. 


(Feb., 1926. Replaces former page 36) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


Lr 


<i> 


a. 


i 


Hollow Concrete Block or Tile Walls or Hollow Walls of Block Con- 
struction: Thickness should be 4 inches greater than that specified for 
brick walls. If faced on both sides with 4 inches or on one side. with 
8 inches of brick, such walls should be considered the equivalent of 
brick walls. 


Hollow Brick and Sand-Lime Brick Walls (approximate size of brick 
2144x4x8 inches): Thickness should be the same ag that specified for 
brick walls. - 


Concrete Brick Walls (approximate size of brick 2%%x4x8 inches): 
Thickness should be the same as that specified for Stone or Concrete 
(not reinforced) Walls. 


Adobe Wallis: Thickness should be 4 inches greater than that specified 
for brick walls; in all other respects they should be considered as the 
equivalent of hollow conerete block or tile walls. 


Requirements for Brick Walls 


Boldface figures apply to all bearing walls of Ordinary Occupancy 
buildings and to all party walls except panel walls. Lightface figures 
apply to all independent walls of Light Occupancy buildings and to 
all independent nonbearing walls of Ordinary Occupancy buildings, 
except panel walls. 

Panel walls of any construction, except reinforced concrete, should 
be not less than 12 inches thick on any story of both Light and Ordi- 
nary Occupancy buildings. 


Note: A building containing only Light Occupancies above ground 
floor should be considered a Light Occupancy building with respect to 
walls. 

BRICK WALLS 

Minimum Thickness 


STORIES 
Stories 1 2 3 4 5 6 7 8 9 10 
One story....... j12 
Jne story as 
‘T'wo stories..... | 12 12 
16 12 


Three stories.... 16 16 12 


Four stories..... { se HY Se xe 


{ 16 12 12 


Five stories...... { ~ ay o ia - 
appt 20 20 16 16 ps 12 
Six stories..... .s { 24 20 20 16 16 612 
ei 24 20 20 16 16 12 12 
Seven storic Sees { 24 24 20 20 16 16 12 
: 24 24 20 20 16 16 12 12 
Eight stories.... { 28 24 24 20 20 16 16 12 
i 4 28 24 24 20 20 16 16 12 12 
Nine stories..... 28 28 24. 24 20 20 16 16 12 
T t { 28 28 24 24 20 20 16 1G. 7°12 12 
en stories. ..... ieee eee ee 8 8d Ig te) | 12 


CHARGES FOR WALL DEFICIENCY 
Note; When walls are constructed of materials other than brick or its 
equivalent, thicknesses specified in items 2.a. and 2.b. should be modified 
according to directions under Material of Walls. 


-2.a, Thickness: If bearing or party wall of brick, stone, concrete 


or equivalent materials is deficient in Sa eck on one or more 
stories, add for each wall...............s00. FBR OT OIRO . 4% 


Note 1: No charge should be made for deficient thickness of 
independent non-bearing or panel walls; hollow walls of block 
construction, or walls of hollow concrete block, adobe or tile. 


(Feb., 1926. Replaces former page 37) 
(Analytic System—Copyright, 1921, by J. V. Pastker) 


ie 


Note 2: Charge under item 2.a. is cumulative with charges for 
inferior walls under the Table of Charges for Inferior Walls, 
but in no case should the charge under item 2.a. plus charges 
under items a., ¢.1. or ¢.2. in the Table, exceed the charge that 
would result if 100% of the walls of the building were of the 
construction described under items a., e.1. or e¢.2., as the case 
may be. 


1. If wall is less than 12 inches thick on any except top story & 
of buildings more than one story in height, charge should 
be doubled. 


. When a bearing or party wall includes piers, pilasters or 
buttresses, charge according to thickness of wall between 
piers, pilasters or buttresses, and reduce net charge one-half. 


- When a B building (1) is built against the wall of another 
B building (2) and has no wall of its own but has floors 
or roof supported independently of the adjoining building 
(2), charge (1) with wall deficiency according to the char- 
acter of the floor or roof supports and apply charge for party 
wall (2.b.) to (2). 


2.b. Party Wallis: If party bearing, nonbearing or curtain walls are 
less than 16 inches thick on top story common to both buildings, per 
or less than 20 inches thick on any story below common to both G 
buildings, or if party panel wall is less than 16 inches thick on 
any story common to both buildings, add for each wall (cu- 
mulative with 2.a.) ....... a eisteie’s Bib oie oie lane eens eee eires Biate daidtes shele 012.4% YO 


1. If party wall is less than 12 inches thick on any story com- 
mon to both buildings, charge should be doubled. 


Note: Charge under 2.b. is cumulative with charges for in- 
ferior masonry walls given under items a. and e.1., Table of 
Charges for Inferior Walls. 


to 


oo 


2.c. Parapets and Fender Wallis: If parapets on masonry walls are 
less than 18 inches in height or if fender wall does not extend 
at least 18 inches above and 36 inches beyond exposed com- 
bustible roof structures or extensions, add for each wall....... 5 


SS 


Note: Charge under 2.c. is cumulative with charges for in- - 
ferior masonry walls given under items a. and e1., Table of 
Charges for Inferior Walls. 


1. When wall is exposed within 20 feet by a building grading 
Large, requirements given above with respect to height of 
parapet or fender wall should be increased to 36 inches. 


. When wall is not exposed within vanishing distance of ex- 
posure or when not exposed within 40 feet, charge for de- 
ficient parapet or fender wall should be waived. 


. When two B buildings of unequal height adjoin, the facing 
wall of the higher building should be considered the equiva- 
lent of a parapet for the lower building. The height of the 
parapet for the lower building should be determined accord- 
ing to the height of openings in the facing wall of the higher Ges 


Ls) 


oo 


building above the roof of the lower, or, if no openings, by 
the height of the facing wall of the higher building. 


- When roof of either the exposed or exposing building is Fire- 
proof or Incombustible, or when exposure is not less than 
two stories lower, unless combustible cornices, eaves or roof 
boards project, charge for deficient parapet should be waived. 


He 


2.d. Walls Constructed of Materials Inferior to Brick (including Hollow, 
Sand-Lime, and Concrete Brick), Stone or Concrete should be charged 


for according to the ratio of their length to the total perimeter of 
all stories of the building, as provided in the following table, 


1. All portions of a wall facing in the same direction, whether in one or 
more planes, should be considered one wall. When a wall lies in 
more than one plane, its length should be determined by projecting 
the various planes upon a line parallel to the wall. ¥ 

When more than one portion of a wall on same story projects upon 
ay ee Py of the projected perimeter, outer portion only should 
e counted, 


(Feb., 1926. Replaces former page 38) 
(Analytic System—Covyright, 1921, by J. V. Parker) 


The total perimeter of a building is the sum of the perimeters of 
all stories of the building except basements. 


Note 1: When a wall on any one story of a building, exceeds 
22% feet in height, each 15 feet (or greater part thereof) of excess 
should be considered as equivalent to an additional story in deter- 
mining the total perimeter of the building. 

Note 2: For conditions under which roof structures should be in- 
cluded in the perimeter, see Exterior Attachments; other exterior 
attachments should not be considered in determining the perimeter of 
a building. 

To illustrate the method of determining the length of a wall, an 
example is given below: 


Example 


Brick, Stone or Concrete Construction is indicated by heavy lines; 
Inferior Construction is indicated by light lines. 


e- = __ Greatest Width . — ---+ 


Note: In buildings all of whose walls present right angles only, 
the perimeter of a story is equal to twice the sum of the greatest 
length plus the greatest width. In the example, the greatest length 
is 130 feet and the greatest width S80 feet. The perimeter equals 
130+80X2, or 420 feet. 


. When inferior wall is found in gable only, the width of the gable 


should be reduced one-half in determining the length of inferior walls 
and the total perimeter of the building. 


. When more than 50% of perimeter is of combustible construction add 


to perimeter the length of all inferior masonry walls not less than 
8 inches thick (6 inches if reinforced concrete), then if combustible 
wall is not more than 50% of perimeter plus interior walls class 
building as B, adding maximum charge for combustible walls. 


. Material of sash, mullions and doors of ordinary dimensions or of 


cad hahaa supporting members should not affect the grading of the 
wall. 


. In the following table, each kind of construction should be considered 


separately; charges under items a., b., e. and d. are cumulative. 


. When the ratio of inferior walls lies between any of the figures shown 


at the top of the table, the nearer of the two should be selected; when 
exactly halfway between, the average of the two charges should be 
taken; when the ratio is less than 5%, charge should be waived. The 
preceding directions should not apply when the ratio of walls described 
under item b., ¢.3. and d. exceeds 50%, in which case see Rules for 
D Construction, except as provided under 2.4.3. 

Note: When more than one kind of inferior wall is found in a build- 
ing and the ratio of each kind is less than 5% of the total perimeter, 
the charge should not be less than that which would result if the total 
length of all inferior walls were of the better kind of construction. 


(Feb., 1926. Replaces former page 39) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


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Replaces former page 40) 


(Analytic System—Copyright, 1921, by J. V. Parker) 


(Feb., 1926. 


wale pict 


2.e. ADDITIONS 


1. Walls of inferior construction in additions should be included with 
the walls of main building in determining the length of inferior 
walls and the total perimeter of the building. ; 


2. Structural features and occupancy hazards in addition should be 
charged as if additions were of same construction as main building, 
except that exterior attachments to a D addition or on a D wall 
may be waived. 


.3. Interior wall between main building and addition should not be 


considered in determining the total perimeter of the building, but 
if of masonry, should be credited as a division wall as provided 
under Item 1. Area, except when such a wall is considered as part 
of the perimeter as provided under item 2.4.3. 


4. A D addition whose walls constitute not more than 10%. of the 
total perimeter of the building and whose area is not greater than 
that specified for Negligible buildings, may be considered an exterior 
attachment and charge under item 12.b. made in lieu of charges under 
item 2.d. 


5. When an addition is of separate ownership, main building and its 
contents should be treated as provided. in the preceding rules, but 
the addition should be rated as a separate building of similar con- 
struction and charged with the full standard of exposure from main 
building (less charges for and in connection with the addition). 


6. Contents of separate ownership located only in the addition should 
be treated in the same manner, but in neither case should the final 
rate of addition or its contents be less than if all were of same 
ownership. 


2... DWELLING ADDITIONS 


1, When a building, primarily constructed and exclusively occupied 
for dwelling purposes (except as provided below) and which if 
considered as a separate building would class as a dwelling, is 
rated as a part of a building embraced in the preceding rules, its 
height may be disregarded in determining the basis, and charges 
for structural defects in dwelling section modified as follows: 


2. If of B construction, all structural charges except those for walls, 
parapets, foundations, roof, chimneys and stovepipes as described 
under items 11.b., ll.c. and l11.e., and exterior attachments, should be 
waived. The charges excepted above should apply as for other 
buildings. 


Note: The total charge for deficient or inferior walls and deficient 
parapets in the dwelling section should in no event be greater than 
the charge which would result if the dwelling section were of D 
construction, 


3. If of D construction with walls not exceeding 50% of the total 
perimeter of the building, charge 5% to 20% according to size, in. 
lieu of the charge for inferior walls and waive all structural charges 
in dwelling section except those for roof, and chimneys or stove- 
pipes as described under items 11,b., 11.c. and 11.e, 

4. If boarding or lodging, not more than 20 rooms, in dwelling sec- 
tion, apply regular charges from Occupancy List; if lodging with 
more than 20 rooms, dwelling section should be treated under reg- 
ular rules as an addition under item 2.e. 


5. Portions of the building not constructed and occupied as above 
should be treated as other buildings of similar height, construc- 
tion, etc. 


3. FOUNDATIONS 


3.a. If masonry walls rest on combustible foundations.............. 30% 
3.b. If building is built on ground filled with wood refuse, sawdust 
or Shavings’ (Cumulative with Sia.) i... cccc weiss ectucducatcudeacie 20% 


Note: No charge should be made for lack of standard founda- 
tions under D walls or additions. 


4. ROOF 


4. If any portion of roof is not surfaced with gravel, slag, metal, 
tile, slate, asbestos or approved composition roofing material...20% 
Note 1: A mansard should be considered as a wall of similar 
construction and not as a portion of the roof. 


Note 2: If combustible platforms, etc., on roof, see Exterior 
Attachments, item 12. 


(Feb., 1926. Replaces former page 41) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


ae 
5. CEILINGS 


5. If ceilings or walls are sheathed with strawboard, paper or 
cloth, for -each <storync.. 0s... c0s. a. de eece eee aie nena ee ane 10% 


Note: If both ceilings and walls are sheathed as above, charge 
should be increased one-half. 


6. SKYLIGHTS AND VENTILATORS 


6.a. If skylights are not constructed of wire-glass set in metal frames 

or of heavy glass set in metal frames and protected by screens 

of No. 12 wire with not more than one inch mesh supported 

on iron frames and set not less than 6 inches above glass; 
LOT! FONE se vis sietoiiere wie 'e alesarene 6 pie watewe eieeelar orem emincrer cimnreterere oar rere 5% 

1. For each additional skylight not conforming to require- 

ments given above up to and including the charge for five 
ndaltional (dencient Ask yllents se ceerc ie etic cent nate ieee 2% 


Note 1: Windows or vertical skylights in sides of roof 
houses, etc., should be considered windows and charge waived. 


Note 2: Skylights over masonry elevator or stair shafts may 
“ of thin glass set in metal frames and protected as described 
above. 


6.b. If slatted or other ventilators in walls, roof houses, etc., are not 
protected by heavy screens of not more than one-fourth inch 
mesh or are not provided with windows or other effective means 
of preventing -atcéss of Sparks 45° 20.4 oh. ve ce eee con ae 10% 

Note: When portions of a building in which skylights or 
ventilators are found class as incombustible and contain ex- 
clusively incombustible contents, both of above charges may be 
waived. 


7. COURTS 


An Interior Court is any uncovered area within a building, enclosed 
on all sides by walls, none of which are projected to form a portion of 
the perimeter of the building of which the court is a part (see item 2.d.). 


An Exterior Court is any uncovered area within a building, enclosed 
on all but one side by walls, any of which are projected to form 
a portion of the perimeter of the building of which the court is a part 
(see item 2.d.). 

Note: The junction of two walls forming a re-entrant angle in the 
perimeter of a building should not be considered as forming a court, 
except in the case of small V-shaped courts which are included in the 
above definition. 


7.a. Interior Courts: Interior courts should be charged for as floor 
openings according to the number of floors pierced and the pro- 
tection, if any, afforded by the court walls. 


Note 1: Charge should be waived if court pierces only one floor 
(and roof) and is 20 feet or more in both dimensions, or if court 
pierces more than one floor (and roof) and is 40 feet or more in 
both dimensions. 

Note 2: Skylights piercing roof forming bottom of court should 
be classed as floor openings and protection graded as provided under 
item 9. 

%.b. Exterior Courts: Walls of exterior courts should be charged for 
as other walls of similar construction, their length being determined 
by projection as directed under item 2.d. 

Note 1: Portions of party walls not common to both buildings 
should not be considered as walls of the building containing the 
court. 

Note 2: When an exterior court is enclosed on all sides by walls, 
either of the building of which the court is a part or by walls of 
adjoining buildings, charge should also be made for floor openings 
as directed under item %.a. Skylights piercing roof forming bottom 
of court should be classed as floor openings and protection graded 
as provided under item 9. 

Note 3: If skylights in roof forming bottom of interior or exterior 
courts do not conform to requirements, charge should be made 
under item 6. 


(Feb., 1926. Replaces former page 42) 
(Analytic System—Copyright, 1921, by J. V.t Parker) 


we 


Aa 
8. FLOORS 


Floors are graded according to construction, the different grades being 
designated by the letters A., B. and C. 


A. FLOORS 
All floors not conforming to requirements for B. or C. as described below. 


B. FLOORS 


Combustible floors not less than 3 inches thick, (2% inches dressed) with 
vertical supports of wood not less than 6x6 inches and with horizontal 
supports of wood not less than 4x6 inches, or with vertical or horizontal 
supports of metal not protected as required for C. floors; or fireproof or 
incombustible floors on metal supports not protected as required for 
C. floors. 


Cc. FLOORS 


Combustible floors not less than 4 inches thick, (3144 inches dressed) 
with vertical supports of wood not less than 8x8 inches and with horti- 
zontal supports of wood not less than 6x6 inches, or with vertical or 
horizontal supports of metal protected by not less than one inch of 
plaster on metal lath; or fireproof floors on metal supports protected by 
not less than one inch of plaster on metal lath. 


Note: Ceiling, if any, of top story should be graded according to the 
construction specified for floors, except that a ceiling of wood, wood lath 
abd plaster, etc., may be considered equivalent to a floor grading A. 


9. FLOOR OPENINGS 


Floor openings are graded according to the protection afforded by en- 
closing partitions, shafts, traps, etc., the different grades of protection 
or closures being designated by the letters a., b. and ce. 


When the protection of a floor opening is inferior to that specified for 
a., it is graded as Below a. 


ENCLOSED OPENINGS, including elevators, stairways, chutes, dumb- 
waiters, light-shafts and all other floor openings enclosed in shafts or 
partitions, except openings protected by hall partitions. 


a. CLOSURE 


Enclosure of wood lath and plaster or matched flooring not less than one 
inch thick (% inch dressed) with all openings into enclosure protected 
by automatic or self-closing doors of matched flooring not less than one 
inch thick (% inch dressed) or by wire-giass in stationary, automatic, 
of self-closing metal frames. 


Note: Enclosure described above is not valid for elevators (except 
Small dumb-waiters) passing thru more than one floor. When an 
elevator enclosed as above passes thru more than one floor, opening in 
floor should also be protected as provided for Openings, Not Enclosed; 
if not so protected, opening should grade as Below a. 


b. CLOSURE 


Enclosure of cement or gypsum plaster on both sides of metal lath, not 
less than 2 inches thick, supported on metal frame; boiler iron, properly 
riveted and framed; brick not less than 4 inches thick; reinforced con- 
crete not less than 3 inches thick; tile or gypsum blocks plastered on 
both sides with cement plaster, not less than 4 inches thick; or other 
materials which upon test show equal value, with all openings into en- 
closure protected by automatic or self-closing doors approved for the 
protection of openings in vertical shafts or by wire-glass in stationary, 
automatic, or self-closing metal frames. 


Note: Elevator doors as above, closed by elevator operator, may be 
accepted in lieu of self-closing or automatic doors. 


(Feb., 1926. Replaces former page 43) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—44_— 


ce. CLOSURE 


Enclosure of solid gypsum blocks properly bonded and reinforced, not 
less than 5 inches thick; brick not less than 8 inches thick; or reinforced 
concrete not less than 6 inches thick, with all openings into enclosures 
protected by automatic or self-closing doors approved for the protection 
of openings in vertical shafts. No glass in doors or enclosure. 


OPENINGS NOT ENCLOSED, including elevators, stairways, chutes, 
dumb-waiters, light-shafts and all other floor openings not enclosed in 
shafts or partitions. 


a, CLOSURE 


Protected by automatic or self-closing traps of matched flooring not 
less than one inch thick (% inch dressed), covered with tin on under 
side; or by deck or prism glass set in metal frames. 


Note 1: Trap should be of sufficient size to cover completely the 
opening in floor. Tin covering should be securely fastened to woodwork, 
nail heads on under side should be covered by single lock joints, and 
covering should overlap top side of trap. Openings in trap for cables, 
counterweights, etc., should be provided with automatic flaps of same 
construction as the trap. All hinges should be bolted to the trap. 


Note 2: Nonautomatic hinged wooden traps may be accepted for 
openings into roof space or cockloft; and for openings from basement 
to ground floor when it is evident that they must be kept closed to 
prevent personal injury. . 


b. CLOSURE 


Protected by self-closing or automatic traps of matched flooring not less 
than 2 inches thick (134 inches dressed), entirely covered with tin as 
required for approved fire doors and conforming in all other respects to 
the requirements specified for a. closures; or by wire-glass in metal 
frames. 


OPENINGS IN HALLS OR CORRIDORS: When floor openings are in 
halls or corridors, they may be protected by the partitions separating 
the halls or corridors from the rest of the doors. Such protection 
should be graded as follows: 


a. CLOSURE 


Partition of metal lath and plaster, with all openings in partition 
protected by wire-glass in stationary, automatic, or self-closing metal 
frames, or by automatic or self-closing doors of matched flooring not 
less than 2 inches thick (13% inches dressed). 


Note: Wood lath and plaster or wooden partitions with wood doors 
or ordinary glass windows and transoms should grade as Below a. 


b. CLOSURE 


Partition of cement or gypsum plaster on both sides of metal lath, not 
less than 2 inches thick, supported on metal frame; brick not less than 
4 inches thick; reinforced concrete not less than 3 inches thick; tile or 
Zypsum block, plastered on both sides with cement plaster, not fess 
than 4 inches thick; or other materials which upon test show equal 
value, with all openings in partition protected by wire-glass in sta- 
tionary, automatic, or self-closing metal frames or by automatic or 
self-closing doors approved for the protection of openings in corridors 
or partitions. 


' ¢ CLOSURE 


Partition of solid gypsum blocks properly bonded and reinforced, not 
less than §& inches thick; brick not less than 8 inches thick, or rein- 
forced concrete not less than 6 inches thick, with all openings in par- 
tition protected by automatic or self-closing doors approved for the 
protection of openings in corridors or partitions. No glass in doors 
or partitions. 


Note: Partitions should always be considered as protecting open- 
ings in the floor above the partitions and not as protecting openings in 
the floor on which the partitions rest. 


(Feb., 1926. Replaces former page 44) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


f) 


sate: Tesch 


CHARGES AND CREDITS FOR THE PROTECTION 
OF FLOOR OPENINGS 


9.a. The charge for deficient protection or the credit for superior pro- 


tection of floor openings is determined by the grade of protection of 
openings thru the floor (or ceiling, if top story). When openings 
are protected by enclosures, the charge should be determined by 
the grade of protection afforded by the enclosure. When openings 
are protected by hall partitions, the charge should be determined 
by the grade of protection afforded by hall partitions on the story 
below the floor in which openings are located. 


9.b. Light Occupancies: The charge for openings in floors, except large 


well holes and openings into roof space or cockloft, above stories 
containing exclusively Light Occupancies, may be waived when in 
halls or when protected by partitions or enclosures of any grade, 
i. e., when not in the open, except as provided below. 


Exceptions 
1. Charge should not be waived in buildings occupied as, or above 
stories occupied as Almshouses, Asylums, Boarding Houses, City 
Clubs, Dormitories, Hospitals, Hotels, Infirmaries, Lodging Houses, 
Poorhouses or Sanitariums,. 

Note: Stories containing occupancies listed above should be 
considered as containing Ordinary Occupancies with respect to 
charges or credits for floor openings. 

. Charge for large well holes and openings into roof space or cock- 
loft should not be waived unless protected by closures grading 
a. or better. 


2” 


9.c. Openings into cockloft should be classed as other floor openings 


according to grade of ceiling and grade of protection. 


9.d. Belt-holes, pipe-holes, etc., should be charged for as other openings 


of similar grade; belt-holes in pairs may be considered one opening. 


9.e. No charge should be made for openings thru galleries, decks, plat- 


forms, etc., except as provided in the Note under item 10. 


9.f. When buildings have slatted or other partial floors, maximum floor 


opening charge should apply for each such floor. Cracks in floors 
may be penalized up to maximum floor opening charge at discretion. 


9.g. Charges for openings thru fireproof or incombustible floors should 


be waived when all floors below class as Fireproof or Incombustible 
and when contents of all stories below class Incombustible. 


Table of Charges and Credits 
In the following table the symbol ‘‘+-” indicates a charge and the 
symbol “—’’ a credit. Charge applies separately to each floor. 
Grade of Floor 
A B Cc 


Botisactestarccern UGS 0% 0% 
Grade of Protection (estab- | De ...secssesees 0% —2% —2% 
lished by the opening with<c. .............5 0% —2% -—4% 
poorest closure) No openings... 0% —2% —4% 
Below a. ....-..-+5% +5% +5% 
For each additional opening with Below a. clos- 
ure, up to and including 5 additional openings..+1% +1% +1% 
Note 1: If any floor is finished with concealed spaces, credits in 
above table should be reduced one point. 
Note 2: If any floor grading B or C is properly drained and scup- 
pered, credits in above table should be increased one point. 


10. DECKS 


A Deck is defined as any gallery, platform or shelf exceeding 5 feet 
in width. Superimposed galleries, shelves, bins, ete., or racks without 


floors should not be considered in determining the area of a deck. 


10. If the aggregate area of all decks on any one. story exceeds 500 
square feet, or exceeds 25% of the area of the story.......... 
Note 1: No charge should be made under Item 10. for bal- 
conies or galleries in auditoriums of churches, educational insti- 
tutions, halls, theatres, etc., or for decks exclusively occupied 
for offices or for the storage of or processes on incombustible 
materials. 

Note 2: No charge should be made for fireproof or incom- 
bustible decks. 

Note 3: When decks (regardless of their construction) con- 
stitute more than one-half of the area of a story in which they 
are located, they should be considered an additional story in 
determining the basis, structural charges, etc., and the maximum 
floor opening charge applied for that story, in lieu of the charge 
given above. 


(Feb., 1926. Replaces former page 45) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


10% 


Rea ae 
11. CHIMNEYS, STACKS, BREECHING AND STOVEPIPES 


(No charge should be made under items Il.a. to I1.e., inclusive for 
chimneys, stacks, breeching or stovepipes passing only thru fireproof 
or incombustible floors, partitions, walls or roof.) 


Note 1: When more than one device described under items Ill.a. to 
11.e., inclusive is found in the same building, charge for the most haz- 
ardous plus one-fifth of the charge for each of the others, up to and 
including the six most hazardous. When a metal stack or stovepipe 
passes thru more than one floor or partition, it should be treated as an 
additional metal stack or stovepipe for each additional floor or parti- 
tion thru which it passes; if passing thru ceiling of top story it should 
be treated as passing thru a floor. 

Note 2: If passing thru ceiling into cockloft, closet or other con- 
cealed space, double charges 11.b., 1l.c., 11.d., and lle. If stovepipe 
enters chimneys described under item lla. in cockloft or other con- 
eealed space, charge under 1ll.a. should also be doubled. 

Note 3: When found in rooms exclusively occupied for private dwell- 
ing purposes, charges for chimneys or stovepipes described under 11.a. 
and 11.d. should be waived. 

Note 4: If metal stack is in an enclosure of 8 inches of brick, or 6 
inches of tile with 4-inch space between stack and enclosure thruout, 
or if lined thruout with not less than 4 inches of fire brick, it should 
be treated as a brick stack. 

Note 5: No charge should be made for stacks from open forges pass- 
ing thru combustible floors, partitions, walls or roof. 


lla. If brick, stone or reinforced concrete chimneys are not built 


on solid masonry foundations resting on ground or on fireproof 
or incombustible floors, or are not ledged in masonry walls.... 5% 


1l.b. If chimneys are built of concrete less than 4 inches thick, 
lidllow’ “conerete” block®*“or *tile. UF. Bye ee Pe as Sa eee as 20% 


Note: If not built on solid masonry foundations resting on 
ground or on fireproof ior incombustible floors, or not ledged in 
masonry walls, increase above charge five points. 


ll.c. If chimneys are built of brick on edge......... ccc cee eeeceeees 30% 


Note: If not built on solid masonry foundations resting on 
ground or on fireproof or incombustible floors, or not ledged in 
masonry walls, increase above charge five points. 


11d. If metal stack or stovepipe passes thru floor, ceiling of top | 


BEOLRV) OP aD TELCE OIG cre ete ose cre casterth a eleascete eae eutienctatel vi ctenetate ie eaenstere ete varerers 5% 
ll.e. If metal stack, metal chimney or stovepipe passes thru roof, 
window or combustible. exterior wallsi..c.ws. .sic.. veuls slew decd 15% 


11.f. If metal stack or stovepipe enters chimneys described under 
11.a., 11.b. and 1l.c. vertically at bottom of chimney (cumulative 
with lhe 11-by and Hie eck eee a Bats Sore eee et kes 10% 


12. EXTERIOR ATTACHMENTS 


Charges for Exterior Attachments are cumulative with charges, if 
any, for exposure. When attachment is not enclosed and is not un- 
usually large, distance of exposure may be figured as to the main 
building; when attachment is enclosed or unusually large, distance 
should be measured to the attachment. Where character of exposure 
warrants, open attachments may be considered centers of combustion 
in determining distance of exposure. 


12.a. Cornice, Eaves, ete.: 
1. If wood, not metal clad; not continuous with adjoin- 
ing “Pullding 2. Wess, 2 a aa aes Ree eo ea tegeas 5% 
Note: When not exposed twithin vanishing dis- 
tance of exposure or when not exposed within 40 feet, 
charge should be waived. 
2. If wood, wood metal clad or hollow metal; continu- 
ous with adjoining building... 6... <<0s.44>.>-.8¢ meee - 10% 
Note: When charge for unapproved roof (Item 4) 
applies, charges under 1. and 2. should be waived. No 
charge should be made for cornices on D walls. 


(Feb., 1926. Replaces former page 46) 
(Analytic System—Copyright, 1921,{by J. V. Parker) 


~ 


oat |, ae 
12, EXTERIOR ATTACHMENTS—Continued: 


12.b. Awnings, porches, small sheds, steeples, towers, plat- 
forms and stairs; display signs, platforms, etc., on roof; 
Wee PAS PPLE TICE LO Te on ects ace Waa c eis cat kPa eek ce es 5% to 20% 


Note: Charges for small awnings, open porches, plat- 


& forms (not on roof), open stairs and open sheds, when 


not exposed within vanishing distance of exposure or 
when not exposed within 40 feet, should be waived. 


12.c. Bridges: 


1. Wood or wood metal clad; enclosSed.................. 5% to10% 
2. Skeleton iron-clad (enclosed) or wood, with roof and 
open *eides, tor; without) roof nist oto. ees. abies 1 wa 5% 


Note: When two buildings are rated as one on 
account of enclosed bridge connections less than 10 
feet in length, charges 1. and 2. should be waived 
unless bridge is exposed by another building within 
vanishing distance of expoSure to main buildings, or 
when not exposed by another building within 40 feet. 


x) 12.4. Bay Windows: If wood or wood metal clad, and con- 


-- 


tinuous from story to story, for each wall (except on 


De SURE ee nes ciilgs Sol eee cae te ee Ree OES Lobes Pteavent s 5% 
12.e. Roof Houses (monitor, texas, elevator heads, pent houses, 
etc.), with D walls, according to size and number..... 5% to 20% 


Note 1: Charge for roof houses, etc., without floors, 
and elevator heads of ordinary size, should be waived 
when not more than one story high and not exposed 
within vanishing distance of exposure, or when not ex- 
posed within 40 feet. 


Note 2: If roof house has a floor, and constitutes 
more than 25% of roof area or is more than 800 square 
feet in area, or (with or without floors) is more than 
one story in height (not to apply to steeples), it should 
be treated as additional height in determining the basis 
and charges made for walls according to proportion as 
directed in item 2.d. in lieu of the above charge. If more 
than one roof house, the various areas should be added 
and the charge computed as for one. 


13. OCCUPANCY 


418. For Occupancy Hazards see Occupancy List, Causes and Miscel- 
laneous Hazards. 


14. CREDITS 


» STRUCTURAL 


The following credits are percentages of the Building Rate and should 
be deducted before giving credit for protective features and before adding 
exposure and contents charges. 


14.a, Mill Construction: If all floors grade C., with no floor open- 
ings or with all floor openings protected by ec. closures.Deduct 10% 


Note: If protection of floor openings is inferior to c., see 

Item 14.b. 

1. If roof boards are less than 214 inches thick (2% Inches 
dressed) or if roof supports are less than 6 inches in any 
dimension or of metal not protected as provided for C. floors, 
decrease credit 3 points. 


e Note: When 1. applies, no credit should be allowed to a 
one story building without basement. 
2. If strap-iron stirrups are used to support horizontal mem- 
bers, decrease credit 2 points. 


3. If with combustible partitions, or with wooden decks of less 
than 3 inch plank (2% inch dressed), decrease credit 2 points, 


(Feb., 1926. Replaces former page 47) 
(Analytic System—Conyright, 1921, by J. V. Parker 


=-4Q—n 


14.b. Semi-Mill Construction. If all floors grade B., with floor open- 
AS. of all grades, or C., with floor openings inferior to 
eG, «aula Si6-el aiate po Oieele ae WR & On SleU a Oe eee ate Bale AC Oe ne bee PD COUCL 5% 
43 If roof boards are less than 2 inches thick (134 inches 
dressed) or if roof supports are less than 4 inches in any 
dimension, or of metal not protected as required for C. 
floors, decrease credit 1 point. 


Note 1: When subitem 1. applies, no credit should be al- 
lowed to a one story building without basement. 
2. If floor supports are of metal not protected as specified for 
C. floors, decrease credit 2 points. 
. If with combustible partitions, or with wooden decks of less 
than 3 inch plank (2% inch dressed), decrease credit 1 point. 


oo 


14,c. Fireproof or Incombustible Floors or Roof: A 


1. For each fireproof floor, excluding basement floor, up to and 
including three such floors (cumulative with a. and 
b.) e@ereeae aie, e 'W\ siete ale ae lerelele's 9) 8 wie is Geiss) e bla wa 6)p le.e eeeesce . Deduct 5% 
2. For each incombustible floor, excluding basement floor, up 


to and including three such floors (cumulative with 
Bae) Se ie RARE Cine traces ahatos ere seesianieets eDeCONCL B2% 


Note 1: If roof is fireproof or incombustible, credit es 
Should be allowed as for a floor of similar construction. No 
eredit should be allowed when an Incombustible Roof is sur- 
faced with combustible insulating material other than ap- 
proved composition. roofing. 


Note 2: Credits under 1. and 2. are cumulative; when both 
1. and 2. apply, credit should be allowed for each floor 
according to construction up to and including three fire- 
proof or incombustible floors. 


Note 3: Combustible portions of a fireproof or incom- 
bustible floor, not exceeding 5% of the total area of the floor, 
may be ignored and full credit allowed as above. 


14.d. Open Finish: If building is without concealed spaces in roof, 
floors, walls, ceilings or partitions (cumulative with a., b. 
QHG 6° se P bass Bale Setratxs Gbuals eee Pee tan dues TeRe ROR xe Deduct 5% 


Note 1: When concealed space is found only in fireproof or 
incombustible roof, floors, walls, ceilings or partitions, credit 
may be allowed as above. 


Note 2: When area of rooms or sections with concealed | 


>, 
\ 


Spaces does not exceed 5% of the total floor area of the 
building, credit may be allowed as above. 


14.e,A Additions: When a building has an addition which, if con- 
sidered separately, would class as A. with an area exceeding 
25% but less than 50% of the total floor area of the build- 
ing (excluding area of basement or sub-basement)..... Deduct 5% 


15. MAXIMUM AND MINIMUM RATES 


15.a,Maximum Rate: The unexposed gross rate produced by applica- 
tion of the foregoing rules should in no event exceed the rate that 
would result if the building were rated under Rules for D Con- a 
struction. 


15.b. Minimum Kate: The unexposed gross rate produced by applica- 
tion of the foregoing rules should in no event be less than that 
which would result if the building were rated under Rules for 
A Construction. 


(Feb., 1926. Replaces former page 48) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—48a— 


CONTENTS TABLE 


The following Contents T'able is intended to be used with Basis Table 


100 and is accordingly numbered 100. The table shows the amount 
in cents to be added to the net building rate in order to obtain the rate 
on contents according to damageability and location of contents in the 
building, under each class of municipal protection. 


Higher or lower contents tables are obtained when required by taking 


ratios of Contents Table 100. 


ib 


an 


Contents of first sub-basement, if any, should take the contents 
charge of fourth floor stocks and contents of each lower sub-base- 
ment should take the contents charge of a stock two floors higher, 
as 6th, 8th, etc. 


. When contents of same ownership are located on more than one floor 


of a building, the contents charge should be the average of the 
charges for the floors on which located, i. e., the sum of the charges 
divided by the number of floors. The charge should be figured for 
the actual number of floors, including floors of attics (whether 
a sy additional stories or not) upon which contents are 
ocated. 


. Starred (*) Occupancies: In the Occupancy List certain occupancies 


are designated by a star (*). As the value of municipal protection is 
less to buildings containing such occupancies than to other buildings, 
there should be less difference in rate between building and contents 
in such cases, therefore a reduction of contents charge is made in all 
classes except Tenth (6th) if building contains a starred occupancy. 
The amounts to be deducted from the final contents charge are noted 
in contents table. 


. Inferior Walls: When a charge is made for inferior walls (as provided 


under the Table of Charges for Inferior Walls, p. 40), the net con- 
tents charge (after deduction, if any, for starred occupancies) shouid 
be reduced by an amount equal to one-half the charge (in cents) 
which is made for Inferior Walls, but such reduction should in no 
event exceed one-fourth of the net contents charge. 


Note: When a charge is made for inferior walls of skeleton con- 
struction with panel walls of hollow concrete block, tile, adobe, 
metal, metal lath and plaster, glass, etc., or with hollow panel walls 
of block construction, between supports of brick, stone, concrete or 
metal protected by approved fireproofing materials as required under 
Item 12., p. 25, the net contents charge (after deduction, if any, for 
starred occupancies) should be reduced by an amount equal to the 
charge (in cents) which is made for such walls. In no event should 
such reduction exceed the net contents charge. 


. Merchandise or Patterns Stored in Standard Fireproof Safes and 


Vaults: Specific insurance with 80% or higher coinsurance or re- 
duced rate contribution clause on merchandise or patterns in stand- 
ard fireproof safes or vaults may be written at one-half of the 80% 
or higher coinsurance rate for the same property in the open. 


Note: Specifications for Standard Fireproof Safes and Vaults are 
given in the Appendix. 


(Feb., 1926. New page 4éa) 
(Analytic System—Copyright, 1921, by J.4V. Parker) 


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i 
3. CHIMNEYS, STACKS, BREECHING AND STOVEPIPES 


(No charge should be made under items 3.a. to 3.e., inclusive for chim- 
neys, stacks, breeching or stovepipes passing only thru fireproof or in- 
combustible floors, partitions, walls or roof.) 


Note 1: When more than one device described under items 3.a. to 3.e., 
inclusive, is found in the same building, charge for the most hazardous 
plus one-fifth of the charge for each of the others up to and including 
the six most hazardous. When a metal stack or stovepipe passes thru 
more than one floor or partition, it should be treated as an additional 
metal stack or stovepipe for each additional floor or partition thru which 
it passes; if passing thru ceiling of top story it should be treated as 
passing thru a floor. 


Note 2: If passing thru ceiling into cockloft, closet or other concealed 
space, double charges 3.b., 3.c., 3.d. and 3.e. If stovepipe enters chimneys 
described under item 3.a. in cockloft or other concealed space, charge 
under 3.a. should also be doubled. 


Note 3: When found in rooms exclusively occupied for private dwelling 
purposes, charges for chimneys or stovepipes described under 3.a. and 
8.d. should be waived. 


Note 4: If metal stack is in an enclosure of 8 inches of brick, or 6 
inches of tile with a 4-inch air space between stack and enclosure 
thruout, or if lined thruout with not less than 4 inches of fire brick, it 
should be treated as a brick stack. 


Note 5: No charge should be made for stacks from open forges 
passing thru combustible floors, partitions, walls or roof. 


3.a.If brick, stone or reinforced concrete chimneys are not built on 
solid masonry foundations resting on ground, or are not ledged 


BIPMmUIEE IRE VON SR LM ret a” hate Cine clef pial aa TA edb ae here yc ease Sek pews 5% 
3.b. If chimneys are built of concrete less than 4 inches thick, hollow 
CONCTCCOMEDIOCE FOF BUllOa c ciel so rertiolovaieisr sere eiarornie tetova clarelo.s sotenccs odie cis 20% 


Note: If not built on solid masonry foundations resting on 
ground or not ledged in masonry walls, increase above charge 
five points, 


$.c.If chimneys are built of brick on edge ...... cs ecereevvccvsces 30% 


Note: If not built on solid masonry foundations resting on 
ground or not ledged in masonry walls, increase above charge 
five points. 


3.d. If metal stack or stovepipe passes thru floor, ceiling of top story 


OL DALGLCIONS da so conte Weed oop ecmens eb as ase senkils ota s coecer 5% 
3.e. If metal stack, metal chimney or stovepipe passes thru roof, win- 
dow or combustible exterior wall............ ccc cece eee e ee eee 15% 


$.f. If metal stack or stovepipe enters chimneys described under 3.a., 
3.b. and $.c. vertically at bottom of chimney (cumulative with 
Sree Oot ATIC Mc Ga ira cei cic ke oi ce aie clei creteieious ie egal cee s or evalsece #6 aobcerereis’ets 10% 


4. ROOF 


Note: The following credit is a percentage of the basis and should 
be deducted from the sum of structural and occupancy charges. 


4. If roof of building is surfaced with gravel, slag, metal, tile, slate, 
asbestos or approved composition roofing materials......Deduct 10% 


Note: A mansard should be considered as a wall of similar con- 
struction and not as a portion of the roof. 


(Feb., 1926. Replaces former page 55) 
Analytic System—Copyright, 1921, by J. V. Parker) 


he a 
5. OCCUPANCY 


& For Occupancy Hazards see Occupancy List, Causes and Miscel- 
laneous Hazards. 


6. CREDITS 
STRUCTURAL 


The following credits are percentages of the Building Rate and 
should be deducted before giving credit for protective features and 
before adding exposure and contents charges. 


6.a. Fireproof or Incombustible Floors: For each fireproof or incom- 
bustible floor (excluding basement floor)................ Deduct 5% 


Note: Combustible portions of a fireproof or incombustible 
floor not exceeding 5% of the total area of the floor, may be ig- 
Hored and full credit allowed as above. 


6.b. Open Finish: If building is without concealed spaces in roof, 
floors, walls, ceilings or partitionS........ceccccceres -- Deduct 5 


wz 


Note 1: When concealed space is found only in fireproof or in- 
combustible floors, walls, ceilings or partitions, credit may be 
allowed as above. 


Note 2: When area of rooms or sections with concealed spaces 
does not exceed 5% of the total floor area of the building, 
credit may be allowed as above, 


6.c. Skeleton Iron-Clad Construction: If building has skeleton iron- 
clad or metal lath and plaster roof and sides (cumulative with 
credit’. for roof*under’ them? 4.) 720 eee eo ee heen ben vers Deduct 5% 


Note: Credit under item 6.c. should not apply unless credit 
under item 6.b. also applies. 


6d. Portions of Superior Construction: When a part of a building 
above basement is of superior construction: 


1. If with masonry walls, exceeding in length 25% of the total 
perimeter of the building as determined for B buildings.... 
aa PO Ahead nS en Sire er rr she Sie ett He ee Deduct .10% 

2. If with masonry addition, which if considered as a separate 
building would class as A, exceeding in area 25% of the total 
floor area, excluding basement (not cumulative with 1.).... 
EE AEE ROLE PE A eh Pre PE Bac ne eee aS Deduct 15% 


7. MINIMUM RATES 


7.a,Minimum Rate: The unexposed gross rate produced by applica- 
tion of the foregoing rules should in on event be less than 
that which would result if the building were rated under 
Rules for B Construction. 


(Feb., 1926. Replaces former page 56) 
(Analytic System—Copuright, 1921, by J. V. Parker) 


a 


V. CREDITS—PROTECTIVE 


V. CREDITS—PROTECTIVE 


TO APPLY TO BUILDINGS OF ALL CLASSES 
OF CONSTRUCTION 


The following credits are percentages of building rate after credits, if 
any, for structural features have been allowed. Credits for protective 
features should be deducted before exposures or contents charges are 
added. 


Note 1: Partial Protection: When a building is only partly equipped 
with the protective features described under Items 2.a., 3., 7%. and 8., 
and when the equipment of the protected areas conforms to requirements, 
one-half of the credits applicable to the building may be allowed to such 
occupancies as lie wholly within protected areas. No credit should be 
allowed to the building nor to occupancies which lie wholly or partly 
outside of protected areas, nor to occupancies in areas in which the 
protective equipment does not conform to requirements. 


Note 2: When mention of paid fire department is hereinafter made it 
refers to a department consisting of 6 or more fully paid permanent 
firemen constantly on duty at fire station. 


1. Outside Fire Hscapes, with landings at each floor, on buildings 
3 stories or more in height, approved arrangement........ Deduct 2% 


2 Standpipe and Hose, approved arrangement, inside building: 


a. With small hose (not larger than 114 inch), for first aid use, 
Supplied by water under adequate pressure from suitable 
source, or by solution from automatic operation of approved 
stationary chemical extinguishing system.............. Deduct 5% 


b. With 2% inch hose, supplied by water under adequate pressure 
from suitable source, for fire department use........... Deduct 5% 


1. If adequate pressure or supply depends solely on steamer 
connection credit should be reduced t0............eceeceeees 3% 


Note 1: Properly housed frost-proof yard hydrants with ap- 
proved water supply within 150 feet of all parts of the build- 
ing, with 150 feet of 2%4-inch hose, nozzles, wrenches, etc., at 
each hydrant may be accepted in Heu of the equipment de- 
scribed under 2.a. or 2.b. in buildings not more than one story 
high. 

Note 2: Credits under 2.b. should be increased one-half when 
equipment is in shaft, vestibule or tower separated from 
building by b. closures in A buildings or by e. closures in B 
buildings. 


Note 3: In B or D buildings, credits under 2.a. and 2.b. are 
not cumulative; in A buildings, when both credits apply, higher 
eredit should be allowed in full plus one-half of the lower. 


3. Casks and Pails, Chemical Extinguishers (hand or on wheels), 
pails in tanks, or pails of water, sand, ete., according to require- 
ménts “in GA pr pen dix 2 ect eee ae ee eae Deduct 5% 


Nete: Credit may be increased one-half for approved equip- 
ment of chemical extinguishers on wheels in addition to approved 
equipment of hand apparatus. 


4. Partial Equipment of Automatic Sprinklers: Credit for partial 
equipment of automatic sprinklers should be allowed accord- 
ing to directions in the Appendix. 


5. Stationary Automatic Chemical Extinguishing System, according 
to requirements in Appendix.................000.. Deduct 5% to 25% 


Note: When item 5. applies, credits under items 2., 3., 4, 6., 7. 
and 8. should be reduced one-half, but credit under item 5. plus 
one-half the sum of the credits under items referred to above 
should in no case be less than the sum of the full credits which 
may apply under items 2., 3., 4., 6, 7., and 8. 


(Feb., 1926. Replaces former page 60) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


“ 
\ 


‘8 


~*~. 


baad 


COMBUSTIBILIEY 
Slow-burning or Incombustible. (C. 1) 
Merchandise which does not in itself constitute an active fuel for the 
spread of combustion. 
Examples: Heavy Hardware, Leather, Hides (green or dry), Rubber 
Goods, Wool, Woolen Goods, Canned Goods, etc. 


Moderate-burning. (C. 2) 

Merchandise which burns moderately in itself but may contain small 
quantities of a higher grade of combustibility. 

Examples: Retail Groceries (with small quantities of matches, kero- 
sene oil, etc.), Dry Goods, Clothing and General Merchandise Stocks 
(with small quantities of celluloid goods, cotton batting, millinery, 
straw goods, etc.) 

Free-burning. (C. 3) 

Merchandise which burns freely, constituting an active fuel. 

Examples: Straw Goods, Millinery, Willowware, ete., and limited quan- 
tities of hay, excelsior, cotton, ete. 


Intermediate A. (C. 314) 


This grade is not susceptible of definition by quality but is used prin- 
cipally for quantity, being available for large open stocks of grade C.3, 
and for moderate quantities of grade C.4. It is also used for some 
grades of C.7 (unclassifiable), which see. 

Examples: Moderate quantities of Hay, Excelsior, Cotton, Paints and 
Oils, ete. 

Intense-burning. (C. 4) 


Merchandise that burns with great intensity and is difficult to ex- 
tinguish but is not liable to Spontaneous combustion, or to ignition 
except through actual contact with fire, and industrial risks which as 
a result of industrial processes produce shavings and other vegetable 
debris which burn with great intensity but are not so finely divided 
as to cause flash fires or explosions, and with a limited number of debris 
producing machines whether or not provided with an approved blower 
system. It is also frequently available as a quantitative grade for 
storage of substances which per se belong to grade C.3, C.4% or C.5. 


Note: The merchandise that legitimately belongs to this class is so 
dangerous that it is seldom or never found except in negligible quan- 
tities or in protective packages of a lower grade of combustibility, hence, 
grade C.4 is seldom used for mercantile stocks. 


Examples: Matches, Celluloid Goods, Hay, Excelsior, Cotton, ete., and 
Grease Risks with processes, etc. 


Intermediate B. (C. 414) 


This grade includes substances which as a result of industrial processes 
produce shavings and other vegetable debris which burn with great 
intensity, but not so finely divided as to cause flash fires or explosions, 
and which are provided with an approved blower system or with a 
limited number of debris producing machines not provided with an ap- 
proved blower system; also risks of grade C.5 provided with an approved 
blower system. 

TNA ik is also used quantitatively for large risks of grade C.3 
or ; 

Examples: Large Power Woodworking Risks, large quantities of Hay, 
Excelsior, Cotton, etc., Paint and Color Works with limited quantities 
of naphtha, ete. 


Flash-burning (ranging from semi to full explosiveness), (C.5) 


This grade includes substances that burn with an intensity equal to 
or greater than C.4, and, in addition, give off inflammable or explosive 
vapors at ordinary weather-temperatures, or that spontaneously ignite 
through exposure to air or moisture: also substances which as a result 
of industrial processes produce large quantities of dust, lint and other 
finely divided vegetable debris that is subject to flash fires or explosions, 
if not safely disposed of through an approved blower system. 

Examples: Crude petroleum and all its lighter products (except 
kerosene and fuel oil), ethers, calcium carbide not packed in protective 
packages, and the debris of cotton gins, etc., also power woodworking 
risks with an unlimited number of debris producing machines not 
provided with an approved blower system. 


(Feb., 1926. Replaces former page 67) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


oe we 


indefinite. | (C. 6) 
Merchandise, the hazard of which through uncertainty as to its na- 
ture, can be determined only through inspection and classification and 
stipulations made by the insured. 


Examples: Department Stores, Wholesale Drugs, Wholesale Groceries, 
General Storage Warehouses, Chemical Works, Proprietary Medicine 
Factories; also Auction Warerooms, Warehouses of receiving commis- 
sion firms and other risks where contents are liable to frequent change. 


Note: Risks of this class necessarily take one of the regular grades 
(C. 1 to C. 5, inclusive), the grade being subject to modification when 
stipulation eliminates dangerous substances and processes. 


Unclassifiable. (C. 7) 


This class embraces substances that cannot be identified with any of 
the preceding classes, or that, if so classifiable by their physical 
characteristics, have a known record that discredits them because of 
their tendency to combustion, either spontaneous or because of an un- 
discovered hazard. On the other hand, a few risks of this class, for 
reasons that cannot be definitely determined, have an apparently favor- 
able record. Class C. 7 also embraces a number of special hazards. 
Risks of Class C.7 are necessarily graded by judgment. 


EXCEPTIONS 


a. Classification is, in many cases, determined by packages, wrap- 
pings or display shelving, or in some cases by the materials used in 
large quantities for packing, or, on the other hand, by the debris re- 
sulting from unpacking, rather than by the merchandise itself. 


For example: Retail Stocks of Hardware, Boots and Shoes, Queens- 
ware, Fruit or Produce Stocks, which in themselves are slow-burning or 
incombustible, may appropriately be classed as C.2 or even C.3, while 
Furniture Stocks, which would ordinarily class as C.344, when found in 
large warerooms crated or wrapped in paper, excelsior, ete., should 
grade as C.4, according to circumstances. 


b. As before stated, classification is also determined by quantity 
or density of arrangement, either or both. When found in large quan- 
tities in crowded premises, “piled to the ceiling,’ ete., merchandise 
should take a higher grade of combustibility, according to the circum- 
stances. 


This condition belongs largely to merchandise of the grades of com- 
bustibility C.3 or over, and is most often found in warehouses or in- 
dustrial risks, as hay, broom corn, woodenware and broom warehouses, 
etc. In feed stores, or upholstering supply stocks, for example, hay, 
straw, moss, hemp, excelsior, etec., may raise the combustibility from 
C.2 to C.3, C.38% or C.4, according to quantity, while hay in large hay 
warehouses should class as C. 4%. 


On the other hand, when the quantity of any given grade is so small 
as to be inconsequential, it mav be treated as negligible and the charge 
for combustibility waived. This applies to contents of offices, banks, 
schools, armories, bowling alleys, ete., also to small quantities of inflam- 
mables such as matches, oils, chemicals, etc., ordinarily allowed without 
charge in groceries, country store stocks, retail drug stores, etc. 


c. When an industrial process on a small scale is carried on in the 
open in connection with a regular mercantile stock, the materials “raw, 
wrought and in process,’ including usual debris, when not in negligible 
quantities, should determine the classification of stock, and in any event, 
combustible materials in process should take one grade higher com- 
bustibility than a regular stock of merchandise of similar nature. 


d. Materials, raw, wrought and in process, including the debris oc- 
casioned by industrial activities, are frequently more combustible at cer- 
tain stages than at others, and when a variety of materials is used they 
should be graded by the most combustible material, unless the latter is 
so small in quantity or kept under such conditions, that it may be con- 
sidered negligible as a factor of hazard. 

The combustibility of such materials is graded as directed for regu- 
lar stocks. 


e. Mixed stocks consisting of two or more distinct classes of mer- 
chandise in quantities sufficient to determine the character and extent of 
combustion, should be classed by the merchandise of highest com- 
pustibility. 


(Feb., 1926. Replaces former page 68) 
(Analytic System—Copyright, 1921, by J. V. Parker 


LN 


m. 


a= 


MOTIVE POWER 


(Embracing the Hazard of Electric Motors or Dynamos and 
Internal Combustion Engines) 


Note 1: Motive power devices should be considered as subject to in- 
flammable vapors when not Separated by floors or partitions with- 
out openings, or with no direct means of communication, from rooms 
where highly volatile combustibles are handled or stored in excess of 
one barrel, or where oils or other materials are used in processes which 
produce inflammable vapors, including rooms with regular painting, 
spraying, dipping, etc., or where calcium carbide (in excess of 2000 
pounds); inflammable gases in steel cylinders (in excess of 25 cylin- 
ders); or more than five filled motor vehicles using liquid fuel are stored; 
or where alcohol, liquid paints, volatile oils, turpentine or varnishes 
are stored in excess of the limits prescribed under Miscellaneous 
Hazards, 


Note 2: Motive power devices should be considered as subject to in- 
flammable dust or flyings when not separated by solid partitions, with 
all openings protected by tight-fitting self-closing doors, from rooms 
with processes which produce inflammable dust or flyings, including 
rooms with power machinery for grinding, pulverizing, chopping, pick- 
ing or elevating combustible materials or with more than two power 
woodworking machines (except saws, nailers, mortisers or boring ma- 
cines). When processes which produce inflammable dust or flyings are 
earried on occasionally only, requirements with respect to self-closing 
doors may be waived. 


1. ELECTRIC MOTORS AND DYNAMOS 


a..Electric motors or dynamos should be charged for according to the 
combustibility of the occupancy with which they are connected on 
the floor upon which the device is located. 


Table of Charges for Electric Motors and Dynamos 


Combustibility of Contents 
on Floor where Device is Located 


C.1 C.2 C.3 C.3i% C.4 C.442 C.5 


Charge! ss. ruethi. 0% 0% 10% 2% 30% 410% 50% 


b. Location: When electric motors or dynamos are located subject to 
inflammable vapors, dust or flyings, charge should be made accord- 
ing to combustibility of occupancy on same floor but with a mini- 
mum combustibility of C.3%. 


ce. Charges for Electric Motors or Dynamos should be waived: 
1. For motors having no moving contacts. 


2. For motors of 1 h.p. or less or dynamos of 1 k.w. or less when 
not subject to inflammable vapors. 


3. For motors or dynamos contained in approved enclosures, or in 
Separate room uSed for no other purpose when not subject to in- 
flammable vapors. 


Note: When combustibility of occupancy on same floor grades C.4 
or higher, or when inflammable dust or flyings exist, motor rooms 
should be provided with tight-fitting self-closing doors. Power 
transmission should be by shaft thru wall with the least possible 
clearance, with pulley outside of room; shaft hole in wall should be 
closed by two pieces of sheet metal sliding in grooves with semi- 
circular openings in each, closing tightly on shaft or bearings and 
held in place by hooks or other reliable fastenings. When in- 
flammable dust or flyings exist, motor rooms must be provided with 
adequate ventilation to the outside. 


4. For motors or dynamos entirely encased (dust proof type) when 
not subject to inflammable vapors. 


5. For motors or dynamos located free from combustible contents 
and 6 feet or more above the floor, when not subject to inflam- 
mable dust or flyings. 


Note: Charge for motors or dynamos located as described under 
subitem 5. should not be waived in occupancies grading C.5 nor in 
occupancies where inflammable vapors are likely to descend from 
upper floors. 


(Feb., 1926. Replaces former page 75) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


ball, Ptah 


2. INTERNAL COMBUSTION ENGINES 


a. Internal Combustion Engines should be charged for according to 
the combustibility of the occupancy with which they are connected on 
the floor upon which the device is located. 


Table of Charges for Internal Combustion Engines 


Combustibility of Contents 
Description of Device on Floor where Device is Located ef 
C1 ©O2 C3 C.3% C4 C44% C5 - = 


eee 


1. Gasoline engines, or kerosene or 
oil engines primed or started 
with gasoline) “tiger iene 10% 15% 25% 40% 50% 60% 70% 


2. Kerosene or oil engines not 
primed or started with gasoline 5% 10% 15% 20% 30% 40% 50% 


3S. Gas engines ...+..ceranerncevs 5% 10% 15% 20% 30% 40% 50% 


Note 1: If with flame igniter, charge should be increased by 40% 
of itself (not to apply to torches used for pre-heating combustion 
chambers). 


Note 2: If liquid fuel is fed to engine or carburetor by gravity 
or compressed air or if feed piping is not arranged to drain back ; 
to supply tanks, see Miscellaneous Hazards, item 13., Liquid Fuel. Ci 


Note 8: If supply tank is inside building, charge for storage 
according to capacity of tank as provided under Miscellaneous 
Hazards, items 11. and 1%. Fuel tanks in or on engines should be 
classed as unapproved receptacles. 


b. Location: Charges for internal combustion engines as given in the 
Table apply to these devices when in the open in main building. 
When in a separate room in main building or in an addition 
(communicating or not cut off) used for no other purpose except for 
processes on materials grading C.1, the following ratios of the 
charges given in the table should be applied. 


Note 1: When internal combustion engines are located subject to 
inflammable vapors, dust or flyings net charge should not be less than 
for C.31%4 in the open whether located in separate rooms or additions 
without approved cut off or not. ( 


Note 2: When internal combustion engines are located in a separate 
room used for no other purpose and not communicating except thru 
hall or rooms with contents grading C.1., and when not located sub- 
ject to inflammable vapors, dust or flyings, the charge may be based 
upon a combustibility of C.1. 

Note 3: When device is located in an addition with approved cut 


off, addition should be treated as a separate risk and exposure charged 
as directed under Hxternal Exposures. 


Location Table 
Location of Device: 


Ratios of Charges 


In Main Building, in separate room: given in Table 
1. With combustible floor, walls or ceiling............. ‘3 60% €: 
Note: Charge should not be less than for C1 in 
the open. 


2. With Floors, walls and ceiling fireproof without ap- 
proved cut off, or incombustible with approved cut 
OLEAN 2S cio let bv aes nlered ne wate shel ode Uititls 2050 ns De eee 30% 
Note: In A buildings, charge should not be less 
than for C.1 in the open. 


3. With floors, walls and ceiling fireproof with ap- 


proved “Cut Off ouwacn cause eels 1 peteaee s ete Beene 0% 
In Power House or Addition: 
4. B or D construction without approved cut off........ 50% 


Note: Charge should not be less than for C.1 in 


in open. Ca 


5. Fireproof or incombustible, or space under incom- 
bustible sidewalk, without approved cut off.......... 30% 


Note 1: In A buildings, charge should not be less 
than for C.1 in the open. 


(Feb., 1926. Replaces former page 76) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


3. 


say pas 


Note 2: An incombustible room with approved cut off as required 
under item 2, is defined as a room with floor, walls and ceiling 
constructed of cement or gypsum plaster on both sides of metal 
lath, not less than 2 inches thick and supported on metal frame, 
brick; concrete; tile or approved gypsum block, not less than 3 
inches thick; or other materials which upon test show equal value; 
with all openings protected by single automatic or self closing 
doors approved for the protection of openings in Corridors or 
Partitions, or by wire-glass in stationary, automatic or self-closing 
metal frames. 

Note 3: An approved cut off as required under item 3 is defined 
as a wall of masonry not less than 6 inches thick (4 inches if 
reinforced concrete) with all openings protected by single auto- 
matic or self closing doors approved for the protection cf openings 
in fire walls. 

8. ADDITIONAL DEVICES 
Additional Devices: Full charge should be made for the electric 
motor, dynamo wor internal combustion engine bearing the highest 
net charge plus one-fifth of the charges for each of the others up to 
and including the charge for the six most hazardous devices. 

Note 1: The degree of hazard of an electric motor, dynamo or 
internal combustion engine is determined by its net charge, the most 
hazardous device being the electric motor, dynamo or internal com- 
bustion engine bearing the highest net charge. 

Note 2: When electric motors or dynamos are found in more than 
one occupancy, charge should be made as provided in the fore- 
going rules for devices in the occupancy of highest combustibility, 
but only for the most hazardous device in each of the other 
occupancies. 


HEAT PRODUCING AND UTILIZING DEVICES 


1. FURNACES 


Furnaces are classified as follows: 


a. 


b. 


Mand or Movable, embracing glue and soldering furnaces, oxy-acety- 
lene torches, blow torches, crucibles, cupels and other small devices, 
such as stoves for heating irons in tailor shops, water heaters in 
barber shops, etc. Fixed gas pipe connections should not affect the 
Classification of the furnace. 


Stationary, embracing all furnaces not classed as Hand or Movable. 
Ae caring ei furnaces are graded according to temperature, as fol- 

Ows: 

a. Low, embracing all furnaces with temperatures up to the melting 
point of lead, 600° Fahr. 

b. Medium, embracing all furnaces with temperatures necessary to 
produce high pressure steam, anneal metals, glass, etc.; 600° to 
1500° Fahr. 

ce. High, embracing all furnaces with temperatures necessary for 
ore roasting, bloom or billet heating, iron smelting or fusing, 
1500° Fahr., and upward. 

Note 1: Furnaces grading High should grade as Medium and 
furnaces grading Medium should grade as Low when not more 
than 100 cu. ft. in size, outside measurement. 

Note 2: For reference, a list of the most common furnaces 
sae the temperatures usually employed is given in the Ap- 
pendix. 


. Heating: Rates are based on the asSumption that all buildings are 


heated, consequently no charge should be made under the following 
rules for stoves, furnaces or boilers (15 lbs. pressure or less) used 
for heating only. Such furnaces or boilers may also supply heat or 
steam for industrial purposes, without charge, but if operated solely 
for such purposes during season when heating is not required, charge 
should be made ag for Stationary furnaces. 


Note: When furnaces used only for heating the building use liquid 
fuel, charge for the device itself may be waived as provided above, but 
eharge for liquid fuel, if fed to device by gravity or compressed air, 
should apply as provided under Miscellaneous Hazards, item 13. 


. All boilers except those used for heating only and carrying less 


than 15 lbs. pressure, should be charged as Stationary furnaces. 
Boilers used for heating only should grade as Low if pressure does 
not exceed 50 Ibs. and as Medium if pressure exceeds 50 lbs. Small 
boilers, not used in connection with power devices, such as those 
found in rubber tire repair shops, milk depots, etc., should be charged 
as Low regardless of pressure. 
(See following page) 
(Feb., 1926. Replaces former page 77) 
(Analytic System —Copyright, 1921, by J. V. Parker 


py | eae 


1. FURNACES—Continued: 
e, Fuel: The charges in the Furnace Table are based on the use of 


coal, coke, charcoal, kerosene or fuel oil for fuel. 

1. When cobs, dust, wood, or wood refuse is used, either in whole or in 
part, for fuel in furnaces grading Medium or High, the charge 
See be determined by the combustibility of the fuel used as 
ollows: 
aS Wood (not including s wood Sréfuse yn. «J. «tac ealebicals ciieeree, Gee 
b. Cobs, dust or wood refuse, with approved automatic feed 

or cut off; no storage of such fuel and no arrangement for 
any discharge of such fuel except directly into furnace.. C.314 

c. Cobs, dust or wood refuse, without approved automatic feed 
or cut off or with approved automatic feed or cut off with 
arrangement for storage or discharge of such fuel except 
directly Pinto tL TUrnace nc niowmes tet ees mec awe setae Me oa hia ydbihoce 

Note: When the combustibility of the occupancy on floor “where 
furnace is located is equal to or higher than the combustibility of 
the fuel as given above, charge for furnace should be determined 
by the highest combustibility of contents of the occupancy with 
which it is connected on the floor where located. 

2. When Gas or Electricity is used for fuel: 

a. In Hand or Movable furnaces, charge should be waived in oc- 
‘cupancies grading C.1 or C.2 and reduced one-half in occupancies 
grading C.3 or higher. 

b. In Stationary furnaces, charge should be reduced one-half. 

Note: Sub items a. and b. also apply to gasoline gas when 
furnace is not directly connected to the generator and when 
liquid gasoline is not introduced into the furnace. 

3. When highly volatile combustibles are used for fuel, all charges in 
the Furnace Table should be doubled. 

Note: The charge for storage of highly volatile combustibles is 
cumulative with the charge for the furnace. 


Furnace Table 


f. In the following table, the charges for furnaces apply to devices in 
main building, not enclosed or separated from the contents by which 
they are surrounded, and are determined by the combustibility of 
contents of the occupancy in which they are located, unless other- 
wise stated. 

Note: When furnaces are located on floors where the combustibility 
of contents grades lower than the contents of the occupancy, the 
charge should be determined by the highest combustibility of the 
contents of the occupancy with which they are connected on the floor 
where located. 

Stationary Setate Shs ap Steam Boilers, 

and Hot Air Engines 
Combustibility | Mander = | _ ane 

| | Medium 

| Low | or High 
C1 5% 5% 30% 
Cz 7% 10% 50% 
C3 10% 15% 60% 
C3% 12% 25% 10% 
C4 | 16% 40% 80% 
C4% 20% 50% 90% 
C5 25% 60% 100% 

Note 1: No charge should be made for not more than one plumbers’ 
fire pot as blow torch used occasionally for private repairs. 

Note 2: When iiquid fuel is fed to furnace by gravity or com- 
pressed air, see Miscellaneous Hazards, item 13., Liquid Fuel. 

g. Additional Devices: Full charge should be made for the furnace 


bearing the highest net charge plus one-fifth of the net charge for 
each of the others, up to and including the charge for the six most 
hazardous devices. 

Note 1: The degree of hazard of a furnace is determined by its 
net charge, the most hazardous device being the furnace bearing the 
highest net charge. 

Note 2: When furnaces in a masonry setting are arranged in a 
battery, or when furnaces are set in a battery on an incombustible 
floor or in an incombustible pit, all furnaces in the battery should be 
treated as one. A battery is defined as a device of which the enclosing 
walls are continuous and in which similar furnaces are assembled. 

(See following page) 


(Feb., 1926. Replaces former page 78) 
(Analytic System—Copuright, 1921, by J. V. Parker) 


a» 


>< 


ae 


ee ae 


Location 


h. The charges for Stationary furnaces as given in the Furnace Table, 


apply to these furnaces when in the open in the main building. When 
in a separate room in main building or in an addition (communicating 
or not cut off) used for no other purpose except for processes on 
materials grading C.1, the following ratios of the charges given in 
the Furnace Table should be applied: j 

Note 1: If furnace is located in a separate room used for no other 
purpose and not communicating except thru hall or rooms with 
contents grading C.1, and if no cobs, dust, wood or wood refuse is 
used for fuel, the charge may be based upon a combustibility of C.1., 
except when located as described in Note 2, 

Note 2: No credit should be allowed for location of furnaces not 
separated by solid floors or partitions without openings, or with no 
direct means of communication, from rooms where highly volatile 
combustibles are handled or stored in excess of one barrel, or where 
Oils or other materials are used in processes which produce inflam- 
mable vapors, including rooms with regular painting, spraying, dip- 
ping, etc., or where calcium carbide (in excess of 2000 pounds); in- 
flammable gases in steel cylinders (in excess of 25 cylinders); or more 
than five filled motor vehicles using liquid fuel are stored; or where 
alcohol, liquid paints, volatile oils, turpentine or varnishes are stored 
in excess of the limits prescribed under Miscellaneous Hazards. 

Note 3: No credit should be allowed for furnaces grading Medium 
or High using cobs, dust, wood or wood refuse for fuel, when the 
fuel is equal to or higher than the combustibility of contents on the 
floor where located, except when located as specified in items 2, 3 
and 6 of the Location Table. When the combustibility of the fuel 
used is lower than that of the contents of the floor where located, 
credit for location should be allowed according to the Location Table, 
but the charge should not be less than the charge determined by the 
combustibility of the fuel used. 

Note 4: No credit should be allowed for location of furnaces con- 
nected with ovens or kettles with combustible contents unless located 
in separate room described in items 2, 3 and 6 of the Location 
Table, and used for no other purpose, in which case the credit pro- 
vided in the Table should apply. 

Note 5: When furnace is located in an addition with approved cut 
off or detached, addition should be treated as a separate risk, and 
exposure charged ag provided under External Exposures, 


Location Table 


Construction 
Location of Device: of Main Building 
In Main Building, in separate room: A. B D 
1. With combustible floor, walls or ceiling..... 100% 80% 90% 


Note: Charge should not be less than for C.1 
in the open. 
2. With floor, walls and ceiling fireproof without 
approved cut off, or incombustible with ap- 
DO Vedi tito .a Mic ale iid IE. sinGer pels ok caictw'slb - 40% 40% 50% 
Note: In A buildings, charge should not be 
less than for C.1 in the open. 
8. With floors, walls and ceiling fireproof, with 
approved cut off: 
a. When combustibility of room grades C.3% 


Peon ghier ees te Pee eee ds ton aw eee eee 0% 10% 20% 
b. When combustibility of room grades C.3 
OP awer ae Ree, 650580 case 00s SSRN 0% 0% 0% 


In Power House or Addition: 
4. Frame, iron sheathed frame or brick veneered, 
Without “approved CUl* OM. 2 ee. s. o mesey as ss o's cpr 100% 70% 80% 
Note: Charge should not be less than for 
C.1 in the open. 
5. Masonry (not fireproof or incombustible) or 
skeleton iron clad, without approved cut off.. 100% 50% 60% 
Note: Charge should not be less than for C.1 
in the open. 
6. Fireproof, incombustible or space under in- 
combustible sidewalk, without approved cut 
il a ct streets Bik AES ata ge = chain gees odin nee oe «+ 30% 30% 40% 
Note: In A buildings, charge should not 
be less than for C.1 in the open. 
(See following page) 


(Feb., 1925. Replaces former page.79) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


Baa) 


1. FURNACES—Continued: 


Note 1: An incombustible room with approved cut off as re- 
quired under item 2. is defined as a room with floor, walls and 
ceiling constructed of cement or gypsum plaster on both sides of 
metal lath, not less than 2 inches thick and supported on metal 
frame; brick; concrete; tile or approved gypsum block, not less 
than 3 inches thick; or other materials which, upon test, show equal 
value; with all openings protected by single automatic or self- 
closing doors approved for the protection of openings in Corridors 
or Partitions, or by wire-glass in stationary, automatic or self- 
closing metal frames. 


Note 2: An approved cut off as required under item 3 is defined 
as a wall of masonry not less than 6 inches thick (4 inches if 
reinforced concrete) with all openings protected by single auto- 
matie or self-closing doors approved for the protection of openings 
in fire walls. 


Rules Governing Arrangement and Clearance of Stationary Furnaces 


j. The charges for Stationary furnaces in the Furnace Table are based 
upon the assumption that arrangement and clearance are approved. 
When arrangement and clearance are not approved, the following 
charges should be made independently of and in addition to the 
charge for the furnace, without regard to location or additional 
devices, in each occupancy where the charges apply. 


Note: The following charges do not apply to stoves or Low furnaces 
used exclusively for domestic purposes or for heating the building, nor 
to forges or Hand or Movable furnaces; for charges for unapproved 
arrangement or clearance of such furnaces, see Aftercharges. 


1. Ventilation: If rooms, of any type of construction, containing 
Medium or High furnaces are not provided with adequate venti- 
lation either in ceiling or wall above furnace (cumulative with 
charges for unapproved skylights or ventilators and exterior 


attachments)... .es-0tseweae By 5 ee ree Oye ee Sais scale ia aa Sear Ch A 
2. Floors: 
a. If Low furnaces are set on combustible floor................ 20% 


b. If Medium or High furnaces are set on combustible floor or 
on fireproof or incombustible floor not conforming to require- 
ments eereoenveaeoeeat*toerereeetCeoeeveeaeeee eee eeeee eee eeene eeerveeveaeeeoene 80% 


c. If floors where metal is cast, rolled, power forged or other- 
wise manipulated in its heated condition are of combus- 
tible “material 2 see wale S icy slew Blas ats)e aa ee eines ae eee ae eee e- 40% 


Note: When more than one deficiency under items a., b. or ec. 
is found in an occupancy, highest charge only should be made. 


1. Charges under items a. or b. should be waived when floor 
beneath furnace conforms to the following minimum require- 
ments, 


a, Low Furnaces without legs (no air space beneath) or on 
legs less than 4 inches high: Combustible floor protected 
by two courses of 4-inch hollow tile crossed with boiler 
iron on top, or three courses of brick, with middle course 
laid crosSwise and on edge, with ventilating spaces, left open 
at the ends, between. Protection should extend even with 
furnace at sides, front and rear, and in addition, combustible 
floor for a distance of 18 inches in front should be protected 
by a layer of 14-inch asbestos covered with sheet metal or 
its equivalent. 


Note: When gas, electricity or liquid fuel is used, re- 
quirements with respect to protection of floor in front should 
be waived. 


6, Low Furnaces with legs not less than 4 inches high: Com- 
bustible floor protected by a layer of sheet metal covered 
with one course of brick laid flat, with crevices between 
brick filled with fine sand or thin cement. Protection should 
extend even with furnace at sides, front and rear, and in ad- 
dition, combustible floor for a distance of 18 inches in 
front, should be protected by a layer of 44-inch asbestos 
covered with sheet metal or its equivalent. 


Note 1: When gas, electricity or liquid fuel is used com- 
bustible floor may be protected by a layer of sheet metal 
only extending even with furnace at sides, front and rear. 


(Feb., 1926. Replaces former page 80) 
(Analytie System—Copyright, 1921, by J. V. Parker) 


MISCELLANEOUS HAZARDS 


The following charges apply to the hazards listed below, and should 


be charged in full in each occupancy unless otherwise provided herein 
or in the Occupancy List. 


Location: When the hazards listed below are found in incombustible 


(or fireproof) rooms not exceeding 1200 square feet in area and used 
ges other purpose, with approved cut off, charges should be modified 
as follows: 


b. 
ec. 


cers under items preceded by the symbol (§) should be reduced 
one-half. 
Charges under items preceded by the symbol (+) sheuld be waived. 
Charges not preceded by either of the above symbols should be made 
in full irrespective of location unless otherwise specifically provided for. 
Note: An incombustible room with approved cut off, as mentioned 
above, is defined as a room with. floor, walls and eeiling constructed 
of cement or gypsum plaster on both sides of metal lath, not less 
than 2 inches thick and supported on iron frame; brick; concrete; 
tile or approved gypsum block, not less than 3 inches thick; or other 
materials which upon test show equal value; with all openings pro- 
tected by automatic or self-closing doors approved for the protection 
of openings in Corridors or Partitions. 


- Repairs in non-industrial occupancies where the charge for labor 


does not ordinarily apply: When shop work is found for private 
repairs to the building or its occupants, occupancy should be es- 
tablished on its own combustibility as given in the Occupancy 
List and the following charge applied: 


MPP OLRING EL cs cacce car fue ta ee <tiies ere Cs etka raeca as nueec ee Tee 10% 
b. §Woodworking ....... waste ona e ara lae sc he Se» # Sat MSO aa as Slack . 20% 
e. Painting, varnishing, lacquering, etc. : 
Tet TUCCRMIONEIY ccc were. ner eee masta ask trtecsuee sty? ines Pats 10% 
peg as CED ea APE aN Sa A ee tar 28 ga eee NC ae 


Note 1: When only occasional metalworking, woodworking or 
painting is done, highest charge only should be made. 

Note 2: When charges for the same kind of work, under item 
2., Auxillary Processes, also apply to same occupancy, highest 
charge only should be made. 

Note 3: Charges for power, heat, etc., should be made ac- 
cording to the combustibility of the occupancy with which the 
shop work is connected; when in connection with the building 
only and not in connection with any of its occupancies, charges 
should be made according to the combustibility given for metal- 
working, woodworking or painting in the Occupancy List. 


2. Auxiliary Processes: 


an. Metalworking: When: metalworking, not more than 5 hands, 
is found, either on job repairs in connection with non-industrial 
occupancies or as an auxiliary process in connection with in- 
dustrial occupancies, basic occupancy charge should be estab- 
lished according to the combustibility of main occupancy and 
the charge given under subitem 1, applied in lieu of the charge 
for Labor for hands engaged in metal working. When oils 
are used for turning, drilling, boring, stamping, etc., charges 
given under subitem 2 should be applied in addition to the 
charge given under subitem 1. When more than 5 hands are en- 
gaged in metalworking, see Occupancy List, item 1481. 
1. {No oils used for turning, drilling, boring, stamping, etc....10% 
Note 1: Charge under 1. should not apply to Metalworking 

Risks nor to other risks for which the basic occupancy charge 

ig baSed upon the metalworking hazard. 
2. Oils used for turning, drilling, boring, stamping, etc.: 

@, §On incombustible floor without wood floor surfacing or on 
incombustible floor surfaced with creosoted wooden blocks 
only e@eereeear ee ees ose eeeeeteseeoeoer toe eaeene® eseeerees Peet eo oeet oor o 

b. §On incombustible floor with wood floor surfacing (other 
than creosoted wooden blocks) laid directly on earth or 
other incombustible material without air-space beneath. .25% 

ec. §On combustible floor, or on incombustible floor with wood 
floor surfacing not laid directly on earth or other incom- 
bustible material, or with air-space beneath...............-50% 

Note 2: If not more than two machines using oils for 
turning, drilling, boring, stamping, etc., charge under sub- 
item a. should be waived and charges under subitems B. 
and ¢c. reduced one-half. 
(See following page) 


(Feb., 1926. Replaces former page 89) 
(Analytic System—Copyright, 1921, by J. V. Purker) 


_ 99 


a. Metalworking—Continued: 


Note 3: When oils are used in small quantities from hand 
cans only, charges under subitems a., b. and c. may be 
waived; if oils are used in more than small quantities, or if 
machines are equipped with automatic oil feed, charges 
should be made as provided above. 


b. Woodworking: When woodworking, not more than 5 hands, ( 
is found, either on job repairs in connection with non-industrial 
occupancies or as an auxiliary process in connection with in- 
dustrial occupancies, basic occupancy charge should be estab- 
lished according to the combustibility of main occupancy and 
the following charges made in lieu of the charge for Labor 
for hands engaged in woodworking. When more than 5 hands 
are engaged in woodworking or if woodworking is found in 
excess of the limits prescribed under subitem 3., see Occu- 
pancy List, item 2487. 

Note: The following charges should not apply to Woodwork- 
ing Risks nor to other risks for which the basic occupancy 
charge is based upon the woodworking hazard. 

1. §If only saws for occasional use; no bench work or other 
hand or power “wWO00d Workin ..s - cicua ccice chaste wei sctehatniaieroe GO 

Note: No charge should be made for box nailing only. 

2. §SHand woodworking, or power woodworking with not more 
than one power woodworking machine, (either lathe, smali 
planer or jointer, or combination woodworking machine) ex- 
cept saws, nailers, mortisers or boring machines........ 22 220% 

3. §Power woodworking, with not more than two power wood- 
working machines, except saws, nailers, mortisers or boring 
MPICHINGIS oc uns cs eoeeaues yeu wee aes Sh gs ec ath dele tpeni Lain re 


5% of the total floor area of the occupancy and all such areas 
are protected by an approved system of automatic sprinklers 
having one or more sources of supply, the number of hands 
engaged in woodworking and the number of power wood- 
working machines specified under subitem 8. may be dis- 
regarded in determining the basic occupancy charge and 
the charge provided under subitem 3. should apply without 
regard to the number of power woodworking machines in 
excess of two. 

o Painting (including spraying, enameling, lacquering, japanning, 
and dipping): When painting, spraying, etc., not more than 5 
hands (or net more than 10 hands if painting, spraying, etc., 
is done on incombustibie materials only), is found, either on 
job repairs in connection with non-industrial occupancies or as 
an auxiliary process in connection with industrial occupancies, 
basic occupancy charge should be established according to the 
combustibility of main occupancy and the following charges 
made in lieu of the charge for Labor for hands engaged in paint- 
ing, spraying, etc. When more than 5 hands are engaged in 
painting, spraying, etc., on combustible materials, or when more 
than 10 hands are engaged in painting, spraying, etc., on in- 
combustible materials, see Occupancy List, item 1664. 

Note: The following charges should not apply to Paint 
Shops, Paint Factories, Varnish Factories or to other risks, 
the basic occupancy charge for which is based upon the paint- 
ing hazard. 

1. Occasional only; on ineombustible materials..............10% 
2. jOccasional only; on combustible materials............ etas20% - 
Note: When the processes described under 1. and 2. are 

found in fireproof or incombustible rooms with approved cut 

off but without adequate ventilation, charge should be re- 

duced one-half only. 

3. §Regular; on incombustible materials............... sttekien «00% 
4, §Regular; on combustible materials........cseeweee Biactrecss 600 CG 
Note 1: When more than one of the above charges apply 
to an occupancy, highest charge only should be made. ( \ 
Note 2: No charge should be made under the above items 

for stenciling or marking packages. 

d. Upholstering: When upholstering, not more than 6 hands, is 
found, either on job repairs in connection with non-industrial 
occupancies or as an auxiliary process in connection with in- 
dustrial occupancies, basic occupancy charge should be estab- 
lished according to the combustibility of main occupancy and 

(See following page) 


(Feb., 1926. Replaces former page 90) 
(Analytic System—Copyright, 1921, by J. V. Parker 


sali, on 


d. Upholstering—Continued 
the following charges made in lieu of the charge for Labor for 
hands engaged in upholstering. When more than 5 hands are 
engaged in upholstering, see Occupancy List. 

Note: The following charges should not apply to Uphol- 
stering Establishments, Mattress Factories nor to other risks, 
the basic occupancy charge for which is based upon the up- 
holstering hazard. 

1. §If no cotton, excelsior, Bay: moss, shoddy, shucks, straw, tow, 

BUC USCC sreetetete cs weccre cette cities c.cie a ealeiin vir tie ere. cia ishine stars rns wiaietse's 
2. §If cotton, excelsior, hay: moss, shoddy, shucks, straw, tow, 


BIC USE ee te ae ais aio Pitre ciate clas ate ccs Wet Oersrs eins estas Barats are ete AO. 


e. Grinding, Pulverizing, or Mixing: 
1.§If grinding or pulverizing of combustible materials (includ- 
ing grain, coal, paints, etc.); not more a 2 power ma- 


25% 


%o 


OTTO SMES ttantin tate eatuiaters stereiintere teaueieioe nett tie ee Tee eee os weceere hp eee 80% 


Note 1: If more than 2 power machines, basic occupancy 
charge, if not given in the Occupancy List, should be estab- 
lished according to the combustibility of the materials used 
but with a minimum combustibility of C.34. 

Note 2: No charge should be made for coal crushing only. 

2.§If mixing of paints, varnishes, oils, printers’ inks, etc., by 


power (cumulative with charge under item 1)............ - 30% 


Note: Charges under item e. should not apply to Feed 
Mills, Paint Factories or to other risks for which the basic 
occupancy charge is based upon the hazard of power grind- 
ing or mixing. 

f. Buffing or Polishing (power): 
1.§With approved blower system exhausting outside or into 


incombustible room or receptacle inside of building........10 


2.$Without approved blower system or with blower system not 
exhausting outside or into incombustible room or receptacle 


inside building e@oeeere ee teoeoere a eroteinralctetsie’alalslotatclo’evcinic aeee chesieis's OO 


Note: No charge should be made for one stand of two 
wheels for occasional use. 
g. Emery Grinding: 
1. When not located subject to inflammable vapors: 
a.¢;With approved blower eres ok (not cumulative with sub- 


SORE ADS Seca toe ie nines = ceies cae Se ues eas cece cceccccececcceecee 5% 


b.;Without approved blower system (not cumulative with 


eI RE TU Wate fate cities oe cis Gein cc aie Pea or ahi Te Pr eee « 10% 


Note 1: No charge should be made for 5 stands or less 
of 2 wheels each, nor for wheels used occasionally for tool 
dressing only. 

Note 2: When emery grinding is found only in rooms 
with incombustible contents, charges under subitems @ 
or b. should be waived. 

. When located subject to inflammable vapors: 


to 


° 


a, With approved blower system........... akhocarstate evans ince sr siers 30% 
b&b. Without approved blower System.......ccccscccccvcccvece 49% 


Note 8: No charge should be made for two stands or less 
of two wheels each, or for wheels used occasionally for 
tool dressing only. 

h, Tempering with Oils: 


1.8Hot process; not more than one tank....... Site els etctete tater e 220% 
2 SColdiprocess loti more than One tanks cess. cheek Cs necceee 10% 


a, Additional Tanks: Full charge should be made for the 
tank bearing the highest charge plus one-fifth of the charge 
for each of the others, according to the process with which 
they are connected, up to and including the charge for 
the six most hazardous tanks. 

Note: The degree of hazard of tanks connected with 
tempering processes is determined by the charge, the most 
hazardous tank, being that connected with the process 
bearing the highest charge. 

b. Furnaces used for heating oil tanks should be charged 
as furnaces according to class and kind of fuel used, in- 
dependently of and in addition to the charge for temper- 
ing; such furnaces are not subject to credit for location. 
Tanks connected with tempering processes should not be 
classed as kettles. 

ec. No charge should be made for the storage of oils con- 
tained in tanks connected with tempering processes. 

ad. When tempering is done occasionally only and when 
tanks connected with the process do not exceed one barrel 
in capacity, charge under subitem 2. should be waived. 

(See following page) 


(Feb., 1926. Replaces former page 91) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


Ry bo 


J.§Packing or Unpacking: When more than 2 hands are engaged 
in packing with loose paper, excelsior, hay, straw, etc., or un- 
packing merchandise packed in such materials, the following 
charges should be applied, according to the quantity and kind 
of materials used, in lieu of the charge for Labor for hands 
engaged in packing or unpacking: 

1. Loose paper only; or not more than 10 bales of excelsior, 


Hay; UStraw,; G6C. cee s.cn « ccedeuuies oS aise ces chop abaks Chek in aiaierie 15% 
2. More than 10 bales of excelsior, hay, straw, etc.........+.... 25% 


Note: The charges provided under subitems 1. and 2. in- 
clude the charge for 5 hands engaged in packing or unpack- 
ing; the number of hands in excess of 5 should be charged 
for as additional labor according to the combustibility classi- 
fication which determines the basic occupancy charge. 

3. When loose paper, or excelsior, hay, straw, etc., in excess 
of 10 bales, is stored in the occupancy and the area occupied 
for such storage exceeds 300 square feet or 5% of the total A 
floor area of the occupancy, the basic occupancy charge for 
the entire occupancy should be determined as follows: 

a. When the combustibility of the main occupancy is lower 

than the combustibility of the packing material, the basic 

occupancy charge should be determined according to the 

combustibility of the packing material plus such “loads” a 

as may be applicable to the basic occupancy charge of the a 

main occupancy. 

b. When the combustibility of the main occupancy is equal to 

or higher than the combustibility of the packing material, 

the basic occupancy charge for the main occupancy should 

apply. 

4. Packing material in storage (loose paper, excelsior, hay, 
straw, etc.), when in excess of the limits prescribed under 
subitem 3., should be classified as to combustibility as 
follows: 

a, Loose paper, C.3. 
bv. Excelsior, hay, straw, etc.: 

1. More than 10 but not more than 50 bales, C.3. 

2. Not more than 100 bales, C.3%4. 

3. Not more than 300 bales (one carload), C.4. ; 

4. More than 300 bales (one carload), C.4%. q 

5. If no approved bins for loose packing materials, see After- 


charges. 
k. Egg Candling, by other than electric light: 
1.§I1f by gas or oil lamps in incombustible boxes.............. 10% 
2.$If by gas or oil lamps in combustible boxes................. 30% 
Note: If lighting devices are not safely arranged, see 
Aftercharges. 


m. Bleaching (sulfur process): 

1. Sulfur furnaces should be charged as Low furnaces and 

charges for deficient arrangement and clearance waived. 
Note: Small sulfur pans should be charged as Hand or 
Movable furnaces. 

2. If sulfur furnaces are not protected by an incombustible 
hood or other means of preventing combustible material 
from coming in contact with burning sulfur, charge should 
be doubled. 

38. If sulfur furmaces are not safely arranged, see After- 
charges. 

n. Gasoline Engine Testing, washing, cleaning, etce., see item 11., 

Highly Volatile Combustibles. 


8. Miscellansous Devices: 
a. Acetylene Generators, See Item 9., Gases. 
b.§Dip Tanks: Dip tanks have been divided into four classes accord- 
ing to the surface area and flash point of the liquids contained in 
the tanks. The four classes of dip tanks are defined as follows: 
Class A: Large tanks containing solvents having a flash point less 
than 100° F. with a Surface area exceeding 25 square feet. 
Class B: Medium tanks containing solvents having a flash point less P 
than 100° I’. with a surface area not exceeding 25 square feet. 
Class ©: Small tanks containing solvents having a flash point less 
than 100° F. with a surface area not exceeding 10 square feet. 
Class D: All tanks (regardless of surface area) containing in- 
flammable liquids having a flash point not less than 100° F. 


(See following page) 


(Feb., 1926. Replaces former page 93) 
(Analytic Syslem—UCopyright, 1921, by J. V. Parker) 


ov 


Table of Charges for Dip Tanks 
Classification of Dip Tanks 
A B Cc D 
ap eit approved seli-cloging or automatic ew SS 


. 


COVER ore. ten ie of Ree daa cnet ocdaeta mai oe 40% 40% 30% 20% 
2. §Without approved self-closing or auto- 
TDN Sey asa Role he ts <a ug megs tehein Boe aia om 80% 80% 80% 40% 


Note 1: When conditions warrant, manually operated covers 
may be accepted in lieu of self- closing or automatic covers for 
Class D tanks. 

Note 2: When the total capacity of a Class C tank does not 
exceed 10 gallons or when the total capacity of a Class D tank 
does not exceed one barrel, charges in the table given above 
may be waived. 

Note 3: Charges in the table given above are cumulative with 
charges for painting, dipping, etc., under item 2.c. 

Note 4: No additional charge should be made for storage of 
the materials contained in dip tanks. 

3. Drainage Systems: If dip tank is equipped with an approved 
drainage and overflow system, net charge should be reduced one- 
fifth. 

4. Automatic Extinguishing Equipment: If dip tank is equipped 
with an approved automatic foam or carbon tetrachlorid extin- 
guishing system, net charge should be reduced one-half. 

5. Additional Devices: Full charge should be made for the dip 
tank bearing the highest net charge plus one-fifth of the charge 
for each of the others up to and including the charge for the six 
most hazardous devices. 

Note 5: The degree of hazard of a dip tank is determined by 
its net charge, the most hazardous device being the dip tank 
bearing the highest net charge. 

Note 6: Total charge for dip tanks plus the charge for storage 
of not more than one barrel of highly volatile combustibles and 
the process described under item 11.c., should not exceed 160%. 

ec. Electric Motors and Dynamos: See Motive Power. 

d. Gasoline Engines: See Motive Power. 

e. Gasoline Furnaces: See Furnaces. 

f. Gasoline Lighting Systems and Gasoline Vapor Lamps: 

1.§If flame heated generator or common generator system is not 
baie Ab in a metal case of approved construction and instal- 
ATIOMBe ees cao tle's 6 Sat ese Coeltene Meee Lg ek ale oe Wy eit oD o or eise Ae 

. If gasoline is fed to carburetor or generator by gravity or 
compressed air, see Item 13., Liquid Fuel. 

Note: When "device is so ‘arranged that pressure is auto- 
matically relieved and gasoline cannot be forced through the 
generator into building but will be discharged outside of 
building in case of accident, charge under item 2. for gravity 
or compressed air feed should be waived. 

3. If gasoline is stored in building, inside or outside of lamps 

or systems, see Item 11., Highly Volatile Combustibles. 

Note: Where gasoline igs contained in stationary receptacles 
which have been tested and will withstand a pressure of 350 
pounds and are so marked, or when pressure is automatically 
relieved and contents can only be discharged outside of build- 
ing, charge for storage, when quantity does not exceed 6 gal- 
lons, should be waived. 

g. Gasoline Pumps: See Item 11., Highly Volatile Combustibles. 

h. Gasoline Stoves: Charge for gasoline stoves (including charge 
for gasoline stored in the tank of the device) in dwellings, when 
used exclusively for domestic purposes, should be waived. When 
not used exclusively for domestic purposes, gasoline stoves should 
be charged as Hand or Movable furnaces, with gasoline fuel. 

j. Incubators or Brooders, in use: 

1. If heated by other than steam or hot water..........+esse00:: 10% 

Note; If device is not approved charge should be doubled. 

2. Additional Devices: Full charge should be made for the in- 
cubator or brooder bearing the highest net charge plus one- 
fifth of the charge for each of the others up to and including 
the charge for the six most hazardous devices. 

Note: The degree of hazard of an incubator or brooder 
is determined by its net charge, the most hazardous device 
being the incubator or brooder bearing the highest net charge. 

k. Pickers: 

1. No cotton, excelsior, hay, moss, shoddy, shucks, straw, tow, 

QUA TSC Hotere ore ate sales de sretethns cisleseetaeis tieferate wes Se SE Oe eM es as 50 % 
(See following page) 


- 5% 


bo 


(Feb., 1926. Keplaces former page 92) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


Beds | kee 


k. Pickers—Continued: 
2. If cotton, excelsior, hay, moss, shoddy, shucks, straw, tow, 

etek “teed tance: Be ER eee me Op, Hp See 100% 
Note: If hand power ‘only ‘is “used, above charges should 

be reduced one-half, 

. Location: 

a. If picker is located in room used for no other purpose, 
with incombustible floor, walls and ceiling, with approved 
eut off and with steam jet with control valve accessibly 
located outside, net charge should be reduced three-fourths. 

b. If picker is located in incombustible room with approved 
eut off but with no steam jet, or in combustible room lined 
with metal or its equivalent with steam jet as described 
above, net charge should be reduced one-half. 

c. If picker is located in the open but discharges directly into 
incombustible room or combustible room lined with metal 
or its equivalent, with steam jet with control valve acces- 
sibly located outside, net charge should be reduced one- 
fourth. 

4. Additional Devices: Full charge should be made for the picker 
bearing the highest net charge plus one-fifth of the charge for 
each of the others up to and including the charge for the six 
most hazardous devices. 

Note: The degree of hazard of a picker is determined by its 
net charge, the most hazardous device being the picker bear- 
ing the highest net charge. 

m. Shafting: If main line shafting is in low inaccessible basement, 

ach aaa en citi or concealed, unless otherwise provided for...... 50% 

4. Calcium Carbide; in water tight metal cans: 

a. Not more than 600 pounds, no charge. 


i) 


b. Not more than 2000 pounds..... sissnstcehia a tcRiad ja:> eteia ca Mian ded aimee esas a pa 50% 

o More ;than 2000 mounds.k ig obs <daiea dt: pisces dient saga oes tes 100% 
5. Celluloid used in small quantities in “connection with other occu- 

pancies: 

a. §Not more than “10 ‘pounds.deats boats an oe ne once A Na nthey toa dettene eres 30% 

b:S Not wmore -tha1 100: Oo Ut Gives eccrine cele ona eere sisueceneaeisuciieicus ietene eiens 50% 


e. If more than 100 pounds, see Occupancy List. 

6.§Chemical Laboratories: Small research or testing laboratories in 
connection with other occupancies, not more than 5 hands...... 10% 

Note 1: If more than 5 hands, see Occupancy List. 

Note 2: No charge should be made for small hand or movable 
furnaces used only in connection with the laboratory nor for the 
storage or use of small quantities of chemicals, reagents, etc. 

’%, Chemicals: Chlorates, nitrates, peroxids, or similar oxidizing agents 
used in connection with other occupancies, unless otherwise pro- 
vided for in the Occupancy List: 
a.fNot more than one day’s supply LAY DAL GAD. Ss i eiave, wnyecenciaisiare eaamene ene 10% 
b.§More than one day’s supply in building............sceseeeneeees 50% 

8.§Cooking: The following charges include the charge for one cooking 
device, including the furnace, ovens or kettles connected therewith, 
using solid or liquid fuel: 

Note: No charge should be made for coffee making, ete. 

a. For employees only; not more than one meal a day............ 10% 
b. For employees only; more than one meal a day............... 15% 
Note: Items c., d. and e. apply only as directed in the Occu- 

pancy List. 


co Cooking, oceasionals.or; GOMeStic “SCLENCE wi cite< 4 cicaminas ccctsis anal © 10% 
d+ Cooking, Stegular nien ks tencaly ia ce pave ae we are Bistlbs che ie teodegi +e 15% 
e. Cooking, regular, commercial..... bisa were sane ts eiiets is atoiae sco 00 


f. Fuel: If device uses gas or electricity only, ‘charges, given above 
Should be reduced one-half; no increase should be made on ac- 
count of gasoline fuel. 

g- Additional Devices (not to apply to items a. or ¢e.): Full charge 
should be made for the cooking device bearing the highest net 
charge plus one-fifth of the charges, according to the fuel used, 
for each of the others, up to and including the charge for the six 
most hazardous devices, counting all fire boxes in one bank as one 
device. No charge should be made for additional devices under 
items a or ec. 

Note 1: The degree of hazard of a cooking device is deter- 
mined by its net charge, the most hazardous device being that 
bearing the highest net charge. 

Note 2: Furnaces except steam boilers, used for baking or 
laundering, in occupancies where items d. or e. apply, should be 
treated as additional cooking devices. 


(See following page) 


(Feb., 1926. Replaces former page 94) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


se a | (oe 


14, 


15. 


1 6. 


Note 2: If feed piping does not drain back to supply tank, 
charge should be made as for gravity feed unless with approved 
antisiphoning device. 


Note 3: No charge should be made for gravity feed from 
receivers, accumulators or standpipes, not exceeding 10 gallons 
capacity, in connection with approved oil burning equipments. 


Locomotives or Tractors using solid fuel, entering or operated 
in building: 
Me kit eee ree PTOI CL cas o's dale 000 vo sien de od dane mete Oe wares eh Ye 
Note: If building is fireproof or incombustible, ‘with incom- 
bustible contents, charge under a. should be waived. 
Dad da OCCED Analog: STAGING. C26 OM aC Sih cass < dileti8 oe de wyemib 0 20% 


e. In occupancies grading C.38% or higher............cecceees »+2200% 


Note: If locomotives or tractors use liquid fuel, see item 16., 
Motor Vehicles; if locomotives or tractors are propelled by 
electricity only, no charge should be made. 


Lodging: Rooms for employees in industrial or non-industrial 
occupancies (not to apply to Boarding and Lodging Houses 
or Hotels): 


a. Not more than 5 rooms, no charge. 


Rea eter OT CURT! (TOT OTIS 5 iar yo ate Pacino alee atclé ais cite xis 8 8 ecc 22-10% 
So POl MOPS LEGO TOONS tes wiafad acenta th and b «Ses Roasts wel aitds ss 20% 
MilGt-more THAN6AO TAOS ree 26 eee ia As KMS o doled the alate 00% 
OP Morem thanlesG! (rooms. casa r cs cots cease eet cee ees oie ke 


Note: When more than two employees occupy the same 
room or compartment, accommodations for each two employees 
should be considered as equivalent to one room. 


Motor Vehicles in connection with other occupancies of same 
Ownership (including automobiles, tractors, motorcycles and 
other self-propelled vehicles using liquid fuel): 


Note 1: For charges for self-propelled vehicles, locomotives, 
tractors, ete., using solid fuel, see item 14., Locomotives and Trac- 
tors, Using Solid Fuel; no charge should be made for vehicles 
propelled by electricity only. 


Note 2: The following charges should not apply to Automobile 
Risks; Motorcycle Risks; Paint Shops, Automobile ; or to other 
risks, the basic occupancy charge for which is based upon the 
hazard of motor vehicles using liquid fuel. 


Note 3: When motor vehicles enter the building to load or un- 
load and remain in the building for a limited time only, charges 
under items a., b. or ec. may be waived. When motor vehicles re- 
main in the building for more than a limited time or when 
stored in the building at night or during Sundays or holidays, 
charges under a., b. or ec. should be applied. 


a. §If not more than 2 motor vehicles are stored at all times or 
if not more than 5 motor vehicles are stored during daytime 
only eerteetFeeeeo teres eoevesereonee eo2e eee 5 ODE Pos ola ee etek als vos 10% 


b. §If not more than 5 motor vehicles are stored at all times or if 
not more than 10 motor vehicles are stored during daytime 
only, when the area occupied for such Benes does not exceed 
5% of the total floor area of the occUPANCY.......eseeeseceesss20% 


e. §If not more than 10 motor vehicles are Sinead at all times, 
when the area occupied for such storage does not exceed 5% 
of the total floor area of the occupancy........ aiigitivievis <4ihc see 040 So 


Note 4: When motorcycles only are stored in an occupancy, 
charges under item a. should be waived and charges under 
items b. and ec. reduced one-half. 


d. When more than 2 motor vehicles are stored at all times or 
more than 5 motor vehicles are stored during daytime only and 
the area occupied for such storage exceeds 5% of the total 
floor area of the occupancy, or when more than 10 motor ve- 
hicles are stored, either at all times or during daytime only, 
the basic occupancy charge for the entire occupancy should 
be determined as follows: 


(See following page) 


(Feb., 1926. Replaces former page 97) 
(Analytic System—Copyright, 1921, by J. V. Parker~ 


BET « ies 


i6. Motor Vehicles—Continued: 


1. If the combustibility of the main occupancy is lower than 
the combustibility given for Automobile or Motorcycle Risks 
in the Occupancy List, entire occupancy should be classed 
as an Automobile or Motorcycle Risk, according to its 
character, number of motor vehicles, etc., plus such “loads’”’ 
as may be applicable to the basic occupancy charge of the 
main occupancy. 

. If the combustibility of the main occupancy is equal to or 
higher than the combustibility given for Automobile or 
Motoreycle Risks in the Occupancy List, the basic occu- 
pancy charge for the main occupancy should apply plus 
such charges as may be applicable under items b. or e¢. 

Note 5: Labor, additional labor, power, heat, etc., should 
be charged according to the combustibility upon which the 
basic occupancy charge is established and full charges made 
for such of the special features of hazard given in the Oc- 
edie Se List for Automobile or Motorcycle Risks as may 
apply. 

e. If motor vehicles are filled with gasoline in the building, 
charges under item 209, Automobile Risks, or item 1529, Motor- 
cycle Risks, should be applied and reduced three-fourths. 


bo 


17. Oils, Greases, ete. (including alcohol; animal, fish, vegetable 


and non-volatile mineral oils; fuel oil; kerosene; liquid paints; 
tallow; tar; turpentine and varnishes): 

Note 1: None of the following charges should apply to auto- 
mobile filling stations, automobile garages (public or private); 
automobile stocks (more than 5 cars); grease risks; paint shops; 
paint and varnish factories; stocks of oils, greases, paints or 
varnishes; wholesale drug stocks (without stipulations); general 
storage warehouses (without stipulations) or to other risks, the 
basic occupancy charge for which is based upon the hazard of 
oils, greases, etc., or where otherwise provided for in the Oc- 
cupancy List. ; 

Note 2: Charges under items a., b. and ec. are not cumulative; 
when more than one charge applies in an occupancy, highest 
charge only should be made. 

Note 3: When animal, fish or vegetable oils; grease, liquid 
paints, turpentine, tallow or varnishes are stored where they 
are likely to come in contact with vegetable fibres such as cotton, 
hay, hemp, rags, straw, etc., or are located subject to inflam- 
mable dust or flyings, charges given under items b. and e. should 
be doubled; when the quantity is less than that for which a 
charge is made under b. or ¢c., a minimum charge of 20% should 
be applied. 

a. Oils (alcohol, fuel oil, kerosene, non-volatile mineral oils 
and tar): 

1. Not more than 5 barrels in all, no charge. 


2. Not more than 10 barrels in all... cccccccecccccrseecvsesesees 10% 
3. Not more than 20 barrels in all.....cccsccccccsccccessseesse e200 


4. More than 20 barrels of fuel oil, kerosene, non-volatile 
mineral oils or tar, only when contained in permanently 
set steel storage tanks forming an integral part of an 
approved oil burning or oil distributing system (not to 
ADDI¥ tO BICONO]) ee aot.s os ws aisle casie’e Bee lakche kinie disteseeiecatstele’svene seeaste 

5. More than 20 barrels of alcohol, or more than 20 barrels 
in all of fuel oil, kerosene, non-volatile mineral oils or tar, 
when not contained in permanently set steel storage tanks 
as described under subitem 4., see directions under item d. 

Note 4: When oils, alcohol, etc., described above are con- 
tained only in permanently set steel storage tanks located 
in approved and properly insulated masonry or reinforced 
concrete enclosures and equipped with approved vent and 
fill pipes, charges under item a. should be waived. 

Note 5: When all oils, alcohol, etc., described above are 
Stored in approved fireproof oil storage rooms, properly 
ventilated and drained and cut off by approved automatic 
or self-closing fire doors, charges under item a. should be 
waived. 

Note 6: No charge should be made for oils contained in 
electric transformers or other electric apparatus. 

Note %: When all oils, alcohol, etc., described above, are 
contained in an approved oil storage equipment, charges 
under subitems 2. and 3. should be reduced 10 points. 

(See following page) 


(Feb., 1926. Replaces former page 98) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


0% 


7 


xX. OCCUPANCY LIST 


—106— 


X. OCCUPANCY LIST 


The following list gives the Basic Occupancy Charges for occupancies 
in buildings of all classes of construction. Charges for special features 
of hazard or those hazards which pertain especially to certain occupan- 
cies, are included in the List. Charges for the more common hazards, 
such as the hazard of auxiliary processes, miscellaneous devices, storage 
and use of hazardous materials, heating, lighting, etc., which are com- 
monly found in a large number of occupancies are not included in the 
List bat are given under Miscellaneous Hazards, p. 89. 


The classification as to Combustibility, which is indicated by the 
symbols C.1, C.2, ete., is given for each occupancy in the List. The 
classified removability is also shown for each occupancy, removable con- 
tents being indicated by the letter ‘“‘R” and semiremovable contents by 
the letters “S. R.” All occupancies under which neither the letters “R” 
or “S. R.” appear, should be considered as having nonremovable contents. 


When the terms Labor, Additional Labor, Power, Heat, etc., appear, 
their meaning is to be taken as follows: 


1. Labor signifies that the minimum charge for Labor plus the charge for 
additional hands should be made according to the combustibility of 
the occupancy as directed under Labor, p. 73. 


2. Additional Labor signifies that the minimum charge for Labor is 
included in the basic occupancy charge and that only the charge for 
additional hands should be made as directed under Labor, p. 73. 


3. Power signifies that charges for electric motors or dynamos and 
internal combustion engines should be made according to the com- 
bustibility of the occupancy as directed under Motive Power, p. 75. 


4. Heat signifies that charges for heat producing and utilizing devices 
should be made according to the combustibility of the occupancy as 
directed under Heat Producing and Utilizing Devices, p. 77. 


Note: In occupancies where motive power devices, heat producing or 
utilizing devices, etc., are not specifically provided for, the hazards, 
if found, should be charged for according to directions under Causes. 


SPECIAL PROVISIONS AFFECTING THE BASIS RATE 


5. Starred Risks: In the following list, certain occupancies are desig- 
nated by a star (*) and are known as “starred occupancies”; a buiid- 
ing containing such occupancies is known as a “starred risk.” The 
character of these risks is such that the value of fire protection is 
relatively less than to other risks, and this decreased value of fire pro- 
tection has been recognized by increases in the baSis under all classes 
of protection except Ninth (5th) and Tenth (6th) in the case of A 
buildings, and Tenth (6th) in the case of B or D buildings. 


In rating starred risks, the basis should be increased by the follow- 
ing ratios and the total treated as a new basis rate. 


Ratio of Increase in Basis 


A B D 

Class of Fire Protection Buildings Buildings Buildings 
TStAClassa(L) Fe ewes oo in a Coe 7 1 Dao 30 % 20 % 
QNAS Class R(126) cote cere erisser sericea eras 1334 % 27% % 17% % 
Srd Clase 2). Gi. hawve en swe + wae 121% % 25 % 15 % 
4th (Class (246) 3 weses scans beso ciahe eceesece 114% 2214 % 12% % 
Sth AC lass AS) ose vue «echo wihaaes Sess - 10 &% 20 % 10 % 
6th wClass As a) se eterno s tea elena oleae -- 8%% 1744% T4% 
Tth, Class (A) ven serie coms ae siekeeieinon ec - MH 15 % 5 % 
8th Class (41%4)..... rhs Ae inne re ES pips SA OG 10 % 5 % 
Oth .ClastvAD) isu bop Conceited ens rer Gg wae te 10th Class 

LOth ve Class o( 6) ick wcercsreic ates eretecevertremmmtorers 0 % Basis 


Note 1: When the floor area of starred occupancies in A buildings 
does not exceed one-tenth of the total floor area of the building, the 
building should be treated as if containing no starred occupancies. 
When only part of an occupancy in an A building is starred and such 
part is in a separate room, the area of such room should be taken in 
lieu of the total area of the occupancy. 


Note 2: When all sections containing starred occupancies are pro- 
tected by an approved system of automatic sprinklers having one or 
more sources of supply, the increases provided above for A, B and D 
buildings should be waived. 


(See following page) 


(Feb., 1926. Replaces former page 106) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


106a 


2. Fireproof or Incombustible Buildings with Incombustible Contents: 


a Unless otherwise directed, the basis applicable to buildings of A 
construction which contain exclusively Incombustible Contents (as 
defined under Item j., p. 107a.) should be reduced by the following 
Dee eeu wauiee according to the ciass of exterior fire protection at the 
risk. 


Class of Exterior 
Fire Protection 


: Deduct 
RTCA NSE (TRS acceso cues vis ee ¢ S cater iene trate “gIciCLe Leb A Rois Ape as eimroet on Ol 
Pi IR Lee ie corse cn as 40 se.s Dita e's ctateitheitere alee tee tte ene » 2%% 
IG ROE es cats tc icra kink eae hte eS ate ak Chee Ate eee 5 9% 
Be CIARA APE ao anslm.s sisi ted pw ore es 6 AM ge weniger ce i eee wth » 1% 
De CNB yg os sic, a tei ae we Te wines Ole Pues oR eC ee .- 10 % 
Ee ay ee GUS Tp AP ee a an age ESR ey SN eR a . 124% 
ee ee eee ete ae one tiaiee seed Cee ts Sees ok 15 % 
Sth Class (434) .....sc.seseees “ey ig he ii A Mr the PT tar cere 18% % 
CR GD eters la ean tact sine tee cok: ccs sabe bee ce eatin 2214 % 
LOL POISE SECC) eran « cclacle ccioenis laters Hi ESSE SOCCER TS Gra Ge, 25 9% 


b. The deductions specified above should not apply: 
1. When a building has additions or sections of inferior construc- 
tion with an aggregate floor area exceeding 1200 square feet or 
5% of the total floor area of the building, unless such additions 
or sections are protected by an approved system of automatic 
Sprinklers having one or more sources of supply. 


Note: When the aggregate floor area of all additions or sec- 
tions of inferior construction does not exceed 5% of the total 
floor area of the building, the requirement with regard to pro- 
tection by automatic sprinklers may be waived for additions or 
sections which do not exceed 1200 square feet in area when 
Such additions or sections are separated from other additions 
or sections of inferior construction by not less than 40 feet of 
space free from combustible buildings or material. When addi- 
tions or sections are separated from other additions or sections 
of inferior construction by masonry walls not less than 8 
re sah thick, the distance named above may be reduced to 20 
eet. 


2. When sections of a building (regardless of the class of construe- 
tion of the sections) with an aggregate floor area exceeding 1200 
square feet or 5% of the total floor area of the building are occu- 
pied for the storage of or processes on combustible material, in- 
cluding finished product and raw stock crated or packed in 
combustible material; combustible patterns, moulds or flasks; 
combustible packing material; and motor vehicles (when more 
than 2 motor vehicles are stored in any one Section); or for 
locker rooms, when combustible lockers are used; woodworking, 
other than hand work or saws for occasional use; painting (in- 
eluding spraying, enameling, lacquering, japanning and dip- 
ping), other than occasional painting on incombustible materials 
only: upholstering; grinding, pulverizing or mixing, when com- 
bustible materials (other than coal) are ground, pulverized or 
mixed; packing or unpacking, when loose paper, excelsior, hay, 
straw, etc., is used; cooking; or printing, unless sections so 
occupied are protected by an approved system of automatic 
sprinklers having one or more sources of Supply. 


Note: When the aggregate floor area of all sections occupied 
for the storage of combustible materials or for the processes 
named above does not exceed 5% of the total floor area of 
the building, the requirement with regard to protection by 
automatic sprinklers may be waived for sections which do not 
exceed 1200 square feet in area when such sections are sep- 
arated from other sections occupied for the storage of com- 
bustible material or for the processes named above by not less 
than 40 feet of space free from combustible material and com- 
bustible structural portions of the building. When Sections 
are separated from other sections occupied for the storage of 
combustible material or for the procesSes named above by ma- 
sonry walls not less than 8 inches thick, the distance named 
above may be reduced to 20 feet. 


(Feb., 1926. New page 106a) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—107— 


DIRECTIONS 


In the following Occupancy List, all charges are percentages of the 
basis unless otherwise stated. The columns headed B indicate the charges 
to be applied to buildings rated under Rules for B Construction, and with 
sucn modifications as are provided under item a., to buildings rated under 
Rules for A Construction. The columns headed D indicate the charges to 
be applied to buildings rated under Rules for D Construction. The 
column headed Damageability indicates the class of damageability of 
contents of occupancies in buildings of all classes of construction. 


a. Occupancy Charges for A Buildings: Reduce all Column 1 charges (in- 
eluding all charges for labor, additional labor, power, heat, etc., and for 
special and miscellaneous hazards) three-fourths in occupancies grading 
C.1; one-half in occupancies grading C.2, C.3 or C.34%4; and one-fourth 
in occupancies grading 0.4, unless otherwise directed. Full Column 1 
eharges should apply in all occupancies grading C.4% or higher. 
Unless otherwise directed, Column 2 charges should apply in full in 
all occupancies, 


Note 1: In the case of a single occupancy covering more than one 
floor, when the combustibility of contents differs on the various floors, 
the reduction of Column 1 charges on any one floor should be made 
according to the highest combustibility on that floor. 


Note 2: In multiple occupancy A buildings, Column 1 charges for 
Light Occupancies for which the total charge in Column 1 (reduced as 
directed above) for each occupancy is 5% or less, should be made only 

for one such occupancy in each five or greater part thereof. If more 
than one such Column 1 charge applies, the charge for the two most 
hazardous or the three most hazardous, etc., should be made. 


Note 3: When a section of a floor not exceeding 1,200 square feet 
in area is cut off from the rest of the floor by partitions equivalent to 
those required for a. closures for floor openings (see item 9., p. 22) 
with all openings in partitions protected by automatic or self-closing 
doors approved for the protection of openings in Corridors or Parti- 
tions, the net basic occupancy charges in Columns 1 and 2 and charges 
for Traffic, Labor, Additional Labor and features of hazard specifi- 
eally mentioned in the Occupancy List, for occupancies or portions of 
occupancies located in such sections, should be reduced one-half. 


This reduction should not apply to charges for motive power devices, 9 
heat producing and utilizing devices, nor to charges listed under Mis- 
ecellaneous Hazards; when these hazards are found in such sections, 
charges should be treated as directed under Motive Power, Heat Pro- 
ducing and Utilizing Devices and Miscellaneous Hazards. 


b. Occupancy Charges for B Buildings: Apply full Column 1 and Column 
2 charges, unless otherwise directed. 


Note 1: In multiple occupancy B buildings, Column 1 charges for 
Light Occupancies for which the total charge in Column 1 for each 
occupancy is 5% or less, should be made only for one such occupancy 
in each three or greater part thereof. If more than one such Column 
1 charge applies, the charge for the two most hazardous or the three 
most hazardous, etc., should be made. 


Note 2: When a section of a floor not exceeding 1,200 square feet 
in area is cut off from the remainder of the building by fireproof + 
floors or ceilings (as defined under Item 4, p. 6) without openings 
and from the rest of the floor by partitions equivalent to those re- 
quired for b. closures for floor openings in halls or corridors (see 
item 9., p. 43) with all openings in partitions protected by automatic 
or self-closing doors approved for the protection of openings in Cor- 
ridors or Partitions, the net basic occupancy charges in Columns 1 
and 2 and charges for Traffic, Labor, Additional Labor and features 
of hazard specifically mentioned in the Occupancy List, for occupancies 
or hfe of occupancies located in such sections, should be reduced 
one-half. 

This reduction should not apply fo charges for motive power devices, 
heat producing and utilizing devices, nor to charges listed under Mis- 
cellaneous Hazards; when these hazards are found in such sections, 
charges should be treated as directed under Motive Power, Heat Pro- 
ducing and Utilizing Devices and Miscellaneous Hazards. ( 


d. Occupancy Charges for D Buildings: Apply full Column 1 and Column 
2 charges unless otherwise directed. 


(See following page) 


(Feb., 1926. Replaces former page 107) 
(Analytic System-—Copyright, 1921, by J.4V. Parker) 


—107a— 


e. Sprinklered Sections: 


‘4. In buildings of all classes of construction, Column 1 and Column 
2 charges for occupancies or hazards located in sections equipped 
with an approved system of automatic sprinklers having one or 
more sources of supply, should be reduced one-half. 


2. When the contents of an occupancy class as incombustible ex- 
cept for the storage of finished product or raw stock, crated or 
packed in combustible material; patterns, moulds or flasks; pack- 
ing material; or the auxiliary processés provided for under Mis- 
cellaneous Hazards, and all sections occupied for such storage or 
processes are equipped with an approved system of automatic 
sprinklers having one or more sources of supply, the entire oc- 
cupancy may be treated in the same manner as other occupancies 
containing exclusively incombustible contents. 


f. Second Hand Stocks: Unless specifically provided for in the following 
list, second hand stocks should take the occupancy charge for a new 
stock of like character plus a Column 1 charge of 20%. When not 
specifically classified as to Damageability, a contents charge one-half 
grade higher than that for a new stock should apply. 


g. Machinery, Furniture and Fixtures, including heating, lighting and 
power devices, not stationary and not a part of the building, tools, 
etc., should take the same rate as stock of same ownersnaip, unless 
otherwise stated. 


h. Combined Stocks of one ownership consisting of two or more distinct 
stocks belonging to different classes should be graded as to Combusti- 
bility by the higher and as to Damageability by the average shown 
by the charges for each class in the Contents Table. For mixed or 
nondescript stocks not in the following list nor classifiable in this 
way, see classes C.6 and C.7 under Combustibility and Class D.5 under 
Damageability. 


j. Incombustible Contents: In occupancies having contents which are 
classed as incombustible in the Occupancy List, the storage of com- 
bustible materials and certain miscellaneous hazards and auxiliary 
processes involving such materials are frequently found. In many in- 
stances, the quantity of combustible material or the extent of mis- 
cellaneous hazards and auxiliary processes is so small in proportion 
to the entire occupancy that they may be ignored with respect to the 
combustibility classification of the contents. In such cases, the stor- 
age of the following combustible materials and the following mis- 
cellaneous hazards and auxiliary processes, when not in excess of 
the limits prescribed below and when not otherwise directed, may be 
permitted without affecting the combustibility classification of the 
occupancy. 


Note 1: Contents of an occupancy should be classed as incom- 
bustible only when specifically defined as such in the Occupancy List. 


1, The storage of the following combustible materials and. the fol- 
lowing miscellaneous hazards, when auxiliary to the main occu- 
pancy and when not in excess of the limits prescribed below, may 
be permitted without affecting the combustibility classification of 
the occupancy, unless otherwise directed: 


a, tStorage of finished product and raw stock, crated or packed in 
combustible material; patterns, moulds and flasks; and packing 
material (other than loose paper, excelsior, hay, straw, etc.); 
when the area occupied for such storage does not exceed 5% 
of the total floor area of the occupancy. 


b. Storage of coal, coke, calcium carbide, and inflammable gases in 
steel cylinders. 


Storage of Highly Volatile Combustibles; when the total quantity 
stored in the occupancy does not exceed one barrel. 


d. Storage of Oils, Greases and the Materials Named Under Item 
17., Miscellaneous Hazards: 


1. Lubricating Oils; when contained in permanently set steel 
storage tanks forming an integral part of a central oiling or 
oil distributing system. 


Note 2: When lubricating oils are not contained in per- 
penis set steel storage tanks as described above, see 
subitem 3. 


c 


(See following page) 


(Feb., 1926. Replaces former page 107a) 
(Analytic System Copyright, 1921, by J. V. Parker) 


—107b— 


2. Fuel Oil or Kerosene; when contained in permanently set 
steel storage tanks forming an integral part of an approved oil 
burning system. 

Note 3: When fuel oil or kerosene is not contained in per- 
muanently set steel storage tanks as described above, see 
subitem 3. 

8. Oils, Greases and the materials named under Item 1%., Mis- 
cellaneous Hazards; when the total quantity stored in the 
occupancy (excluding quantities contained in dip tanks, tem- 
pering tanks, kettles and electrical apparatus or quantities 
contained in permanently set steel storage tanks forming an 
integral part of central oiling, oil distributing or approved 
oil burning systems) does not exceed 20 barrels. 

e. Storage ot Motor Vehicles: 

1. When not more than 2 motor vehicles are stored at all times 

or when not more than 5 motor vehicles are stored during 
daytime only. 

. TWHen more than 2 but not more than 10 motor vehicles are 
stored at all times or when more than 5 but not more than 
10 motor vehicles are stored during daytime oDly and when 
the area occupied for such storage does not exceed 5% of the 
total floor area of the occupancy. 


f. Locker and Dressing Reoms; when the area so occupied does 
not exceed 5% of the total floor area of the occupancy. 


g. Chemical Laboratories. 


The following processes involving combustibile materials, when 
auxiliary to the main occupancy and when not in excess of the 
limits prescribed below, may be permitted without affecting the 
Bipedehpceg aed classification of the occupancy, unless otherwise 
irected: 


a. oe (turning, drilling, boring, stamping, etc.) with 
oils. 
b. Woodworking: 

1. Hand work only, or saws for occasional use; when not more 
than 5 hands are engaged. 

2. {Power Woodworking (other than pattern making); when 
not more than two power woodworking machines (except 
saws, Nailers, mortisers or boring machines) are used and 
not more than 5 hands are engaged and when the area oc- 
cupied for woodworking does not exceed 5% of the total floor 
area of the occupancy. 

3. {Power Woodworking (pattern making only); when not more 
than 5 power woodworking machines (except saws, nailers, 
mortisers or boring machines) are used and not more than 10 
hands are engaged and when the area occupied for pattern 
making does not exceed 5% of the total floor area of the 
occupancy. 

Note: When areas occupied for woodworking do not exceed 5% 
of the total floor area of the occupancy and all such areas are 
protected by an approved system of automatic sprinklers having 
one or more sources of supply, the number of hands and the num- 
ber of power woodworking machines specified under subitems 2. 
and 8. may be disregarded in the classification of contents. 

c. Painting (including Spraying, Enameling, Lacquering, Japan- 
ning and Dipping): 

1. On incombustible materials; when not more than 10 hands 
are engaged and when the capacity of all dip tanks does not 
exceed 20 barrels. 

2. {On combustible materials; when not more than 5 hands are 
engaged and the capacity of all dip tanks does not exceed 
20 barrels and when the area occupied for painting, etc., does 
not exceed 5% of the total floor area of the occupancy. 


d. {Upholstering; when not more than 5 hands are engaged and 
the area occupied for upholstering does not exceed 5% of the 
total floor area of the occupancy and when the area occupied 
for storage of upholstering material does not exceed 300 square 
feet or 5% of the total floor area of the occupancy. 


tGrinding, Pulverizing and Mixing; when not more than two 
machines are uSed for grinding, pulverizing or mixing com- 
bustible materials and when the area so occupied does not ex- 
ceed 5% of the total floor area of the occupancy. 


Buffing and Polishing. 
g. Tempering (with oils). 
(See following page) 


bs 


is 


aR 


(Feb., 1926. Replaces former page 107b) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


3 


—107c— 


h. tPacking or Unpacking; when the area occupied for the storage 
of loose paper, excelsior, hay, straw or similar packing material 
does not exceed 300 square feet or 5% of the total fleor area 
of the occupancy, 


Note 4: Storage of excelsior, hay, straw, and similar packing 
materials, in quantities not exceeding 10 bales, may be per- 
mitted without regard to the area of the occupancy. 


j. Testing (carburetors, engines, lamps, stoves, etc.) with Highly 
Volatile Combustibles. 


k. Washing, Cleaning, etc., with Highly Volatile Combustibles; 
when quantity of highly volatile combustibles does not exceed 
one barrel. 


m. {Cooking (for employees only); when the area so occupied does 
not exceed 5% of the total floor area of the occupancy. 


mn. {Printing; when not more than 5 job or small cylinder presses 
are used and when the area occupied for printing does not ex- 
ceed 5% of the total floor area of the occupancy. 


Note 5: When the aggregate area occupied for the storage of 
combustible materials, miscellaneous hazards and auxiliary pro- 
cesses named under subitems l.a., 1.e.2., 2.0.2., 2.0.3., 2.c.2., 
2.d., 2.€., 2.h., 2.m. and 2.n. exceeds 5% of the total floor area 
of the occupancy, contents of the occupancy should not be 
classed as incombustible. For convenience the items named 
above have been designated by the symbol (f). 


(Feb., 1926. New page 107c) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


sas fy ae 


A 


101 Academies: See Educational Institutions. 


104 Advertising Novelties, Manufacturing: If 
paper, see Notions (paper) Manufacturing; if 
leather, see Leather Sewing and Cutting 
Risks; if cloth, see Sewing Risks; if metal, 
see Metalworking Risks; if wood, see Wood- 
working Risks. 

1. If celluloid is used in small quantity in 
connection with any of the foregoing, see 
Miscellaneous Hazards; if celluloid goods 
are manufactured, see Celluloid Goods, 
Manufacturing. 

107 Advertising Novelties, Stocks, C.3............ 

110 Agents’ Sample Rooms, C.1........0-cceesecees 
(If in upper stories of D buildings, basic oc- 
cupancy charge should be waived.) 

1. Damageability and Removability should be 
classed according to nature of samples. 


113 Agricultural Implement Stocks, C.2, S.R...... 
1. Labor, power, heat, etc., charge according 
to combustibility. 


116 Airplane Hangars: See Automobile Risks, 
Private or Industrial Garages, classing each 
airplane as equivalent to one automobile. 


119 Alfalfa Feed Manufacturing: See Stock Food 
Manufacturing. 


122 Alfalfa Feed or Meal Stocks: See Stock Food. 
125 Alfalfa Milis: See Feed Mills. 


128 Almshouses, Infirmaries, Poorhouses and other 
charitable institutions supported by the pub- 
ae (not including superintendents’ dwellings), 
a. Not more than 10 rooms, C.2............ 
b. Not more than 20 rooms, C.2............ eee 
ce. More than ’.20 rooms, C2 o.oo. cc caneccnes c's 

Note: In wards, accommodations for each 
two inmates should be treated as equiva- 
lent to one room. 

1. Power, heat, ete., charge according to 


combustibility. 

2. Cooking: See Miscellaneous Hazards, 
item 8.d. 

SH Afslaundry seine bullding cs. secrete 


Note: No charge for hand laundry with 
not more than 5 hands; if in separate 
building, class as a Laundry. 

4. Offices, stables, industrial buildings, etc., 
should be treated as other buildings of 
like construction and occupancy. 


131 Aluminum, in ingots or pigs: See Metals, in 
ingots or pigs. 


134 Aluminum Goods, C.1, S.R......... ccc ccc eess 


137 *Amusement Park Property, including all 
buildings except caretakers’ dwellings and 
Cottages C8 shics te See en cise ee eee 

Note 1: For Baseball Parks, Chautauqua 
Parks, Race Track Properties and Municipal, 
County or State Fair Grounds, see Occupancy 
Item No. 265. 

Note 2: The charges given above include the 
basic occupancy charges for all occupancies 
or concessions in the building. When any oc- 
cupancy in the building has a basic occupancy 
charge higher than 180% (total of columns 1 
and 2), such basic occupancy charge should 
be used in lieu of the charges given above. 


B BD Dame 
age~ 
1 2 p ee bee ability 
10%| 20%} 60%; 20%| D3 
/ 20% 
| 
5%| 10%! 50%| D1 
/ 
| 
| | 
10% 30% | D2 
20% 50% | D2 
30%) 10%| 60% 20%] D2 
10% 10%| 
| 
3%| 5%| 50%| D1% 
160%) 20%|160%| 20% 
. | 


(Feb., 1926. Replaces former page 108) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


| 


—109— 


137*Amusement Park Properties—Continued 
1. Special Structural Features: 

a. Height: Open structures of skeleton 
construction should be considered as one 
story in height. 

b. Area: Area charge for structures with 
open sides or with only one enclosed side 
should be waived. 

Charges for power, heat, etc., should be 
made according to the combustibility of the 
occupancy or concession with which such 
devices are connected. Hach occupancy or 
concession should be considered ag a sep- 
arate occupancy with respect to charges for 
power, heat, etc. 

Charges for hazards specificaly named in 

the Occupancy List and for Miscellaneous 

Hazards should apply to each occupancy or 

concession where such hazards are found. 

Hach occupancy or concession should’ be 

considered as a separate occupancy with 

respect to charges for the hazards named 
above. 

4. If without caretaker or with caretaker not 
living on premises during the closed season 

5. Exposure: All buildings forming a part 
of an Amusement Park Property should 
be considered as of common occupancy in 
applying exposure charges. 

6. Contents: Damageability should be graded 
according to the class of contents. If no 
classification is given in the Occupancy 
Pints ClaGGsASicas chicsec cus et dete cacctesseves 

7 Open Structures without roofs (roller 
coasters, ferris wheels, aerial swings, etc.) : 
a. Incombustible, except cars, small plat- 

forms, motor houses, ticket booths, etc.: 
Rate should be 150% higher than the 
basis for a one-story B building with- 
out basement under a similar class of 
exterior fire protection. 

b. Combustible: Rate should be 150% 
higher than the basis for a one-story 
D building under a similar class of ex- 
terior fire protection. ; 

Note 1: The rate for open structures 
without roofs as determined under sub- 
item 7% is subject to credits for ap- 
proved watch service as provided under 
Credits-Protective. 

Note 2: Open structures without roofs 
should absorb exposure as D buildings. 

140 Apartment Houses: See Dwellings. 

143 Architects and Designers’ Offices, C.1, S.R... 
(If in upper stories of D buildings, basic 
occupancy charge should be waived.) 

146 Armories and Drill Halls: See Halls, Public. 

149 Art Stocks and Artists’ Materials, C.2........ 
1. Labor, power, heat, etc., charge according 

to combustibility. 

152 Art Studios (commercial), C.2.......ccecseees 
1. Additional labor, power, heat, etc., charge 

according to combustibility. 

2. If enlarging by electric light, see Photog- 
raphers, Commercial. 

155 Artists’ Studios (professional): See Studios. 

158 Artists (wood earving), OF eet cera tenremcns 
1, Additional labor, power, heat, etc., charge 

according to combustibility. 


ad 


= 


» 161 Artificial Flowers, Manufacturing: See Feath- 


ers and Flowers (artificial), Manufacturing. 
163 Artificial Flowers, Stocks: See Feathers and 
Flowers (artificial), Stocks. 


20% 


5%| 10% 


10%! 10% 


10% 10% 


(Feb., 1926. Replaces former page 109) 
(Analytie System—Copyright, 1981, by J. V. Parker) 


20% 


50% 


50% 


D2 


D3% 


D4 


D4 


D3 


—110— 


170 Asbestos and Mineral Wool, Stocks, C.1...... 
1. Labor, power, heat, ete., charge according 
to combustibility. 


178 Asbestos Goods, Manufacturing, C.2......... 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 


176 Assaying Establishments:. See Chemical Lab- 
oratories. 


182 Asylums for the insane (not including me ey 
intendents’ dwellings), C.2, S.R........6...0.. 
1. Power, heat, etc., charge according to com- 
bustibility. 
ze ete: See Miscellaneous Hazards, item 
8.d. 
8. If laundry in building.............. SFivaces 
Note: No charge for hand laundry with 
not more than 5 hands; if in separate build- 
ing, class as a Laundry. 
4. Buildings or divisions occupied for indus- 
trial purposes should be treated as other 
‘buildings of like construction and occu- 
_pancy plus the basic - occupancy charge 
. given above. 
5. Offices, stables and auxiliary buildings 
should be treated as other buildings of 
like construction and occupancy. 


185 Asylums and Schools for feeble’ minded 
children: See Educational Institutions. 


188 Athletic Goods: See Sporting Goods. 


191 Auction Stocks: Class according to character 
ps Pith sag sold plus a column 1 charge of 
0 « . 

1. Class Damageability according to damage- 
ability of merchandise sold but: with a mini- 
mum of D3. 

194 Automatic Machines (Slot, Chance and Adding 

Machines, Cash Registers, etc.), C.1, S.R..... 

1. Power, heat, etc., charge according to com- 
bustibility. 

2. If repairing, not more than 5 hands........ 

3. If repairing, more than 5 hands, see Metal- 
“working Risks. 


-197 Automobile and Carriage Top Manufacturing, 


eeeceoeoesceeoeoeves eeeeeweoenseoeeoeeeaeeeeen 


C8Yy% 

1. Additional labor, power, heat, etc., charge 
according to combustibility. 

2. If celluloid used in small quantity, see 
Miscellaneous Hazards, item 5. 


200 Automobile Filling Stations (in buildings with 
other occupancies), with main supply of gaso- 
line properly buried: 

a. With not more than 10 barrels of oil, or not 
more than 20 barrels of oil when contained 
in approved oil storage equipment, C.3.... 

b. With more than 10 barrels of oil, or with 
more than 20 barrels of oil when contained 
in approved oil storage equipment, C.3%.. 

Note: Oils in cans and greases may be 
disregarded in determining the basic occu- 

Ppancy charge. 

1. Power, heat, etc., should be charged for 
at a minimum combustibility of C.3%. 

2. If gasoline ts delivered to auxiliary tanks 
or automobiles from main storage tanks 
by. gravity or compressed air.........0.- 

3. If automobiles are filled from unapproved 
pump or by gravity or compressed air 
from: gugiiiary tanks. ...s. 5. eves. ena e lee 


B D 
167 Artificial Limbs: See Deformity Apparatus, |}———-——— |—— -—— 


37 | 5%| 50% 


10%) 10% | 50% 


60%! 10%} 70% | 


10% 10% 


25%,| 40%| 70% 


| 

70% 20% |120%. 
| | 

| / 
80% 40%|130% | 


| 
| 


(Feb., 1926. Replaces former page 110) 


(Analytic ee eee 1921, by J. V. Parker) 


Dam- 
age- 
ability 


D2 


D2 


D3 


30%| D3 


20% | D2 


| 30%| D2 


— 


# 
’ 


—lll— 


200 Automobile Filling Stations—Continued 


4. Storage of gasoline should be charged 
for as provided under Miscellaneous 
Hazards, item 11. 

5. If open heating or lighting devices, see 
Miscellaneous Hazards, item 19.b. 

Note: For Automobile Filling Stations 
constituting the sole occupancy in a 
building, see Special Schedule. 


203 Automobile Junk: See Junk, Automobile. 


206 Automobile Paint Shops: See Paint Shops, 
Automobile. 


209 AUTOMOBILE RISKS, embracing all risks 
where automobiles are stored, cared for or 
sold, except Automobile Junk Risks and Auto- 
mobile Paint Shops: 


Note: Garages, private or industrial, include 
Bus, Transfer and Hotel Garages; garages 
operated in connection with mercantile or 
industrial risks; and airplane hangars. 


a. Garages, private or industrial; electric cars 
onlys) Crocco sees BE) OOS OL SRO TOOT LIS Se LOC 
b. Garages, private or industrial; not more 

than 5 cars using liquid fuel, C.3%...... --| 20% 

e.*Garages, private or industrial; more than 

5 ears using liquid fuel, C.4................ 40% 

1. Labor (repairing), power, heat, etce., 
charge according to combustibility. 

2. If combustible fioor in sections where 
gasoline is handled or stored, or where 
HllEAMFEATHAATOVKEDE a acrcercirelatelorsee-avehe Bherets 40% | 

Note: If combustible ‘floor is ‘Jaid 
directly on earth or other incombustible 
material, with no air-space beneath, 
charge should be reduced one-half. 

3. If with stable in connection with occu- 
pancy: 

a. With not more than 3 stalls....... eee] 10% 

b. With not more than 5 stalls..........| 20% 

c. With not more than 50 stalls.......... 40% 

Note: If with more than 30 stalls 
and found in connection with occu- 
pancy item a., occupancy should be 
starred. 

d. For each 50 stalls or greater part 
thereof in excess of 50 (maximum 
Charge? 40% )ic.cec teases Ra ee eieta eee eb 205% 

Note: Garages, public, include automobile 

liveries and all garages for storage or care 

of automobiles in use. 

d. Garages, public; electric cars only, C.3%4...| 20% 
e.*Garages, public; not mere than 5 cars usilg 

Pi Peel a oe naan 2 ho ve Beso hivie ticnonne a eee 6 40% 

f.*Garages, public; more than 5 cars using 

THOT eh Cis Wot oil cave snot «elaine civics s ain cheless 60% 

1, Labor (repairing), power, heat, "ete. aS 
charge according to combustibility. 

2. If combustible floor in sections where 
gasoline is handled or stored or where 
Alledecarsvare REDE. o.coe siecle clene Wane cle ps eigtats 40% 

Note: If comb anche floor is” laid 
directly on earth or other incombustible 
material, with no _ air-space_ beneath, 
charge should be reduced one-half. 

3. If with stable in connection with occu- 
pancy: 

a, With not more than 3 stalls..........] 10% 

b. With not more than 5 stalls..........] 20% 

c. With not more than 50 stalls........ - {100% 


D 


1 2 1 2 


20% 


40% 
80% 


60% 
70% 
90% 


40% 


20% 


40%! 70% 


40%] 80% 


80%1100% 


40% 


Dam- 
age- 
ability 


20%| D3 
30%| D3 


60%| D3 


30%} D3 
40%} D3 
80%} D3 


(Feb., 1926. 


Replaces fornier page 111) 


(Analytic System—Copyright, 1921, by J. V." Parker) 


—112— 


209 Automobile Risks—Continued 


Note: If with more than 30 stalls 
and found in connection with occu- 
pancy item d., occupancy should be 
starred. 

d. For each 50 stalls or greater part , 
thereof in excess of 50 (maximum ( 
charge 60%) ..cccsvisiree- a ete Belo 20964 20% 


g, Repair Shops and Service Stations: Not | . 
more than 5 cars using liquid fuel, C.38....| 20% 297%) 60%| 20%] D3 


h.*Repair Shops and Service Stations: More | 
than 5 ears using liquid fuel, C.8%...... .»| 40%| 40%) 80%) 40%] D3 
| 


Note: If premises are used for the stor- 
age or care of automobiles in use (except | 
_cars in process of repair or those used for | 
demonstrating purposes), see Garages. 
1. Additional labor (repairing), power, 
heat, etc., charge according to combus- 
tibility. 
2. If combustible floor in sections where 
gasoline is handled or stored or where / | 
filled «cars .are Kept. s onu deen cast CPR FEL 40% | e 
Note: If combustible floor is laid ! | 
directly on earth or other incombustible | 
material, with no air-space beneath, 
charge should be reduced one-half. | 


j.. Stocks: Electric, steam or gasoline cars; 


no cars containing liquid fuel, C.2..........| 5%| 10%| 50% D3 
k, Stocks: Not more than 5 cars containing 

Higald@fucijsC sieve oe ae eines sean ots eevee | 10%] 20%} 60%| 20%) DB 
m. *Stocks: More fees 5 cars kid liquid 

fuel, C.314 e@oeeceeeeoes eoessececese eeoseeersrerers 20% 40% 80% 40% D3 


1. Labor (repairing), power, heat, etc., 
charge according to combustibility. | 
2. If combustible floor in sections where | 
gasoline is handled or stored or where 
filed: care are ‘kentcos.. colette een 20% 20% | 
Note 1: If combustible floor is laid / 
directly on earth or other incombustible / / 
material, with no air-space beneath, 
charge should be reduced one-half. | | 
Note 2: When stock consists exclusive- | ) 
ly of automobile trucks or _ tractors, | | 
damageability may be classed as D1. 


n. Stocks, Second Hand: Apply ‘occupancy 
charges under items j., k. or m., and class 
damageability dae DBs... «0000s ee sd Wtiee eis 


The following charges apply to each of 
’the above occupancy items: | | 
1. If battery charging in rooms where gaso- \ r 
line is handled or stored or where filled | 
cars are kept (not cumulative with item 
. 19.b., Miscellaneous HazardS)......-secc. 20% | 20% | 
2. If cars are filled with gasoline on | 
premises (not cumulative with item 3.D.): 
a, Gasoline delivered direct to cars from 
approved portable tank filled outside | 
of building (see also item 4.).......... 30% 30% 
b. Gasoline delivered direct to cars from 
approved portable tank filled from ap- 
proved pump inside of building, or | 


from approved cans (see also item 4.). 40% 40%, 
ce. Gasoline delivered direct to cars from wd ee 
approved pump inside of building....| 40% 40% - 
d. If flexible hose on pump or portable | ( 


tank is not approved, or if more than 


10 feet LONG es ck oc cece cre ccmecetewanae 15% | 15%| 
e. If supply pump is not approved......| 20% 20% | 


(Feb., 1926. Replaces former page 112) 
(Analytic System—Copyuright, 1921, by J. V. Parker) 


abitee 
| B Bp 
209 Automobile Risks—Continued ee 1 
f. If gasoline is handled or stored in . 
unapproved tanks or in unapproved or 
open receptacles, or stored underneath 
building with fill or vent pipe inside 
Lest also abend 8s in quantities ex- ' 
ceeding one gallon......... iy } 80% 
Note: When item 2.f. applies, no 80% = 
charge should be made under items 
2.a. to 2.e., inclusive. 
3. If gasoline is used for washing or clean- 


ing: | 
a. Not more than one gallon............] 10% 10%| 
b. If more than one gallon...... ereseees | 80%) | 80%| 


Note: Total charge under items 2. 
and 3. should not exceed 80%. 
4, If gasoline is stored in building in ex- 
eess of one barrel, for each barrel or | 
greater (part. thereotse. eevee. i vce cess 30% 30% | 
Note 1: If gasoline is stored under- 
neath building in tanks properly buried, 
with fill and vent pipes outside, charge 
as if stored outside of building in un- 
- derground tanks; if tanks are properly 
buried but have fill or vent pipes inside 
of building, treat as if stored inside 
building and reduce charge one-half; 
if tanks are not properly buried, full 
charge should apply. 
Note 2: If gasoline is stored outside 
of building in tanks not properly buried, 
see Aftercharges, item 6.b.2, 
5. If gasoline in excess of one barrel is 
stored outside of building but is intro- 
duced into building by adders or com- 
HIBS SOIR is ox wok et cans acct eae aes 30% 30%| 
Note 1: Charge under “item 5. “is not 
cumulative with charge under Miscel- 
laneous Hazards, item 13., Liquid Fuel; 
when charges under both items apply, 
highest charge only should be made. 
Note 2: Basic occupancy charge plus 
charges under items 2., 3, 4. and 5. 
should not exceed 420%. 
6. If open heating or lighting devices, see 
Miscellaneous Hazards, item 19.b. 


212 Automobiles in occupancies other than Auto- 
mobile Risks: See Miscellaneous Hazards, 
item 16, ° 
215 Automobile Supply Stocks (no automobiles), 
C2, S.R. @eeeeeeee ees ee eeeeveeweovoeeevevpeeveeeeeee eee 8 5%| 10% 50% | 
» 218 Awning and Tent Manufacturing: See Sew- 
ing Risks. 


(Feb., 1926. Replaces former page 113) 
Analytic System—Copyright, 1921, by J. V. Parker) 


—114— 


B D Dam- 
er el Tet ane eL ee 
B 1 i Jability 

221 Badge Manufacturing: See Stencil, etc., Manu- 
facturing. 

224 Bag Manufacturing: If leather, see Leather ( ‘ 
Sewing and Cutting Risks;if paper, see > 
Paper Bag Factories; if textile, see Sewing 
Risks. 

227 Bag Stocks (new): 

a. Leather, C.1, S.R..... Oe eee as sarccex) 2701 0%) 50% D2% 
beePapeor, /C.2.5 .c, eoacs eae es oe eee 5%| 10%| 50% D3 
Cos OXtLle, CDi cain nis ates cecaes cee eta pole eae sie ae ee 5%| 10%| 50% D2 > 4 
230 Bags, Textile, Second Hand: ’ 
a. With no cleaning, C.3.. : seseesees | 30%| 20%] 80%| 20%| D2% 
1. Labor (repairing), power, “heat, etc., 
charge according to combustibility. 
. * With cleaning, C45 9 ioc ce ds atone ae 60%| 80%|110%| 60%| D2% 
a Additional labor, power, heat, etce., / 
charge according to combustibility. \ 
2. If open heating or lighting devices in p 
rooms where cleaning is done, see Mis- 
cellaneous Hazards, item 19.b. 

233 Bakeries: 

a. With not more than 5 hands, C.2, S.R.....| 10%| 10%| 50% D3 
1. Power, heat, ete., charge according to : 

combustibility. 
Note: Proof boxes should be charged 
for as Steam Chests. 
2. If meals are served, charge for all cook- 
ing and baking devices as_ provided 
under Miscellaneous Hazards, Cooking, 
item 8.e. 

b. With more than 5 hands: / 
1oBeread  anly,« C2.c.revcoass ste eee 10%| 10%} 50% D3 % 
2. Bread, cakes, pies, etc., with a limited 

amount of cruller or cookie baking; no 
cracker baking (Card: cess ree toe vc ee ee 15%| 20%} 60%| 20%] D3 
3. With cracker baking, or with large 
amount of hora? or cookie baking. 
OBA Sade cee sees enue s Wc cen eee ote 25%| 40%| 70%| 30%} D3 
a. Additional - labor, power, heat, ‘ete. 
charge according to combustibility. 
Note: Proof boxes should be charged 
for as Steam Chests. 

236 Bakers’ Goods (no baking), C.2, S.R.........| 5%| 10%| 50% D3 

239 Bakers’ Supply Stocks, C.2........cccccecceces 5%| 10%| 50% D2 

242 Baking Powder Factories, C.3...........eeee0s 15%| 20%} 60%) 20%|D2% 

1. Additional labor, power, heat, etc., charge \ | 
according to combustibility. 

245 Banana Ripening: See Fruit Stores, Whole- 
sale. 

248: Banks, CL sed en ores dia ck ta aes ans eect | 20% | D2 
(If in upper stories of D buildings, basic oc- 
cupancy charge should be waived.) | 

251 Banner and Flag Manufacturing: See Sew- | | 
ing Risks. 

264 "Barber ‘Shops, Col S Reov. sae scceaeaee here ee. 5% 20% D2 
(If in upper stories of A, B or D buildings 
basic occupancy charge should be waived.) 

1. Power, heat, etc., charge according to com- a 
bustibility. | 

2. If with Turkish Baths, see Baths. | ( 


(Feb., 1926. Replaces former page 114) 
(Analytic System—Copuright, 1921, by J. V. Parker) 


—115— 


257 Barbers’ Supply Stocks, C.2.........ceeeee0s: 
1, Power, heat, etc., charge according to com- 
bustibility. 


r 2. If repairing; or manufacturing of toilet 
preparations, not more than 5 hands...... 

8. If manufacturing of toilet preparations. 
more than 5 hands, see Perfumery Manu- 
facturing. 

260 Barrels, Second Hand, with repairing (re- 
coopering); hand work only: 

a. *Slack cooperage, or tight cooperage which 
has contained oils, greases or similar in- 
fammable contents, C.4.......... SE AL £ 

b. Tight cooperage only, none of which has 
contained oils, greases or similar inflam- 


mable. CONntents,. CBasscccicdsdeécwiecerces 
1. Additional labor, power, heat, ete., 
% charge according to combustibility. 
263 Barrels, Second Hand, Storage Only: 


a. *Slack cooperage, or tight cooperage which 
has contained oils, greases or similar in- 
flammable contents, C.4..........ccccecees 


b. Tight cooperage only, none of which has 


contained oils, greases or similar inflam- 
mable contents, )C.35..c.02.< 6 ceec se Rie eae els 


265 Baseball Parks, Chautauqua Parks, Race 
Track Properties and Municipal, County or 
State Fair Grounds (including all buildings 
except caretakers dwellings and cottages): 
Special Structural Features: 
> a. Height: Grand stands, judges’ stands, en- 


trances and similar structures should be 
considered as one story in height. 


b. Area: Area charge for buildings not en- 
closed on all sides should be reduced one- 
half. 

Occupancy: 

Note: All exhibits, concessions, etc., in a 
building should be considered as a single oc- 
cupancy and no charge should be made for 
additional occupancies. 

a. Auditoriums, Dance Pavilions, Band 
Stands, Etce.: 


Se Wt RO SCCNOT ye, +O. Pet ore ta ca bk aes 

2. With small amount of fixed scenery and 
® not more than three shifts of sliding 
Beever ge cC. Zoic ces chs ae ets is sch ak ee eo wat 5 


Note: If with a large amount of fixed 
Scenery or with more than three shifts 
of sliding scenery, occupancy charges for 
Halls, Public, should be applied plus a 
Column 1 charge of 60%. 


b. Club Houses, ere erarciolec © sitiauie ois ers elerets ete 


ce. Exhibition Buildings: ; ; 
1. Manufacturers’ exhibits, exhibits of agri- 


cultural products, etc., C.2....cceereeees 

2. Stock or Poultry Exhibits: 
TWA NORMAY FOR. SEPA Wa Co Se 4 crc cnarrel ate 
b. With not more than one day’s supply 
> Otihav or. straw): C.S.0rrcesaeevees He 
Sd c. *With more than one day’s supply o 
baylor  etraw, ©. S40t tense onceccsy cess ie 


B D Dam- 
age- 
L 2 1 2 lability 
5% | 10%| 50%) D2% 
10% 
70%| 80%|120%| 60%] D2 
45%| 20%] 90%| 20%! Day 
50%) 80%|100%| 60%| paw 
20%| 20%| 70%| 20%| D2% 
| 
| 
70% | 120% D2 
90% | 140% D2 
70%| 10%|120% D2 
70%| 10%|120% D2 
70%| 10%|120% D2 
100%| 20%|140%| 20%] D2 
100%| 40%}150%| 30%] p2 


(Feb., 1926. Replaces former page 115) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—116— 


265 Baseball Parks, Chautauqua Parks, Race 


Track Properties and Municipal, County and) 


State Fair Grounds—Continued: 
Occupancy—Continued : 
d. Grand Stands, Judges’ Stands, Etc.: 

1. With no concessions or storage of com- 
bustible material in building, C.1...... 

2. With concessions or storage of combus- 
tible material in building, C.2.......... 
Note: When the area occupied by con- 
cessions or for the storage of combusti- 
ble material does not exceed 5% of the 
total ground floor area of the building, 
occupancy charges given under subitem 
d.l. may be applied. 

e. Stables: 

1. Not more than 5 stalls, C.2.......«.ee0- 

2. Not more‘ than’30 ‘stalls, C.iG...cccescass 

3.*More than 30 stalls, C.344...scccccvevcee 

Note: If not more than one day’s sup- 
ply of hay is stored in building, occu- 
pancy should not be starred. 

a. For each additional 50 stalls or greater 
part thereof (maximum charge 40%). 

f. Stands and Concessions, C.2......c.eesee% 
g. Auxiliary Buildings: Auxiliary buildings 
should be treated as other buildings of like 

occupancy plug a Column 1 charge of 60%. 

1. Power, heat, etc., charge according to 
combustibility. 

Note: No charge should be made for 
power or heat devices which are operated 
only in connection with exhibits. 

2. Cooking: See Miscellaneous Hazards, 
Item 8.e. 

3. Caretaker: If without caretaker, or if 
caretaker does not live on the premises 
while property is closed for the season.. 

4. Exposure: All buildings should be con- 
sidered as of common occupancy in ap- 
plying exposure charges. 

5. Open Structures Without Roofs (band 
Stands, entrances, fences, platforms, 
score boards, etc.): 

a. Incombustible, except small platforms, 
motor houses, ticket booths, etce.: 
Rate should be 100% higher than the 
basis for a one story B building with- 
out basement under a similar class 
of exterior fire protection. 

b. Combustible: Rate should be 100% 
higher than the basis for a one story 
D building under a similar class of 
exterior fire protection. 

Note 1: Open structures without 
roofs should absorb exposures as D 
buildings. 

Note 2: The gross rate for open 
structures without roofs as_ deter- 
mined under subitem 5., is subject to 
the credits for approved watch serv- 
ice as provided under Credits-Pro- 
tective. 


266 Basket and Willow Ware Stocks, C.3........- 
For warehouses in connection with factories, 
see Woodworking Risks, Warehouses for Fin- 
ished Product. 


70% 
70% | 


80%| 
100%| 
100%| 


| 
| 
| 
| 


20% | 


120% 


| 


10% |120% | 


| 
| 


10%|130%| 
20% |140% 
40%1150% 


20% 


i? 10%1120% 


| 
10% 
| 


20% 


20% 


60% 


| 


j 
} 
| 


20%| D3 (hi | 


(Feb., 1926. Replaces former page 116) 
Analytic System—Copyright, 1921, by J. V. Parker) 


—1ll6a— 


269 


272 


275 


Basket The paras bor sawing or split- 

CATES VG Pa cc nine ecen e clas pois de ebare chutes «ce 

a Additional ‘Tabor, "power, heat, etc., charge 
according to combustibility. 

2. If basket material is made or if power 
woodworking machines, see Woodworking 
Risks, 

8. If all manufactured goods are stored in 
separate warehouses, class contents of fac- 
tory as D2. 


BIGCRGdia sence evesan cae ereves ven sas aoe nite 
(If in upper stories of A, B or D bulldings, 
basic occupancy charge should be walved.) 
1. Power, heat, etc., charge according to com- 
bustibility. 
2. If hot room with tiled floor, walls and 
COLI SUE e cree aka cs eek are nny ies cone cee ees te 
8. If hot room with wood floor and lath and 
plaster or wood walls and celling...... Sreret 
4. If hot room as described under 3., heated 
by stove inside........ vrdte Mee de vis Dede oe kre. 6 
Note: No additional charge should be 
made for stove furnishing the heat; if defi- 
eilent arrangement or clearance of stoves 
in hot rooms, see Aftercharges. 
BIT TOd Pin ee. 5 ces cas cclticte se tatare-e vie tretevcle wists us 
6. If cooking, see Miscellaneous Hazards, item 


Batteries and Accessories, Stocks: no repair- 
ing, charging or battery service work, C.2.. 

Note: If repairing, charging or battery 
service work, see Battery Charging and Serv- 
ice Stations. 


Battery Charging and Service Stations: 

a. With no motor vehicles containing liquid 
fuel stored on or entering premises, C.2.. 
1. Additional labor, power, heat, etce., 

charge according to combustibility. 

2. If motor vehicles containing liquid fuel 
enter building for changing batteries 
only or if not more than 2 motor vehicles 
containing liquid fuel are stored on the 
premises (no electrical or other AG 
ONT MOLOnSVENICIGS) 9 a. .cacciesiiciss aeecs ee ° 

Note: If electrical or other repairs on 
motor vehicles or if more than 2 motor 
vehicles containing liquid fuel are 
stored on the premises, see Item b. 

b. With motor vehicles containing liquid 
fuel stored on premises in excess of the 
limits prescribed under Item a., or if elec- 
trical or other repairs are made on motor 
vehicles containing liquid fuel: 

1. Not more than’5 cars, C.8.......... ack 

2.*More than 5 cars, C.3%%4..... SiGvewe skate : 
a. Additional labor, power, heat, ete., 

charge according to combustibility. 
b. If combustible floor in sections where 
gasoline is handled or stored or 
where filled carg are kept..... edie ¢/8eiers 
Note: If combustible floor is laid 
directly on earth or other incombus- 
tible material, with no air-space be- 

De hee charge should be reduced one- 

a 


(Feb., 1926. New page 116a) 


ie $4 


lod 


BD Dam- 


age- 


12 [ability 


25% 40%) 70% 30%) D3 


5% 
10% 
40%. 
70%. 
10% 

5% 10% 
10% 10% 
10% 
20%) 20% 
40%, 40% 

| 
40% 


(Analytic System—Copyright, 1921, by J. V. Parker) 


20% D2 


10%, 


50% D2 


50% D2 


10% 


60% 20%} D2 
80%| 40%| D2 


40% 


—116b— 


tinued: ——— || —— 

ce. If cars are filled with gasoline on 

premises, Bee charges given under 
Automobile Risks. 

Note: No charge should be made for 
battery charging in rooms where gaso- 
line is handled or stored or where 
filled cars are kept. 

d. If open heating or lighting devices, 
see Miscellaneous Hazards, Item 19.b. 


B D Dam- 
276 Battery Charging and Service Stations—Con-| 1 2 1 | 2 abiltiy 
| 


278 Beer Storage: 
a. In kegs only, without ice storage or with 
ice not packed in combustible material, C.1. 5%| 20% DIK 
b. In cases or barrels, without ice storage 
or with ice not packed in combustible ma- 
terial, C2 eeeveeece @eeveeveeseeeeeeeeeeeeeee eeee 10% 40% D2% 
e. In cases or barrels with ice storage; ice 


packed in combustible material, C.3%4....] 60%| 40%| 70%) 30%|D2%_ CT 


Note: If walls, floors, ceilings or parti- | | 
tions are insulated, see charges under Mis- / | 
cellaneous Hazards, item 18. eet 


261 BEET SUGAR FACTORIES: 


Contents of buildings or sections exclusive- | 
ly occupied for beet sugar factory, steffens 
house, lime kiln, pulp drier (with no storage 
of dried pulp), beet sheds or beet dumps or 
| 


for the storage of limestone, with no storage 

of combustible material, except as provided 

under item j., p. 107a., should be classed as 
incombustible. 

a. Beet sugar factory and sugar packing (no 
storage of packing material), or steffens 
House, CAL sic scsessscvcvscesvasssecns daaye a 5%| 5%| 50% D1 

b. Lime kiln building, C.1...........ceceeeees 5%| 5%| 30% D1 

Note: Charges for floor openings in sec- | 
tions exclusively occupied for beet sugar 
factory, steffens house or lime kiln, should 


be waived. 
©. Pulp drier building, C.1.......scsseeeeeeees | 5% 5%| 50% D1 
d. Sugar packing (separate building), C.2...| 10% 10%| 50% D1% 
e. Sugar storage; no storage of packing ma- 

terial, Co rere. ee wrcas seh marta =e eh vanes 5%| 40% D1% 
f. Sugar storage; with storage of packing ma- 

terial COS. Poss sense sien chia een 20%| 50%| 20%|D1% 
g. Storage of empty barrels and packing ma- 

terlals, C3 ..... Sie ee ct eeonsesuads eecccceeee 20%} 50%| 20%] D2 
h. Pulp storage (in bags), C.2........ Gil dia'ate & 0 10%} 40% D2 
j. Beet sheds and dumps (covered or en- 

closed); (Cl)... sss So cacatetertecd 6 evlas wie Scatstatelere’s 5%| 20% D1¥% 


k. Beet dumps (not covered or not enclosed) 
and pulp silos: Use basis rate for a build- 
ing one story high and waive charges and 
credits for structural features and occu- 
pancy. Credits for protective features 
should apply as for other buildings. 


1. Additional labor, power, heat, ete., 
charge according to combustibility. 


Note 1: The charge for additional | 
labor should be figured on the basis of 
one-fourth the total number of excess 
hands engaged. 


(Feb., 1926. New page 116b) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


N 


\ 
~ 


—117— 


B D Dam- 

281 Beet Sugar Factories—Continued 1 2 112 ability 

Note 2: Charges for power or heat : —|——_—__ | _____ 
devices used only during the “cam- 
paign” (4 months) should be reduced 
one-half. 

Note 8: Direct fire heated pulp driers 
should be classed as Medium furnaces. 
d Direct fire heated pulp drier and furnace 

furnishing heat for same should be 
treated as one device, but the arrange- 
ment and clearance requirements for 
Medium furnaces should apply only to 
the furnace section of the device. 

Note 4: No charge should be made for 
steam heated kettles, evaporators, vac- 
uum pans, carbonation tanks or re-heat- 
ers. 


Column 1 Charges 
For Band D Construction 


Granulator 
2. Granulators (including box containing 
steam pipes) and Steam Heated Pulp po bers aie Fale, Delet 
Driers: 
a, Entirely incombustible..........++.. 5% | 5% 
b. Wood, lined with one-eighth inch 
? asbestos covered with metal.......... 10% | 30% 
ce. Wood, or wood metal lined...........| 5% 20% | 40% 
Note: The furnace furnishing steam | 
for granulators or pulp driers should 
be considered as a separate device. | 
8. Filter Cloth Dry Rooms: Apply regular B D Dame 


charge for Dry Rooms and reduce net 
charge one-half. 

Note 1: Filter cloth dry rooms should 
be charged for at a minimum combus- 
tibility of C.2. 

Note 2: If more than one granulator, 
steam heated pulp drier or filter cloth 
dry room, make full charge for the de- 

. vice bearing the highest net charge plus 
> one-fifth of the charge for each of the 
others up to and including the six most 

hazardous devices. 


4. If unwashed filter cloths are stored in 


age= 
ability 


building @eeeeopeeeeeeeseen eee eeeeeteesneeeeeve 10% 10%| 

5. If evaporators, vacuum pans, carbonation 

tanks or re-heaters have combustible 
sheathing @eesoeeoceseeoeaeeseeoeeeeeeeeesee ese e 5% 5%| 
6. Elevating Machinery (to apply only when | 

sugar is elevated): 

a. If wooden elevator boots..............| 10% 10% 

b. If with wooden BEners in elevator 
heads or boots v.24... .0scee snes bivwenes 20% 207% | 

ec. If elevator boots are inaccessible or 

.) if oiled through a pipe from a dis- 
f tance eeseeeoeeseeoeeveeoeoeee eevee vees ee eeeeseee 10% 10% 
7. If mixing alfalfa meal with sirup.......| 50% 50% 


8. If metalworking, woodworking, painting 
or other auxiliary. processes, see Mis- 
cellaneous Hazards. 

. Note: Charges for auxiliary processes 
named under Miscellaneous Hazards and 
carried on only during the “campaign” 
(4 months) should be reduced one-half. 


9. Molasses Tanks: See Special Schedule. 


284 Belting and Hose Manufacturing: See Leather 
Sewing and Cutting Risks. 


(Feb., 1926. Replaces former page 117) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


co Poe 


287 Belting and Hose Stocks (rubber and 


leather), C1 @eeooeeveeaeeveeeosnaereeereeeseeeeeee @eeoeoee 
1, Power, heat, etc., charge according to com- 
bustibility. 


2. If repairing, not more than 5 hands...... 
8. If repairing, more than 5 hands, see Leather 
Sewing and Cutting Risks. 


290 Bicycle Repair Shops (no stocks), not more 


than 6 shands,; C.2,0S- Rin. on sce asisisteinis wie 
1. Power, heat, etc., charge according to com- 
bustibility. 
2. If more than 5 hands, see Metalworking 
Risks. 
293 Bicycle Stocks, C.2, S.R.......-eeeeees aeses 
1. Power, heat, etc., charge according to com- 
bustibility. 


2. If repairing, not more than 5 hands....... 
3. If repairing, more than 5 hands, see Metal- 
working Risks. 


296 Billiard Saloons: See Bowling Alleys and 
Billiard Saloons. 


299 Billiard Tables, Stocks, C.1......ccsccccsceee 
802 Bird Stores (birds, animals, fish, etc.), C.2.. 


805 Bitters Manufacturing and Bottling: See 
Patent Medicine Factories. 


308 Blackboard Manufacturing, C.314.......ccee0. 

1. Additional labor, power, heat, etc., charge 
according to combustibility. 

2. If woodworking, see Woodworking Risks. 


311 Blacksmith Shops: See Metalworking Risks. 


814 Blacksmith and Wagon Shops: See Metal- 
working Risks. 


317 Blind, Sash and Door ape (not connected 
with Lumber Wards). Cidcvess tse as ne sigue ateierete 
1. Power, heat, etc., charge according to com- 

bustibility. 

2. If glazing only (not cumulative with 
charges under subitem 3.).......cccccsccoces 
3. If painting, priming, etc.: 
@. Occasionalconlys Gaccres crs s ch tss naar mex 
Ds ROPUIAT Eso icislcitnss Se ecusee meas vemev ee ewe es 
4. If woodworking: 

a. If assembling only, or if only saws for 
occasional work; no bench work or other 
hand or power woodworking (no charge 
for nailing only)........... Meiners cece 

b. With no power woodworking machines, 
except saws, nailers, mortisers or boring 
machines, and one machine (either lathe, 
small planer or jointer, or combination 
woodworking machine)........cccccecccee 

Note: When item 0b. applies, power, 
heat, etc., should be charged for at a 
minimum combustibility of C.3%. 

c. With not more than two power wood- 
working machines, except saws, nailers, 
mortisers or boring machines............ 

Note 1: If with sanding machines not 
equipped with approved blower system, 
tote charge should be increased one- 

a 

Note 2: When item c. applies, power, 
heat, etc., should be charged for at a 
minimum combustibility of C.4. 


(Feb., 1926.. Replaces former page 118) 
(Analytie System—Copyright. 1921, by J. V. Parker) 


60% 


Dam- 
age- 


_ lability 


DIK 


| 30%) D2 


| 20%] D2 


a 


( 


—125— 


C 


449 Cabinet Shops: See Woodworking Risks. 


452 Calcium Carbide (in water tight metal cans); 
storage only: 

a. Not more than 2000 pounds, C.1........... 

% boMore: than’ 2000 poundss Gloss ssh. c eae = ae 


455 Candles (in boxes), Stocks, C.2.............. 


458 Candy Factories, C.314.........ccccccccceccees 
1. Additional labor, power, heat, ete., charge 
according to combustibility. 
2. If open lighting or heating devices in 
starch room, see Miscellaneous Hazards, 
item 19.b. 


461 Candy Stores, S.R.: 

a. Small retail (no manufacturing), (On Cee 
Dee Rerailmorae wholesales C2 ae. ir cicte cian clei le ki 
1. Labor (candy making), with b., power, 
heat, etc., charge according to ‘combus- 

tibility. 
Note: No charge for candy making 

¥ not more than 2 hands. 


464 Canned Goods, Stocks, C.1..............2c000- 


467 Canning Factories ae tes husking, sorting 

Or coon ings pulldings) 6C. sc, cs cds win aeni cae 

1. Additional labor, power, heat, etc., charge 

according to combustibility. 

Note 1: Charges for power and heat 
devices uSed only during the “campaign” 
(4 months), should be reduced one-half. 

Note 2: Kettles used for cooking fruits, 
vegetables, ete., should be considered as 
containing incombustible contents. 

2. If printing or lithographing on tin....... 

Note: If process is carried on only dur- 
ing the ‘‘campaign’” (4 months), charge 

? should be reduced one-half. 

. If metalworking, woodworking, painting 
or other auxiliary processes, see Miscel- 
laneous Hazards. 

Note: Charges for auxiliary processes 
named under Miscellaneous Hazards and 
carried on only during the “campaign” (4 
months), should be reduced one-half. 

4. For Warehouses for Finished Product, see 

Canned Goods, Stocks. 


470 Carbon Black Manufacturing (from oil or gas): 
a. Manufacturing and packing sections, C.3%. 
1. Additional labor, power, heat, ete, 
charge according to combustibility. 
2. If product is not sifted before packing.. 
p b. Storage of sifted carbon black in kegs or 
Paper Sack se C.2e careletlar lewis stots shah wares ats 
1. If storage in bulk in wooden bins (cu- 
mulative with basic occupancy charge).. 


473 Carpenters’ Offices, with storage of tools, 
lumber, ete.: See Woodworking Risks. 
. 476 Carpenter Shops: See Woodworking Risks. 
479 Carpet Cleaning: 

a. If cleaning by vacuum process or in reels 
equipped with approved blower system 
with outside exhaust or with exhaust into 
incombustible room or box inside, C.3.... 

b. If cleaning in reels without blower system 
or with blower system not approved, C.3%. 


co 


50% 
100% 
5% 
25%| 40% 


3%) 5%| 50% 
5%| 10%) 50% 


3%| 5%| 50% 
55%| 20%|100% 


10% 10% 


75%| 40%|120% 


50% 50% 
50%| 10%|100% 
20% 20% 


15%| 20%| 60% 
25%| 40%] 70% 


(Feb., 1926. - Replaces former page 125) 


(Analytic System—Copyright, 1921, by J. 


V. Parker) 


D2 
30%| D3 


D3 
D3 


D1% 
20%| D2 


30%| D144 


D1% 


20%| D2 
30%| D2 


—126— 


479 Carpet Cleaning—Continued adit beat 
1. Additional labor, power, heat, etce., 2 1 2 lability 
charge according to combustibility. ee ae eee 

2. Cleaning with flammable liquids: 

a. If “spotting” only, and highly volatile 
combustibles are stored in building (in 
quantities not exceeding one barrel) 
charge for storage as directed under 
Miscellaneous Hazards, item 11. 

b. If “brushing,” “scouring” or washing 
with flammable liquids, see charges 
under Cleaning and Pressing HEstab- 


lishments. 
481 Carpet eee and obatady (paper or 
SUrAWw).,, 8.5 (a isckvabais ewe ee cule nce rere onetime 20%} 60%} 20%) D3 
484 Carpets and Rugs, C.1, SR Bia nie ip atic vite eee 5%| 50% D1% “4 
(If high grade Oriental, Turkish or Persian, 
ae Carpets or Rugs, ‘class all contents as 
2° 
1. Labor (sewing), power, heat, etc., charge 
according to combustibility. 
487 Carpet “Weaving, (2). istics ces vse abi gees canes 10%| 50% D2 ‘a 
1. Additional labor, power, “heat, etc., charge \ 
according to combustibility. 
490 Carriage and Wagon Repositories, C.2, §.R... 10%| 50% D2 


1 Power, heat, etc., charge according to com- 
bustibility. 

2. If repairing, woodworking, painting, etce., 
see Miscellaneous Hazards. 


493 Casing Head Gasoline Plants: See Special 
Schedule. 


496 Caskets: See Undertakers’ Supplies. 


499 Celluloid used or stored in connection with 
other occupancies: 
a. If not more than 100 pounds, see Miscel- 
laneous Hazards, item 5. 
b. If more than 100 pounds, see Celluloid 
Goods, Manufacturing, or Celluloid Stocks. 


502*Celluloid Goods, Manufacturing, C.41%4........ | 60%|160%|120%|100%| D3 
1. Additional labor, power, heat, etc, charge 
according to combustibility. 


505 Celluloid Stocks: 
a. If in original packages, C.314.........+. eee | 20%} 40%) 70%} 30%| D3 
b.*If not in original packages, C.4......... .-. | 40%| 80%] 90%| 60%| D3 


508 Cement Block Manufacturing: See Concrete 
Block Manufacturing. ; 


511 Cement (building) Storage: 
ae Ino bulk» only, ‘Cis ave... Pee aiceur & Yo 5%| 20% D1 
bein “bags, Cs Aa ree eee22 5% 20% 
Note: Contents of buildings or “sections 
exclusively occupied for storage of cement 
in bulk, with no storage of combustible 
material, should be classed as Incom- 
bustible; contents of buildings or sections 
exclusively occupied for storage of cement 
in bags, with no storage of combustible 
material, should be classed as Incombusti- 
ble only with respect to basis, structural 
charges and exposure. 


512 Cement (building) Manufacturing: See Spe- 
cial Schedule. 

514 Cement or Tile Drain Pipe Storage: See Con- 
crete or Tile Drain Pipe Storage. 

517 Central Heating Plants: See Power Houses 
and Central Heating Plants. 

520 Chandeliers: See Gas and Electric Fixtures. 


523 Cheese Factories: See Creameries and Cheese 
Factories. 


(Feb., 1926. Replaces former page 126) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


nB5 


538 


541 


O44 


547 


OG 


—129— 


Chemical Works—Continued 
u. Sulfuric acid manufacturing (catalytic 
process); (action of finely divided platinum 


upon sulfur dioxid, and _ solution in 

WV ALE eee Gul ber Whe he oaks. Aavelel orton Chath staitgn cote es wR 

v. Water glass manufacturing: See sodium 
silicate manufacturing. 

w. Zine chlorid or zine sulfate manufacturing 

(dissolving metallic zine in hydrochloric or 

SUIDH WE Seles) Tek cee) Beh cies toes SpePayes slogan a of ks -s 
Note: When dissolving tanks are located 

in buildings or sections with open sides 

and so designed as to prevent any acecumu- 

lation of hydrogen, charges in Column 1 

may be reduced 50 points; this reduction 

should not apply when hydrogen is col- 
lected or stored inside of the building. 

Zine Oxid manufacturing: See Zine Oxid. 
Note: Contents of buildings or sections 

exclusively occupied for the occupancies 
described under items a. to w., inclusive, 
with no storage of combustible material 
except as provided under item j., p. 107a., 
should be classed as incombustible only 
with respect to basis, structural charges 
and exposure, unless otherwise directed. 

1. Additional labor, power, heat, ete., with 
each of the above items, charge accord- 
ing to combustibility. 

Chewing Gum Factories, C.3............. 

1. Additional labor, power, heat, ete., charge 
according to combustibility. 

China Decorating (painting only), C.1........ 

1. Power, heat, etc., charge according to com- 
bustibility. 

China and Glassware, C.2., S.R.............. 

1. If packing or unpacking g, see Miscellaneous 
Hazards, item 2.j. 

Chinese Stores: 

Ba Ceraniics OnLy, | Cilio. ters te eee Sees ae 

ba Miscellaneous’ ‘stoeks: “CBP. Cleo. ek ees 

Chocolate and Cocoa Stocks: 

a. In hermetically sealed packages, C.l....... 

b. Not in hermetically sealed packages, C.2.. 

Churches, °° C1 ree a a a eee ee, Se 

1. If heated by stoves or hot air furnaces.... 

2. If cooking, see Miscellaneous Hazards, item 
8.c. 

Note: If deficient arrangement or clear- 
ance of heating or cooking devices, see 
Aftercharges. 

3. Entertainment Hall: 

a, If stage with small amount of fixed 
scenery or not more than 3 shifts of 
Movaples, SCENeLY cess Madge > solder we des 
(If more than 3 shifts of movable scen- 
ery, see Halls, Private.) 

b. If lighted by other than gas or elec- 
GPUCLEV. ODN SUA LE nite ata oieks cra a) osteo oes nat aimysis 

Comite SASMELOOLUIS NUS ct calsy.%raiere sfonttoderes, sens" nr, =,° 

d. If other than gas or electric footlights.. 

Note: Items D., c. and d. apply only 
when item a. applies. 

4. Motion Picture Machines (permanent in- 
stallation) : Charge as directed under Halls, 
Private. 

Nete: If temporary installation only, 
charges should be made according to local 
regulations. 

5. If ground floor of a mercantile or indus- 
trial building has been abandoned _ to 
CHUGH es DULPDOSES» sai ortatieise rs EMebe sec b s'e 6s 

Chureh Goods (ornamental, statuary, ete.), 


5% 


(Feb., 1926. Replaces former page 129) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


10% 


5% 130% 


50% 


D1 


D3 


D314 


D3 


D3 


D3} 


Dig 
D215 
D2 


D3 


chlo 


Dam- 
age- 
1 |? [ability 


50% D4 


559 Cider and Vinegar: See Vinegar and Cider. 
062 Cider Milis: See Vinegar and Cider. 
565 Cigar and Tobacco Stands, C.1l, S.R.......... 
(No charge should be made for small tobac- 
co stands in lobbies of office buildings, hotels, 
etc.) 
568 Cigar and ‘Tobacco Stores and Smokers’ 
Articles,. ©.2, V5.B, i52-5 Flaten reteeialgle ip ete eialeiem store 
1. Labor (cigar making), power, heat, eitc., 
charge according to combustibility. 
Note: No charge should be made for 
cigar making, not more than 2 hands. 
571 Cigar Factories: See Tobacco Factories. 
574 Cigarette Factories: See Tobaceo Factories. 
577 City Halls: See Municipal and County Build- 
ings. 
580 Cleaning and Pressing Hstablishmenits: 
a. Receiving and Delivering only, C.2...... oe 50% D3 
b. With Cleaning, ral ee or Repairing (not 
more than 10 hands), C.2..... Wilavara a asreiur tate G7 o7, : 
Note: If more than 10 hands, see Sewing 10 Yay AO Me| 20% ps 
Risks. 
1. Power, heat ete., charge according to 
combustibility. 

Note: Dry Rooms used for drying 
garments or materials which have been 
washed or cleaned with flammable 
liquids should be charged for at a mini- 
mum combustibility of C.4. 

2. Cleaning with flammable liquids: 

a. If “spotting” only and highly vola- 
tile combustibles are stored in the oc- 
cupancy (in quantities not exceeding 
One barrel), charge for storage as 
directed under Miscellaneous Haz- 
ards, Item 11. 

b. li “brushing” or “scouring’’ only (no 
ghana A with not more than 6 gal- 
lons of flammable liquids........ sched 

Note: If highly volatile combusti- oka a0” 
bles are stored in the occupancy (in 

quantities not exceeding one barrel), 

charge for storage as directed under 

Miscellaneous Hazards, Item 11. in 

addition to the charge’ provided 

under subitem b. 

c. If “brushing” or “scouring” with 
more than 6 gallons or if washing 
with flammable liquids, or if more 
than one barrel of highly volatile 
combustibles is stored in the occu- 
pancy, see Cleaning and Degreasing 
Establishments. 

583*Cleaning and Degreasing Establishments 
using Flammable Liquids: 
a.*No highiy volatile combustibles used, ex- 
cept as noted below: 
1.*With approved vacuum system and ap- 
proved arrangement of storage and sup- 
ply tanks, C.4% Sik Etna lela ay ater ae +++ 1240%/160%1300% | 100%} D4 
2.*No approved vacuum system or with 
vacuum system unapproved as to ar- 
rangement of system or storage and 
supply tanks, C.4%......... SeGa eee ie o's 280 % | 160%|340% | 100%| D4 
Note: The storage and use of not more 
than 6 gallons of highly volatile com- 
bustibles may be permitted without 
charge under subitems a.l. and a2. If 
more than 6 gallons of highly volatile 
combustibles are stored or used in the 
occupancy, see Item b. 


50% D4 


(Feb., 1926. Replaces former page 130) 
(Analytic System—-Copyright, 1921, by J. V. Parker) 


. 


—131— 


583* Cleaning Establishments—-Continued 
b.*With highly volatile combustibles: 


1.*With approved vacuum system and ap- 
proved arrangement of storage and sup- 
Beg , CAD e Ceo cGilic apelin’ fo ven iscanee 
2.*No approved vacuum system or with 
vacuum system unapproved as to ar- 
rangement of system or storage and sup- 
Div: Cans. Ci. ca tdlecas Os cs Gaus oe% 0s « 


e.*Dry Houses (separate buildings or di- 


visions) : 
1.*7When no highly volatile combustibles 
have been used for washing or cleaning 
(except as provided under Item a.), C.414%4 
2.*When highly volatile combustibles have 
been used for washing or cleaning, C.5.. 
Note: The charge for Dry Rooms (ac- 
cording to construction, temperature, 
ete.) is cumulative with the basic occu- 
pancy charge given under Item ec. 


. Pressing and Repairing Sections: See 


Cleaning and Pressing Establishments. 

1. Additional labor, power, heat, etce., 
charge according to combustibility. 

2. If no approved ventilating system or with 
ventilating system not approved (not to 
apply to subitems a.l. or b.1.).......... 

3. If no approved installation of steam jets 
or with installation of steam jets unap- 
te Ab Jae: to apply to subitems a.l. or 

4. If open heating or lighting devices, see 
Miscellaneous Hazards, Item 19.b. 


aire A geet (Steam) and Dyeing Establishments, 


eeeeeeseeee eee Fe eese eerste eves se ree eee ereseeneaeoe 


1. Additional labor, power, heat, etc., charge 


according to combustibility. 


2. If chlorates, nitrates, peroxids or other 


oxidizing agents used or stored in occu- 
pancy, see Miscellaneous Hazards, item 7%. 


589 Cloaks and Suits, C.2, R......ccvcccccsvcccecs 


592 Cloths (Woolen): See Woolen. Goods. 


595 Cloth Sponging and Steaming, C.2.... 
1. Additional labor, power, heat, etc., 
according to combustibility. 


598 Clothing Factories: See Sewing Risks 
601 Clothing Stocks: 


charge 


a. New clothing only, C.2, R.......cseee a aeees 


b. Second hand clothing, c3, SCR 
1. Labor (altering, clean ete.), 


power, 


heat, etc., charge according to combus- 


tibility. 
Note: No charge should be ma 


de for 


altering, repairing, etc., if not more than 


5 hands. 


604 Club Rooms, Social: See Halls, Private. 


607 Clubs (City), C.2...... ‘pobre ccevccee . 


1. Power, heat, etc., charge according to com- 


bustibility. 


2. If cooking, see Miscellaneous Hazards, item 


3 If lodging alerbistese s sieluihc oleic iets: ekalete ABBE 


4. If laundry in connection with occupancy... 


Note: No charge should be made fo 


r hand 


laundry with not more than 5 hands. 


B D 
| 
| 
| 


300% |320% |420% | 200% 


340% |320% |460% |200% 


280% | 160% |340% |100% 
340% |3207%|460% [200% 


10% | 10% | 
| 

10% 10% 
{ 

30%| 10%| 70% 


10%} 50% 


10%} 10%} 50%| 


| | 
5%| 10%| 50% | 
2B4| 10%| 70%, 

| 


10%! 10%| 50% 


10 10% 
10 10% 


(Feb., 1926. Replaces former page 131) 
(Analytic System—Copyright, 1981, by J. V. Parker) 


Dam- 


a2 Dee Damn 
2 {1 | 2 ability 


D4 
D4 


D4 
D4 


D3 


D2 


D2 


D2 
D2 


;D2 


tk PRS 


610 Clubs (country, golf, boat, etc.), C.2.......... 70%} 10%|110% D2 
1. Power, heat, etc., ‘charge according to com- 
bustibility. : | 
2. MY cooking, see Miscellaneous Hazards, item | 
a ir ‘lOMRINE <aanin Vegas }eaeMen HON eaeRe ee 20 «| 207% 
. If laundry in connection with occupancy.. 10 | 10% | 


(No charge should be made for hand laun- 
dry with not more than 5 hands.) | / 


5. If heated by fireplaces......... EE he 20% | 20% 
6. If lounging room for caddies............0. 107% 10%. 
7. If occupied for a part of the year ‘only : 


a. With caretaker living in building or on 
premises while club is closed for the | 
BCUHSOTG Ses oes Poles chi Oe Cea te ese eo ean sole o 30% | 30% | 
b. Without caretaker, or if caretaker does | 
‘not lve in building or on ce | | 
while club is closed for the season. 50% 50% | 
8. Auxiliary buildings should be treated ‘as | | 
other buildings of like’ character plus a 
column 1 charge of......... xalband os ve eetak 60% 60% 


Note: When the total basic occupancy | 
charge for an auxiliary building is lower 
than that for a club house building of a 
similar class of construction, the charge 
under subitem 8. should not exceed the 


difference between the total basic occu- 
pancy charge for the -auxiliary building | 
and the total basic occupancy charge for | 
a club house building of a similar class 
of construction; when: the total basic oc- 

cupancy charge ‘for an. auxiliary building 

is equal to’ or higher than that for a club 
house building of a similar class of con- 
struction, charge under. subitem 8. should 

-« be waived. | 


612 Coal Docks: See Special Schedule. 


614 Coal Elevators, C.1...... ETA eae 5 eURe deans weeee | 65%! 5%] 90%: 
(Contents should take the same rate as the | 
building.) | 


Note: Contents of buildings or sections ex- | 
clusively occupied for coal elevating, with no | 
_sterage of combustible material except coal, / | 
should be classed as Incombustible only with 

respect to basis, structural charges and ex- 
posures. 


1. Additional labor, power, heat, etc., charge | 
according to eombustibility, | 
--2. Elevating Machinery: 
a. If elevators (including ‘boots, legs and 
heads) or screw conveyors are construct- | 


, ed ‘of combustible material.............. 20% 20% | 

b. If wooden pulleys in elevator heads or 

; boots. Os eoeecoeveeveoee eesrseeoree eae eee ereree eee 20% | 20% | 
| 


Note: Charge should be waived when / 
eleyator boots, legs and heads are in- | 
-' combustible. 


ec. If elevator boots are inaccessible or if 
Oiled through a pipe from a distance....| 10%: 10% 
Note: Charge should be waived when | 
elevator boots, legs and heads are in- 
combustible. 


3. It open heating or lighting devices, see 
Miscellaneous Hazards, item. 19.b. 


616 Cdal Gas By-products | Plants: See Special 
Schedule. 


(Feb., 1926. Replaces former page 132) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


bg ib 


Dam- 
age- 
1 2 ability 


30% D2 


628 Cobbler Shops (not more than 5 hands), C.1.. 
(If in upper stories of D buildings, basic 
mirke! > charge should be reduced one- 
half. 

1. Power, heat, etc., charge according to com- 
bustibility. ° 
Note: No charge should be made for fur- 
naces attached to stitching machines. If 
liquid fuel is fed to furnaces attached to 
stitching machines by gravity or com- 
pressed air, see Miscellaneous Hazards, item 


2. Sanding and Buffing. 

a. If with approved blower system with 
outside exhaust, or exhausting into in- 
combustible receptacle inside of building. 

b. If without approved blower system, or 
with blower system exhausting into or 
under building and not arranged as re- 


> quired in preceding item.............00. 


3. If more than 5 hands, see Leather Sewing 
: and Cutting Risks. 

631 Coffee Roasting Establishments, C.2...... RAO 
1. Additional labor, power, heat, etc., charge 

according to combustibility. 
2. If power grinding or cleaning.............. 
3. Coffee roasters should be charged for as 
Low furnaces with ovens; small portable 
roasters should be charged for as hand or 
movable furnaces plus the charge for oven. 
4. If no blow pipe or cooling pans (not to 
apply to small portable roasters)...... starets 
5. Spice grinding, not more than 2 mills..... 
Note: If more than 2 mills, see Spice 


Mills. 
> 634 Coffee Stocks: : 
a. No roasting or power grinding, C.1..... sets 
b. With roasting or power grinding, C.2...... 
1. Labor, power, heat, etc., charge accord- 
ing to combustibility. 
2. If power grinding or cleaning..... siettares 
(No charge for one small machine for oc- 
casional use.) 
3. If coffee roasting, see charges under 
Coffee Roasting Establishments. 
637 Coffee, Tea and Spice Stocks: See Spice 
Stocks. 
640: Coins ‘and Stamps, Cils.. od od sac wccccscevesss 
643 Cold Storage Warehouses: 
a. No storage of ice packed in combustible 
ij material ©2606 00 osscehus eee a PO eT “ 
b.*With storage of ice packed in combustible 
ms terial) Cacia wlvctemelews che cules Silesia are aieveies 
1. Power, heat, ete., charge according to 
combustibility. 
2. If poultry dressing or butter making 
> or reworking, charge for labor at a 
combustibility of C.2. 

Note: When occupancy item a. applies 
and more than 5 hands are engaged in 
either process, see Creameries and Cheese 
Factories or Poultry Packing Establish- 
ments. When occupancy item b. ap- 
plies and more than 5 hands are engaged 
in either process, charge for labor and 

» additional labor at a combustibility of 

3. Refrigeration: For charges for refrig- 
erating apparatus and insulation, see 
Miscellaneous Hazards, item 18. 


10%! 10%| 50% D2 


50% D2 
50% D2 


3%| 5%! 50% D3% 


5%| 10% 
100%| 80% 


50% 
100% |100% 


(Feb., 1926. Replaces former page 135) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


a) Gam 


DBD Dam- 
ean ol cece ees 
= 2 lability 


643 Cold Storage Warehouses—Continued 

4 If egg candling, coopering, woodwork- 
ing, storage of ammonia drums, etce., 
see Miscellaneous Hazards. 

5. Contents: 

a. Class all contents, other than ma- 
chinery and fixtures, aS.......... Sleisieve 
b. Class machinery and fixtures as..... A 

646 Collar Factories (horse): 
a. If moss or hair used for stuffing, C.3%.. 
b.*If hay, straw, shucks, etc., either alone or 
in combination with above, C.4..... Me etelayerste 

1. Additional labor, power, heat, etc., 
charge according to combustibility. 

2. For other charges, see Leather Sewing 
and Cutting Risks. 

649 College Buildings: See Educational Institutions. 

652 Commercial Schools: See Educational Insti- 
tutions. 

655 Commission Houses, with storage: 
a. Grain receivers, C.2......<«. i a ate 2 le) ala ioteliote totale 
b. Fruits, vegetables, poultry, eggs, butter, 

BCs Gos leaens «ts avers aheracere See OL IOOO FEN 

1. Labor (butter working, poultry dress- 
ing, ete.), power, heat, etc., charge ac- 
cording to combustibility. 

Note: If butter working or poultry 
dressing, more than 5 hands, see Cream- 
eries and Cheese Factories, or Poultry 
Packing Establishments. 

oT eDANANA = TIVCHING emcee others atte ets Sasiemicte 

Note: If banana ripening rooms are 
not heated or if heated by steam or hot 
water, charge should be waived. 

3. Refrigeration: For charges for refrig- 
erating apparatus and insulation, see 
Miscellaneous Hazards, item 18. 

657. Composing: See Printing. 
659 eer Block or Drain Tile Manufacturing, 


25%| 40%} 70%| 30%) D2 
40%| 80%} 80%| 40%! D2 


5%| 10%| 50% D2 
10%| 20%} 60%| 20%] D3 


20% 20% 


Ar eale PEE So nieces RE tack rye! cvocsecwcccccss| B04! B%!l 60% D2 
Note: Contents of buildings or sections ex- 
clusively occupied for the manufacture or 
Storage of concrete blocks or drain tile, no 
other storage of combustible material, should 
be classed as incombustible. 
1. Additional labor, power, heat, ete., charge 
according to combustibility. 
660 Concrete Block or Drain Tile Storage: 
a. Not packed in combustible material, C.1.. 
Note: Contents of buildings or sections 
exclusively occupied for the storage of 
concrete or tile drain pipe, not packed in 
combustible material, should be classed as 
Incombustible. 
b. Packed in combustible material, C.2...... 

662 Confectionery: See Candy. 

664 Cooper Shops: If new barrels are manufac- 
tured, see Woodworking Risks; if second 
hand barrels are repaired or recoopered, see 
Barrels, Second Hand. 

667 Copper, in ingots or pigs: See Metals in in- 
gots and pigs. 

670 Copper Goods, C.1, S.R....... ccc ces ceccs ate 

673 Cordage: See Twine. 

676 Cork Stocks (no cartons, paper or straw), C.1. 
1. Labor (cutting), power, heat, ete, charge 

according to combustibility. 
2. If with cartons, paper or straw, see Bot- 
tlers’ Supplies. 


679 Cork Wood (baled), Storage, C.1......... es arate 


5%| 20% D2 


10%| 40% D2 


3%| 5%| 50% D1% 


3%| 5%| 50% D2 


(Feb., 1926. Replaces former page 136) 
(Analytic System—Copyright, 1921, by J. V. Parker 


; a 


—147— 


851 Electrical Shops (no stocks or laboratories), 
MC OLG Guat UW PANOS, C.2, cece ces cucsseeesss 
(If more than 5 hands, see Metalworking 
Risks.) 
1. Power, heat, etc., charge according to com- 
bustibility. 


854 Electrical Supplies, C.2.....cccscccccsscsececes 
1. Power, heat, etc., charge according to com- 
bustibility. 
2. If shop work, not more than 5 hands...... 
3. If shop work, more than 5 hands, see 
Metalworking Risks. 
857 meerer nate Establishments (no electro- 
CY PINS VIR Oab aes eieng sie alte als c ordiela ove! stele clete oie dhol a'ere'ers 
1. Additional labor, power, heat, ‘etc., charge 
according to combustibility. 
860 Electrotyping Establishments, C.2........... 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 


863 Embossing (no printing), CE Deere tererctttatetatee ts 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 
866 Embroideries, Manufacturing, C.3.. Aer 
1, Additional labor, power, heat, etc... charge 
according to combustibility. 
869 Embroideries, Stocks, C.2, S.R.......... date elec 
872 Emery Wheel Stocks, C.1..........ccccceeeee 
1. Labor, power, heat, etc., charge according 
to combustibility. 
Note: No charge should be made for 
Labor on account of occasional babbitting. 
875 Employment Offices: See Offices. 
878 Engine Packing Manufacturing, C.38.......... 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 
881 Engravers (metal), C.1........... bABiOoR pS oomne 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 
2. If printing with “D” presses only..... exes 
884 Engravers (W00d), C.2.....ccsecescscceecs 
1. Additional labor, power, heat, etc., SS charge 
according to combustibility. 
2. If printing with “D” presses only.......... 
887 Envelope Manufacturing, C.314........ese0e0. 
1, Additional labor, power, heat, ete., charge 
according to combustibility. 
890 Evergreen Decorations: See Decorations. 
893 Express Offices, C.2...... mista eielslate etisteieietersce esate 


896 Express Stations (transfer), C.314............ 


B D Dam- 
agé6- 
1 2 1 | 2 ability 
20%) 10%| 60% D3 
5%| 10%| 50% D3 
10% | 10% 
5%| 5%! 50%| D3 
20%| 10%} 60% D3 
10%| 10%] 50% D2 
15%| 20%} 60%| 20%] D3 
| 
5%| 10%| 50%| D3 
3%| 5%! 50%! D2 
15%| 20%} 60%| 20%| D2 
5%| 5%| 50%) D2u% 
10% 10% | 
10%| 10%] 50%) D3 
10% 10%| 
25%| 40%! 70%) 30%] D3 
5%| 10%] 50%| D2 
40%, | 30%| D2 


20% | 


(fFeb., 1926. Replaces former page 147) 
(Analytic_System—Copyright, 1921, by J.4V. Parker) 


see gud 


F 


899 Feather Duster Manufacturing, C.3\4........ 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 


902 Feather Duster Stocks, C.2.....ccccceccseess 
1. Labor (not more than 5 hands), -power, 
heat, etc., charge according to combusti- 
bility. 
(If more than 5 hands, see Feather Dust- 
er Manufacturing.) 


905 Feathers and Flowers (artificial), Manufac- 

turing, WC LSTa ees sieeve clone cceletpieicie wie sisters s wircecons 

1. Additional labor, power, heat, etc., charge 
according to combustibility. 


908 Feathers and Flowers (artificial), Stocks, C.2 


911 Feather Stocks (upholsterers’) : 
a With no cleaning or renovating, C.2...... 
b. With cleaning or renovating, C.3.......... 
1. Labor, power, heat, etc., charge accord- 
ing to combustibility. 
ce. If with shoddy, moss, tow, excelsior, etc., 
see Upholsterers’ Stocks. 


914 FEED MILLS: 
a. No hay chopping, grinding or pulverizing: 

1. Not more than 2 power machines for 
grinding, corn shelling or grain cleaning, 
and not more than 100 bales of hay or 
SUVAW, 1 Crd YO). case c.siotsonisse Hare erste since ciersnle 
a. Additional labor, power, heat, etce., 

charge according to combustibility. 

b. If power grain cleaning........... Reet 

2.*With more than 2 power machines for 
grinding, corn shelling or grain cleaning, 
but with not more than 300 bales (1 car- 
load) offhay: or straw, C414... .cceecsee es 

a. Additional labor, power, heat, etc., 
charge according to combustibility. 

b. If more than 300 bales (1 carload) 
but less than 38,000 bales (10 carloads) 
of: .hay.cor -BtTawss.ceis set eos sees nee 

Note: If no hay or straw in con- 
nection with items 1. and 2., contents 
shouid be classed as D2. 

3. *With more than 3,000 bales (10 carloads) 
of ‘hay: or straw, CA%iosccccs catantes sue 
a. Additional labor, power, heat, etce., 

charge according to combustibility. 
b. ibe hay chopping, grinding or pulveriz- 
ng: 

1. Chopping only; no grinding or pulveriz- 
ing and no storage of hay or straw, C.4%4. 

2. Chopping only; no grinding or pulver- 
izing; with storage of hay or straw, 
a. Additional labor, power, heat, etc., 

charge according to combustibility. 

b. If hay grinding or pulverizing....... 


Note 1: If approved arrangement of]. 


magnets ahead of grinding or pulver- 
izing machines, reduce above charge 
15 points. 

Note 2: If grinding or pulverizing 
machines are located in separate build- 
ing or in cut-off division, communicat- 
ing through blower pipes, reduce net 
charge one-fourth. 


B B Dam- 
Ry al wc tee 
1 | 2] 2 | 2 fabitity 
25%| 40% Wa 30%| D3 
5% | 10%} 50% D3 
| 
| 
25% 40%! 70%| 30%] D4 
Be 
5%, 10%| 50%| D4 
5%| 10%| 50% D3 
10%) 20% ss aie D3 
| 
55% 40%|110%| 40%} D3 
25% 25% | 
60% 160%|120% |100%| D3 
60% 60% | 
160% 160% 100%| D3 


240% 


| 


60% 160%|120% |100% 


160% 160% |240% 


100% | 


(Feb., 1926. Replaces former page 148) 
(Analytic System—Copyright, 1921. by J. V. Parker) 


100% | 


100% 


D3 


D3 


—151— 


929 Fertilizer Storage: See Special Schedule. 


Note: When Fertilizer Warehouses are op- 
erated in connection and located on the same 
premises with Phosphate Fertilizer Plants, 
basis tables shown in special schedules for 
the class should be applied; when not oper- 
ated in connection or when not located on the 
Same premises with Phosphate Fertilizer 
Plants, the standard basis tables should be 
applied. 


932 Fibre Ware Stocks: See Wood Fibre Ware. 


O35: Wilters;: Stockss Cli cccivecsevcteaseeaiive ets ces 


1. Power, heat, etc., charge according to com- 
bustibility. 


2. If shop work, not more than 5 hands.... 


38. If shop work, more than 5 hands, see 
Metalworking Risks. 


938 Firearms, Stocks: See Sporting Goods. 


941 Fire Department Houses: See Municipal and 
County Buildings. 


944 Fireworks, Stocks: 


a. Firecrackers (Chinese) only; in original 
packages; C349... 8. ccc cccses Seana deee se et © 


b. *General stocks; in original packages only, 


Qee seers se ees eee Sees FSeHZTeseeeseeeeeeeee 


ce. *General stocks; not in original packages, 


sceeeseedeeseeeeeseseseseseseeseses eseeeeee 


$47 Fish Net Stocks: See Hammocks and Nets. 
950 Fish Stocks (cured), C.1.......cceeeee dria sack 


953 Fish and Oyster Stocks (fresh), C.1........... 

1. Refrigeration: For charges for refriger- 

ating apparatus and insulation, see Miscel- 
laneous Hazards, item 18. 


(Feb., 1926. Replaces former page 151) 
(Analytic System—Copyrigh; 1921, by J. V. Parker) 


10% | 


| 
20%| 40%| 70% 


60% 160% |120% 


80% 320% |200% 


3% 
3%, 


5% 


BD Dam. 
age~ 

1 | ® ability 
50%} D2 

10% | 

380%!|D3% 
100%| D4 
200% D4 

50% | D1% 

50% | D3% 


152=5 


956 Fish Packing Establishments (not stocks or 
Cold Storage Warehouses): 
a, Fish packing, storage, shipping or refrig- 
Crating WCB isis cle wcicinsisers screeners acters eat 
b. Twine houses, C3... cues nse on eis bale cine obs 
1. Additional labor, power, ‘heat, etc., 
charge according to combustibility. 
Note: Furnaces and kettles used in 
connection with pitching and oiling 
should be charged for at a minimum 
combustibility of C.3%. 
2. If pitching (cumulative with charges 
under Hem Ol) cictcicie cialrc iets arcieccs erelere Secenale 
8. If dipping in oil (cumulative with 
charges under items 1. and 2.).......... 
4. If fish smoking, see charges for Smoke 
Houses under Butcher Shops, item 434, 
5. Refrigeration: For charges for refrig- 
erating apparatus and insulation, see 
Miscellaneous Hazards, item 18. 
959 Five and Ten Cent Stores, C.3, S.R.........0.. 
962 Fixtures (Gas and Electric): See Gas and 
Electric Fixtures. 
965 Flag and Banner Stocks: See Decorations 
(Flags, Banners, etc.). 
968 Flats: See Dwellings. 


971 Flavoring Extract Manufacturing, C.3........ 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 


974 Flavoring Extract Stocks, C.2.......ccscccees 
977 Florists’ Stocks, CON hide Satie eee Mtractene eee 


980 Flour Stocks: 
a. In bags or barrels; no power mixing or 


SIftIn SO Lis coacews de seaheane ane wewasee eek 
1. Power, heat, etc., charge according to 
combustibility. 


Note: If with mixing or sifting, power, 
heat, etc., should be charged for at a 
minimum combustibility of C.3%4. 

2. If mixing or sifting, not more than 2 
power machines.......... aievareravele averetavere aie 

Note: If with more than 2 power ma- 
chines for mixing or sifting, see item b. 

b. With power mixing or sifting, more than 

2 power machines, C.34...... fe Rot ye aeeee 

1. Additional labor, power, heat, etc., 
charge according to combustibility. 

983 Flowers (artificial) : See Feathers and Flowers 
(artificial). 

986 Foundries: See Metalworking Risks. 

989 Freight Depots: See Depots. 

992 Freight Houses of Transportation Lines (to 
be applied only to specific property of con- 
signors or consignees while in freight houses 
Or warehouses), C.d..cccccccccccccces Soe aa 6 

Note: Contents should take the regular 
contents charge according to the classified 
damageability of the property insured. 


1 


50% 
15% 


2 


20%}100% 


20% 


20% 


| 20% 


10% 
5% 


5% 


40% 


80% 


1 


60% 


60% 


60% 


50% 
50% 


50% 


25% 


70% 


70% 


Dam- 
age- 
ability 


20%} D3 


D3 
D4 


D1y% 


30%| D2 


40% 


(Feb., 1926. Replaces former page 152) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


ser 


2a i ae 


992 Freight Houses—Continued 1 


| 2 


Dam- 
age- 
ability 


1. Special Structural Features: 

Note: Charges a. and b. are cumulative 
with other structural charges and should 
not be reduced as provided under item a., 
p. 107, in buildings of A construction. 

» a. If ‘combustible platform has space be- 
neath and is not tightly enclosed or not 
protected by substantial wire screens 
of one-fourth inch mesh (cumulative 
with charge for he of standard founda- 
TROIS oes cree bins os cece acaets 10% | 

lbs platform has” combustible floor. and 
space beneath is not filled in with earth 
or other incombustible material to floor 

BUCl ec ciaes che ss 1s ces e teres ecun me eeees 10% 

2. Power, heat, ete., charge according to com- 
bustibility. 

8. If open heating or lighting devices outside 
of office (except metal bowl watchmen’s 
Janterns burning kerosene or similar oils). | 50%) 

4, If locomotives enter building, see Miscel- | 

; ) laneous Hazards, item 14, 

~ 995 Fringe and Trimming Factories: See Knitting 

and Weaving Works. | 
998 Fringe and Trimming Stocks, C.2, S.R.......| 5% 
1001 Fruit (fresh) Packing: 


a. If in barrels only; not wrapped, C.2.. 10% 
b. If A erates or baskets, or pened with 
pap CB. cccccccrcccccccccsceccecscvesses 15% 
oak aimee “labor, power, “heat, ete., 
charge according to combustibility. 


1004 Fruit Stores (retail), Cl.........cceeececeee 5% 
1007 Fruit Stocks (fresh), wholesale: 


a. In bulk only, C.1.. Sonbielsieceichenssicrsh sete 3% 
d b. In barrels or sacks, iC On eine 5%| 


ce. In crates or baskets, "or wrapped or packed 
in paper, straw, etc., CB lelcccesrccccccsss | 10% 
Pelt banana sripening ces: stonecece tes ot. 20% 
Note: If banana ripening rooms are 
not heated or if heated by steam or 
hot water, charge should be waived. 


1010 \Frults..(dried),, Stocks, “G2i. crs ec 5% | 
1. Labor (renovating, etc.), power, heat, etc., 
charge according to combustibility. 


1013 Furnace Stocks: 
a. Not crated or packed in combustible ma- 
COPING ee) Peis che aey «coche dn ees (ues eee de 3%| 
Note: Contents of buildings or sections 
exclusively occupied by stocks of furnaces, 
not crated or packed in combustible ma- 
» terial, should be classed as incombustible. 
b. eae or lela in combustible material, | 
Vee COPE awe eetegs Me aeheutevden vata sc 5 
1. Power, heat, etc., charge according to e 
combustibility. 
2. If shop work, not more than 5 hands..| 10% 
. 3. If shop work, more than 5 hands, see 
, Metalworking Risks. 


1016 pneened Rooms: See Boarding and Lodg- 
ng. | 

1019 Furnishing Goods (men’s), C.2, R............| 5% 

1022 Furniture, household, stored: See Household 
Furniture (stored). 


1025 Furniture Repair Shops: See Upholstering 
and Furniture Repair Shops. 


(Feb., 1926. Replaces former page 153) 


10% 


| 10% 


20% 


10% 


5% 
10% 


20% 


10% 


5% 


(Analytic System—Copyright, 1921, by J. V. Parker) 


50% 


10% | 


20% 


20% 


D3 


D3 
D3 


D3 


D3 
D3 


D3 


D2 


D2 


D2 


D214 


ais 9 
B Bb Dame 


cere RN: age- 
1028 Furniture Stocks (new), S.R.: At gue 1 ability 
a. Display Stocks only; no goods wrapped |— ——|- 
in paper, excelsior etee and no repairing, 
varnishing, etc., C.8...c...sscecesees . | 10%) 20%] 60%| 20%] D3 
b. General dipdiint rhe “limited amount “of 
goods wrappe mn paper, excelsior, bur- > 
lap, \ete., | CBee: osc dumalh voseresn Cate ee ee 20%| 40%| 70%| 30%| D3 ( 
ec. General stocks; with more than a limited ; 
amount of goods wrapped in paper, ex- | 
celsior, buriap, -etesiG4...--2.2- ence see: 40% 80%| 90%| 60%) D3 
Note: Stocks of antique furniture should | 
take a damagability of D3. 
1. Power, heat, ete., charge according to 


ia 


combustibility. 
2. If occasional repairing (including wood- 
working, varnishing, upholstering, etc.) 257% | 25% 


3. If regular repairing, varnishing, uphol- 
stering, etc., see Miscellaneous Hazards. 

4, If storage only, see Woodworking Risks, 
Warehouses for Finished Product. 


| 

| | 
1029 Furniture Stocks; metal only (new), S.R.: 
a. Goods packed in erates or cartons, with a 
limited amount of goods wrapped in ex- 
celsior, paper, etc., and (or) with a limited | 
quantity of cotton or hair mattresses, C.2. 5% | 10%] 50%) 
b. Goods packed in crates or cartons, with | 
more than a limited amount of goods | 
wrapped in excelsior, paper, ete., or with | 
more than a mere quantity or cotton or 
hair mattresses, C.8%6,\0% iscsi es ee wees 20%| 40%] 70%) 30% 


1031 Furniture Stocks (second hand), S.R.: | | 
a. With limited amount of goods wrapped in 
paper, excelsior, burlap, etc., C.31%4........ 40%| 40%| 90%} 30% 
b. With more than a limited amount of / 
goods wrapped in paper, excelsior, bur-j| — 
dap, Cele Ci ee te cn pike ees . | 60% 
a Power, heat, etce., charge according “to 
combustibility. 
2. If repairing, see Furniture Stocks (new) 
for such charges as specifically apply. 


1034 Furniture and Fixtures, Store: 
All furniture and fixtures, not stationary 
and not a part of the building, should take 
the rate of stock of same occupancy, unless 
otherwise directed. | 
1037 Furs, Dressing and Tanning, C.3.. 15%| 20%| 60%| 20% 
1. Additional labor, power, heat, etc., “charge 


D2 


D2% 


D3% 


D3% 


D3 


according to combustibility. | 
1040 Fur Sewing Risks, C.2.. 10%} 10%| 50% | 
1. Additional labor, power, "heat, " ete., " charge | 
according to combustibility. | 
2. Class Damageability of Stock as follows: | | 


oa) 
So 
BS 
— 
—_ 
° 
Q 
D> 
S 
wt 


@. Conrse Lure eis s.seeeks ota tee ee eee ane 
b. Fine furs, Seal, sable, otter, mink, 
ermine iett: 2555 . T8seoek ake hale se 6 atetatets 


1043 eur cea C1, | 
a. In_ packages, Ri SA ctwd ie core en | 59 

b. Not in packages, C.1, R................... 38 | Be 208 | 
nen Retail stocks should be classed as | - 


(Feb., 1926. Replaces former page 154) 
(Analytic System—Copyright. 1921, by J. V. Parker) 


—155— 


G 


1046 Gambling Houses: See Clubs (City). a ie 
Note: Contents of gambling houses should 
class as D4. 
1049 Gas: in charged steel cylinders; storage only: 
a. Non-inflammable gases, except liquefied 
b) anhydrous ammonia (carbonic acid gas, 
oxygen, etc.), C.1......... ee seeeee ae PP AN | 5% 
Note: Contents of buildings or section 
exclusively occupied for storage of non- 
inflammable gases in charged steel cyl- 
inders (except liquefied anhydrous am- 
monia), with no storage of combustible 
material except as provided under item 
j., p. 107a., should be classed ag incom- 
bustible. 
b. Liquefied anhydrous ammonia, C.1....... 20%| 5% 
ce. Inflammable gases (dissolved acetylene, | 
hydrogen, liquefied hydrocarbon gas, etc.) : | an 
1. Not more than 25 cylinders, C.1......... 30%! 5% 507% | Di 
2. More than 25 cylinders, C.1....... weeee | 80%| 5% {100% D1 
Note 1: Contents of buildings or sec- 
: ] tions exclusively occupied for storage of 
liquefied anhydrous ammonia or inflam- 
mable gases in charged steel cylinders, 
with no storage of combustible material 
except as provided under item j., p. 
107a., should be classed as incombustible 
only with respect to basis, structural 
charges and exposure. | 
Note 2: When liquefied anhydrous 
ammonia or inflammable gases in | 
charged steel cylinders are found in | 
connection with other occupancies of 
same ownership, see Miscellaneous Haz- 
ards, item 9.b. | 
1055 Gas (Oxygen and Hydrogen) Manufacturing: 
> See Oxygen and Hydrogen Manufacturing. | 
1061 Gas and Electric Fixtures (lamps, meters, | | 
BiG ee Ce a eee lc vaacics Suet soles wea eck 5%| 10%| 50% | D3 
1. Power, heat, etc., charge according to com- | 
bustibility. | 
2. If shop work, not more than 5 hands....| 10%. 10%. 
8. If shop work, more than 5 hands, see 
Metalworking Risks. 
1064 Gas Pumping Stations: See Special Schedule. 
1067 Gasoline Plants (natural gas): See Special | 
Schedule. 
1070 General Merchandise Stocks, C.2, R..........| 5%, 10%| 50%, D2 
(if stock includes furniture, see Furniture 
Stocks (new). 
1078 General Storage Warehouses: Basic Occu- 
d pancy Charge should be established accord- 


20% | D1 


| : 
40% | D1 


ing to stipulations with Warehouseman as 
follows: 
a. With Warehouseman’s Stipulation No. 1, | 
MEER, hil agg AIRE ek UC EA RLS | 5% 20% | 
. arehouseman’s ulation No. 2, | 
C.3 envi rtahonmnae fete t eoeereene eeeseeveeeee@ | 40% 60% 30% 
Stipulation No. 3, | : 
4. e@eeeeeosoeaoeve ee 86 e@eeoeeoevevev ev eee eeeeneeeaee8 eoeee 20% 80% 70% 40% 
d. *With no stipulations other than printed 
policy conditions, C.414......... scccccesese | 40%|160%]110% 100% 
1, Power, heat, etc., charge according to 
combustibility. 
2.If open heating or lighting devices 
other than metal bowl lanterns burn- 
ing kerosene or similar oils, except in 


offices or sections with incombustible 

» contents: | | 
a. With stipulation No. 1.......... eee 8 LO | 10% 
b. With stipulation No. 2.............-| 20% 20% 
ce. With stipulation No. 3..............| 50%) 50% 
d. With no stipulations................. 100% 1007 | 


(Feb., 1926. Replaces former page 155) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


aah > Foo 


1078 General Storage Warehouses—Continued ee Se ee oe 


8. Contents: 

a. When kinds of merchandise are spe- 
cificaliy covered, contents charge 
should be the average of the con- 
tents charges for the various kinds 
of merchandise covered. 

b. When merchandise is written under 
general form and kinds of merchan- | 
dise covered are not specifically men- 
tioned, contents charges should be 
based on General Form Exclusions as 


follows: 

With General Form Exclusion A..... D2 
With General Form Exclusion B..... D3 
With no General Form Exclusion..... D4 


Note: For Warehouseman’s Stipu- 
lations and General Form Exclusions, 
see Appendix. 

1076 Glass Blowing, C.2....cccccessccccssceces 10%| 10%} 50% D3 
1. Additional labor, power heat, ete., charge 
according to combustibility. — 


1079 Glass Factories: See Special Schedule. 
1082 Glass Stocks (plate, stained, ornamental and 


window): 
a. Packed in boxes or crates; no hay or 

etraw.t G2: cc ood. teaee ee aoe ca ee taited ie DERN LOC LOO D3 
b. Packed in hay or straw, C.8.........ce0e- 10%| 20%| 60%| 20%| D3 


1. Labor (polishing, grinding, silvering, 
etc.), power, heat, etc., charge accord- 
ing to combustibility. 


1085 Glassware: See China and Glassware, 
1088 Glassware (hollow): See Bottles and Hollow 


Glassware. 
1091 Glove Stocks, C.J, S.R........ eee aaaen 3%| 5%| 50% 
1. Class Damageability of Stock as follows: D2 \ 
a. Heavy leather, cloth, etc.......cceececes va ~ 
b. High grade leather, kid, etc............ D3 


2. If glove manufacturing, see Leather Sew- 
ing and Cutting Risks. 
1094 Glue Stocks, C.1.........cccceccccees sonuieee eel O18 1) 55o) OO D1y% 
1. Labor (packing), power “heat, “ete., charge 
according to combustibility. — 


2, If. pOwer grinditig: fy. cnc cescenas cucepecne ls 20% 20% 
(No charge for one power machine.) 
1097 Glucose (in barrels), Stocks, C.1............| 3%| 5%| 50% D1 


1100 Gold Beaters: See Jewelry Manufacturing. 


1103 Grain Warehouses (for barley, corn, malt, 
oats, rye and wheat) not connected with 
Flour or Cereal Mills or Grain Elevators; 
No elevating: 

a. Grain in bulk only, C.1.......ccccccccces 5%| 20% D1% 

by Grain((in smacks) (C2... 0.0 sccescnncecndae a 10%| 40% D1% 

1. Labor (cleaning by hand), power, “heat, 

etce., charge according to combustibility. 

Note: If power cleaning, power, heat, 

etc., should be charged for at a mini- 
mum combustibility of C.34. 

2. If cleaning by Owes not more than 


& Machines... os vasisst gee cemeeh «auelewes 25 2 
3. If power grinding or corn ‘shelling ; not 5% 5% 
more than 2 power machines............ 30% 30% 


Note: If more than 2 power cleaning, 
grinding or corn shelling machines in all, 
see item c. 

ce. Grain in bulk or in sacks, with power | 
pet £ more than 2 power machines, 
eeereeeee e@eeveeeveseeoeaseereeeoeeeeneeoee 25% 40 70% 30% D2 
1. Additional labor, power, heat, ete., ; ve 4 ch 

charge according to combustihilitv. 


(Feb., 1926. Replaces former page 156) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—157— 


B D Dam- 
: im fee ole oe 
1103 Grain Warehouses—Continued 1 2 1 2 ability 
2. If power grinding or corn shelling; not / 2. ae 
more than 2 power machines............ 30% 30% 


Note: If more than 2 power grinding 
or corn shelling machines, see Feed 


Mills. 
) d. For Warehouses for storage of other 
grains or seeds, see Seeds, Storage. | 
e. For Grain Warehouses connected with 
Flour or Cereal Mills and Grain Elevators, | 
see Special Schedule. | 


1106 Gravel Washers: See Stone Crushing, Sand 
Screening and Gravel Washing Plants. 


1109 *Grease Risks and Stocks with Processes, 
not including meat packing houses, slaughter 
poe hy ee products factories or butcher 
BROOM MA MUNG s ioe ants ieee eddie pies tic gare s 40%| 80%] 90%] 60%] D2 
5 Additional labor, power, heat, etc., charge ‘ J oi % 

according to combustibility. 


1112 Grease Stocks (no processes), C.314.......00. 20%| 40%| 70%| 30%] D2 


1115 Greenhouses: 
a. Sections occupied for plants and Leake 
Cy eeeeeeoeeoeveeeeeve eer eeeoevneeveeveevreeseaeeeree eee . 100% 100% 

Note 1: Area charge for sections "ex- 
clusively occupied for plants and flowers 
should be reduced one-half. 

Note 2: Charges, if any, for deficiency 
in thickness of masonry walls and for 
skylights in sections with glass roofs and 
occupied for plants and flowers should 
be waived. 

bo Packitig “sections; CS)... dee ce cs ces coves | 15%| 20%] 60%| 20%] D4 

ce. Warehouses (storage only), ‘ gS ay | 20%| 50%| 20%| D4 

d. Boiler houses: See Power Houses and 
? Central Heating Plants. 


1. Additional labor, power, heat, etce., 
charge according to combustibility. 

2. Exposures: Exposures radiated by sec- 
tions with glass roofs and occupied for 
plants and flowers should be waived; 
such sections may be ignored in deter- 
mining the distance of radiated ex- 
posure. 

3. Contents: Contents charge for sections 
occupied for plants and flowers should 
be determined by adding $1.00 to the 
Normal contents charge for stocks hav- 
ing a damageability classification of D.4 


1118 Grist Mills: See Feed Mills. 


1121 Groceries, Stocks: 

Mee ete ll  StOcks, U2 Ty eave obese oles ahely eves 5%| 10%] 50% D2 

(Fancy stocks, with delicacies, condi- 
ments, fruits, etc., should class as D3.) 
1. If coffee or spice grinding, see Gro- 
ceries, Wholesale. 
2. If egg candling, see Miscellaneous Haz- 
> ards, item 2.k. 
3. Refrigeration: For charges for refriger- 
ating apparatus and insulation, see Mis- 
cellaneous Hazards, item 18. 

b. Wholesale (heavy), as salt, sugar, molasses, 
etc.; no wooden, basket or willow ware, 
brooms, oils, matches, cigars or other 
like combustibles, and free from indus- 

» trial processes) Cl iat Siewcaeces —Eeeetes fh OO), O%1 60% D1% 


(Feb., 1926. Replaces former page 157) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


ky sea 
B D Dam- 


MERRITT GET NS COMET EOS ETTE S| car 
1121 Groceries, Stocks—Continued 1 2 1 2 |abitity 


ce. Wholesale, entirely free from industrial 
processes, with a limited supply of 
wooden, basket and willow ware, brooms, 
matches, etc., and no oils, fixed ammuni- 
tion or explosives, C.2........... Socecsess | “Oem! 10%) 50% Das 
d. Wholesale, general stocks, C.3............| 10%| 20%| 60%| 20%| D2) | 
1, Labor, power, heat, etc., charge accord- 
ing to combustibility. 
2. If coffee roasting, see Coffee Roasting 
Establishments for such charges as 
specifically apply. 
8. If power coffee grinding or cleaning...| 20% 20% 
(No charge for one small machine for 
occasional use.) 


4, If spice grinding, not more than 2 mills.| 30% 30% ba 
Note: If more than 2 mills, see Spice 
Mills. 
1122 Gunsmiths and Locksmiths, C.2............. 20%| 10%| 60% D2 | 


1. Additional labor, power, heat, etc., charge 
according to combustibility. 


1123 Gymnasiums: See Halls. om 


(Feb., 1926. Replaces former page 158) 
(Analytic System—Copyright. 1982, by J. V. Parker) 


—161— 


1136 Halls, Public—Continued 

4, Motion Picture Machines (permanent 

installation): Charge as directed under 
Motion Picture Theatres. 

Note 5: If temporary installation only, 
charges should be made according to 
local regulations. 

Note 6: The following charges apply 
to occupancy items b., c. and d. only: 

. If dressing rooms............. ate tee oe 

Note 7: When occupancy item d. ap- 
plies, above charge should be increased 
one-third. 

. Lighting: 

Note 8: When occupancy item ec. ap- 
plies, the following charges should be 
doubled; when occupancy item d. ap- 
plies, the following charges should be 
trebled. 

a. If lighted by gas on stage or in 

dressing rooms..... Sia cleisle ate aia ciels'sierels s\s 
b. If lighted by other than gas or elec- 

tricity on stage or in dressing rooms. 

If with gas border or footlights.... 
a. If with other than gas or electric 

border or footlights.......... 


1189 Hammock and Net Weaving, C.2......... 

1, Additional labor, power, heat, etc., charge 
according to combustibility. 

Note: Furnaces and kettles used in con- 

nection with pitching, should be charged 

for at a minimum combustibility of C.3%4. 

2. If pitching...... 


1142 Hardware Stocks (general), C.2, S.R......... 
1. Power, heat, etc., charge according to 
combustibility. 
2. If shop work, not more than 5 hands.... 
Note: No charge should be made for 
shop work if not more than 2 hands. 
3. If shop work, more than 5 hands, 
Metalworking Risks. 


1145 Hardware Stocks (heavy): 
a. Not packed in domibuatinis material; no 
cutlery, shelf or wooden goods, 
Note: Contents of buildings or sections 
exclusively occupied by stocks of heavy 
hardware, not packed in combustible ma- 
terial and with no cutlery, shelf or wooden 
goods, should be classed as Incombustible. 
Packed in combustible material or with 
wooden goods or wagon material; no cut- 
lery or shelf goods, C.2... 


1148 Harness and Saddlery Stes RB and ahove 


e@eee 


see 


b, 


eeeoreeseeeeseeoeoe 


(not more than 5 hands), C.1, R..... is Pe acanie 
1, Power, heat, etc., charge according to com- 
bustibility. 


Note: No charge should be made for 
furnaces attached to stitching machines. 
If liquid fuel is fed to furnaces attached 
to stitching machines by gravity or com- 
pressed -air, see Miscellaneous Hazards, 
item 18. 

2. If wax or pitch cups, other than those on 
machines, are heated by other than steam 
OBSTOCEWACR Ss sic oi cusisisic sos sccieie o e's eee 

8. If harness dipping (no ‘charge for harness 
olling ) 222... 2: Pe er We care 

4. If occasional collar stuffing, not more than 
one hand nor more than one day’s supply 
Of stuiing *tminterials os.c ss ice ccctevscces 

5. If more than 5 hands or if collar stuffing 
in excess of above, see Leather Sewing 
and Cutting Risks. 


(Feb., 1926. Replaces former page 161) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—162— 


1151 Hat and Cap Stocks: 
#.. Retail, C.2, Tei savas sb wes cvlawiee stism sho Osa ni 
b. Wholesale, excluding straw, peas’ Efe fegetexe 
ce. Wholesale, including straw, C.2.. ae 
d, Wholesale, straw only, C.3.........ceeseee 
1. Labor (sewing, blocking and finishing; 
no weaving; not more than 5 hands), 
power, heat, etc., charge according to 
combustibility. 
2. If more than 5 hands engaged in sew- 
ing, blocking and finishing, or if weav- 
ing, see Hat Factories. 


1154 Hat Cleaning Shops: 


a. Not more than 5 hands, C.2.......... <8 
1. Power, heat, etc., charge according to 
combustibility. 
b. If ‘more than. 5 hands, C.Si¢.. i.<c<swesexs 


1. Additional labor, power, heat, etc., 
charge according to combustibility. 


1157 Hat Factories: 
a. Felt or cloth, C.3.. 


b. Straw, with sewing, blocking ‘or. finishing 
only; no Weaving 'O.345 3.00 csnuex sce min ? 
e.*Straw, with weaving, C.4.......ccccececes 


1. Additional labor, power, heat, etce., 
charge according to combustibility. 

2. Pouncing, without blower system ex- 
hausting outside or into incombustible 
room or box inside (no bse for not 
more than 2 Sem res er ea eee ae Neleierorie 

S.cliF sinweing:: cease stn deters sceaieenee cate 

4. If sulfur bleaching, see Miscellaneous 
Hazards, item 2.m. 


1160 Hat Frame Manufacturing, C.3...... cimmes us 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 


1163 Hatcheries (chicken), C.2..........cceeeeeees 
1. Additional labor, power, heat (except 
furnaces on incubators), ete., charge ac- 
cording to combustibility. 
2. If incubators are heated by other than 
steam or hot water..... sictslciale ata sa ules cial otets 
3. If incubators are not approved.. Walete.c ata 
4. Contents: 
a. Class all contents except chickens and 
CLES NABI: Moses oseaie ue sialethaelae ticle cists 
b. Chickens and eggs: 

1. Contents charge should be determined 
by adding $1.00 to the normal contents 
charge for stocks having a damage- 
ability classification of D.4. 


1166 Hay and Feed Stocks: See Feed Stores. 


1169 *Hay Barns or Warehouses (storage only), 

C.414. eeeeeereeereeree eevee eereceeeooeveeeenerenase 

(If total capacity of hay barn or warehouse 

does not exceed 3,000 bales (10 carloads), see 
Feed Stores. 


1172 *Hay Barns or Mb Nabbed ond with pressing or 

baling h-Ci4se oc s ees oe chen Seley alwe tier es beaeies 

1. Additional labor, " power, heat, etc., charge 
according to combustibility. 


1175*Hemp Mills, C.5.......... EE Py 


1. Additional labor, power, heat, etc., charge 
according to combustibility. 


10% 


25% 


100% 


160% 


80% 


10% 


40% 


20% 


40% 
80% 


20% 


10% 


160% 


320% 


»1180% 


240% 


200% 


20%| D3 


D3 


30% D3 


307,| D3 
60%| D3 


20% D3 


D2 


'100%| D3 
} 


100%| D3 


200%| D2 


| 
| 


(Feb., 1926. Replaces former page 162) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


20%| D216 | 


—169— 


B D Dam- 
———— | ages 
2 lability 


te 
pod 


L i 
1304 Laboratories, Chemical: See Chemical Lab- 
oratories. 
~~ arb and Embroidery Stocks: See Embroid- 
eries. 
1810 Ladies’ Tailoring Shops: See Tailor Shops. 
1313 Lamp Black: See Carbon Black. 
1316 Lamp Manufacturing (metal): See Metal- | 
working Risks. 
1319 Lamp Shades (paper and fabric), C.2........ 57% | 10%| 50% D4 
1302; Tamme Ntocikes C1. 8 Beis ook feb ws oh all oh a 37 5%| 50% D3 
Note: If high grade art stock, class as 
non-removable and grade damageability as | 
D3. | 
1325 Laundries: 
a. Not more than 5 hands, C.2............006. 10%| 10% 5078| D2 
b. With more than 5 hands, C.2.............. 10%| 10%] 80%| 40%| D2 
] 1. Additional labor (with b.), power, heat, 


ete., charge according to combustibilty. 
Note: Dry rooms used for drying gar- 

ments cleaned with flammable liquids 

should be charged for at a minimum 

combustibility of C.4. 

2. Cleaning with flammable liquids. 

a. If “spotting” only and highly volatile 
combustibles are stored in building 
(in quantities not exceeding one bar- 
rel), charge for storage as directed 
under Miscellaneous Hazards, item 11. 

b. If “brushing,” ‘scouring’ or wash- 
ing with flammable liquids, see 
charges under Cleaning and Pressing 
Establishments. 


Ds Laundry Offices (receiving, marking, etc.; no 
IVHNGEeTING it: CZSeSU Rios aes eae Soto levee wueie ane aie 5%| 10%] 50% D2% 


1880 Laundry Supply Stocks, Codi Tac aeoiee shore ets 5%) 10%| 50% D2 
1332 Lead in ingots or pigs: See Metals, in ingots 
or pigs. 
1334 Lead Pipe and Sheet Lead Stocks, C.1....... 3%| 5%| 30% D1% 
Note: Contents of buildings or sections ex- 
clusively occupied by stocks of lead pipe or 
sheet lead, not packed in combustible ma- 
terial, should be classed as incombustible. 


1837 Leather Scraps and Cuttings, Stocks, C.3..| 10%) 20%] 60%) 20%| D3 
1. Labor (sorting, cutting, etc.), power, heat, 

etc., charge according to combustibility. 
2. If cutting blocks are oiled and approved | 
’) metal waste cans are not provided for | 
scrapings, see Aftercharges. | 


1340 Leather Sewing and Cutting Risks, embrac- 
ing all risks where leather is sewed, cut or 
cemented, except cobbler shops, harness shops 
and horse collar factories, C.2........... esee | 40%] 10%| 80% 
1. Additional labor, power, heat (except de- 

vices covered under items 2. and 3.), etc., 
charge according to combustibility. 


(Feb., 1926. Replaces former page 169) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—170— 


1340 Leather Sewing and Cutting Risks—Continued 
Note: Wax and pitch cups, other than|- 


sh 


OO 


those on machines, should be charged for 
as furnaces and kettles; if heated by steam 
or hot water, charge should be waived. 


. If heating devices on stitching or edge 


paar machines are heated by liquid 
TG] ie nice aie stepe’ a cfecwretwis draucuereretetort choke ne tatetater tetas 
Note 1: If liquid fuel is fed to heating 
devices attached to stitching or edge fin- 
ishing machines by gravity or compressed 
air, see Miscellaneous Hazards, item 13. 
Note 2: If devices on stitching or edge 
finishing machines are heated by gas or 
electricity, above charge should be re- 
duced one-half; if heated by steam or hot 
water, charge should be waived. 
If finishing tools are heated in metal 
boxes: 
a. a metal lamps (not cumulative with 


Note: If finishing tools are heated in 
wooden boxes, charges under a. or Db. 
should be doubled. 


if charnesa, dipping .s..és51ess scncaeeuaes 
. If harness oiling (not cumulative with 4.). 
. Cement or gum, that does not require 


heating, inks, dyes or blacking, thinned 

with highly volatile combustibles (not 

cumulative with 7.): 

a.Used from closed cans, or from metal 
receptacles not exceeding one pint ca- 
pacity when not more than one gallon in 
all is used (not cumulative with b.).... 

b. Used from open receptacles (except as 
provided “Aabove),. <ciduv sana smsuseteaby 


. If cement or gum that requires heating is 


used from closed or open cans..... ae es 


8. If dyeing or inking of edges only with 


materials thinned with highly volatile 
combustibles, used from metal receptacles 
not exceeding one pint capacity when not 
more than one gallon in all is used (not 
cumulative with*@. OF 7.70. ¢06s sues coe anes 

Note 1: If materials described under 
items 7. and 8. are stored in building, 
charge as for storage of highly volatile 
combustibles, Miscellaneous Hazards, item 
11. The charge for storage of one barrel 
or less of highly volatile combustibles is 
not cumulative with charges under item 
6. b. or item 7. 

Note 2: If drying of goods dyed, inked 
or blacked with materials thinned with 
highly volatile combustibles, charge for 
dry room or dry heat box at a combusti- 
bility of C.4. 


. If heel or edge machines, or sanding or 


buffing machines: 

a. With approved blower system with out- 
side exhaust or with exhaust into in- 
combustible room inside of building.... 

‘b. Without approved blower system, or 
with blower system exhausting into or 
under building and not arranged as 
provided Junder vas .ee ote eee Se casei 


25%| 


(Feb., 1926. Replaces former page 170) 


{Analytic System—Copyright, 1921, by J. V. Parker) 


25% 


—171— 


1840 Leather Sewing and Cutting Risks—Continued jb ee. 1 


10. If wooden last making (not more than 5 Pare 
TST ite re caters a 'e/e) atexctareucreherwi cietele sisters O's ete we a6 40%| 40% 
Note: If more than 5 hands, charge for | 
additional hands engaged at a combusti- 


bility of C | 
11. If wooden heel making only (not cumu- | 
Tativem withis 10.) Gar wees ccc cose cece Rte | hea, 25% 
12. If horse collar making, not more than "5 
hands, nor more than one day’s supply of | 
CIO WO LOTIG) fan oh Gaia sate owns sent oleks 50% | 50% 
Note: If more than 5 hands or if more | 
than one day’s supply of stuffing material, 
see Collar Factories (horse). 
ie 18. If no approved waste cans for scrapings 
from cutting boards, see Aftercharges. 


A 

1343 Leather Stocks, C.1., S.R..... PRG ESE SS 3% 5%] 50%| 

1. Damageability should be graded as follows: | 

a. Rough, heavy and sole leather....... D1 

b. Harness, grain, split and calf leather, A 

= inelndingy findings, - succes crete eee: D2 
ec. Morocco, sheep, goat, kid, patent and 

fancy leathers, including findings eaten es 


1346*Leather (imitation) Manufacturing (using 
pyroxylin, gun cotton or highly volatile or 
explosive combustibles) : ; e | 
a. Mixing, coating and drying sections, C.5.. | 80% 320%|200% 200%} D234 
1. Additional labor, power, heat, etce., 
charge according to combustibility. 
2. If dry rooms or sections where mixing, 
coating or drying is done are not pro- 
vided with an approved system of ven- | | 
Visting s Sans. sarees ee ene exe ioe 30% 30% 
3. If dry rooms are not equipped with an 
approved system of steam jets with quick 


dy acting valve accessibly located outside.. | 30% 30% | 
1349 Leather (imitation) Stocks, C.2, S.R......... 5%| 10% 50% | D243 
Pope LARraries Clg. cesicwaea cee Ceaser ese sees Lae ee D244 

1. If heated by stoves or hot air furnaces.. 107% 10% 


Note: If deficient arrangement or clear- 
ance of heating devices, see Aftercharges, 


1355 Lime Manufacturing: 
a. Kiln Houses: | 
1. No wood used for fuel, C.1............| 30%) 5%| 50%) D1 
Note: Contents of buildings or sec- | 
tions exclusively occupied for kiln 
houses, no wood used for fuel or stor- | / 
age of combustible material should be | | 
classed as incombustible. 


2. If wood is used for fuel, C.3............| 40%} 20%| 90%} 20%] D1 
D a. Additional labor, power, heat, etc., | 
charge according to combustibility. | 
b. Crusher and Hydrating Buildings; C.1..} 30%, 5%| 50%) D1 
1. Additional labor, power, heat, etce., 
charge accordirig to combustibility. | 
2. Hlevating Machinery: | 
a a. If wooden pulleys in elevator boots 
Gr Nehdbect cecal. crete eae ees CeO 20% 
b. If elevator boots are inaccessible or 
if oiled through a pipe from a distance| 10% 10%| 
ce. Packing ee (hydrated lime only), 
COP ssa eas SOR Gets es oreo tec cer cow TO cor To vol: Dove! D3 


1. Additional labor, power, heat, etc., | 
charge according to combustibility. 


(Feb., 1926. Replaces former page 171) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—172— 


1358 Lime (slaked or hydrated) Stocks: 

a. Not packed in combustible containers, C.1. 
Note: Contents of buildings or sections 
exclusively occupied by stocks of lime 
slaked or hydrated), not packed in com- 
bustible containers, should be classed as 
incombustible only with respect to basis, 

structural charges and exposure. 
b. Packed in combustible containers, C.2.... 


1361 Lime (unslaked) Stocks: 
a. Stored in bulk, not in contact Ee! com- 
bustible material, COL SEO cere ereriesteus ste 
b. Stored in combustible containers “or in 
contact with combustible material, C.2.. 


1364 Linen Mills (knitting and weaving only; no 
spinning): See Knitting and Weaving Mills. 


13867 Liquors, retail: See Saloons. 


ISf0 Liquors, wholesale; t C227 oe ate cicies cieisis eistatsiere 
1. Labor (bottling, rectifying, etc.), power, 
heat, etc., charge according to combusti- 

bility. 
1373 Lithographers’ Supplies (including stones, 
ink, dnachinery;,<ete:) 7 Colts uesaeccuay vasa ee 


1376 Lithographing Establishments: See Printing. 


1379 Livery Stables: See Stables, Livery, Boarding 
and Sale. 


1382 Locksmiths: See Gunsmiths and Locksmiths. 


1885 Locomotive Houses (steam): 

Note: If locomotives use highly volatile 
combustibles for fuel, see Automobile Risks, 
Private or Industrial Garages. 

a. No wood used for fuel, C.1.........000. ASB 
b. lfewood usediforitueliC.82.5 sccewccts ceietoaie 
1. Additional labor, power, heat, etce., 
charge according to combustibility. 
Note: No charge should be made for 
fire boxes of locomotives. 
. If wood floor in sections where locomo- 
tives are (Kept fo ciccanie cee tas eet cies 
Note: If floor is laid directly on in- 
combustible material with no air-space 
beneath, charge should be reduced one- 
half. 
orbits: 
a.If sides or floors of pits are of com- 
bustible material (not cumulative with 


to 


ALOT 2.) ee each wees bore ot na rersinaiers 
bd. If with wooden steps in pits (not cu- 
mulative witha, )iccs cere ce os atte cece 
e.If pits communicate under combusti- 
DIG@EMOOT Favre ote cis oats + ae einceeeis Sta preieetece 


1388 Lodge Rooms: See Halls, Private. 


1391 Lodging Houses: See Boarding and Lodging 
Houses. 


1394 Lumber Stocks (not connected with retail 
lumber yards, and not including sash, doors, 
blinds, veneer material, cooperage, handles, 
hubs, spokes, wheels, mouldings, interior 
finish, staves, headings, boxes and box 
SHOOKE), (C2 ee sae rea ee cee wee ae ates 


(Feb., 1926. Replaces former page 172) 


(Analytic System—Copyright, 1921, by J. V. Parker) 


B D Dam- 
age- 
LY 2 1 2 fability 
3%| 5%| 30% D3 
5%| 10%) 50% D3 
20%! 5%| 50% D3 
80%| 10%}100% D3 
5%| 10%| 50% D2 
3%| 5%] 50% D2% 
30%) 5%) 50% D1% 
40%| 20%| 90%] 20%) D1% 
® 
40% 40% 
20% 20% 
10% 10% 
10% 10% 
5%| 10%] 50% D2 
t 


—173— 


M 


1397 Macaroni Manufacturing, C.2.............-- “a 
1. Additional labor, power, heat, "ete. charge 
according to combustibility. 


1400 Macaroni Stocks, C.2..... Seite tte he SD atatetale arches 
1403 Machine Shops: See Metalworking Risks. 


1406 Machinery Stocks (heavy): 
a. Not crated or packed in combustible mate- 
WER oe Cet cla uiricle ssa u o Kawee taae 5 ete ae 
Note: Contents of buildings’ or sections 
exclusively occupied by stocks of heavy 
machinery, not crated or packed in com- 
bustible material, should be classed as in- 
combustible. 
b. Crated or packed in combustible material, 
2 


Ci. 
1408 Machinery Stocks. (light): 
a. Metal machinery only, not crated or 
packed in combustible material, C.1...... 
Note: Contents of buildings or sections 
exclusively occupied by stocks of metal 
machinery, not crated or packed in com- 
bustible material, should be classed as in- 
combustible, 
b. Metal and wooden machinery or metal 
machinery crated or packed in combustible 
material C20. ¢i <0. des Sista (eo ctaeteers tt ttdens alee 


1410 Mailing Tube Manufacturing: See Paper 
Mailing Tube Factories. 


1412 Malt Houses: See Breweries and Malt Houses. 


1415 Manicuring Parlors, C.1, S.R.............002- 
(If in upper stories of D buildings, basic 
occupancy charge should be waived.) 


1418 Mantels, Stocks: 
me Metals only; Cis. sais ccpesieye melee olavaelare sts atecciees 
b. Wood or wood and metal, C. sehitele ateie’s 


1421*Mantle Manufacturing (for ieanteacedt gas 
lamps): 
Bole no Sioa i or mlb bee com- 


ee used; no Cnt e on ureniisen: 
e. If explosives or highly volatile combus- 
tibles used; with eager on prem- 
ises, Care 4 diceteeie Page tlds aice a ae sce. 6 as 
1. Additional labor, power, ‘heat, etc., 
charge according to combustibility. 
2. Storage of explosives or highly volatile 
combustibles: 
a.In building, not in approved vault.... 
b.In building, in approved vault....... 
c.In approved vault, under sidewalk or 
OQLEA WA Velees seyeisies clalviGee ols nsictetiee baie 
3. Storage of prepared ‘materials (not cu- 
mulative with 2): 
a.In building, not in approved vault... 
b. In building, in approved vault........ 
c.In approved vault, under sidewalk or 
areaway, no charge. 

Note: No charge should be made 
for the storage of prepared mate- 
rials, which, when in solution, are 
neither volatile nor inflammable. 

4. If open lighting or heating devices, see 
Miscellaneous Hazards, item 19.b. 


B D Dam- 
age- 
1 2 1 2 |ability 
10%| 10%| 50% D3 
| 
5%| 10%) 50% D3% 
| 
| 
3%) 5%| 30% D14% 
| 
5%| 10%| 50%| D1¥% 
| 
3%| 5%| 30% D2% 
| 
| | 
5%| 10%| 50%) D2% 
20%| D2 
3%| 5% 50% | D2 
5%| 10%| 50% D2 
40%| 80%} 90%| 60%| D4 
100%) 80%|150%| 60%| D4 
100% | 160% |160%|100%| D4 
100% 100% | 
50% 50% | 
) 
20% 20% | 
| 
50% 50% | 
20% 20% | 


(Feb., 1926. Replaces former page 173) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


aay fb 


1424 oa (for incandescent gas lamps), Stocks; 


1427 Manual Training Schools: See Educational 
Institutions. 


1430 Map Mounting: 
a. Without varnishing, (7.8.7. sss swiss sep hn sic sus 
bewwith varnishing 6 C.Sie. icc. cicsciicccme clcecte 
1. Additional labor, power, heat, etc., 
charge according to combustibility. 
1483 Marble | Shops, C1. +. sos ec aWe tine Ven vals woe els 
ao high grade carvings, class all contents as 


Note: Contents of buildings or sections 
exclusively occupied as marble shops or for 
the storage of stone or marble, not crated 
or packed in combustible material, should 
be classed as incombustible only with respect 
to basis, structural charges and exposure. 

1. Additional labor, power, heat, etc., charge 
according to combustibility. 


1436 Marble Stocks: 
a. Not crated or packed in combustible ma- 
terlalee Col ricts ccinve ciece ccvors hotels clete ete ateterin ete 
Note: Contents of buildings or sections 
exclusively occupied by marble stocks, not 
erated or packed in combustible material, 
should be classed as incombustible only 
with respect to basis, structural charges 
and exposure. 
b. Crated or packed in combustible material, 
Note: If high grade carvings, class all 
contents under a. and b. as D4 


1439 Markets: Public, C.2c.5 ccs seccs erica ssan cece cen 
Note: The charges given above include the 
basic occupancy charges for all occupancies 
operated in connection with the market. 
1. Power, heat, etc., charge according to com- 
bustibility. 

Note: Charges for power, heat, etc., and 
for features of hazard specifically named 
in the Occupancy List and Miscellaneous 
Hazards, should apply as if the various 
occupancies connected with the market 
were of one ownership. 


1442 Markets (vegetable), C.2.......ccccesccvccece 
1445 Masquerade Costumes: See Costumers’ Stocks. 
1448 Massage Parlors, C.1.......ccccccsccccccsecss 
(If in upper stories of D buildings, basic 
occupancy charge should be waived.) 
i. Power, heat, etc., charge according to com: 
bustibility. 
2. If with baths, see Baths. 


1451*Matehes (in original packages), C.4.......... 


1454*Match Factories, C.414......... ccc cece ceccees 
1. Additional labor, power, heat, etc., “charge 
according to combustibility. 
1457*Mattress Factories: 
a.*With hair or cotton felt only, C.4.. 
b.*With moss, tow, shoddy, excelsior, cotton, 
Otic. KOA Fane's auino Opa ee ale wien wuas aes 
1. Additional labor, power, heat, etc., 
charge according to combustibility. 
2. If with pickers, see Miscellaneous Haz- 
ards, item 3.k. 


15%| 


257% | 


5% 


40% 
60% 


40% 


| 5 ¢ 


10% 


| 80% 
(160% 


(Feb., 1926. Replaces former page 174) 
(Analytic Syustem—Copyright, 1921, by J. V. Parker) 


D Dam- 
age- 
a ~ {ability 
50% D4 
60%, 20% D3igee 
70% 30%%| D3% 
30%. D2% 
( 
30% | D2% 
50% p2% 
70% D3 
50%. D3 
20% D2 
( 
80% | D3% 


120% | Mane, D4 


120% 40%| D3 


160% 100% D3 


. 


1460 Mattress Factories (wire): See Metalworking] | 
R 


isks. 


1463 Mattress Material Stocks; with tow, shoddy, 
moss, excelsior, etc.: 
a. Not more than 50 bales, C.3............02. 
b. Not more than 100 bales, C.3%........... 
c.*Not more than 300 bales (one carload), C.4. 
d.*More than 300 bales (one carload), C.4%.. 


1466 Meat Markets: See Butcher Shops. 


1469 Meat Stocks (wholesale) ; not connected with 
meat packing establishments or slaughter 


houses: 

a. Salt or smoked meat in bulk, C.1.......... 
b. Pickleasmeat in? barreis, Cac... ss cees: 
eo Wroah meats, Cl sveccessscanee sedss teake te ¢ 


1. Refrigeration: For charges for refrig- 
erating apparatus and insulation, see 
Miscellaneous Hazards, item 18. 


1472 Merchant Tailors: See Tailor Shops. 


1475 Metal Polish Manufacturing: See Polish 
Manufacturing. 


1478 Metals, in ingots or pigs, Stocks, C.1........ 
Note: Contents of buildings or sections ex- 
clusively occupied by stocks of metals in in- 
gots or pigs, not packed in combustible ma- 
terial, should be classed as incombustible. 

1. Contents located on incombustible floors 
should rate 20% less than the containing 
building; contents not so located should 
take the building rate. 


1481 Metalworking, connected with other occu- 
pancies of same ownership, unless otherwise 
provided for in the Occupancy List. 

a. If not more than 5 hands, charge accord- 
ing to directions under Miscellaneous Haz- 

ards, item 2.a. 

b. If more than 5 hands: 

1. Basie Occupancy Charge for Metalwork- 
ing Risks, as given under item 1484, and 
all charges for special features of hazard 
which apply to such risks, should ap- 
ply in addition to the basic occupancy 
charge for the main occupancy; Column 
1 charges should be made in full, but 
only the highest charge made in Col- 
umn 2. 

. Combustibility of the entire occupancy 
should be established by that given for 
Metalworking Risks if combustibility of 
main occupancy is lower, or by the com- 
bustibility of main occupancy if equal 
to or higher, than that given for Metal- 
working Risks. 

3. Charges for additional labor, power, 
heat, etc., should be made according to 
combustibility as established under 
item 2 

4. The number of hands, in excess of 5, 
engaged in metalworking, should be in- 
cluded with other workmen in determin- 
ing the total labor charge. 

ce. Damageability of contents of main occu- 
pancy should apply to all contents. 


no 


B 
iy ek 
| 
10%| 20% 
20%| 40% 
40%| 80% 
60% 160% 
3%| 5% 
3%) 5% 
3%| 5% 
3%| 5% 


{Feb., 1926. Replaces former page 175) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


D 
Pee 
] 
| 
607 | 20% 
80% | 40% 
90% | 60% 


120% | 100% 


50% 


| 


50% 


50% 


30% 


76 


1484 METALWORKING RISKS (including Forge 
Shops, Foundries and Core Rooms, Ore 
Roasting Buildings and Machine Shops): 


Metalworking; no storage of, or processes 
involving combustible material and with 
no storage of goods crated or packed in 
combustible material, except as provided 
under item jj20-" LOT, Co larcets a atercetretie 

Note: In buildings of A construction 
charge in Column 1. should be reduced 30 
points before applying the reductions pro- 
vided under Item a., p. 107. 

Contents of buildings or sections exclu- 
sively occupied for metalworking, with no 
storage of, or processes involving com- 
bustible material and with no storage of 
goods crated or packed in combustible 
eee except as provided under item j., 
DP: 107a., should be classed as incombusti- 

e. 

Metalworking; with storage of, or processes 
involving combustible material or with 
storage of goods crated or packed in com- 
bustible material in excess of the limits 
prescribed under item j., p. 107a., C.2...... 

Nete: In buildings of A construction 
charge in Column 1. should be reduced 30 
points before applying the reductions pro- 
vided under Item a., p. 107. 

1. Additional labor, power, heat, etc., 
charge according to combustibility. 

2. Turning, drilling, boring, stamping, 
etc., with oils: 

a. On incombustible floor without wood 
floor surfacing, or on incombustible 
floor surfaced with Ske wooden 
DIOCKS ONLY We cisjeiejciee ctor cleccact henson 

b. On incombustible. floor "with wood 
floor surfacing (other than creosoted 
wooden blocks) laid directly on earth 
or other incombustible material with- 
out air-space beneath ....... SPN AR 

c. On combustible floor, or on incom- 
bustible floor with wood floor surfac- 
ing not laid directly on earth or 
other incombustible material, or eA 
pir space betesth: 7... 1.04 cchens cee 

Note 1: If not more than 2° ma- 
chines using oil, charge under item 
a. should be waived and net charges 
under items b. and ec. reduced one- 
half. 

Note 2: When oils are used in small 
quantity from hand cans _ only, 
charges under a., b. or c may be 
waived; if oils are used in more than 
small quantities or if machines are 
equipped with automatic oil feed, 
charges should apply as above. 

8. Pattern Making (auxiliary work only; 
not more than 10 hands): 

a. Not more than 5 power woodworking 
machines, except saws, songigead or 
boring machines.......-. rue aes 

b. If more than 5 and not more. than 7 
power woodworking machines, ex- 
cept saws, mortisers or boring ma- 
Chines 7. s.cisa<s shaees “IROL 

Note 3: If both pattern. making and 
woodworking charges for auxiliary 
es apply, make the higher charge 

only. 


B D Dam- 
Wor een ability 
45%! 5%| 70% é 
50%) 10%] 90% aos. 
| 
20% 20% 
25% 25% 
50% 50% 
25% 25% 
ne, 40% 


(Feb., 1926. Replaces former page 176) 


(Analytic System—Copyright, 1921, by J. V. Parker) 


—177— 


—————— a Seen ns We 


b. Metalworking ete.—Continued 


o 


Note 4: If pattern making is in 


separate building or division, if more |—— 


than 7 power woodworking machines, 
except saws, mortisers or boring ma- 
chines, or if more than ten hands, 
see Pattern Shops. 
If woodworking, painting or other 
auxiliary industrial processes not spe- 
cifically provided for above, see Mis- 
cellaneous Hazards. 


ce. Contents: ] 
1, Contents charge for the following classes 


ad 


of metalworking risks, with storage of 

not more than a limited quantity of 

finished product and with no auxiliary 
processes (except as provided below), 
should be waived. 

a. Casting Rooms (where molten metal 
is cast into moulds, pigs, ete.). 

b. Core Rooms (including sand and clay 
rooms, mixing rooms, etc.). 

c. Forge Shops (power forging only). 

d. Furnace Rooms containing furnaces 
for fusing metal, ore roasting or 
smelting, bloom or billet heating, an- 
nealing, etc. 

e. Rolling Mills (blooming, billet and 
skelp mills, pipe mills, etc.) 

Note 1. In the classes of metalwork- 
ing risks described above, the pres- 
ence of power devices, blowers, hy- 
draulic apparatus, rattlers, etc.; ma- 
chine shops (when not more than 5 
hands are engaged); or auxiliary 
processes (when not in excess of the 
limits prescribed in the Occupancy 
List or under Miscellaneous Hazards) 
should not affect the damageability 
classification of contents. 


. Contents charge for classes of metal-. 


working risks not specifically named 
above, including Blacksmith Shops, 
Blacksmith and Wagon Shops, Boiler 
Shops, Erecting Shops (structural steel, 
ete.), Machine Shops and Wire Mills 
(drawing, tinning, ete.), with storage of 
not more than a limited quantity of 
finished product, should be based upon 
a damageability classification of D1. 

Note 2: When more than a limited 
quantity of finished product is stored in 
the occupancy, the contents charge for 
the entire occupancy should be based 
upon an average of the contents charge 
applicable to the finished product (as 
shown in the Occupancy List) and the 
contents charge, if any, applicable to 
the metalworking risk. 

Note 3: When an occupancy includes 
both of the classes of metalworking 
risks described above, the contents 
charge for the entire occupancy should 
be based upon an average of the con- 
tents charges, if any, applicable to each 
class. 

Patterns: Contents charge for patterns 
in use or in storage should be based 
upon the following damageability clas- 
Sifications: 

aemwetal®s patterns only cores. ce. ones ces 


. 


b. Wood or wood and metal patterns.. 


~ 


Rae ae 


Dam- 
age- 
ability 


| 


D2 
D3 


(Feb., 1926. Replaces former page 177) 


(Analytic System—Copyright, 1921, by J. V. Parker) 


—178— 


d. Warehouses for Raw Stock and Finished 
Product: 
1. Storage of metal or metal goods, not 
erated or packed in combustible ma- 
terial iGo ecrsissee Diereias ete ae hae sleias 
Note: Contents of puildings or Ssec- 
tions exclusively occupied for the stor- 
age of metal or metal goods not crated 
or packed in combustible material ex- 
cept as provided under item j., p. 107a., 
should be classed as incombustible. 
. Storage of all metal goods, crated or 
packed in combustible material, C.2.... 
8. Contents: Contents charge should be 
based upon the damageability classifica- 
tion applicable to similar stocks in the 
Occupancy List. If not classified in the 
Occupancy List, contents charge should 
be based upon a damageability classi- 
fication of D.2. 


1487 Mica Stocks, C.2.. : ave seks oe Sie’ 
1. Labor (splitting, "ete.), ‘power, heat, etc., 
charge according to combustibility. 


1490 Military Stocks, C.2..........ccccccccssccvees 


1493 MILK RISKS: 


a. Depots (no processes except bias or 
sterilizing); C.1. ccs cuss ts RAY Stet vt 


b. Skimming stations and bottling be nd C2: 


c. Condensing works: receiving or aesists 
TOOMS SCL. ac wicleis atetsvoletataiala wiatplarotolede vere oterere 
Note 1: Contents of buildings or sec- 
tions exclusively occupied for receiving 
house, kitchen, sterilizing or heat rooms, 
or for the storage of cans or canned milk, 
not crated or packed in combustible mate- 
rial and with no storage of combustible 
material except as provided under item j., 
p. 107a., should be classed as incombusti- 
ble only with respect to basis, structural 
charges and exposure. 

1. Additional labor, power, heat, etc., with 
each of the above items, charge accord- 
ing to combustibility. 

Note 2: Charges for heat rooms 
should be waived. 

2. Refrigeration: For charges for refrig- 

erating apparatus and insulation, see 
Miscellaneous Hazards, item 18. 

. If metalworking, woodworking, paint- 
ing, etc., see Miscellaneous Hazards. 

. If printing, see Printing, Connected 
with Other Occupancies. 

5. Butter making (as an auxiliary process 
only); not more than 5 hands.......... 

Note 3: If butter making with more 

than 5 hands, see Creameries. 


d. Warehouses for finished product, C.1.... 
1. Labor, power, heat, etc., charge ac- 
cording to combustibility. 
e. Creameries or Cheese Factories: See Cream- 
eries and Cheese Factories. 


1496 Mill Supplies: See Machinery (light). 


1499 Millinery Parlors, C.1...... atode.t wield ercueietesere sens 
(If in upper stories of D buildings, basic 
occupancy charge should be waived.) 


bo 


wm 092 


B D Dam- 
< age- 
ae AEs ability 
5%| 20% 
10%| 40% 
5% 10%] 50% D2 
5% 10%| 50% D3 
5% 5%| 50% D3 
10%, 10%} 50% D2% 
5% 5%| 30% D1% 


15% 15% 
| 

5% 40% | 

| 

5%| 20%! 


(Feb., 1926. Replaces former page 178) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


D1 


D4 


72 


1502 Millinery Stocks: 
Me CCAR ClS cae catalan indies cients sete were Soles sete’ s 
b Wholesale, OSLGATS avica baie s.0 aockee a bere 


Labor (trimming; more than 10 hands), 
power, heat, etc., charge according to 
combustibility. 

Note: No charge should be made for 
labor (trimming) if not more than 10 
hands are engaged. 


1505 Mincemeat Manufacturing, C.3....... eee 


1. Additional labor, power, heat, etc., charge 
according to combustibility. 
2. If spice grinding, not more than 2 mills.. 


d 


Note: If more than 2 mills, see Spice 
Mills. 
1508 Mineral Water Bottling: See Bottling Works. 
1511 Mineral Water Stocks, C.1..... tate ciele elects sie s 
1514 Mineral Wool: See Asbestos and Mineral 
Wool. 
Qiu Mirrors: See Glass, Plate, etc. 
1520 Molasses (in barrels), Stocks, C.1...... ae ners 
1523 MOTION PICTURE FILM STOCKS AND 
EXCHANGES: 
a. Motion picture films, in original packages 
only, OB EAR ors ce eoeoeeevpeeev eevee eeeeveeoeoeeee@ 


Note: If films are removed from original 
packages, except for occasional exhibi- 
tion purposes, or are repaired or rewound, 
see items b. or c. 


- Motion picture films, in gM te safes 
Or vaults) C316 vic. ceoecer ores 


Note: If entire stock of Alma (except 
those in actual process of being repaired 
or rewound, or while being used for oc- 
casional exhibition purposes) is not kept 
in approved safes or vaults at all times, 
see item ec. 


Motion picture films, not in original pack- 
ages or not kept as provided under items 
a. and b., 


1. Labor (repairing and rewinding), power, 
heat, etce., charge according to com- 
bustibility. 


Note: When films are stored as pro- 
vided under item b., and all repairing 
and rewinding is done in a metal lined 
room or its equivalent, and no films (ex- 
cept those in actual process of being 
repaired or rewound) are permitted in 
the room, and room does not communi- 
eate directly with any vault or room 

i where films are stored, charge for re- 

pairing or rewinding should be re- 

‘ duced one-half. 

. If repairing of motion picture machines, 
see Miscellaneous Hazards, item 2.a., 
Metalworking. 

. If exhibition room with motion picture 
machine, charge for machine as pro- 
vided under Motion Picture Theatres. 

. If staging of acts or plays for motion 
picture film manufacture: 

a. With small amount of fixed scenery 
and not more than 8 shifts of sliding 
scenery 


®oeeeeeeeece 


Cc 


eteeceeeees eeoeeeeseeeaseaeoeeas 


(Feb., 1926. 


B D Dam- 
age- 
pe poe fee lablaty 
| 
10%/| 20%| 60% 20%] D4 
10%| 20%| 60% 20%|D3% 
15%| 20%| 60%} 20%| p24 
30% | 30% | 
3%| 5%) 50% D2% 
38%| 5%! 30% D1 
| | 
20%| 40% 707%) 8 0% 
R| 
20%| 40%] 70%! 30% 
| | | 
| | 
40% | 80% 80% 40%; | 
| 
| 
| 
| 
20%, 20% 
15% 15% 


Replaces former page 179) 


(Analytic System—Copyright, 1921, by J. V. Parker) 


—180— 


1523 Motion Picture Film Stocks, ete.—Continued 


5. If scenery paintings occ. snes. ciscees dewey 
Note: No charge for painting with 
water colors only. 
6 Contents: 
a. Class all contents except motion pic- 
ture machines and films as.......... 
b. Class motion picture films in ap- 
proved safes or vaults as............. 
e. Motion picture machines and films: 
Contents charge should be determined 
by adding $1.00 to the normal con- 
tents charge for stocks having a dam- 
ageability classification of D.4. 


1526 MOTION PICTURE THEATRES: 
Special Structural Features: 


a. 


¢c 


Height: In determining the number of 
stories in the building, each 15 feet (or 
greater part thereof) of height above the 
stage floor (including the height of super- 
structure, if any) should be considered as 
equivalent to one story in the Stage Sec- 
tion. The Auditorium Section should be 
considered as one story without regard to 
its height. Balconies, galleries, etce., 
should not be considered as floors in de- 
termining the height of the building. 
Area: 

1. Area of Stage Section should be 
charged for on the basis of the num- 
ber of floors determined by the num- 
ber. of stories and basement, if any, 
counting each 15 feet (or greater part 
thereof) of height above the stage 
floor as equivalent to one story. 

2. Area of Auditorium Section should be 
charged for on the basis of one floor 
in addition to basement floor, if any. 

Superstructure: When the height of a 

superstructure on an A or B building is 

equivalent to one story above the roof 

(counting each 15 feet or greater part 

thereof as equivalent to one story), the 

length of its walls should be included in 
determining the total perimeter of the 
building and the length of inferior walls. 


Occupancy: 


a. 


With no scenery, C.1............... srocele ties 
(If in upper stories of D buildings, basic 
occupancy charge should be reduced 3:0 
points.) 
With small amount of fixed scenery and not 
more than 3 shifts of sliding scenery, C.2. 
(If in upper stories of D buildings, basic 
occupancy charge should be reduced 30 
points.) 


. With large amount of fixed scenery or 


with more than 3 shifts of sliding scenery; 
no), Lifting. scenery, (C305 ms osc. cha eee nen 

Note 1: Outside drop curtains and roll- 
ing curtains should not be considered as 
lifting scenery. 


. With not more than 8 shifts of lifting 


scenery, C.314 .....cccecees paras ees eve eters 
Note 2: If with more than 8 shifts of 

lifting scenery, see Theatres. 

1. Power, heat, ete., charge according to 
combustibility. 

2. If heated by stoves or hot air furnaces.. 

Note 3: When occupancy item d. ap- 

plies, above charge should be increased 
one-half. 


(Feb., 1926. Replaces former page 180) 


B D 
1 2 1 2 
30% 30% 
| 
| 
10% 60% 
| 
| 
30% 80% 
50%| 20%|100%| 20% 
50%| 40%|120%| 40% 
10% 10% 


(Analytic System—Copyright, 1921 by J. V. Parker) 


Ne 


—181— 


1526 Motion Picture Theatres—Continued 


Note 4: If deficient arrangement or 
clearance of heating devices, see After- 
charges. 


. Motion Picture Machines (cumulative 


with basic occupancy charges given 

above) : 

a. In approved booth: 

1. If motion picture machine is ap- 
proved, no charge. 

2. If motion picture machine is not 
MONT OVE Uae ete state tages we ene a vier decs's 4° 
Note 5: If unapproved machine is 

motor driven, charge under subitem 

2. should be increased 5 points. 

b. In wood booth lined with one-fourth 
inch asbestos board or metal and 
conforming in all other respects to 
requirements for approved booths: 
1. If motion picture machine is ap- 

DIOVCO) wea cisioe cl ealereele sisteltinie's siele'cts}s 

2. If motion picture machine is mae 
ADPLOVE Deecctvaiclelsciciarcwtieie siete siete sieve’ ers 
Note 6: If unapproved machine is 

motor driven, charge under subitem 

2. should be increased 10 points. 

c. Without booth or in booth not con- 
forming to requirements specified un- 
der a. or D.: 

1. If motion picture machine is ap- 
proved .. 

2. If motion picture machine is not 
BP PLOVCG, Seta c clea pe eicisuerterslsaisiate s erste 
Note 7%: If unapproved machine is 

motor driven, charge under subitem 

2. should be increased 20 points. 
Note 8: Charges for power or heat 

devices located in motion picture ma- 

chine booth should be made at a 

minimum combustibility of C.3%. 

No charge should be made for elec- 

tric motors attached to motion pic- 

ture machines, 


eeeereeer eee seers ere ee eeeees 


d. If motion picture machines are not 
equipped with an automatic shutter 
in front of condenser........ gua ee «es 

e. If motion picture machines are not 
equipped with approved feed and 
take-up magazine and are without 
approved non-rewinding film device. 

Note: The following charges apply 
to occupancy items b., c. and d. only. 


set GROSSING Ss TOONS. «ccs sie clears acc b.siace 0 ele 


Note 9: When occupancy item d. ap- 
plies, above charge should be increased 
one-third. 


. Lighting: 


Note 10: When occupancy item ec. ap- 
plies, the following charges should be 
doubled; when occupancy item 4d. ap- 
plies, the following charges should be 
trebled: 
a.If lighted by gas on stage or in dress- 

IN@STOOMIBR eee oes na acs sc can arole sistlatta 
b. If lighted by other than gas or elec- 

tricity on stage or in dressing rooms 
ec. If with gas border or footlights...... 
d.If with other than gas or electric 

border or footlights............. a ae: 


(Ieb., 1926. Replaces former page 181) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


Bb D 
1 1 2 

| 
10% 10% 
20% 20% 
30% 30% 
50% 50% 
70% 70% 
| 

10% 10% 
10% 10% 
15% 15% 
5% 5% 
10% 10% 
10% 10% 
15% 15%, 


Dam- 
age- 
ability 


—182— 


B D Dam- 
1526 Motion Picture Theatres—Continued , bee Re - 1 2 ability 
6. Contents, other than motion picture reser nin 

films: 

a.If without scenery, or if with small 
amount of fixed scenery and not | 
more than 8 shifts of sliding scenery, | | ‘ 
elass all contents, except motion a ; 
TUTE TINS, Anacortes eels es | D2 

b. If with large amount of fixed Scenery | 
or with more than 8 shifts of sliding 
scenery, or if with lifting scenery, 
class all contents, except motion pic- 
CULES GLI SAAS ear clotete:cucielass arene or glovetetevel stots 

7. Motion picture films: 

a. Contents charge should be _ deter- 
mined by adding $1.00 to the normal 
contents charge for stocks having a 
damageability classification of D.4. 

Note: When liability is assumed / 
for loss to booths, machines or other 
contents of booths, by fire originat- 
ing within booths or machines, class ( 
booths, machines and other contents 
of booths the same as motion picture 
films. 
1529 MOTORCYCLE RISKS: 
a. Stocks; no motorcycles containing liquid 
fuel PCE. Leechs een oe ae ede e ae ees 5% 10%] 50%! D3 
1. Labor (repairing), power, heat, etc., ) 
charge according to combustibility. | 
b. Stocks; with motorcycles containing | 
Hawldii fuel, (CS lyse tes cele s os 3 tess vias see 10% 20%] 60% 20%) D3 
1. Labor (repairing), power, heat, ‘ete. 
charge according to combustibility. | 
| 


D3 


“A a 


ec. Shops; no stocks, (C8c.j.c.cccs cee ens eoee-| 15°%| 20%] 60% 

1. Additional labor (repairing), power, 
heat, etc., charge according to combusti- 
bility. 

Note: Charges under items 2. to 5., in- | 
clusive, apply to occupancy items b. 
and e¢., only: 

2. If motorcycles are filled with gasoline | 
Ae tae (not cumulative with item 
a.Gasoline delivered direct to motor- 

cycles from approved portable tank 
filed outside of Poe (see also 
Item 4.) .cccscececceccnccescesos se eeees 30% 30% 
b. Gasoline delivered ‘direct to motor- 
cycles from approved portable tank 
filled from approved pump inside of ( 
building, or from approved cans (see | < 
also itemp4.). \sgetnaseetecas an esa ceese| 40% 40% | 
e.Gasoline delivered direct to “ motor- 
cycles from approved pump inside of 
building iis. ovate svesteess see epicesee 40% 40% | 
d. If flexible hose on pump or portable | 
tank is not approved, or if more than 
10 feet long (see also item 4.)....... 15% | 15% | 
e.If supply pump is not approved..... 20% | 20% 
f. If gasoline is handled or stored in un- 
approved tanks or in unapproved or 
open receptacles, or stored under- 
neath building with fill or vent pipe | 
inside (see also item 4.), in quantities | 
exceeding one gallon............00.0. 80%, ( 
Note: When item 2. f. applies, no Ki 
charge should be made under items 
2. a. to 2. e., inclusive. | 


20% D3 


| 
a 


(Feb., 1926. Replaces former page 182) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—187— 


1622 
1625 


Opera Houses: See Theatres and Halls, Pub- 
lic. 
Optical Instruments: See Instruments. 


SOSH OO ptinieS eG Cul wicks ccc ata ss sa nccseeswesanes ses 


1631 
1634 
1637 
1640 


1641 


(If in upper stories of D buildings, basic 
occupancy charge should be waived.) 
Ore Roasting: See Metalworking Risks. 
Oriental Rugs: See Carpets and Rugs. 
Overall Factories: See Sewing Risks. 
Oxygen Manufacturing; Evaporation Process 
(evaporation of liquid air with evolution of 
oxygen, nitrogen and  non-inflammable 
gases): 
a. Compressor or Apparatus House, C.1..... 
Da eranoeteretlouse, -C.ie ewok ew rele ces ne sles 
ce. Warehouses; for storage of oxygen, nitro- 

gen and non-inflammable gaSes in charged 

steel cylinders: See Gas. 

Note: Contents of buildings or sections 
exclusively occupied for compressor or 
apparatus house or gasometer house, with 
no storage of combustible material except 
as provided under item j., p. 107a., should 
be classed as Incombustible. 

1. Additional labor, power, heat, etc., 
charge according to combustibility. 
Oxygen and Hydrogen Manufacturing; Elec- 
trolytic Process (electrolysis of water with 

evolution of oxygen and hydrogen): 
a. Compressor or Apparatus House: 
1. With approved equipment and regular 


inspection “Bervies: ~C.ls esc. ess skiseecces 
2. With unapproved equipment or without 
regular inspection service, C.l......... 


b. Warehouses; for storage of oxygen or 
earoRent in charged steel cylinders: See 
as. 

Note: Contents of buildings or sections 
exclusively occupied for compressor or 
apparatus house, with no storage of com- 
bustible material except as provided under 
item j., p. 107a., should be classed as In- 
combustible. 

1. Additional labor, power, heat, etc., 
charge according to combustibility. 

Note: When item a.2., applies or when 
hydrogen is stored in the building, 
either in gas holders (other than small 
auxiliary collectors) or in charged steel 
cylinders (in excess of 25 cylinders), 
power and heat devices should be con- 
sidered as subject to inflammable 
vapors. 

2. If no approved system of cut-outs, re- 
lays, etc., designed to prevent reversal 
of polarity in electrolytic cells......... 

3. If hydrogen is stored in the building: 
a. In charged steel cylinders: 

1. Not more than 25 cylinders, no 

charge. 

2. More than 25 cylinders (not cumu- 

lative with subitem D.)............ 

b. In gas holders (other than small 

anxiliaryy collectors) oho ots oo ee 

4. When occupancy item a.2., applies or 
when a charge applies under subitem 3., 
open heating and lightning devices 
should be considered as subject to in- 
flammable vapors and should be charged 
for as directed under Miscellaneous 
Hazards, Item 19.b. 


65% 
85% | 


(Feb., 1926. Replaces former page 187) 


(Analytic System—Copyright, 1921, by J. V. Parker) 


og OE ae 
20% 

t 

| 

5%| 60% | 
5%| 50% | 
| 

/ 

5%| 90% 
5%1110% 
30% | 
50% | 
80% 


D1 
D1 


D1 
D1% 


Ba fos 


P 


1643 Paint and Color Factories: 


a, Dry colors onlyaC 202. «25s weed eee ee 

1. Additional labor, power, heat, etc., 
charge according to combustibility. 

2. Ifipower (grinding. cscs secs cones ewe 


b.*No highly volatile combustibles used for 
thinning orcemixing C47 ae ee sete eee 


e.*If thinning or mixing with not more than 
ae barrel of highly volatile combustibles, 


d.*If thinning or mixing with more than one 

barrel of highly volatile combustibles, C.5. 

1, Additional labor, power, heat, etc., 
charge according to combustibility. 

2. If open heating or lighting devices, see 
Miscellaneous Hazards, item 19.b. 


1646*Paint Shops: 
a.*On incombustible materials only, C.4..... 
b.*On combustible materials, C.4........... 


a. Additional labor, power, heat, etc., 
charge according to combustibility. 
b. Dip Tanks: See Miscellaneous Haz- 
ards, item 3.b. 

c.If highly volatile combustibles are 
stored on premises, charge according 
to directions under Miscellaneous 
Hazards, item 11., except as provided 
below. 


Note: No charge should be made 
for the storage of paints, oils, var- 
nishes, ete.; nor for the storage of 6 
gallons or less of highly volatile com- 
bustibles. 


1649* Paint Shops, Automobile, C.4.......ccccceeee 

1. Additional labor, power, heat, etc., charge 
according to combustibility. 

2. If combustible floor in sections where filled 

automobiles:are Kept.ic.ccscmeces sec cesranes 


Note: If combustible floor is laid direct- 
ly on earth or other incombustible mate- 
rial, with no air-space beneath, above 
charge should be reduced one-half. 

8. If highly volatile combustibles are stored 
on the premises in excess of 6 gallons, 
charge as directed under Miscellaneous 
Hazards, item 11. 


1652 Paint Stocks: 


8. DIVHCOlOTS -OULV SU lice cas cae see 
b. Original package stocks (packages not 
exceeding 10 gallons capacity), C.2........ 


1655 Paint, Oil and Varnish Stocks: 

Note: In classifying the following occu- 
pancies according to quantity of stock, dry 
colors and stock in original packages not 
exceeding 10 gallons in capacity, should not 
be counted. 

a. Not more than 5 barrels, C.3.............. 
b. Not more than 15 barrels, C.314........... 
c.*Moré: than15 barrels 204 7.1 oc acne eee 

1. Power, heat, etc., charge according to 

combustibility. 


B 
af 2 
10%| 10% 
30% 


140%| 80%|190% 


D Dam- 
age- 
1 2 lability 
50% D2 
30% 
60%| D2 
200%! D2 


80% |320% 1200 % 


180% |320%|300% |200%| D2 


80%| 80%|130% 
100%| 80%|150% 


140%| 30%|190% 


40% 


3%) 57% 
5%| 10% 


10%| 20% 
20%| 40% 
40%| 80% 


40% 


50% 
50% 


60% 
70% 
90% 


60%} D2 
60%| D2 


60%| D3 


20%| D2 
30%] D2 
60%| D2 


(Feb., 1926. Replaces former page 188) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


1655 


—189— 


Paint, Oil and Varnish Stocks—Continued 


2. If paint, oil or varnish drawing from 
MOTGRLUSI OBORTLCIN. cc alge cle.cis ssieie aiaharelale 
Note: If all paint, oil and varnish 
drawing is done from approved storage 
equipment, above charge should be re- 
duced one-half. 
8. If paint, oil or varnish mixing, or if 


TLL OTP EC IU INCE on cic a0.cccten can he 
4. If paint grinding by power; not more 
THAN TOUGRINACTINGS «ic cles cise eciscisleele's es o.6 


Note: If more than one machine, "gee 
Paint and Color Factories. 
5. If open heating or lighting devices with 
item c., see Miscellaneous Hazards, item 
19.b. 


1658 Paintings, Oil: See Oil Paintings. 


1661 


9% 1664 


Painting, Varnishing, Dipping, etc., not con- 
nected with other industrial precesses- nor 
with other occupancies, unless otherwise 
provided for in the Occupancy List, see 
Paint Shops. 


Painting, Varnishing, Dipping, etc., in con- 

nection with other occupancies of same own- 

ership, unless otherwise provided for in the 

Occupancy List: 

a. If not more than 5 hands engaged in paint- 
ing, etc., on combustible materials or if 
not more than 10 hands engaged in paint- 
ing, etc., on incombustible materials, charge 
according to directions under Miscel- 
Janeous Hazards, item 2.ce. 

b. If more than 5 hands engaged in painting, 
etc., on combustible materials or if more 
than 10 hands engaged in painting, etc., on 
incombustible materials: 

1. Basic Occupancy Charge for Paint Shops 
as given under item 1646, and all charges 
for special features of hazard which ap- 
ply to such risks, should apply in ad- 
dition to the basic occupancy charge for 
main occupancy; Column 1 charges 
should be made in full, but only the 
highest charge made in Column 23 

2. Combustibility of the entire occupancy 
should be established by that given for 
Paint Shops if combustibility of main 
occupancy is lower, or by the combusti- 
bility of main occupancy if equal to 
or higher, than that given for Paint 
Shops. 

3. Charges for additional labor, power, 
heat, etc., should be made according to 
combustibility as determined under 
item 2. 

4. The number of hands, in excess of 5, 
engaged in painting, etc., should be in- 
cluded with other workmen in deter- 
mining the total labor charge. 

e. Damageability of contents of main occu- 
pancy should apply to all contents. 


1667 Paper Bag Factories, C.3....... Prat ie ae 


1. Additional labor, power, heat, etc., charge 
according to combustibility. 


1670 Paper Bag Stocks, C.2........ecececcees eose 


1673 


Paper Box Factories: See Box Factories 
(paper). 


YY 1676 Paper Carpet Linings: See Carpet Linings. 


B D 

1 2 1 | 
30% 30% 
| 

| 

30% 30% 
30% 30% | 
: | 

| 

| | 

| | 

| 

| 

15%| 20%| 60% 
5%| 10%| 50% 
| 


(Feb., 1926. Replaces former page 189) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


Dam- 
age- 
2 lability 


—190— 


1679 ried (carbon and manifold) Manufacturing, 

1) Aidttionar labor, power, heat, ete., charge 
according to combustibility. 

2. If grinding or mixing by power.......... 


1682 Paper Envelope Manufacturing: See Envelope 
Manufacturing. 
1685 Paper Envelope Stocks, C.2..........cceceees 
1688 Paper Labels and Lithographs, Stocks, C.2.. 
1691 Paper Mailing Tube Manufacturing, C.34.... 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 
1694 Paper Pattern Manufacturing, C.314.......... 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 
1697 Paper Pattern Stocks: 
nm. Retail,  (C2icis ches vas miaue ee couatelae arate sla rafetel eres 
baw holesaley. C.3. wisi< cs csvsrelevercavehetoress ovsiersiola sieve 
1700 Paper Stocks: 
a. News, wrapping and heavy flat papers and 


strawboard, eCiltin.. cect see cee ata Scioto 
b. Miscellaneous and light papers, (2 oe 
@.- Wall paper. C2 ais o torattin ctstecete sie rears Ee 


d. Wholesale and general stocks: 

1. With limited amount of wooden, basket 
and willow ware, brooms, matches, roof- 
ine” paper; eter ts. ceeteticn« foe's cetera 

2. With general stock of wooden, basket 
and willow ware, brooms, matches, roof- 
ing pa per; etes oC 32. coe cama werceee eles 
a. Labor (ruling, cutting, etc.), power, 

heat, etc., with any of the above 
items, charge according to combusti- 
bility. 
1703. Paper Stock (waste and cuttings): 
a.*In bales only; no sorting or baling, C.4.. 
b.*With sorting or baling, C.4%......... Se leye 

1. Additional labor, power, heat, etce., 
charge according 'to combustibility. 
Contents: Contents charge should be 

determined by adding $1.00 to the 
normal contents charge for stocks 
having a damageability classification 


of D.4. 
1706 Paper Tablet Manufacturing he printing or 
bookbinding)> CoSin. .. ce cs eee sae ele wcieaye sik itete 


1. Additional labor, power, heat, " ete., charge 
according to combustibility. 

1709 Paper (waxed, transfer or biue print) Manu- 

facturing, C. Boat blige dy eae. eh Bina 

1. Additional labor, power, heat, etc., charge 
according to combustibility. 

1712 Papier-Mache and Wax Work Manufactur- 

Ineo CB east cc. che coun s FMT ee ee etaenioe widtetn ota ete 


1715 Parole Schoois: Ses a Ge ete. 


1. Additional labor, power, Senet ete., charge 
according to combustibility. 
1721 Paste Manufacturing, C.2...........002-00. 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 
1724 Patent Medicine Factories: 
a. No highly volatile combustibles used, 
B55 PPPOE Wires Aare A Ae Pah otic) SREP; ay SEL 
b.*If highly volatile combustibles used, C.4. 
1. Additional labor, power, heat, ete., 
charge according ’to combustibility. 
2. If drug grinding, not more than 2 mills. 
Note: If more than 2 mills, see Drug 
Mills. 


(Feb., 1926. Replaces former page 190) 


40% 
360% 


15% 


40% 


80% 
160% 


20% 
80% 


(Analytic System—Copyright, 1921, by J. V. Parker) 


90% 
420% 


30% 


30% 


30% 


20% 


D3 


D2% 


20%| D244 


20%] D3 


20%| D3%4 


20%| D4 


20%| D3 


D2 


D3 
D3 


20%, 
60% 


—193— 


Bie Sa 1 a en Eau 


1802 Pipe (smokers’) Manufacturing, C.3......... 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 


1805 Pitch, Tar, etc., Stocks: See Roofing Mate- 
rials. 


1808 Plaster Image Manufacturing, C.2........... 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 


1811 Plaster Images, Stocks, C.1.............. Bing fA 


1814 Plated Ware Manufacturing, C.2............ 
1, Additional labor, power, heat, etc., charge 
according to combustibility. 
2. If electroplating only, see Electroplating 
Establishments. 


1817 Plated Ware Stocks: If gold, silver or nickel 
plated ware, see Jewelry and Plated Ware 
Stocks; if tin plated ware, see Tinware 


Stocks. 

1820 Plumbers and Steam Fitters’ Shops (no 
stock); not’ more than 5 hands, ©.1/i02. 0224. 
(If more than 5 hands, see Metalworking 
Risks.) 


1. Labor, power, heat, etc., charge accord- 
ing to combustibility. 


1823 Plumbers’ and Steam Fitters’ Supplies, 
Stocks: 
a. Not crated or packed in combustible ma- 
COLTS aCe hres aa Dene aicee ean cacacsiacevhioads 
Note: Contents of buildings or sections 
exclusively occupied by plumbers’ or 
steamfitters’ stocks, not crated or packed 
in combustible material, should be classed 
as incombustible. 
b. anes or packed in combustible material, 
1. Power, heat, eic., charge. according “to 
combustibility. 
2. If shop work, not more than 5 hands.. 
3. If shop work, more than 5 hands, see 
Metaiworking Risks. 


1826 Plush and Velvet Stocks: See Silk Goods. 


1829 Police Stations: See Municipal and County 
Buildings. 

1832 Polish (furniture, metal, stove, etc.) Manu- 
facturing: 

a. No highly volatile combustibles used, C.31%4 

b.*If not more than one barrel of highly 

volatile combustibles used, C.4........... 

e.*If more than one barrel of highly volatile 

combustibles: used, C.446 6... cceacsccsins seas 

1. Additional labor, power, heat, etce., 

charge according to combustibility. 


1835 Poorhouses: See Almshouses. 


1838 Pepecorn Confections, Manufacturing, C.3.... 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 


1841 Pop Factories: See Soda Water Factories. 
Pees Ost) Card Stocks, C28) oi nx Kacey ss weds cede =. 


1847 Post Offices: 
Beal PCRCILV es DORE TOL COS 0 O.2 cats + «cc ieieccus vi vsrte 
b. Small country post offices and postal sta- 
CEOTES see Coad cor che etc le ehctors mote es cata ae ate folenatmiatene 
Note: When found in connection with 
other occupancies, basic occupancy charge 
under b. should be waived. 


B D Dam- 
age- 
1 | 2 {| 1 | 2 fability 
15%| 20%| 60%| 20%| D3 
10%| 10%| 50% D4 
3%| 5%) 50%| D4 
10%} 10%| 50% D2 
| | 
15%| 5%| 60%| D1¥% 
| | 
3% 5%| 30%| D1 
| | 
5%| 10% 50%| D1¥% 
‘t 
| j 
10%| ie | 
| 
| 
25%| 40%] 70%| 307%| D2 
40% 80%| 90%| 60%] D2 
60% |160%|120% |100%| D2 
| 
15%| 20% 60% | 20%| D3 
5%| 10%| 50% D374 
5%| 10%} 50% D2 
20% D2 


(Feb., 1926. Replaces former page 193) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—198— 


1916 Red Cross Rooms, C.1........+..sseseeeeeeese 
(If in upper stories of D buildings, basic 
occupancy charge should be waived.) 
1919 Reformatories: See Penitentiaries. 
1922 Refrigerators (ice chests), Stocks, C.2...... 
1923 Regalia, Stocks, C.2..... heehee eevee es kup eae 
1926 Restaurants, C.2,.5.Rii.ec. cccslenicice tic cicleis aieale 
1. Power, heat, etc., charge according to 
combustibility. 
2. If cooking, see Miscellaneous Hazards, 
item 8.e. 
8. If laundry in ibulldingi.4%. .33..9..2.7. ase 


Note: No charge for hand laundry with 
not more than 5 hands. 


1929 Roofing Materials: 
a. Prepared roofing only; no pitch, tar, etc., 
9 


oh *2eetreseeseeeeeoce e@oeeeeeeoeeeoeoeeeseeseeeeeee 


1935 Rubber Belting and Hose: See Belting and 
Hose. 


1938 Rubber Factories (tires and mechanical rub- 
ber) goods" only), C2 Geet ee ay os sees ees 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 

Note: No charge should be made for 

steam heated presses or vulcanizers. 
2. If combustible cement or highly volatile 
combustibles used or stored in building, 

see Miscellaneous Hazards, item 11. 


3. If process includes “acid cure’...... wieleeke 
4. If process includes a spreader........... z 
5. if: ground “springs” (scrap) stored in 

bullding Eos. ksnesdoaest te dee eee 


1941*Rubber Factories (dip rubber goods), C.4.. 

1. Additional labor, power, heat, ete., charge 
according to combustibility. 

Note: No charge should be made for 

steam heated presses or vuleanizers; vapor 

cure rooms should be treated as dry 


rooms. 
2. If process includes “acid cure”’........... 100% 
3. If process includes a spreader............. 80% 
4. If mixing with highly volatile combus- 
tibles y4.% ues Lees deltcas Coe ee ce cee 80% 
5. If without approved ventilating fan at 
floor level in mixing and dipping rooms.. 10% | 
6 If without approved arrangement of steam z 
jets at ceiling and floor, with quick-acting 
valve accessibly located outside, in mix- 
ing and dipping rooms................... 10% 
foot highly volatile combustibles (except os 
the quantity contained in mixing and 
dipping tanks) are stored in building in 
excess of one barrel, for each barrel or 
greater part thereof. is.....205.. 6. 30% 


(Feb., 1926. Replaces former page 198) 


(Analytic System—Copyright. 1921 » by J. V. Parker) 


10% 


50% 
70% 


50% 


100% 


100% 
80% 


80% 
10% 


10% 


30% 


D2 
30%} D2 


D1% 


D2 


60%| D2 | 


C 


aN 


—199— 


1941*Rubber Factories—Continued 


Note 1: If highly volatile combustibles 
are stored underneath building in tanks 
prvuperly buried, with fill and vent pipes 
outside, charge as if stored outside of 
building in undeground tanks; if tanks 
are properly buried but have fill or vent 
pipes inside of building, treat as if stored 
inside of building and reduce charge one- 
half; if tanks are not properly buried, full 
charge should apply. 


Note 2: If highly volatile combustibles 
are stored outside of building in tanks not 
ae ad buried, see Aftercharges, item 
6.b 

8. If highly volatile combustibles in excess 
of one barrel are stored outside of build- 
ing, but are introduced ne building by 
gravity or compressed air. 


Note 1: Charge under er 8. is not cu- 
mulative with charge under item 13., Mis- 
cellaneous Hazards, Liquid Fuel; when 
charges under both items apply, highest 
charge only should be made. 


Note 2; Basic occupancy charge plus 
charges u.ider items 4., 7. and 8. should 
not exceed 400%. 

9. If open heating or lighting devices, see 
Miscelaneous Hazards, item 19.b. 


1044) Rubber @Scrap,. C:2 7. Scie ca sis sie cele +s cishesile «e's Bar 
1. Labor (sorting, baling, etc.), power, heat, 
etc., charge according to combustibility. 


1947 Rubber Stamp Manufacturing, C.2........... 

1. Additional labor, power, heat, etc., charge 
according to combustibility. 

2. If stencil or brand manufacturing, 
Stencil, ete., manufacturing. 


1950 Rubber Stocks: 
a. Heavy rubber goods Geode. belting, Lose 
and tires), C 


see 


eheseoecos e@oveeeeeeseseeee*e elf oe 


s, Rubber goods, it ‘limited | sans of 

oiled clothing C.2, a ee 

Note: If with alee stock “of oiled 
clothing, see Oiled Clothing Stocks. 


1953 Rubber Tire Stocks and Repair Shops: 
a. Stocks, C.2.. BPA Banc 
1. Power, heat, "ete., charge ‘according to 
combustibility. 
2. If repairing, not more than 5 hands.... 
bh, Mepaie SHOPS) C2. cdecskon ns spec ana ss 
1. Additional labor, power, heat, 
charge according to combustibility. 
Note: Charges under item a.2. and b. 
include the charge for use of combusti- 
ble cement. 


1958 Rags: See Carpets and Rugs. 


eeseee 


etc., 


(Feb., 1926. Replaces former page 199) 


30% 


5% 


20% 


3% | 


10% 


10% 


5% 
5% 
10% 


10% 


10% 


(Analytic System—Copyright, 1921, by J. V. Parker) 


30% | 


Dam- 
agee 
ability 


40% 
90% 


D2% 


Di 
D1w% 
D1 


D2 


1959 


1962 


1965 
1968 


1971 


1974 
1977 


1986 


1983 
1986 


1989 
1692 
1995 


1998 


2001 


2004 


200 


S 


Saddlery and Harness Stocks: See Harness 
Stocks and Shops. 


Safes (metal), Stocks: 


a. Not crated or packed in combustible ma- 
terial, CEL. Boe. Pee Se ESS Ok oleh he bretcateet 


Note: Contents of buildings or sections 
exclusively occupied by stocks of metal 
gafes, not crated or packed in combustible 
Wiha 2 should be classed cs incombus- 

e. 


b. Crated or packed in combustible mate- 
1. Power, heat, etc, charge according to 
combustibility. 
2, If shop work, not more than 5 hands.. 
3: If shop work, more than 5 hands, gee 
Metalworking Risks. 


Sailmakers: See Sewing Risks. 


Sail and Rigging Lofts, C.2......ceccesecoess 
(If sewing, see Sewing Risks.) 


Saloons (with stock of soft drinks, beverages, 

etes), 4C.2,.. SiR. « beacs sb wees oes Sec 

1. Cooking: If lunches only are “served, see 
Miscellaneous Hazards, item 8.e.; if regu- 
lar meals are served, see Restaurants. 


Salt Fish Stocks: See Fish Stocks (cured). 


Salt Manufacturing, C.1......cccccceccccsccs 
Note: Contents of buildings or sections 

exclusively occupied for the manufacture 

or storage of salt, not packed in com- 

bustible material, should be classed as in- 

combustible. 

1, Additional labor, power, heat, etc., charge 
according to combustiblility. 


Salt Stocks: 
a. Not packed in combustible material, C.1.. 


Note: Contents of buildings or sections 
exclusively occupied by stocks of salt, 
not packed in combustible material, should 
be classed as incombustible. 

b. Packed in combustible material, C.2...... 


Salt Petre: See Chemicals, storage. 


Salvage Corps Stations: See Municipal and 
County Buildings, 


Salvage Stocks, -C4Ais6. Giese. ace vaendn Gices sess 
Salvation Army Halis: See Halls, Private. 


Sand Screening Plants: See Stone Crushing, 
Sand Screening and Gravel Washing Plants. 


Sanitariums, Private: See Hospitals and 
Sanitariums, Private. 


Sanitariums, Public: See Hospitals and Sani- 
tariums, Public, 


Sash, Doors and Blinds: See Blinds, Sash 
and Doors. 


3% 


5% 


| 40% | 


BB D Dam- 


“=. =. Reo 
= | 1 | = {ability 


5%| 30% Dly% 
10%; 50% D1 
10% | 
10%} 40% D2% 6 
| 10%} 50% D214 
| | 
 B%| 30% D2 
| | 
| | 
5%| 30% D2 
| 
10%} 50% D2 


80% 80%. 40%| D3 


(Feb., 1926. Replaces former page 200) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


® 


* yy, 


—201— 


2007 


2010 


2013 


Sausage Factories, C.3 ..... cece eee eee ecveens 

1. Additional labor, power, heat, etc, charge 
according to combustibility. 

2. If sausage smoking, see Butcher Shops 
for such charges as specifically apply. 

8. If spice grinding, not more than 2 mills.. 

nahn If more than 2 mills, see Spice 

Mills. 


MEW SC OC RE Coe tile ccs cate cseee ent se 4.0 aes 
- Power, heat, ete., charge according "to 
combustibility. 

2. If shop work, not more than 5 hands.... 

8. If shop work, more than 5 hands, see 
Metalworking Risks. 


SonlesseStOCKS:: Cole cscs: cietes asie els son's sieve 

1. Power, heat, ete., charge according “to 
combustibility. 

2. If shop work, not more than 5 hands.... 

3. If shop work, more than 5 hands, see 
Metalworking Risks. 


BOLO SCONCE Va SLOLATO,. Ciba e si uie cio cicle'e1s.60 aisle a ofereva ei 


2019 
2022 
2025 


2028 
2031 


2034 


2037 
2040 


2043 


Schools: See Educational Institutions. 
School Supply Stocks, C.3, S.R ............ 


Seal Manufacturing: See Stencil, etc., Manu- 
facturing. 

Second Hand Clothing: See Clothing, Second 
Hand. 


Second Hand Furniture: See Furniture, Sec- 
ond Hand. 


Seeds (flax, hemp, beans and other field 
seeds), Storage: 
a. Seeds in bulk or in sacks, C.2........006- 
1. Labor (cleaning by hand), power, heat, 
ete., charge according to combustibility. 
Note: If power cleaning, power, heat, 
etc., should be charged for at a min- 
imum combustibility of C.3%. 
2. If power cleaning, not more peed 2 
INA CHINES Roce etctense ste oss crete sinvercierneleveciee ss 
b. Seeds in bulk or in sacks, with power 
cleaning; more than 2 machines, C.38i%.. 
1. Additional labor, power, heat, etc., 
charge according to combustibility. 
ce. For warehouses for the storage of barley, 
corn, malt, oats, rye or wheat, see Grain 
Warehouses. 
Reed ES tOres eo vent oc cots cae eeks sce ecdls 


Sewing Machine Stocks, C.1..............0.02. 

1. Power, heat, etc., charge according to com- 
bustibility. 

2. If shop work, not more than 5 hands.... 

3. If shop work, more than 5 hands, see 
Metalworking Risks. 


Sewing Risks, embracing all risks where cut- 
ting or sewing is done by hand or power on 
textile fabrics, including awnings, bags, flags, 
garments, tarpaulins, tents, ete., except 
Dressmakers, Milliners, Shirt Makers (Cus- 
tom) and Tailors unless otherwise directed. 
Mae WOOIGTRS Cio eres was hbkascavkee sande causes 
b. Silks and elastic goods, C.2................ 
Note: Linings, trimmings, etc., used in 
connection with woolens, silks or elastic 
goods should not affect the classification of 
the occupancy. 
e. Linens, cottons and other vegetable fabrics, 
CoS aE ee Aan Aa ee tiaiere sro tee cies cminnine.e 


(Feb., 1926. Replaces former page 201) 
(Analytic Sustem—Copyright, 1921, by J. V. Parker) 


5% 


5% 


40% 


/o 20% 


| 10% 


40% 


10% 
57% 


20% 
20% 


| 40% 


1 


0% 


40% 


7070 | 


D 
—|- 
| 


Dam- 
age- 
= {ability 
20%| D3 
D3 


D2 


30%| D4 


%' 20%| D3 


| 30%) D2 


D2}4 


30%| D244 


—202— 


2043 Sewing Risks—Continued 1 


Note: When two or more kinds of mate- 
rials are used, all charges should grade by 
that of the highest combustibility. 

1. Additional labor, power, heat, etce., 
charge according to the combustibility 
indicated after each of the above items. 

2. If laundry in connection with occu- 
DANCY Fe oa scans the cic hnctoteishel aiateicicia cieweisteciste state 10% 

Note: No charge for hand laundry 

with not more than 5 hands. 

8. Dyeing and Bleaching. 

a. If no chlorates, nitrates, peroxids or 

other oxidizing agents used........ 10% 

b. If chlorates, nitrates, peroxids or 
other oxidizing agents used, see Mis- 
cellaneous Hazards, item 7%. (cumula- 
tive with charge under item a.). 

If dyeing or bleaching is in separate 

building or division, see Cleaning 

(steam) and Dyeing Hstablishments 

and class contents according to dam- 

ageability given above. 

4. Cleaning with flammable liquids: 

a. If “spotting” only, and highly volatile 

combustibles are stored in building 
(in quantities not exceeding one bar- 
rel), charge for storage as directed 
under Miscellaneous Hazards, item 11. 

b. If “brushing,” ‘“‘scouring”’ or washing 

with flammable liquids, see charges 
under Cleaning and Pressing Hstab- 


c 


lishments. 
d. If painting, varnishing, tarring or oiling | 
of textile fabrics) 67 .s0e < ass exes - [100% | 


Note: If sign painting only, see Mis- 
cellaneous Hazards. 
6. If storage of second hand tents or awn- 
WINGS & Fe sivccle Heiss ee oe ee 8 bie wine meee 20% 
7. If leather sewing, see Leather Sewing 
and Cutting Risks for such charges as 
specifically apply. 


2046 Shafting (line): 
a. Not crated or packed in combustible mate- 
PIAL Ch sien ne paver aetier sate lela @ ree ia + Wik te 3%| 5%| 30%! D2% 
Note: Contents of buildings or sections 
exclusively occupied by stocks of line 
shafting, not crated or packed in combusti- 
ble material, should be classed as incom- 


bustible. 
b. a ae or packed in combustible material, 
rT e@eeeeeeveeeeeseeeeeereeeeeee eeeceoeveeeer eee 5 10% 
1. Power, heat, etc., charge according to i Bark he ¢ 
combustibility. : 
2. If shop work, not more than 5 hands... | 10% 10% | 


3. If shop work, more than 5 hands, see | 
Metalworking Risks. | 


(Jan., 1926. Replaces former page 202) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—203— 


2049 


2052 


2055 
2058 


2061 
2064 


2065 


2067 


2070 
2073 
2076 


2079 
2082 


2085 
2088 


2091 
C.3 


2 


Dam- 
age- 


ability 


Sheep Dip Manufacturing, C.314..... 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 
2. If power mixing of dry materials........ 
8. If power chopping or grinding.......... 
Shellac Varnish Manufacturing: See Varnish 
Manufacturing (shellac only). 
Sheet Metal Works: See Metalworking Risks. 
Ship Chandlers’ Stocks: 
a. Without oiled clothing and not more than 
ZOSDSICRPOLC OB KUM A Cla iccae ciwisis.¢ 6 ceise crocs 
b. With oiled clothing and (or) not more 
than 100 bales of oakum, C.3%............ 
e.*With more than 100 bales of oakum, C.4.. 
1. Labor, power, heat, ete., charge accord- 
ing to combustibility. 
2. If painting, varnishing, oiling or tarring 
on textile fabrics. 
Shirt and Collar Stocks: 
Goods (men’s). 
Shirt Factories: If not more than 10 sewers, 
see Shirt Makers (Custom); if more than 10 
sewers, see Sewing Risks. 
Shirt Makers (Custom): Not more than 10 
BEWEC SIC So clacelon eros aie nlnlels o cieekc chismicwesis.s 
1. Power, heat, ete., charge according to 
combustibility. 
Note: If more than 10 sewers, see Sew- 
ing Risks. 
Shoe Factories: See Leather Sewing and Cut- 
ting Risks. 
Shoemakers: See Cobbler Shops. 
Shoes: See Boots and Shoes. 
Shoe Shining Shops, C.1............ccs0ceeees 
1. If hat cleaning, not more than 2 hands.. 
2. If hat cleaning, more than 2 hands, see Hat 
Cleaning Shops. 
Shooting Galleries, C.1..........cceccececcees 
Show Case Manufacturing: If metal, see 
Metalworking Risks; if wood, see Woodwork- 
ing Risks. 
Show Case Stocks, C.1.........ccccccccccvees 
Sign Manufacturing: 
a. Metal or glass signs only; no woodwork- 
AN I CRI clas elete ahs createla ie ers cay teee eet 
b. Wood, or wood and metal or glass; no 
power wood working machines, except 
saws, nailers, mortisers or boring ma- 
chine and one machine (either lathe, smail 
planer, jointer or combination woodwork- 
Ing MmAehiney] CBibi ne. cemiiaus tune ce ease 
1. Additional labor, power, heat, 
charge according to combustibility. 
2. If painting, enameling, lacquering or 
gilding, see Miscellaneous Hazards. 
3. Contents: 
a. If glass signs only are manufactured, 
CASS CONTCHUSVASS aoe cle clcc ce alee ee cae 
b. If metal signs only are manufactured, 
Class cContent(Siasi.ccccccs cs ccs cece cas 
If glass and metal signs, or if wood 
Signs are mera ANA eE class con- 
tents HBS bea cresiotratecrarcice te alete eres eieraie cir ec 


eceeeeeeeeeeeseseees ene 


See Furnishing 


Cc. 


eeeereseeeoeeseeeseeeeeseseeeeeeeeereeeseeses 


Shops. 

1. Power, heat, etc., charge according to com- 
bustibility. 

Sign Writers and Designers, C.3............ 
(If in upper stories of D buildings, basic oc- 

cupancy charge should be reduced one-half.) 


(feb., 
(Analytic System—Copyright, 1921, bu J. V. 


40% 


10%, 10% 


| 10% 


25%| 40% 


30%| 20% 


15% | 


1926. Replaces former page 203) 


Parker) 


50% | 


20% 
10% 


50% 


5%| 50% 


50% 


70% 


60% 


30%| D2 


20% 


30% 
40% 


30% 


20% 


D2 


D2 
D2 


D2 


D2 


D3 


D3 
D2 


D2% 
D2 


D3 


—204— 


2097 Silk Goods: 
aclW holesale: StoCKS MG. 2alccrictelslcteteicleieveleteretatalets 
b. Open tretall stocks, C2) SiRiigei. aceite ssi 


2100 Silk Mills (knitting and weaving only): See 
Knitting and Weaving Mills. 


2103 Silk Twisting and Spooling; C.2............6- 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 


2106 Sirup and Sugar Stocks, C.1............. oeeke 


2109 Sirup Refining and Jelly Manufacturing, C.3 

1. Additional labor, power, heat, etc., charge 
according to combustibility. 

2. If printing or lithographing on tin........ 


2112 Sisal Hemp: See Hemp. 


2115 Skating Rinks: If in connection with Amuse- 
ment Parks, or Summer or Winter Resort 
Property, see Amusement Park, Baseball and 
Fair Ground Property; if not in connection 
with Amusement Parks, or Summer or Win- 
ter Resort Property, see Halls, Public. 


2118 Slaughter Houses (small); not connected 
with meat packing houses or animal prod- 
ucts factories, CA ia cive. tens see ticeemyes tes 
1. Additional labor, power, heat, ete., charge 
according to combustibility. 

2. If meat smoking, see Butcher Shops for 
such charges as specifically apply. 

3. Refrigeration: For charges for refriger- 
ating apparatus and insulation, see Miscel- 
laneous Hazards, item 18. 


2120 Slot Machines: See Automatic Machines. 


2122 Smoke Houses (separate buildings or divi- 
sions) for smoking meats, fish, etc.; not con- 
nected with meat packing houses or animal 
products factories: 

a. Smoking in compartments with parapeted 
fire walls extending through roof, unless 


roof is fireproof, with approved single fire! 


doors at all openings, C.8%..........c0eee 
b. Smoking in open or in compartments not 
sai iee to requirements given under 
1. Additional labor, power, heat (except 
furnaces used in connection with smok- 
ing), etc., charge according to combusti- 
bility. 
2124 Smokers’ Sundries: See Cigars and Smokers’ 
Articles. 


2127 Snuff Factories: See Tobacco Factories. 


2130 Soap Factories: 
a. Cold process only 


1. Not more than "10 hands and not more 


than 10 barrels of grease, oils or soap 

BLOCK C3se tees oe eos eae eee 

a. Power, heat, etc., charge according to 
combustibility. 


bn 


10 barrels of grease, oils or soap stock, 


e@eceeeoeoresoeeeeseesceeeeescee see eses 


ai 
“Note: If with more than 50 barrels of 
grease, oils or soap stock, occupancy 


should be starred. 
a. Additional labor, power, heat, etc., 
charge according to combustibility. 


Note: Charge for additional labor 
should be made only for the number 


of hands in excess of ten. 


(Feb., 1926. Replaces former page 204) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


Dam- 
age- 


ability 


. With more than 10 hands, or more than 


D2% 
D3 


%, 60%) D3 


| 40%|100% 30%| D3 


30%| D3 


15%| 20%] 60% 20%| D2 
| 


30%| D2 


—205— 


2130 


O13 


2136 
2139 


2142 


2151 


Soap Factories—Continued 
b.*If other than cold process, C.4..... aietehs ie ote 


1, Additional labor, power, heat, etc., 
charge according to combustibility. 


SO STLMCHNUMLOy MAKINO cn. c ciclets © vise oe etals bis 
Soap Stock (not manufactured soap), Bett 
BiG = CAMs ecce cua ts cetera Macnee ‘Ae epee 3 
Soap Stocks (manufactured soap), C.2....... 


Soda Ash (sodium carbonate): See Chemi- 

cals, Storage. 

Soda Fountains, Stocks, C.1...........ecee08. 

1. Power, heat, etc., charge according to com- 
bustibility. 

2. If shop work, not more than 5 hands.... 

3. If shop work, more than 5 hands, see 
Metalworking Risks. 


Soda Water Factories, C.2.........:. ahs chats eas 
1. Additional labor, power, heat, etc., charge 
according to combustibility. 


aoe Mills (grinding, mixing and packing), 

Rite Est Seele va aaine Slop hCe ae ROR Ris ceete os 

1. Additional labor, power, heat, etc, charge 
according to combustibility. 


Spice Stocks (including coffee, tea and spice 

BLOCKS) Coa ics siecle cies coos’ eles afaretcvecersvelerstsss 

1. Labor (packing), power, heat, ete., charge 
according to combustibility. 

Note: When item 2. applies, charge for 
power, heat, etc., should be made at a 
minimum combustibility of C.3%. 

2. If spice grinding, not more than 2 mills 
es If more than 2 mills, see Spice 
8. 


Bypongese Stocks, | C.22e. oc ods see sebeass kee ade 
1. Labor (cleaning and clipping), power, heat, 
ete., charge according to combustibility. 


Sporting Goods Manufacturing; no power 
woodworking machines, except saws, nailers, 
mortisers or boring machines and one ma- 
chine (either lathe, small planer, jointer or 
combination woodworking machine), C.3\%4... 
Note: If power woodworking in excess of 
above, see Woodworking Risks. 
1, Additional labor, power, heat, etc., charge 
according to combustibility. 


Sporting Goods, Fire Arms, etc., C.2......... 

1. Power, heat, etc., charge according to com- 
bustibility. 

2. If shop work, not more than 5 hands..... 

3. If shop work, more than 5 hands, see 
Metalworking Risks. 


Stables in connection with other occupancies 
of same ownership, unless otherwise speci- 
fically provided for: 

a. Not more than 8 stalls........ Chighnigccniue 
b. Not more than 5 stalls............ lhe ete aleve 
ec. With more than 5 stalls: 

1. In A or B Buildings, basic occupancy 
charge for stable, according to number 
of stalls, should apply in addition to the 
basic occupancy charge of main occu- 
pancy; column 1 charges should be 
made in full, but only the highest 
charge made in column 2. 


B 
1 


40% 


100% 


2 


80%|100% 


40% 


5% | 
3% | 
10% | 


10% | 


10% 
20% 


(Feb., 1926. Replaces former page 205) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


10% 


5% 


10% 


| 10% 


40% 


10% 


D 
l 


100% 


Dam- 
age- 


2 ability 


80%| D2 


D2% 


| 40%| D2% 


bo 
Xx 


D2 


| 30%| D3 


D3 


—206— 


2163 Stables—Continued 

2.In D Buildings: If total basic occu- 1 
pancy charge of main occupancy is less 
than the total basic occupancy charge 
for the stable, occupancy should be 
classed as a stable, according to the | 

number of stalls. If total basic occu- 

pancy charge of main occupancy is equal 

to or higher than the total basic occu- 
pancy charge for the stable, basic occu- 
pancy charges for both the main occu- 

pancy and the stable should apply; col- 
umn 1 charges should be made in full, | 
but only the highest charge made in 
f 
| 


——| age=- 
2 | 1 | 2 fabitity 


B D Dam- 


eolumn 2. 


Note: Contents of stables should take 
the contents charge of main occupancy. 


2166 STABLES, R: 
®. Private or Industrial, including Breeding, 
Bus, Dairy, Express, Feed, Hotel, Stock 
and Veterinary Stables and stables oper- | 
ated in connection with mercantile or in- 
dustrial risks: 


Note: Double stalls should be counted as 


r~ 


two stalls. 
1. Not more than 5 stalls, C.2.. cacseaee'| 209t 10%/750 7 
2. Not more than 30 stalls, C.3..........-- 40%| 20%| 60%) 20% 
3.*More than 30, but not more than 50 
atallas CSiq; eh ius. ee ssoesees | 40%] 40%| 797%| 30% 
a. For each additional 50 stalls. or great- 
er part thereof (maximum charge 40%) | 20% 20% 


Note: If no storage of hay and no 
provision for such storage, occupancy 
should not be starred. 


b. Livery, Boarding and Sales Stables: 


Note: Double stalls should be counted as 
two stalls. 

1.*Not more than 50 stalls, C.38%.......... |100%| 40%|100%| 80% 

a. For each additional 50 stalls or great- 

er part thereof (maximum charge 

LOO Salata a aveis oie oe stavacene he @ else evesnn Raises 20% 20% 

2. Sales stables (not connected with stock 

yards), without stalls or haylofts and 

with not more than one day’s supply of 

combustible feed, C.31%...........--++-+ | 60%} 40%] 80%| 40% 


Note: Area charge for sales stables 
without stalls or hay lofts and with not 
more than one day’s supply of combus- 
tible feed, should be reduced one-half. 

ec. Stables connected with Stock Yards: See 


Stock Yards. 
1. Power, heat, etc., charge according to | ( 
! 


combustibility. 


Note: When item 2. applies, charge for 
power, heat, etc., should be made at a 
minimum combustibility of C.3%. 

2. If power feed chopping or grinding, or]. 
corn shelling, not more than 2 machines 
inva ne: caeneys ogee ess ewenae seaeate sean a0 te 30% 


Note. If more than 2 machines in all 
for feed chopping or grinding, or corn 
shelling, see Feed Mills. 

8. If motor vehicles are stored in building, 
see Miscellaneous Hazards, item 16. 


(Feb., 1926. Replaces former page 206) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—207— 


2166 Stables, R—Continued 
4. Heating and Lighting: 
a. If heated by stoves or other open 
heating devices not otherwise speci- 
fically charged for, except in Bete or 


® sections grading Pits thoes, : 


b. If lighted by open are lights, “gas, 
gasoline or other open lights other 
than kerosene in metal bowl lanterns, 
except in office or sections grading 
C.i (not cumulative with a.)........ 

5. Contents: Live stock, if not chained or 
tied, should take the unexposed rate of 
the building; other contents should be 
classed as D3. If live stock is chained 
or tied, class all contents, including live 
stock, as D2. 


2169 Stamp (rubber) Manufacturing: See Rubber 
Stamp Manufacturing. 


2172 Starch Stocks (in original packages), C.1.... 


2175 Stationery Stocks: See Book and Stationery 
Stocks, 


2178 Statuary and High Grade Art Stocks, C.2... 
1. Labor (picture framing, etc.), power, 
heat, etc., charge according to combusti- 
bility. 
2. If packing or unpacking, see Miscellaneous 
Hazards, item 2.j. 


2181 Steam Fitters’ Stocks: See Plumbers’ and 
Steam Fitters’ Stocks. 


2184 Steel Stocks: 
a. Not crated or packed in combustible ma- 
terial Cob oricciesciss ces © cen Mis tects Sisto wetare 


exclusively occupied by stocks of steel 
not crated or packed in combustible ma- 
terial, should be classed as incombustible. 
b. pea oe or packed in combustible material, 


eeeeresreeee ee eee eeeseereeesesesresesereeses 


a Note: Contents of buildings or aetiiane 


1. Power, heat, etc., charge according to 
combustibility. 

2. If shop work, not more than 5 hands... 

3. If shop work, more than 5 hands, see 
Metalworking Risks. 


Note: Damageability of steel stocks 
should be classed as follows: 
a. High grade tool steel........ Sateen crehe ae 
b. Low grade or heavy steel........ ae 
c. Mixed high and low grade steel...... 
ae Stencil, Stamp, Brand, Badge and. Seal Manu- 
facturing, Fs sid Brcacvh 0 Ra hs ARCO RPP ELE 
1, Additional labor, power, heat, etc., charge 
according to combustibility. 
2190 Stock Food (cattle, horse, poultry, etc.) 
Manufacturing, 9 C346 Foc scales eds teas cates 


> 1. Additional labor, power, heat, etc., charge 


according to combustibility. 
DELEePOWELLSrindings. 2. .caes nees ataidate shelele c 
Salt, POWerecleaning Wy.% wahice boasne Gee. eet se A 


Note: If with hay or straw or if more 
than two machines in all for grinding or 
cleaning, class as a Feed Mill and grade 
damageability of contents as D3. 


2198 prone Food oe horse, poultry, etc.), 
1) RELIC MEM: Gao duc ahdola SR oak es ace ed oe SO wEENs 
Note: If with hay or straw, see Feed Stores. 


D 


Dam- 
age- 
= lability 


20% 


20% 


5% 


10% 


20% 


25% 


30% 
25% 


5% 


10% 


10% 


10% 


40% 


10% 


20% 


20% 


60% | 


70%| 


30% 
257 | 


50% 


D2 


D4 


D3 


(Feb., 1926. Replaces former page 207) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


Re 


EB D Dam- 
1 ea] Sea ey 
2196 STOCK YARDS (stables, barns, sheds, yards 
and pens for housing, feeding or selling cat- 
tle, hogs, horses, mules and sheep), R: 


Basis rate should be selected according to 
directions for industrial risks with more 
than 5 hands. (See Selection of Basis-Rates, 
Doll. ao coo: id) Dae) 


All A or B buildings should be rated speci- 
fically, but D buildings, yards and pens, ex- 
cept buildings used exclusively for the stor- 
age of hay and buildings not connected with 
the yard, should be classed as one division 
when not separated 50 feet or more by streets, 
roads, alleys, water or other permanent clear 
spaces. 


The basis rate of a division consisting of 
D buildings, yards and pens should be de- 
termined by the highest building in the 
division, measuring height to eaves if build- 
ing is without floors. The height of build- 
ings having a ground floor area of less than 
1,000 square feet may be disregarded in de- 
termining the basis rate. 


When a division consists entirely of un- 
covered pens, the basis rate for a one story 
building should apply. 


A division consisting of D buildings, yards 
and pens should be considered as one build- 
ing with respect to charges for structural 
defects, occupancy, special and miscellaneous 
hazards and credits for structural and pro- 
tective features, except as provided below. 


a. Area: 


1. No area charge should be made for 
yards, rulways, overhead approaches or 
uncovered pens. 


. Area charge should be reduced one-half se 
for stables, barns, sheds and covered pens 
not enclosed on all sides, and for stables, 
barns, sheds and covered pens with not 
more than one day’s supply of hay, 
straw, cottonseed hulls or other com- 
bustible feed. 


8. Area charge should be reduced three- 
fourths for stables, barns, sheds and 
covered pens not enclosed on all sides 
and with not more than one day’s sup- 
ply of hay, straw, cottonseed hulls or 
other combustible feed. 


4. When a D building which contributes 
an area charge is separated from all 
other buildings of the division 20 feet 
and less than 50 feet (except for fences, 
runways, overhead approaches and un- 
covered pens), its net area charge (ex- / 
cept for the building contributing the 
greatest charge), should be reduced one- 
half; if separated 50 feet or more, its 
area charge should be waived. 


b. Structural Features: 
1. No charge should be made for lack of 
standard foundations to stables, barns, 


sheds and covered pens not enclosed on 
all sides, or to uncovered pens. 


no 


(Feb., 1926. Replaces former page 208) 
(Analylie System—Copyright, 1921, by J. V. Parker) 


—211— 


B D Dam- 

2196 Stock Yards—Continued 1 | 2 1 2 ability 
b. In D buildings or divisions, live stock| ~~ th acai Wee 

should take a rate of 20% less 

than the unexposed rate on the build- 

ing or division; other contents should 


® be classed as D3. 

h. Average Rates on Live Stock: If live stock 
is written under specific item covering 
over entire yard, the average rate should 
be computed on the basis of the total area 
and specific live stock rate of each division, 
building, yard and pen, as follows: 

Multiply the total area of each division 
(including all buildings, yards and pens 
of the division), and each building, yard 
and pen not a part of a division, by its 
specific live stock rate, and divide the 
suin of the results by the sum of the total 
area of the division, buildings, yards and 
pens of the entire yard. 


® EXAMPLE 


Risk Total Area Live Stock Rate Amount 


Division, building, yard or ‘) 
pen  NGr2 oc. oes cre eek . 200,000 sq. ft. at 1.35 = 270,090 


Division, building, yard or 
pen NOc2. 2s. sseusseusee 220,000 8Q. ft; at 1.20 = 144,000 


Division, building, yard or 
pen NO Ssie. koe Seen 10,000 sq. ft. at .90 = 9,000 


ee eee 


LE OURLBT sare oe cee es Oe Ne 330,000 sq. ft. 423,000 
423,000-+-3390,000—1.28, Average Rate. 


2199 Stone Crushing, Sand Screening and Gravel | 
Washing Plants, C0. SoS eee co eae s tee 25%| 5%) 50%} 
Note 1: Contents of buildings or sections | | 
exclusively occupied for stone crushing, or 
for the storage of stone, sand or gravel, with 
no storage of combustible material, should be | 
classed as incombustible; contents of build- | 
ings or sections exclusively occupied for sand 
Screening or gravel washing with no ster- / 
age of combustible material, should be 
classed as incombustible only with respect 

to basis, structural charges and exposure. 
Note 2: Contents should take the same 

rate as the building. 

1, Additional labor, power, heat, etc., charge 
according to combustibility. | 
®) 2. Elevating Machinery: 
a. If elevators (including boots, heads and 
legs) or screw conveyors are construct- at | 
ed of combustible material......... Sa aeud 37d 10% 
b. If wooden pulleys in elevator heads or 
Rootes tic Seats wtsk a oeteWee acca Bh voted eect 20% | 20% | 
* Note: Charge should be waived when 
elevator boots, legs and heads are in- 
combustible. | 
ec. If elevator boots are inaccessible or if | 
oiled through a pipe from a distance...| 10% 10%| 
Note: Charge should be waived when | 


elevator boots are incombustible. 


of combustible material, except as provided 
under item j., p. 107a., should be classed as 
incombustible. | 


2202 Stone Cutting and Sawing Plants, C.1...... 5%, 5%| 30%) D1 
Note: Contents of buildings or sections ex- 
clusively occupied for stone cutting or saw- 
ing or for storage of stone, with no storage | 


1, Additional labor, power, heat, etc., charge 
according to combustibility. 


(Feb., 1926. Replaces former page 211) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—212— 


2205 Stoneware, Stocks. 

a. Not packed in combustible material, C.1.. 
Note: Contents of buildings or sections 
exclusively occupied by stocks of stone- 
ware, not packed in combustible ma- 
terial, should be classed as incombustible. 
b. Packed in combustible material, C.2.... 
1. If packing or unpacking, see Miscel- 

laneous Hazards, item 2.j. 


2208 Storage Risks: Unless otherwise provided in 
Occupancy List, basic occupancy charge for 
merchandise or materials in storage should 
be determined as follows: 


a. In A or B buildings, column 1 charge of 
the basic occupancy charge for a stock 
of like character should be reduced by 
an amount equal to the charge for Traf- 
fic, based upon combustibility, in occu- 
pancies grading C.314 and lower, and re- 
duced 20 points in occupancies grading 
C.4 and C.44%4; no reduction should be 
made in occupancies grading C.5. 


b. In D buildings, column 1 charge of the 
basic occupancy charge for a stock of like 
character should be reduced 10 points in 
occupancies grading C.4% and lower; no 
reduction should be made in occupancies 
grading C.5. 


2211 Store Furniture and Fixtures: See Furniture 
and Fixtures, Store. 


2214 Stoves and Stove Castings: 
a. Not crated or packed in combustible ma- 
teria Gar nce scnws vaca es s he ees' ewer tee. 


Note: Contents of buildings or sections 
exclusively occupied by stocks of stoves or 
stove castings, not crated or packed in 
combustible material, should be classed 
as incombustible. 


b. Crated or packed in combustible ma- 


terial, C2 eeeveeeeaeeen eeeeeneoeaeeeveeeen ed eoeereve ee 
1. Power, heat, ete., charge according to 
combustibility. 


2. If shop work, not more than 5 hands.. 


3. If shop work, more than 5 hands, see 
Metalworking Risks. 


4. If stove blacking with materials mixed 
or thinned with highly volatile com- 
bustibles: 

a. Not more than one gallon used....... 
b. More than one gallon used............ 
Note: Charges under a. and b. are 
cumulative with charge for storage of 
highly volatile combustibles under 
Miscellaneous Hazards, item 11. 


2217 Strawboard Stocks: See Paper Stocks. 
2220 Straw Goods, Stocks, C.8........... atria opal 


2223 Studios: 
(If in upper stories of D buildings, basic 
occupancy charge should be waived.) 


a. Painters and sculptors, C.1.............. 
bs. Music teachers, ete. C1) Salt sande peewee 


D 
age- 

1 2] 2 | 2 {abitity 
3%| 5%| 30% D2 
5%| 10%| 50% D2 « 
3%, 5%) 30% Diss 
5%, 10%| 50% D144 
10% 10% [ 
10%; 10% | 
30% 30% 


60% 20%) D4 


20% D4 
20% | D2 ( | 


(Feb., 1926. Replaces former page ata) 
(Analytic System-—Copyright, 1981, by J. V. Parker) 


® 


—213— 


B D Dam- 
age- 


1 aS Ly 2 ability 


2226 Sugar Grinding and Pulverizing, C.2........ 30% 10%] 70% D2 
1, Additional labor, epee heat, ete., charge 


according to combustib 


lity. 


2229 Sugar Stocks: See Sirup and Sugar Stocks. 
2232 Sulfur Stocks: See Chemicals, Storage. 

2235 Sulfuric Acid Stocks: See Chemicals, Storage. 
2238 Surgical Instruments: See Instruments. 


2241 Sweeping Compound Manufacturing: 
a. With no power cleaning or grinding, C.3%. 


1. 
= 
3. 


Additional labor, power, heat, etc., 
charge according to combustibility. 
If power grinding, not more than 2 
machines @eeaesessecesceaoec ee eee eeseeseeceee ee eeeet 
If power cleaning, not more than 2 
machines @eeeseeseoeeveeeceoeseseeeaeeeseeeeseeeee 
Note: If more than 2 machines in all 
ees under items 2. and 3., see 
em b. 


b.*With power cleaning and grinding; more 


1, 


than 2 machines, C.444.........sceeeee. 


Additional labor, power, heat, etc., 
charge according to combustibility. 


25%: 40%| 70%; 30%] D2 


30% 30% 
5% 25% 


60% | 160% {120% |100%} D2 


(Feb., 1926. Replaces former page 213) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—214— 


2244 Tatlor Shops: 
a. CL Ee only (not more than 10 hands), 
eeeceeeoeseeeseeeeeeeeooen ° e@esovreeeeeee 5 

b. Cutting, making, pressing or cleaning (not 2 
more than 10 hands), C.2, R............. 10%. 10%] 50% 
(If in upper stories of D buildings, basic 
occupancy charges under a. and b. should 
be reduced one-half.) 

Note 1: If more than 10 hands, see Sew- 
ing Risks. 

Note 2: If cutting, making, pressing or 
cleaning of ladies’ apparel, class all con- 
tents as D3. 

1. Power, heat, etc., charge according to 
combustibility. 
2. Cleaning with flammable liquids: 
a. If “spotting” only, and highly volatile 
combustibles are stored in building 
(in quantities not exceeding one bar- 
rel), charge for storage as directed 
under Miscellaneous Hazards, item 11. 
b. If “brushing,” “scourine’’ or washing 
with flammable liquids see charges 
under Cleaning and Pressing Wstab- 
lishments. 


2247 Tailors’ Stocks: See Woolen Cloths. If with 
tailors’ trimmings, see Tailors’ Trimmings. 


2250 Tailors’ Trimmings, Stocks, C.2, S.R........ 5% 10%! 50% 
2253 Tallow, Grease and Wax Stocks: See Grease 
Risks. 
2256 Tanneries: See Special Schedule. 
2259 Tanners’ Supplies (no grease, oils, etc.), C.2.| 5% 10%] 50% 
1. If with grease, oils, etc., see Miscellaneous 
Hazards. 
2262 Tarpaulin Manufacturing: See Sewing RisEs. : 
2265 Taxidermists, | 'C.2 0.00. cc ewes s odie ccceenenis sas 20%, 10%| 60% 
1, Additional labor, power, heat, etc., anes 
according to combustibility. 
2268 Tea, Ooffee and Spice Stocks: See Spice 
Stocks. 
2271 Tea Stocks (original packages), C.2........ 0% 
1. Labor (packing), power, heat, etc., charge 
according to combustibility. 
2274 Telegraph Offices: 
a. Small offices Cliciccssvccsusss tansactean 20% 
(If in upper stories ‘of D buildings, basic 
occupancy charge should be waived. } / 
b. Large central offices, C.2................ 50% 
2277 Telegraph and Telephone Supply Stocks, C.2. 50% | 
2280 Telephone Offices, C.1...........cseeesecccees 20% | 


(If in upper stories of D buildings, basic 
occupancy charge should be waived.) 
1. Power, heat, etc., charge according to 
combustibility. 
Note i: Private switchboards in con- 
nection with other occupancies should 
take the rate of other contents. 


2283 Tent Manufacturing: See Sewing Risks. 


(Feb., 1926. Replaces former page 214) 
(Analytic System—Copyright, 1921, bu J. V. Parker) 


D2% 


D2 


D4 


D2 


CII 


—217— 


2286*Theatres—Continued 


a. If by electricity and wiring not in} — 


approved conduit or armored cable... 


GreLLSH ONCE D Vie LAG oc'0.¢,o cle's mrols cf uleisielsoje.0i'0 
c. If lighted by other than gas or elec- 
tricity @eeoeeoevoevvee eevee eeeaeeeoeveaeeeeae eeeseee 


d. If with gas border or footlights...... 
e. If with other than gas or electric 
border or footlights...... alte atte SC 

4. Lighting: In Auditorium Section: 

a. If by electricity and wiring not in 
approved conduit, metal moulding or 
pecs cable (not cumulative with 
a. @eeeveeeoevevee see oceoeee eevee eeaeeaee8 ee 

b. If by kerosene in metal bowl lamps 
(not cumulative with 4.c.)............ 

ec. If by kerosene in glass bowl lamps, 
or other portable lamps except as pro- 
ViGGd. INsILCINe OL. tales erent ertales ack cere 

ad. If by gasoline lamps or lighting sys- 
tems, charge according to directions 
under Miscellaneous Hazards, item 3.f. 
(cumulative with charges under 3. 
and 4.). 

Note: Gasoline lighting systems in 
which liquid gasoline is delivered to 
the lamp through hollow wires should 
be considered as portable lighting de- 
vices, 

5. Dressing Rooms: 

a. If of combustible construction....... 

b. If of fireproof or incombustible con- 
struction, with combustible doors... 

ec. If of fireproof or incombustible con- 
struction, or if in communicating ad- 
dition used for no other purpose, with 
doors approved for the protection of 
openings in Corridors or Partitions.. 

6. Motion Picture Machines: Charge as di- 
rected under Motion Picture Theatres. 
7. Smoking: 

a. If smoking by audience permitted in 
auditoriums section. .cce ces cecee cs. «cc 

b. If “No Smoking” signs are not posted 
in basement, dressing rooms, on fly 
galleries and on stage, prohibiting 
smoking, except in the presentation of 
plays (not cumulative with a.), see 
Aftercharges. 

8. If repairing, woodworking, painting, 
etc., see Miscellaneous Hazards. 


Note. No charge should be made for 

scenery painting with water colors only. 

9. If storage of scenery or stage properties 
10. Credits-Protective Features: 

a. Credit for inside standpipe and hose 
should not be allowed unless stage 
section is equipped with approved 
standpipe at each side, with hose con- 
nections in basement, on stage floor 
and on each fly gallery, with 25 feet 
of approved hose with nozzle attached 
to each connection, and unless stand- 
pipe and hose equipment in audi- 
torium section is standard with con- 
nections in basement, or main floor 
and on each balcony or gallery. 


B D Dam- 
; age- 

cee 1 | @ [ability 

5% 5%. 

20% 20% | 

40% 40% | 

20% 207% | 

60% 60% 

5% 5% 

15% 15% 

30% 30% 

30% 30% 

20% 20% 

10% 10% | 

50% | 50%. 

30% 30% | 


(Feb., 1926. Replaces former page 217) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—218— 


2286* Theatres—Continued 


Note: If standpipe and hose equip- 
ment in stage section only is standard, 
one-half credit may be allowed. 

b. Credit for casks and pails of water, 
chemical extinguishers, etc., should 
not be allowed unless stage section is 
equipped with the required number 
according to floor area in basement, 

on each side of stage and on each fly 
gallery. 

Note: If equipment of casks and 
pails of water, chemical extinguishers, 
etc., in stage section only is standard, 
one-half credit may be allowed. 

c. Automatic Sprinkler Hquipment: If 
stage section is equipped with an ap- 
proved system of automatic sprinklers 
having one or more sources of supply, 
charges in columns 1 and 2 of the 
basic occupancy charge and charges 
for all other occupancy hazards and 
special structural features mentioned 
under items d. to g., inclusive, located 
only in sprinklered portions, should 
be reduced one-half. 


Note: If basement under stage sec- 
tion is not equipped, charges in 
columns 1 and 2 of the basic oc- 
cupancy charge, should be reduced 
one-third only; charges for other oc- 
cupancy hazards located only in 
sprinklered sections, should be re- 
duced one-half. 

d. Watch Service: Watchmen should not 
be required to patrol the premises 
during performances. 


2289 Thread Stocks, C.2......cccsecccccccece ae ee 
2292 Tile (encaustic, mosaic and marble), Stocks, 


5% 10%| 50% 


@eoeoveevesveoece eeeveveeeceoe @eeeseosese eeeereseos 


2295 Tile Pipe (drainage and chimney), Stocks: 

a. Not packed in combustible material, C.1.. 

Note: Contents of buildings or sections 

exclusively occupied by stocks of tile pipe 

(drainage and chimney), not packed in 

combustible material, should be classed as 
incombustible. 

b. Packed in combustible material, C.2......| 5% 10%! 50% 


2298 Tin, in ingots or pigs: See Metals, in ingots 


or pigs. 
2301 Tin Shops: See Metalworking Risks. 
2304 Tinware Stocks, C.1, S.R....... bw eeahicear Set] sobve) 4:0 301e60% 
1. Power, heat, etc., charge according to com- 
bustibility. 
2. If shop work, not more than 5 hands.....| 10% 10% 


3. If shop work, more than 5 hands, see 
Metalworking Risks. 

2307 Tobacco Factories: 
a. Cigar Manufacturing, C.2..........0e.e022- | 10% 10%] 60% 


Note 1. If not more than 5 hands, basic 
occupancy charge for cigar factories lo- 
cated in upper stories of D buildings 
should be reduced one-half. 


o 


5% 10%) 50% 


3%) 5%! 30%| 


Dam- 
age- 
ability 


D1 


D3 


D4 


ae a ee 


(Feb., 1926. Replaces former page 218) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


| 


—221— 


2313 Tobacco Sales Houses—Continued 


2. If breaking or sampling of tobacco in| 


hogsheads or cases Vag to apply to 

items a. or b.)...... ginalanae as 
Note: When item Oe ‘applies, no ad- 

ditional charge should be made for 
recoopering or repairing damaged or 
broken hogsheads or cases. 

3. Stabling: 

a.iIn A or B Buildings: See Stables, 
in connection with other occupancies 
of same ownership. 

b. In D Buildings: If not more than 5 
stalls or if basic occupancy charge 
of main occupancy is equal to or 
higher than the basic occupancy 
charge for the stable, see Stables, in 
connection with other occupancies 
of same ownership. If more than 5 
stalls or if basic occupancy charge 
of main occupancy is less than the 
basic occupancy charge for the stable, 
class entire occupancy as a Stable, 
Private or Industrial, plus a column 
1 charge of 10%. 

4. If metalworking, woodworking, etc., see 

Miscellaneous Hazards. 

Note 1: No charge should be made 
for setting up hogsheads or cases re- 
ceived in the knock-down. 


Note 2: No charge should be made for | 


motor vehicles which may enter build- 
ing to load or unload; if motor vehicles 
are stored in building, see Miscellaneous 
Hazards, item 16, 


2315.Tobacco Stocks (manufactured): 
a. Plug or Twist Tobacco only; no cigars, 
cigarettes, smoking tobacco or snuff, C.2.. 


b. Smoking Tobacco, cigars, cigarettes, or 
ee 


snuff, CD aS ne a NaS § Ps See a 5 *f 

2316 Tobacco Stocks (unmanufactured) : 
na. Leaf tobacco in hogsheads or cases, C.1... 
b. ees tobacco in bales, bundles or loose, 


@eeveseerseeeeaseeseosseeeeereee eos eoeeteeener 


2319 Tobacco Storage Warehouses: See Special 
Schedule. 


2322 Toilet Goods, Stocks, C.2, S.R................ 


2325 Toilet and Jewelry Case Manufacturing: See 
Jewelry Case Manufacturing. 


2328 Town Halls: See Municipal and County 
Buildings. 
2331 wg? Notions and School Stationary, C.2, 


2337 icin ite Manutactaring’ See Gawing Risks. 


2340 ‘pages Mantfacturing. See Woodworking 
sks, 

2343 Trunk and Valise Manufacturing (leather 

se See Leather Sewing and Cutting 
sks. 


2346 Trunk and Valise Stocks, C.2........s.e.00-- 
1. Power, heat, etc., charge according to 
combustibility. 
2. If assembly and repairing only; no wood- 
working; not more than 5 hands........ 
3. If assembling and repairing with wood- 
working or with more than 5 hands, see 
Woodworking Risks. 


(Feb., 1926. Replaces former page 221) 


| 


1 2 1 

25% 25% 
5% 10%| 50% 
5% | 10%| 50% 
3% 5%] 50% 
3% 5%} 50% 
5% a 50% 
5% 10%| 50% 
10% 20%| 60% 
5% 10%) 50% 
10% 10% . 


‘Analutic Sustem—Copyright, 1921, by J. V. Parker) 


2 


20% 


Dam- 
age- 
ability 


D3 
D34 


2349 


2352 


2355 
2358 


2361 


Twine and Cordage Stocks, C.3........-..00- 


Note: If with heavy rope and cordage only, 
see Rope and Cordage Stocks (heavy). 


Type Foundries: See Metalworking Risks. 
Type Stocks (printers’), C.1...... os vaneewes 
Typewriter Manufacturing. See Metalworking 


Typewriter Stocks, C.1, S. R 


combustibllity. 
2. If shop work, not more than 5 hands,.... 
3. If shop work, more than 5 hands, see Met- 
alworking Risks, 


—222— 


Dam- 

' alles en OG 

1 |_7 _|ability 
60% 20%| D2 


50% D2 


Rta “cheharsiercVeksaereie rors 50% D3 
charge according to 
10% | 


(Feb., 1926. Replaces former page 222) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


a: | D  |Dam 


2364 Umbrella Manufacturing, C.8.........eeeee0s 
1. Additional labor, power, heat, ete., charge 
according to combustibility. 


® 236 Umbrolian« Stocks .C.2 Silks secs cccecuscaseues 
1. Power, heat, etc., charge according to 
combustibility. 
2. If repairing, not more than 5 hands...... 
3. If repairing, more than 5 hands, see Um- 
brella Manufacturing. 


2370 Undertaking Establishments, C.2............ 
{ 1. Labor (box work, trimming, etc.), power, 

heat, etc., charge according to combus- 
tibility. 


2371 Undertaking Parlors (Sample stock only, no 
POR a OL lene Col ie estate clara siccsievete state veicus sie eueia)-e 6 


%) 2373 Undertakers’ Supplies, Stocks, C.2.......... 


2376 Upholsterers’ Stocks: 
a. No moss, tow, excelsior, ete., C.2........ 
b. With moss, tow, excelsior, ete: 
1; Not ‘morevthame50; balesseG.8 0. cinwie<tonis 
2. Not more than 100 bales, C.314........ 
3.*Not more than 300 bales (one carload), 


1 2 
15%) 20% 
5% 10% 


10% 


5% 10% 


5% 10% 


5% 10% 


10% 20% 
20%| 40% 


40% 80% 


' 


J 


{ 
60% 


50% 


10% 


50% 


20% | 


50% 


50% 


60% 
807% 


90%. 


3 
~ 


20% 


20% 
40% 


60% 


4, *More than 300 bales ‘(one carload), C.4% | 60% 160%|120% 100% 


2379*Upholstering Establishments (not connected 
with Woodworking Risks): 
a. Using hair or cotton felt only, C.4........ 
b. Using moss, tow, excelsior, etc., C.4%... 
1. Additional labor, power, heat, etce., 
a) charge according to combustibility. 


2382 pe cael and Furniture Repair Shops, 

Sb User arate ebctatete ahecialcistalencis velcro essisicierec viens «e's eee 

1. Additional labor, power, heat, etc., charge 
according to combustibility. 

2. If mattress making, not more than 5 

HAMS Wetter acc ccc nileiecaisio Giatevave.cicieie ears aS eee 


Note: No charge for mattress making 
with hair or cotton felt only. 
3. If more than 5 hands are engaged in up- 
holstering or mattress making, see Up- 
holstering Estabiishments. 


80% 80% 
100% |160% 


50% 40% 


120% 


40% 


160% 100% 


100% 


30% 


age- 
ability 


D2% 


D2% 


D3 


D3 
D3 
D3 


D3 
D3 


D3 
D3 


D3 
D3 


D3% 


(Feb., 1926. Replaces former page 223) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—224— 


B | D Dam- 
Tit ae | ets alae Gar IO 
1 | 2] 21 | 2 favitity 


V 


2385 Vacant Buildings (complete) : 

a. For each unoccupied portion of ground 
floor designed for occupancy by a separate 
tenant, in lieu of basic occupancy charge, 
WHless POLherwisew directedan ce... cet oe 

Note 1: If definite means are available 
for determining immediately when un- 
tenanted portions are occupied, the charge 
for A or B buildings, as given above, may 
be reduced to 5%. 

Note 2: Inoperative industrial occu- 
pancies, when machinery has not been 
dismantled, should be rated as if in op- 
eration and full charges for power, heat 
devices, ete., and Miscellaneous Hazards 
which may exist when risk is in operation, 
made as provided in the rules. When ma- 
chinery has been dismantled, such occu- 
pancies should take a charge not less than 
one-half of the basic occupancy charge 
for the occupancy when in operation but 
not less than the charges given above. 

Note 3: When an unoccupied portion of 
a building is especially designed for an 
occupancy and conditions are such that 
the portion is not likely to be used for 
other purposes, the basic occupancy charge 
for the occupancy for which it was de- 
signed should apply. 


2388 Vacuum Cleaner Stocks, C.1, S. R.......-... 
1. Power, heat, etc., charge according to 
combustibility. 
2. If shop work, not more than 5 hands.... 
3. If shop work, more than 5 hands, see Met- 
alworking Risks. 


2391 Valves, Metal, Stocks: 

a. Not crated or packed in combustible ma- 
Terigl Aes 1 ce cine seca nets alec che's lalere’ ons. 
Note: Contents of buildings or sections 
exclusively occupied by stocks of metal 
valves, not crated or packed in combus- 
tible material, should be classed as in- 

combustible. 
b. ee is or packed in combustible material, 


Pa hee es (| 


3%! 5%| 50% D244 


10% Fee {|| 


3%| 5%) 30% D1 


5%| 10%] 50% D1 
1. Power, heat, etc., charge according to 
combustibility. 
2. If shop work, not more than 5 hands.. 
3. If shop work, more than 5 hands, see 
Metalworking Risks. 
2394 Variety Stores: See Five and Ten Cent Stores: 
2397 Mendip Manufacturing (shellac varnish 
only): 
a. No highly volatile combustibles used, C.314 
b.*If highly volatile combustibles used; not 


10% 10% | 


25%| 40%) 70%) 30%] D2 


more than one barrel, C.4........ wine's bis --+ 140%! 80%] 90%| 60%] D2 
e.*If highly volatile combustibles used in 
excess of one barrel, C.5........... erete(aieiete 


80% |320%|200% |200%| D2 (( 


1. Additional labor, power, heat, etce., 
charge according to combustibility, 


(Feb., 1926. Replaces former page 224) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


—227— 


B D [Dam- 
elite a | aa ees 
1 2] 1 | 2@ fabitity 
2478 Wood Engraving: See Engraving (wood). aie ee ~ | 
2481 Wood Fibre Ware, Stocks, C.2.......5..0+2-| 5% 10%! 50% D2 


2484 Woodenware Stocks. | 
Ge Without. OToomis, CB. gicdindatis ois sc cvnsvnes IWl10%H1420% 60% 20%| D2% 
Note: For storage warehouses, see Wood- 
working Risks, Warehouses for Finished 
Product. | 
be With» brooms,’ CAMGy wesciss once tecnindee vw 20% 40% 1070} 30%| D2 


2487 Woodworking, connected with other occu- 
pancies of same ownership, unless otherwise 
provided for in the Occupancy List: 
a. If not more than 5 hands and (or) not 
more than 2 power woodworking ma- 
‘ chines (except saws, nailers, mortisers or 
boring machines), charge according to 
directions under Miscellaneous Hazards, | 
item 2.b. | | 
b. If more than 5 hands and (or) if more | 
than 2 power woodworking machines (ex- 
*) cept saws, nalilers, mortisers or boring ma- | 


chines) : 

1. Basic Occupancy Charge for Woodwork- 
ing Risks (according to number of ma- 
chines, etc.), as given under item 2490, 
and all charges for special features of 
hazard which apply to such risks, should 
apply in addition to the basic occupancy 
charge for the main occupancy; Column | 
1 charges should be made in full but | 
only the highest charge made in Col- 


umn 2, 

2. Combustibility of the entire occupancy 
should be established by that given for 
Woodworking Risks (according to num- | 
ber of machines, etc.) if combustibility 

a) of main occupancy is lower, or by the 


t 
. 


combustibility of the main occupancy if 
equal to or higher, than that given for 
Woodworking Risks. 
3. Charges for additional labor, power, | | 
heat, etc., should be made according to | 
combustibility as established under | 
item 2. 
4. The number of hands, in excess of 5, en- 
gaged in woodworking should be in- 
cluded with other workmen in deter- 
mining the total laber charge. | 
c. Damageability of contents of main occu- 
pancy should apply to all contents. 


| 
2490 WOODWORKING RISKS, not including | 
| 


saw, shingle, lath or wood pulp mills: 
* a. Carpenters’ offices, with aaa of tools, 
lumber, etc., C.2 S853 5%| 10% | 50% D2 
1. If with small amount of hand wood- | 
working eeeeeteoeeveeeeese eee eeeeeoaeeeeeeeeneve 25% 25% 


b.*Hand or power woodworking; no power 
woodworking machines except saws, naill- 

2 ers, mortisers or boring machines and one 
machine (either lathe, small planer, jointer 

or combination woodworking machine), 

Hee we Re vlc ite co isin cee nee ta te Meese 40% | 80%| 80%| 40%| D2 


Note: In the following occupancy items, 
saws, nailers, mortisers or boring ma- 
he: should not be counted or charged 
or. 


(Feb., 1926. Replaces former page 227) 
(Analytic System—Copyright, 19#1, by J. V. Parker) 


—228— 


2490 Woodworking Risks—Continued 


c.*Not more than two power woodworking 
mnohines? 1640s Sica tases cece cote cnewh seine 
1. For each power woodworking machine 
in excess of two (maximum charge 60%) 

2. For each power woodworking machine 
in excess of two not equipped with ap- 
roved blower system (maximum charge 
%; cumulative with 1). .ccicccccccctec 

8. If all rooms containing power wood- 
working machines are not equipped with 
an approved system of floor sweeps con- 
nected to blower system {not to apply 
unless item 1 applies)..c.cccccccccceccee 


a@.*If more than eight power woodworking 
machines in all or if more than five but not 
more than twelve machines are unequipped 
with approved blower system, C.4%4....... 
1. For each power woodworking machine 
in excess of six not equipped with ap- 
proved blower system (maximum charge 
120% } @eesceveacceaeeoea seen eceeoeesesepeeceesee eee se ece 

2. If all rooms containing power wood- 
working machines are not equipped with 

&n approved system of floor sweeps con- 
nected to blower SyYBteM.....cccccccccccs 
e.°if more than twelve power woodworking 
machines not equipped with approved 
blower system, Oe eae oe acts aie Wiais ainrereue 
2.¢Excelsior manufacturing, C.B...ccsccccsacce 


g- ney Seer: (separate buildings or divi- 
sions) ; 
1. esi non-resinous or hardwoode only, 


2 For resinous or soft woods, C.4....cece. 
h.*Upheistering and ‘Trimming (connected 


with woodworking risks). 
1.*No moss, tow, shoddy, excelsior, cotton, 


etc., used, C4 Se Ae PIT oe SM ikewleles « 
2.*If moss, tow, shoddy, excelsior, cotton, 
etc., used, C414 eetteeeeervese eeeceereeeove ee 


§. Warehouses for Finished Product: 

1. Agricultural implements, automobile 
bodies (metal covered), billfard tables, 
buggies and wagons (set up), lumber, 
mantels, patterns, refrigerators, trunks 
not wrapped, CF ee Ee ee 

2. Barrels (tight), box shooks, coffins, 
foundry flasks, handles, hubs and 
spokes, mouldings and other interior 
finish, pails, tubs and other woodenware, 
gash, doors and blinds, staves and head- 
ing, veheers, buggy, wagon and suto- 
mobile bodies (wood), wheels; not 
wrapped, MB Oe. anid Ward Gotae kcote eine elealase’s a's a 

8. Barrels (#lack), baskets, boxes, crates, 
furniture, rattan goods, willow ware; 
not wrapped, C.346; <.<sckssadccentseches 

4, Wurniture or other articles wrapped with 
paper, excelsior, burlap, ete., C.4....... 


k. Sawdust storege: 
a. in tbage Lonty POA ks cawets «aos onsen wake 
2.*Loose; no bagging, C.446......cccccccee 
3.* Loose; with bagging, Ase ects siecle’ 6c 


Bl? Spy oan 
OP | ape a 
1 | 2] 2 | 2 [ability 
| | 
807% 80%|120%| 40%| D2 
10% 10% 
10% 10% 
10% 10% 


100% 160%|160% | 100%} D2 


20% 


10% 


120% 
120% 


25% 


40% 


80% 
100% 


20% 


20% 
40% 
60% 


10%] 40% 


20% 


10% 


320%|240% | 200%} D2 
320% |240% | 200%} D2 


40%| 70%| 30%| D2 
80%| 90%) 60%| D2 


80%|120%| 40%! D3 
160%|160% 100%| D3 


| 20%] 50% 20% 


| 40% 60% 30% 


80%| 80%) 60% 


80%| 80%} 60% 
160% |110%| 100% 
160%|120%| 100% 


(Feb., 1926. Replaces former page 228) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


t 


4, 


2502 


2514 


Yarns, Stocks: 

DPE OLEIE POUR Y shy hws ab da re aun s ch ee caredn 6 08 ae 
Dec Oo OF nett «O25 se asovcne os x vinden aes ; 
Cc. Silk, Coz eeeneee e@eeeeoevoeeveaeaeoeveaee eee oaoeeveee ee @ 
Yeast Manufacturing, C.344..........00- e's wis6 


1. Additional labor, power, heat, etc., charge 
according to combustibility. 


Yeast Stocks, (OB. e@eeereee @eeeeepeeeseoeaeveaeeot eeenr ee © @ 
1. Labor (packing, etc.), power, heat, etce., 
charge according to combustibility. 


Young Men’s or Women’s Christian Associa- 

tions and similar institutions, C.2........ ete 

1. Power, heat, etc., charge according to 
combustibllity. 

2. If cooking, see Miscellaneous Hazards, 
item 8.d. 

SA ie IOOSIN Es ca cole dese sence sims St aiviatere aie ln.% 

4. If laundry in connection with occupancy... 

(No charge for hand laundry with not 

more than 5 hands.) 

5. If with manual training schools in con- 
nection, see Educational Institutions, Item 
9., for such charges as specifically apply. 


Z 


Zine Oxid Manufacturing: 


Note: Contents of buildings or sections 
exclusively occupied for ore roasting; blow- 
er, fan or settler house; or warehouse for the 
storage of zine oxid in buik, with no stor- 
age of combustible material except as pro- 
vided under item j., p. 107a., should be 
classed as incombustible. 


a. Ore Roasting Building, C.1.............26. 


Note 1: In buildings of A construction 
charge in Column 1. should be reduced 30 
points before applying the reductions pro- 
vided under item a., p. 107. 

Note 2: Contents charge for buildings or 
sections exclusively occupied for ore roast- 
ing should be waived. 

b. Blower, Fan or Settling House, C.1...... 
e. *Bag House, C.4...c.cccscccess ASTER R SAAC 
d. Warehouses for Finished Product: 
io Zancroxid | in’ bulk, Cli i604 ec aS le ns 
2. Zine oxid in barrels, C.2.........seceee. 


Note: If no packing, Column 1 
charges under subitem 1. should be re- 
duced 5 points for B buildings and 10 
points for D _ buildings; Column 1 
charges under subitem 2. should be re- 
duced 10 points for both B and D 
buildings. 


1. Additional labor, power, heat, etc., 
charge according to combustibility. 


10% 


10% 
10%. 


45% 


5% 
40% | 


5% 
10% 


5% 


5% 
80% 


5% 
10% 


» Dam- 
age- 


1 | @ [ability 


50% | D134 
50% | D2 
50% | D2% 


70%| 30%| D3 


50% D3 
50% D2 
10% 
10% 
70% 
30% D1 
80%, 40%] D2 
30% D1 
50% D1 


(Feb., 1926. Replaces former page 231) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


Sed bee fe ee, 
) 


te 
4 x mr 
j . 
cy al 
. + 74 
" La 
' , ‘ oi 
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—239— 


Note 1: The character of the facing walls always determines the ratio 
of exposure and the reduction for space. 


Note 2: In figuring these buildings it should be borne in mind that a 
building transmits the same kind of exposure it radiates, i. e., if Large, all 
exposure it transmits to buildings beyond it should be figured as Large, 
or if Small, it transmits Small exposure. These buildings, however 
SDPO eee te as other buildings of like construction (see Abnormal 

xposures). 


& TO RATE CONTENTS OF EXPOSED BUILDINGS 
Under All Classes of Protection 


a. In D, IC or BV Buildings: 

1. The exposure load of each building may be found by subtracting 
its individual rate plus any charges for falling wall exposure or 
communications, from its exposed rate. This applies whether build- 
ing stands alone or is a part of a solid row or group. 


2. The exposure load for the contents of each occupancy may be found 
by taking the ratio of the exposure load of the containing building 
as shown in the Contents Removability Table given below. This net 
amount should be added to the individual rate (plus any charges for 
falling wall exposure and communications) of the containing build- 
ing to obtain the exposed rate on contents. 


8. All contents not on ground floor and not a part of the ground floor 
stock should take the same exposure load as the containing building. 


4. Ground floor contents and contents of other floors when of same 
ownership as the ground floor contents, should take the exposure 
load of the containing building reduced as indicated in the Contents 
Removability Table. 


b. In B or C Buildings. 
1. The exposure load of each building may be found by subtracting 
its individual rate plus any charges for wall damage or falling wall 
exposure or communications, from its exposed rate. 


2. The exposure load to contents of B or C buildings may be found 
by deducting 20 cents from the exposure load of the containing 
building, taking the proper ratio of this amount as indicated in 
the Contents Removability Table, and adding 20 cents. 


Example: Removable contents under 10th (6th) class protection: Ex- 
posure load to building, $1.00; $1.00 — .20—.80; .80 x 70% —.56; 
56 + .20 = .76, the exposure load to contents. 

This net amount should be added to the individual rate (plus any 
charges for falling wall exposure or communications and such charges 
for wall damage exposure as are applicable to contents) of the con- 
taining building in order to obtain the exposed rate on contents. 


8. All contents not on ground floor should take the same exposure 
load as the containing building. 


4. Ground floor contents should take the exposure load of the con- 
ecto building, reduced as indicated in the Contents Removablility 
able. 


CONTENTS REMOVABILITY TABLE 


Showing ratio of exposure load to building which should be charged to 
ground floor contents. 


1 to 6, incl. Tand8 | 9and10 


Classes . | (1to3%) | (4and 4%) (5 and 6) 
Removable: ve rsvien eve bes vech ssi Fe) 100% «ol 8% | 70% 
Semi-Removable................ | 100% |... 90% . | 80% 
Non-Removable...............- 100% 100% | 100% 


Note 1: The classification as to removability or semiremovability is 
indicated for each occupancy in the Occupancy List by the letters “R” 
for removable contents and “S.R.” for semiremovable contents. 


Note 2: When the exposed rate on contents has been computed, the 
proper contents charge should be added to the exposed rate in order 
to obtain the final rate on contents, 


(Feb., 1926. Replaces former page 239) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


A: 
ABNORMAL EXPOSURES 


1. Abnormal exposure embraces exposure radiated by buildings larger or 
rope than the average building and is divided into four grades as 
ollows: 

a Nil: Hmbracing structures so small that they may be ignored both 
as to radiated and transmitted exposure. 

b. Negligible: Embracing structures so small that their radiated ex- 
posure may be ignored, though they transmit exposure. When found 
between other buildings, they should transmit exposure as Small. 

Note 1: Structures having neither roof nor combustible floor may 
be considered Negligible, though when consisting of a combustible 
skeleton such as a “roller coaster’ in an amusement park, they should 
transmit exposures as centers or areas of combustion. 

o. Small: Hmbracing structures larger than Negligible, but less in area 
than the average or Normal building. 

Note 2: Exposure transmitted thru Negligible or Small buildings 
should in no case be less than if taken across the clear space that 
would result from their removal. 

d. Lares: eee structures exceeding the average building in area 
or height. 

Note. 3: As to the classification of a given building, much must 
be left to discretion; for instance, some latitude may be allowed 
in grading Large buildings as Normal on a side presenting but a 
small surface to the exposed risk; the number, location and size of 
exposed openings should be considered, etc. 

Note 4: Abnormal Exposure applies only to radiated exposure; 
abnormal buildings absorb the same ratio of radiated exposure as 
normal buildings. 


Construction | _ Height ee en nro ae Grading 
| in Stories | Classes 1 to 6|Classes 7 to 10 
ae or rye Leer phrase aiered HS 
| 1 | 8000 | 5000 | 
| 2 | 5000 | 3000 | Large 
p _ 8orhigher | All Bldgs. | All Bldgs. | 
wild fuels sian’ 1000 | 750 
| : 400 pie Small” 
mae Eo 400 300 | _+=Negligible 
1 #2000 Se 
2 000 
3 5000 3000 Large 
B | 4or higher All Bldgs. | _ All Bldgs. | ' 
| 
2 "500 ee Small 
1 500. | 400 Negligible 
| t 12000 8000 
| 2 | 8000 | 5000 | Small 
A wigs nee 5000 3000 aoe ee 
| : eb fbeidhcion Aidbok: illaue ams Negligible 


2. When a story exceeds 15 feet in height, each 15 feet or greater part 
thereof in excess of the first 15 feet should be treated as an additional 
story. When such a story extends to the roof, height should be meas- 
ured to the eaves. 

8. Incombustible Contents: When a building contains exclusively incom- 
bustible contents, areas in the above table should be increased one-half. 

4. Solid Rows under 9th and 10th (5 and 6) classes of protection should 
grade Large under the following conditions: 

a. If total ground floor area of all buildings in the row is 7500 square 
feet or more when no building in the row exceeds one story in 
height. 

b. If total ground floor area of all buildings in the row is 4500 square 
feet or more when any building in the row is two stories in height, 


(Feb., 1926. Replaces former page 240) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


Mma 


"4 a. 


ec, 


d. 


@. 


ay ae 


e. If any building in the row is three stories or more in height or if 
any individual building in the row grades Large by the above table. 
Note 1: If any building in the row contains exclusively incom- 
bustible contents, its ground floor area should be reduced one-half 
in determining the total ground floor area of the row. 
Note 2: For modification of General Exposure Table for Abnormal 
Exposures, see p. 237. 


SPECIAL RULES GOVERNING EXPOSURES 


Figured Under the General Exposure and 
Frame Exposure Tables 


1. FIRE DOORS, FIRE SHUTTERS AND WiIRE-GLASS WINDOWS 


When openings in exposing walls of B2 or C3 buildings not more 
than two stories high are protected by approved fire doors or fire 
shutters, or when openings in exposing walls of B2 or C3 buildings 
of any height are protected by approved wire-glass windows, radiated 
exposure should be waived. When openings in exposing walls of B2 
or C3 buildings more than two stories high are protected by fire doors 
or fire shutters, exposures should be radiated as Bl. 

Fire doors, fire shutters or wire-glass windows may be waived for 
ground floor of B buildings as to their absorbed exposure from other 
B buildings 40 feet or more distant. 


2. EXPOSURE TO AND FROM WALLS OF INFERIOR 
CONSTRUCTION IN MASONRY BUILDINGS 


Hollow concrete block, hollow tile, adobe or hollow walls of block con- 
struction should be treated as brick walls except as to wall damage 
exposure, which see. 

Metal or metal lath and plaster walls should be treated as skeleton 
iron-clad walls. 

When a D, IC or BV wall in a masonry building is not more than 
one story high nor more than 25 feet in length, it may be considered 
@ masonry wall as to both radiated and absorbed exposure, but when 
two such walls expose each other, exposure should be charged in both 
directions as D, IC or BV to Bl, C1 or C2, as the case may be. 
When a D, IC or BV wall in a masonry building is more than 25 feet 
long (or two stories in height aggregating more than 25 linear feet), 
exposure should be radiated or absorbed according to the construction 
of the wall. When such walls are exposed by D, IC or BV l 
walls or buildings within grouping distance under 9th (5th) or 10th 
(6th) classes of protection, the exposure standard should be radiated 
or absorbed as All, but risk should not be grouped as provided for 
solid rows. 

Note: When a brick veneered building is built up against a masonry 

building and has no wall of its own but utilizes the wall of the 
masonry building for support or as one of its enclosing walls it 
should be treated as a D building with respect to that wall. 
When exposure grades Large and the window surface of a B wall 
exceeds one-half the area of the wall, the absorbed exposure should be 
increased 30% in three story buildings, 40% in four story buildings, 
50% in five story buildings, and so on, increasing 10 points for each 
additional story, but the total charge should not exceed the exposure 
that would be absorbed if the decimal and the denominator of the 
fraction for the exposing building equaled 10. 


8. EXPOSURE RADIATED OR ABSORBED THRU 
ADDITIONS TO MASONRY BUILDINGS 


When a masonry building has exposed or exposing D, IC or BV 
additions (communicating or not cut off), the decimal ratio of the ex- 
posure standard radiated or absorbed thru the additions should he 
determined by the construction of the main building, but the reduc- 
tion for space should be determined by the construction of the addi- 
tion, unless a greater charge would result if reduction for space were 
made according to the construction of the main building. 


- When additions are unusually large or when other conditions warrant, 


both the decimal ratio of the exposure standard and the reduction for 
space may be determined by the construction of the additions, 

Note: When exposure is determined by the construction of the 
addition (as provided under item b.) under 9th (5th) or 10th (6th) 
classes of protection, exposure may be radiated or absorbed as All, 
but in no event should a B or C building be grouped with other B, 
C, BV, IC or D buildings as provided for solid rows. 


(Feb., 1926. Replaces former page 241) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


sii) ya 


4. FIREPROOF AND INCOMBUSTIBLE BUILDINGS 
a. Radiated Exposure: 

1. Fireproof or Incombustible Buildings (A Buildings) with Masonry 
Walls should radiate exposure (including communications and ex- 
posure through fire walls) in the Same manner as B Buildings, 
unless otherwise directed. 

Note 1: When Fireproof or Incombustible Buildings (A Build- 


ings) with Masonry Walls contain exclusively Light Occupancies_ 


or Incombustible Contents (as defined in the Occupancy List), ra- 
diated exposure (including communications and exposure thru 
fire walls) should be waived. 

2. Incombustible Buildings (A Buildings) with Incombustible Walls 
should radiate exposure (including communications, exposure 
thru fire walls and wall damage exposure) in the same manner 
as other buildings of similar wall construction, ulless otherwise 
directed. 

Note 2: When Incombustible Buildings (A Buildings) with In- 
combustible Walls contain exclusively Incombustible Contents (as 
defined in the Occupancy List), radiated exposure (including com- 
munications, exposure thru fire walls and wall damage expo- 
Sure) should be waived. 


Absorbed Exposure: Fireproof or Incombustible Buildings (A Build- 
ings) should absorb exposure (including communications, exposure 
thru fire walls, wall damage exposure and falling wall exposure) in 
the same manner as other buildings of similar wall construction un- 
less otherwise directed. 

Note 1: When Fireproof or Incombustible Buildings (A Buildings) 
contain exclusively Incombustible Contents (as defined in the Occu- 
pancy List), absorbed exposure (including communications and ex- 
posure through fire walls, but not including wall damage or falling 
wall exposure, which should be absorbed in full) should be reduced 
three-fourths. When exposure is absorbed thru additions or sec- 
tions of inferior construction, absorbed exposure should not be re- 
duced unless such additions or sections are equipped with an ap- 
proved system of automatic sprinklers having one or more sources 
of supply, or uniess 50% or more of the ground floor area of the 
building (excluding the area of all additions or sections of inferior 
construction, whether exposed or not) is located not lesS than double 
the vanishing distance of exposure from the additions or Sections 
through which exposure is absorbed. 


5. EXPOSURES ABSORBED THROUGH SPRINKLERED 
ADDITIONS OR SECTIONS 
When buildings absorb exposure thru additions or sections equipped 
with an approved system of automatic sprinklers having one or more 
sources of supply, exposure charge (including communications and 
exposure thru fire walls, but not including wall damage or falling wall 
exposure which should be charged in full) should be modified as follows: 


a. A Additions or Sections: Exposure absorbed thru sprinklered addi- 
tions or sections of A construction should be reduced three-fourths. 


b. B Additions or Sections: Exposure absorbed thru sprinklered addi- 
tions or sections of B construction should be reduced one-half. 


ce. D Additions or Sections: Exposure absorbed thru sprinklered addi- 
tions or sections of D construction should be reduced one-fourth. 
Note 1: The provisions of Items a., b. and ec. should not apply to 
Fireproof or Inecombustibie Buildings containing exclusively Incom- 
bustible Contents (as defined in the Occupancy List). When such 
buildings absorb exposure thru sprinklered additions or sections, 
exposure charge should be modified as directed under Item 4, 


6 EXPOSURES ABSORBED FROM SPRINKLERED RISKS 
Unless otherwise directed, buildings should absorb exposure from 
risks completely equipped with approved automatic sprinkler systems 
in the same manner as exposure is absorbed from other buildings of 
similar construction with the following exceptions: 

a. Exposure charges (including charges for communications, exposure 
thru fire walls and falling wall exposure) absorbed from sprinklered 
A or B buildings should be waived. 

b. Exposure charges (including charges for communications, wall dam- 
age exposure and exposure thru fire walls) absorbed from sprin- 
klered D buildings should be reduced one-half. 


%. DWELLING EXPOSURES 
While buildings of the dwelling class (including private barns, etc., 
in connection with dwellings) absorb exposures as other buildings of 


Se 


(Feb., 1926. Replaces former page 242) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


(| 


\) 


\) 


) 


2. 


a 7, ae 


similar construction, their internal hazard differs so widely from that of 
mercantile or industrial classes that their radiated exposure cannot be 
treated by the same rules. On account of conditions affecting the 
dwelling class in various territories it is not practicable to devise any 
set rule for the treatment of radiated exposure. The following rules are, 
however, suggested for the treatment of radiated and absorbed exposures 
unless otherwise provided in special schedules for the class: 


a. Absorbed: Buildings of the dwelling class should absorb exposures 
as other buildings of similar construction. 

b. Radiated: Exposures radiated by buildings of the dwelling class 
should be waived. . i 

ce. Transmitted: Exposures absorbed from other buildings by buildings 
of the dwelling class should be transmitted as Normal if the latter 
grades Large, as Small if the latter grades Normal or as Negligible 
if the latter grades Small. 

Note: When conditions warrant, transmitted exposure may be 
waived after the second or third dwelling under the better classes of 
protection. 

8. BUILDINGS OF UNEQUAL HEIGHT 
Note: In the mutual exposures of D or IC buildings, inequality in 
height is provided for under the head of Abnormal Exposures. 

a. Exposures Radiated by Lower B V, C or B Buildings to Higher Build- 
ings: In the absence of unprotected openings in exposing building, 
lower BV, C or B buildings radiate exposure to higher buildings thru 
their roofs and should be treated as if radiating exposures thru 
lateral openings; i. e., a B2 building should be treated as Bl, a C3 
building as C2 and a BV3 building as BV 2. 

b. Exposure Absorbed Thru the Roof of B Buildings from Higher D 
or IC Buildings: 

1. If without parapet or with parapet less than 18 inches high, lower 
building absorbs full exposure as Bl. 

2. If with parapet at least 18 inches, but less than 36 inches high, 
lower building absorbs exposure as Bl reduced one-half. 

3. If with parapet at least 3 feet, but less than 5 feet high, lower 
building absorbs exposure as B1 reduced three-fourths. 

4. If with parapet at least 5 feet high, exposure charge should be 
waived. 

Note 1: When a building has a parapet at least 18 inches high 
and space intervenes between exposed and exposing buildings, net 
eharge should be reduced one-half for each 10 feet of space under 
9th and 10th (5 and 6) classes, one-fourth for each five feet of 
space under 7th and 8th (4 and 4%) classes and one-third for each 
five feet of space under ist to 6th (1 to 3%) classes of protection. 

Note 2: Net charges under items 2. and 3. are cumulative with 
charges for wall damage, but when both wall damage and charges 
pncee ome 2 or 3 apply, wall damage charge should be reduced 
one-half. 


e. Exposure Between D, IC or BV Buildings Separated by Intervening 
B Buildings: 

1. When a B2 building between two D, IC or BV buildings is not 
high enough to intercept direct exposure between these buildings 
across its roof, it should be treated as a clear space equal to its 
width in figuring the exposure of these buildings to each other. 
sae B building should radiate and absorb exposure as directed 
above, 

2. When a B2 building between two D, IC or BV buildings is high 
enough to cut off all exposure except that of roof to roof across its 
top, the mutual exposure of two unapproved roofs should be treated 
as that of two C1 buildings at an equal distance. When the roof 
of Stes building is approved, it should radiate or absorb exposure 
as 4 

d. Exposure Absorbed by C3 Buildings from Lower D, IC or BV 
Buildings: 

1. When C3 buildings are exposed by lower D, IC or BV buildings, 
see Wall Damage Exposure. 

2. When C3 buildings are exposed by higher D, IC or BV buildings, 
they should absorb exposure as C1 or C2 according to the condi- 
tions specified in the General Exposure Table. 

e. Exposure Absorbed by BV3 Buildings from Higher D, IC or BV 
Buildings: When a B V 3 building is exposed by higher D or I C 
buildings, they should absorb exposure as BV 2. 

f. Exposure Between BV3 Buildings: 

1, When two exposing BV3 buildings are of equal height, exposure 
should be radiated and absorbed as BV3 to BV3. 


(Feb., 1926. Replaces former page 243) 
(Analytic Sustem—Copyright, 1921, by J. V. Parker) 


pie) vine 


2, When two exposing BV383 buildings are of unequal height, the 
lower should radiate exposure to the higher as BV2 to BV3 and 
the higher should radiate exposure to the lower as BV3 to BV3, 


. Exposure Absorbed by B1 or C2 Buildings with Unprotected Openings 


from Lower Buildings: B1 or C2 buildings with unprotected openings 
absorb full exposure from lower buildings except when openings are 
located as indicated in the following table, in which case exposure 
should be reduced as directed in the table: 


Proportion of Exposure Absorbed by 


Location of Lowest Openings Higher Building 

Above Roof of Exposing Grade of Exposing Building 

Building Small Normal Large 

In Ist or 2nd stories aboveroof.... All ...... All Air ALL eet 
In 38rd story above roof ....cceeees i betes All oes) CAD es 
In 4th) (*§ $6 cabana aialsicisiateie eee Ae rat ot Soest All a5i% 
In Sth .s* sé MET Poaecicle vinte iis WW OLVGmeccnitte % vihae: (RS AOE 
In 6th < Ce ea Res yr dae uhh) I Tat SR % eeeveee WG ees 
inthe: 4 Ag tes Amt oes (Oe BiatS ealene Dy ye Ratatat Ye ones 
In 8th = es eS Lhoces Maialee. te SSS Pptnctaes yy eseeee ] ee: 
In Oths <3 ee eR os ale ak A ie Tal bigs colesesene % ee ‘ 
In 10th or higher stories abov 

roof eeeeesoee eee e@eoeweeveeveve e@essoree a @eeaeteoe Waive eoeeeee BA eon 


Note: When exposure is reduced as provided in the above table, 
the net charges are cumulative with wall damage exposure; when 
both apply, wall damage charge should be reduced one-half. 


. Exposure Between B1 Buildings without Parapets but with Openings, 


if any, Protected: 


1. If less than 6 inches difference in height, both buildings should radi- 
ate and absorb exposure as Bl, and if less than 5 feet apart full 
charge should apply to both buildings; if 5 feet but less than 20 
feet Ld ets net exposure charge to both buildings should be reduced 
one-half. 


2. If with at least 6 inches but less tham 18 inches difference in 
height both buildings should radiate and absorb exposure as Bl, 
and if less than 5 feet apart full charge should be made to the 
higher building but charge to lower building should be reduced 
one-half; if 5 feet but less than 20 feet apart net charge to higher 
building should be reduced one-half and net charge to lower build- 
ing reduced three-fourths, 


3. If with at ieast 18 inches but less than 5 feet difference in height 
both buildings should radiate and absorb exposure as Bl, and if 
less than 5 feet apart exposure charge to higher building should be 
reduced one-fourth and charge to lower building waived; if 5 feet 
but less than 20 feet apart, net charge to higher building should 
be reduced one-half and charge to lower building waived. 


4. If with at least 5 feet but less than 2 stories difference in height, 
higher building should be treated as B1 and the lower building as 
B 2, and if less than 5 feet apart exposure charge to higher building 
should be reduced one-half; if 5 feet but less than 20 feet apart, 
net charge to higher building should be reduced three-fourths, 


Note: Net exposure charges should be reduced for space accord- 
ing to General Exposure Table up to vanishing point of Normal 
exposure. 


If with 2 stories or more difference in height, both buildings should 
be treated as B2. 

Note: If rafters or roof boards on higher building extend beyond 
wall, they should be treated as equivalent to openings at that 
point and exposure to higher building carried as provided under 
item 8.g.; if wall is one story higher, treat as if openings were in 
second story above roof of lower building; if two stories higher, 
as if openings were in third story, and so on. 


Exposure Absorbed by B Buildings without Parapet but with 

Openings, if any, Protected, from Lower D, IC or BV Buildings: 

1. If exposed wall is less than one story higher than exposing build- 
ing, higher building should absorb full exposure charge as Bl. 


2. If exposed wall is at least one story but less than two stories 
higher than exposing building, higher building should absorb 
exposure as B1 reduced one-half. 


3. If exposed wall is two or more stories higher than exposing build- 
ing, exposure charge should be waived. 


Note 1: Net exposure charges should be reduced for space accord: 
ing to General Exposure Table up to vanishing point of exposure. 


x 


(Feb., 1926. Replaces former page 244) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


= 49 


TABLE OF CHARGES FOR COMMUNICATIONS 


(With Automatic or Self-Clesing Fire Doors Approved for the Pro- 
tection of Openings in Fire Walls on Both Sides cf Party or Division 
Wall, or at One End of Tunnel, Enclosed Bridge or Cther Enclosed 
Connection.) 


| Ratio of Individual Rate of Exposing 


Exposed Building, Building 
and Combustibility of Exposing Occupancies 

Contents Damageability Seen. oS repli. coke ner sah Aiea ni po ea ae 

C.andC.2 C3 and C3 C.4, C.444, C.5 

: Te a ee Se) | nd ae 
Building ons Sage en's Se aac 3% 5% 8% 

Contents: 

Dand? Digits hoo oe ee: 8% 5% 8% 
D2.D246and: D822. veka s 3% 6% 10% 
D3% and (D470 Shiv eihw Re tes 4% | 7% 12% 


8. Charges for communications should be doubled: 
a. When openings in party or division wall are protected by approved 
fire doors which are not automatie or self-closing. 
b. When openings in party or division wall are protected by approved 
automatic or self-closing fire doors on one side of wall only. 


e. For communications thru tunnels, enclosed bridges or other enclosed 
connections 10 feet or more in length, not protected by approved fire 
coum. 1S Sprombuskg and at least 20 feet long, charge need not 

e doubled. 


4. Charges for communications should be reduced one-half: 


a. For communications thru vestibule not of standard construction or 
equipment, with approved automatic or self-closing fire doors on 
each side of each wall (four doors). 

b. For communications thru vestibule of standard construction and 
equipment with approved automatic or self-closing fire doors on one 
side of each wall (two doors). 

ce. For communications to fireproof or incombustible buildings, all con- 
tents of which class incombustible. 


5. Charges for communications should be waived: 


a. For communications thru tunnel, enclosed bridge or other enclosed 
connections i0 feet or more in length protected at each end by ap- 
proved automatic or self-closing fire doors, or by approved automatic 
or self-closing fire doors on each side of wall at one end. 

b. For communications thru tunnel, enclosed bridge or other inclosed 
connection 50 feet or more in length. 


ec. For communications thru vestibules of standard construction and 
equipment with approved automatic or self-closing fire doors on each 
side of each wall (four doors). 

d. For communications from buildings grading Small when combus- 
tibility of exposing occupancy grades C.3 or lower. 


e. For communications from fireproof or inten Poe aN) buildizgs, all 
contents of which class incombustible, 


Additional Openings: Charge should be made for the opening bearing 
the highest net charge plus one-fifth of the charge for each additional 
opening up to and including the 5 additional openings bearing the next 
highest net charges. 


Note 1: Communication charges are cumulative with all other ex- 
posure charges, but in no case should the sum of communication 
charges plus other exposure charges exceed 80% of the increase that 
natn sop if the communicating buildings were considered as one 

re division. ; 


Note 2: Communication charges should not be transmitted. 


Note 3: Specifications for standard vestibule construction and equip- 
ment are given in the Appendix. 


(Feb., 1926. Replaces former page 249) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


1. 


2. 


5. 


9. 


—250— 
WALL DAMAGE EXPOSURE 


When a masonry wall without openings or with openings properly pro- 
tected is exposed by D buildings or by buildings with metal or metal 
lath and plaster walls, wall damage exposure should be charged, except 
ag provided below, according to the following table. 

Note: When the nearest building is constructed of masonry but has 

additions exceeding in area the limits prescribed for Negligible build- 
ings, or walls exceeding 25 feet in length, of the construction named 
above, wall damage exposure should be charged as from other build- 
ings of construction similar to that of the additions or walls. 
Angular wall damage exposure and wall damage exposure from 
brick-veneered buildings with approved roofs (B V2 or BV 3), or from 
skeleton iron-clad or incombustible buildings, all contents of which 
class incombustible, should be waived. 
When a building of D construction is built up against a masonry wall 
of another building and has no wall of its own on that side, but uses 
the masonry wall for support or as one of its enclosing walls, charge 
wall damage. 


. The wall damage charge is a ratio of the exposed rate of the nearest 


building, from which should first be deducted any exposure from the 
building to which the wall damage exposure applies. 

When the nearest building grades Negligible, wall damage should be 
charged from the next building beyond, and the Negligible building 
considered as a center of combustion in determining the distance of 
exposure. 


TABLE OF CHARGES FOR WALL DAMAGE EXPOSURE 


Character of Exposure 
Grade of Fire Protection: Small Normal Large 
Ratio of Exposed Rate of Nearest 
iat to 6th... BULIGING 2 oe a cerslae sic eciclaocia clctersiels .03 .06 09 
(1 to 3%) ( Reduction for each 5 feet of space... % % 1% 
Ratio of Exposed Rate of Nearest 
7th and 8th. ; Bullding 0o5 son access oeavicemeee 04 -08 12 
(4 and 4%) ( Reduction for each 5 feet of space... YY y% % 
Ratio of Exposed Rate of Nearest 
Sth and 10th. 4 Building... 3... Reino Gis cavoetele cle wep 05 10 15 
(5 and 6) ({ Reduction for each 10 feet of space.. % 4 % 


Note 1: When exposed wall has openings (other than communica- 
tions), all of which are protected by fire doors, shutters or wire- 
glass windows, approved for the protection of exterior openings, or 
when exposed wall is less than 12 inches thick, wall damage charge 
should be increased one-half. 

Note 2: Wall damage exposure (including increase, if any, under 
Note 1) to walls constructed of hollow concrete block, adobe or tile 
or hollow walls of block construction, unless faced with at least 
4 inches of brick or its equivalent, should be increased one-hal?. 

Note 3: When a masonry wall is exposed for not more than one- 
half of its length, the net wall damage charge, as figured above, 
should be reduced one-half; when a masonry wall is exposed for not 
more than one-fourth of its length, the net wall damage charge, as 
figured above, should be reduced three-fourths. 

Wall Damage Exposure to C3 Buildings: 

a. When the exposed wall of a C3 building is two stories higher than 
the exposing building, regular wall damage charge should apply. 

b. When the exposed wall of a C3 building is less than two stories 
higher than the exposing building, wall damage charge should be 
increased one-half. 


- Wall Damage Exposure from Sprinklered Risks: Net wall damage 


exposure charge from risks completely equipped with approved auto- 
matic sprinkler systems should be reduced one-half. 

Wall damage exposure is not cumulative with direct exposure but is 
cumulative with angular exposure from same building. When both 
wall damage and angular exposure apply from same building, net wall 
damage exposure charge should be reduced one-half. 

Note 1: Charges for wall damage exposure plus angular exposure 
should in no case exceed the charge for direct exposure from same 
building. 

Note 2: When angular exposure plus wall damage and direct expos- 
ure all apply from the same building and direct exposure is subject to re- 
duction for space, the higher charge only should apply. Exposure to con- 
tents should be considered separately in determining the higher charge. 
Contents: 

a. Under ist to 6th (8%) classes of protection, no wall damage ex- 
posure charge should be made to contents. 

b. Under 7th (4th) to 10th (6th) classes of protection wall damage 
exposure charge to contents should be reduced one-half. 


(Feb., 1926. Replaces former page 250) 
(Analytic System—Copyright, 1921, by J. V. Parker) 


: 
1 


RULES FOR DETERMINING THE CREDIT FOR 
PARTIAL AUTOMATIC SPRINKLER EQUIPMENT 


Note 1: The credits obtained by the application of the following 
rules represent percentages of the unexposed buiiding rate and should 
ae ig te after credits, if any, for structural features have been 
allowed. 


Note 2: The following rules shall not apply when more than one-half 
of the total floor area of a building (including the area of basements 
and sub-basements, if any) is protected by an approved system of 
automatic sprinklers having one or more sources of supply. 


a. Sprinklered Areas: Sprinklered areas shall include the area of all 
portions of the building protected by an approved system of auto- 
matic sprinklers having one or more sources of supply. In the for- 
mulas which follow, the total sprinklered area of the building is 
designated by the symbol “Ss.” 


portions of the building (including the area of basements and sub- 


f% b. Unsprinklered Areas: Unsprinklered areas shall include the area of all 


basements, if any) not protected by an approved system of automatic 
sprinklers. The areas for the various unsprinklered portions of the 
building should be multiplied by the ratios indicated in the following 
table according to the class of construction and occupancy. In the 
formulas which follow, the sum of the various unsprinklered areas 
after the application of the proper ratio is designated by the sym- 
bol U.? 


TABLE OF RATIOS 
Class of Construction 


Class of Occupancy SA? “B” 3 Dee 


1. Areas containing Ordinary Occupancies (except 
AS OTOvVided) Under: SUbLteM) 3.) s cori <ssiete veh cele’ s 100% 100% 100% 
. Areas containing exclusively Light Occupancies. 60% 80% 100% 


. Areas containing exclusively occupancies with 
Incombustible Contents (as defined in the Occu- 
paucy List) Olk ues SOWA ET Oi cis ERS Cd oO oe Ae 60% 80% 100% 


Note 1: When the occupancy of a floor grades as Light, as pro- 
vided in the rules governing Light Occupancies, the entire area of 
the floor should be multiplied by the ratios given under sub-item 
2.; when the occupancy of a floor grades as Ordinary, the entire 
area of the floor, including the area of any Light Occupancies it 
rey Sate should be multiplied by the ratios given under sub- 

em 1. 


_Note 2: When a building is of more than one kind of construc- 
tion, the ratios given above should apply to each section separately 


i) 


oo 


§) according to its Class. 
ce. Formulas: The final credit for partial sprinkler equipment should be 


obtained by application of the following formulas: 


4AXS 
1. For Single Source Automatic Sprinkler Equipment: Credit= 

S+U 

5X8 
2. For Multiple Source Automatic Sprinkler Equipment: Credit=——— 

S+U 


S—Represents Sprinklered Areas. 
U—Represents Unsprinklered Areas modified by the proper Ratio. 


d. Minimum Credit: When not less than one entire floor of a building 
is protected by an approved system of automatic sprinklers having 
ene reer sources of supply, the total credit should not be less 
t an Oc 


Note: The Minimum Credit specified under Item d. should not apply 
when the total area of the floor protected by automatic sprinklers 
is less than one-half of the total ground floor area of the building. 


(Feb., 1926. New page) 
(Appendix to Analytic System—Copyright, 1921, by J. V. Parker) 


Rules for Determining the Credit for Partial Automatic Sprinkler 
oS | Equipment (Continued) : 

——_ | 
a e Example: In the following example, a five story building of B con- 
SS struction having a ground fioor area of 5,000 sq. ft. is assumed. The 
Ls building has a D addition, two stories high without basement, with 

| a ground fioor area of 1,000 sq. ft. The Basement and Ground Floor 
rs contain Ordinary Occupancies while the upper floors, including the 
= ——— | second floor of the addition, are occupied for dwelling purposes and 
os, grade as Light. The Basement is protected by an approved system of 
——$ | automatic sprinklers having one source of supply. 
—, Sprinklered Area .......... 

—————_ 
oo! 


Taner w.eeee 5,000 sq. ft.—S 
Unsprinklered Areas: 


Ground Floor (Ordinary Occupancy): 
B Construction— 5,000 sq. ft. x 100%— 5,000 
| Y Construction— 1,000 sq. ft. X 100%=— 1,000 
Second Floor (Light Occupancy): 
B Construction— 5,000 sq. ft. XK 80%= 4,000 
D Construction— 1,600 sq. ft. X 100%— 1,000 
Upper Floors (Light Occupancy): 
B Construction—3 floors; 5,000 sq. ft. 
each=—15,000 xX 80%=—12,000 
Total Unsprinklered Area 


eer eee ee een eee eee eee 


Cobate ee 28 ecbood _ 2000 


23,000 sq. ft.=U 
; re = ——_ = 20 ‘ 
S+U ~ 50004-23000 28000 71 or 7.1% 


(Feb., 1926. New page) 
(Appendix to Analytic System—Copyright, 1921, by J. V. Parker) 


